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The average cost of assisted living in the county is $4,794 a month. This guide is a starting point covering the cost of assisted living care in the county, as well as financing options to pay for it. You'll find in-depth information on 39 assisted living facilities in Lake County and 30 in surrounding areas.
The Cost of Senior Care in Lake County, IL
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A high quality of living with a full complement of support services, including memory care and assisted living, awaits seniors when they join Spring Meadows of Libertyville.
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Brookdale Vernon Hills, a community with the world’s largest residential rainforest, offers both independent and assisted living options for area seniors.
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Sunrise of Buffalo Grove is a welcoming community that offers assisted living and memory care in a lovely northwestern Chicago suburb with beautiful nature preserves and parks.
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Residents at Sunrise of Gurnee enjoy a welcoming community of beautifully landscaped grounds, elegant living accommodations, fun programming and personally tailored care.
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At The Sheridan at Green Oaks, we invite senior to rethink what retirement living can be because our comprehensive care services and first-class supportive services create a lifestyle that can’t be matched.
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The Garlands of Barrington offers stunning architecture, spacious floor plans and good neighbors who are also great friends. Even if you are in indepe...
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A recently constructed community, Victory Centre of Vernon Hills offers a range of retirement options for excellent senior living in Vernon Hills.
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Belmont Village of Buffalo Grove’s well-trained and energetic team of professionals creates a sense of kinship that benefits residents and their families at our community.
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Sunrise of Highland Park, located in a peaceful setting in suburban Chicago, is close to restaurants, parks, banking and Highland Park Hospital.
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Caring for seniors challenged by memory loss, Silverado Lake Zurich provides a secure, caring and comfortable home for those in the Greater Chicago area.
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We began our quest into senior living because of our love for our beloved mother, Mary Bickford, whose needs became too great for us to manage. As we researched senior living options, we were shocked at our findings. The options…
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Pathway to Living's longstanding mission is to transform the way society thinks about aging and senior living. Our Azpira Place of Lake Zurich community is an extension of that promise. We are steadfast in our commitment to cultivate a genuine…
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With a convenient location near amenities and medical centers, and top-flight memory care, it's easy to see why so many families have chosen Autumn Leaves of Gurnee.
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Prairieview at The Garlands, located in Barrington, provides seniors with a selection of amenities to encourage an enjoyable senior living experience.
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Beyond the hum of the city, where old-growth trees and acres of pristine forest stretch out under wide-open skies, you can find a place where residents pursue aspirational living each day. Anthology of Grayslake is a new kind of senior…
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Paradise Park Assisted Living and Memory Care provides a gracious, loving and intimate alternative to the large, multi-story assisted living facilities in suburban Chicago.
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Silverado Highland Park provides a supportive and nurturing community for seniors facing the challenges of Alzheimer’s and other dementias.
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__________________________________ Here at Wellshire Lincolnshire, we allow couples that have always lived together stay together and allow every resident to have the freedom to do what they deserve, to explore new interests and make friends. We are sure to provide…
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Brookdale Hawthorn Lakes provides a full range of choices for today's seniors. Choosing a senior living community represents a lifestyle choice and we understand that our residents are choosing much more than a comfortable living environment to call home. Our…
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Here at Theresa's Home Care, LLC, we provide a pleasant, secure, and welcoming environment for our residents to enjoy. Our staff members treat everyone with the utmost respect, as our mission is to create strong bond with our residents based…
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Our Mission Gurnee Manor is committed to providing outstanding care while fostering a comfortable, home environment. Our goal is to create an atmosphere where residents are encouraged to prolong their level of independence. It is Gurnee Manor's responsibility to preserve…
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Sedgebrook offers maintenance-free retirement living on a scenic 92-acre campus in Lincolnshire, Illinois "“ the North Shore village that blends idyllic charm with a host of shopping, entertainment and recreational attractions.
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Cedar Lake Assisted Living & Memory Care offers families the peace of mind that their loved one will live surrounded by friends and have supportive services close at hand.
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Green Oaks Senior Living is owned and operated by Spectrum Retirement Communities, LLC. This is our fifth Spectrum retirement community in Illinois. Our community includes: 110 independent living apartments, 60 assisted living apartments, 24 memory care apartments, 12 cottages Month-to-month…
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Here at Theresa's Home Care, LLC, we provide a pleasant, secure, and welcoming environment for our residents to enjoy. Our staff members treat everyone with the utmost respect, as our mission is to create strong bond with our residents based…
Call 1-800-991-9257 for details
Here at Theresa's Home Care, LLC, we provide a pleasant, secure, and welcoming environment for our residents to enjoy. Our staff members treat everyone with the utmost respect, as our mission is to create strong bond with our residents based…
Call 1-800-991-9257 for details
You have spent a lifetime helping others and now it's time to do something special just for you. Barton Senior Residences of Zion gives you the time and opportunity to start enjoying senior living. Located on over 3 1/2 acres…
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Call 1-800-991-9257 for details
Call 1-800-991-9257 for details
Call 1-800-991-9257 for details
Call 1-800-991-9257 for details
Located in Fox Lake, Illinois, near the shores of Mineola Bay and within walking distance of a cinema, the Cottages of Fox Lake is a comfortable facility for retirees who need help with activities of daily living or memory care.…
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Call 1-800-991-9257 for details
Call 1-800-991-9257 for details
Call 1-800-991-9257 for details
Call 1-800-991-9257 for details
Call 1-800-991-9257 for details
Call 1-800-991-9257 for details
At Radford Green Health Care and Rehabilitation in Lincolnshire, we help you get back into life with personalized care designed to meet your specific needs. We combine our one-on-one approach with the latest senior rehab therapies in Illinois so you…
The first thing that will impress you when you visit The Park at Vernon Hills is the gracious welcome you receive upon entering their front doors. The hospitality level is very high and their engagement with residents is enthusiastic and genuine. You won't want to miss the indoor tropical courtyard that provides a to...
Read more Brookdale Vernon Hills reviewsMy mom has been there for several years, both under the new and old management. I'm convinced that the quality of care and abundance of activities have added years to her life.
Read more Brookdale Vernon Hills reviewsI visited Brookdale Vernon Hills, and it was a good place. They told me they had a pool, but it was just a wading pool, and I would have wanted a swimming pool. They had an outdoor sitting area, an exercise area, and an entertainment area when you have visitors. The staff was not very thorough about some of the things ...
Read more Brookdale Vernon Hills reviewsWe chose Brookdale Vernon Hills for Mom because it's the closest facility. It's very nice. We also liked the people, that's why we chose it. She's very happy there. A female staff member helped me go through all these. She was very helpful, called me, and set up all the tours. Mom is in independent living, but when she...
Read more Brookdale Vernon Hills reviewsSunrise of Buffalo Grove offers both assisted living apartments and specialized accommodations and services for seniors with Alzheimer's Disease. The residence is Victorian-style with many amenities offering all the comforts of home. The front line staff are enthusiastic about what they do and it shows. They engage ...
Read more Sunrise of Buffalo Grove reviewsSunrise of Buffalo Grove was my second choice. The cost was higher though. The initial fee to get in was four times the fee of the one we chose. The place was very clean and very nice, but to me, it looked like they did too much.
Read more Sunrise of Buffalo Grove reviewsGenworth’s 2018 Cost of Care study reviewed senior care cost data nationwide. According to the study, assisted living costs in Lake County are higher than both the state ($4,030) and national ($4,000) average. Prices are similar in nearby Rockford ($4,770) and Bloomington ($4,650), while prices are lower in cities south of Lake County, such as Danville ($4,200), Decatur ($4,046) and Champaign ($3,578).
Note: Senior care cost data wasn’t available for Lake County, so data for the closest city, Chicago, was used.
The Cost of Assisted Living in Surrounding Areas
The price of senior care depends largely on the level of care provided, while factors such as the cost of housing in an area also impact care costs. In Lake County, nursing home care is the most expensive option because it includes around-the-clock skilled nursing care in a specialized, licensed facility.
Assisted living costs in Lake County are similar to the cost of 44 hours per week of homemaker services or a home health aide, while adult day health services are the lowest-priced option. When comparing senior care costs, it’s important to know that assisted living and nursing home prices generally include room and board, while seniors who opt for in-home care are responsible for their food, rent or mortgage, home maintenance and utility costs.
Senior Care Cost Comparison Chart
Medicaid is the national health insurance program that provides basic health coverage for people who have few assets and a low income. Funding comes from both the state and federal governments, and in Illinois, 18% of the population is covered through Medicaid Medical Assistance Programs administered by the Illinois Department of Healthcare and Family Services.
To qualify for free Medicaid coverage, seniors may earn no more than the Federal Poverty Level, which is $1,012 per month for an individual and $1,372 a month for couples. Applicants can also own no more than $2,000 in countable assets when applying as an individual and $3,000 when applying as a couple.
Seniors with income or assets that exceed the allowable Medicaid limits can spend down their excess income toward medical expenses, including assisted living care, using the Pay-In Spenddown option.
Note that Illinois does not permit the use of a Qualified Income Trust (Miller Trust).
Supportive Living Program
Low-income seniors 65 and older who meet the criteria for nursing home placement and who would prefer to live in an assisted living setting may qualify for assistance through the Illinois Supportive Living Program. This Medicaid program replaces the previous Home and Community-Based Services Supported Living Program waiver.
Under the SLP, seniors may be provided with additional services not normally covered through Medicaid, such as personal care, medication management, transportation assistance and a wearable personal emergency response system. SLP enrollees are responsible for the room-and-board portion of their assisted living costs, and they are allowed a $90 monthly personal needs budget.
Note that the SLP has lower income limits than general Medicaid coverage in Illinois. The maximum income for SLP participants is currently set at the maximum SSI monthly amount of $771 for a single applicant and $1,157 for a couple. Applicants must test negative for active tuberculosis and not be enrolled in any other Medicaid waiver programs.
For more information about Medical Assistance Programs and the SLP, contact the DHS Family Community Resource Center in Lake County at (847) 263-7778.
Optional State Supplementation
The state provides all aged, blind and disabled Social Security Income recipients with a cash top-up known as an optional state supplement. For 2019, the maximum federal SSI payment is set at $771 for an individual and $1,157 for an eligible individual with a qualified spouse.
For more information, contact the Illinois Department of Human Services, Lake County Family Community Resource Center at (847) 263-7778.
VA Aid and Attendance Benefits and Housebound Allowance
Veterans and survivors who receive a regular VA pension and have a disability or condition that significantly impacts their day-to-day functioning may qualify for a larger pension payment under the VA Aid and Attendance Benefits or the Housebound Allowance.
To qualify for the Housebound Allowance, applicants must be mostly restricted to their home as a result of a permanent disability.
To qualify for the Aid and Attendance Benefits, applicants must either live in a nursing home, need help from another person to perform activities of daily living, have a severe visual impairment or be bedridden.
Note that applicants cannot combine benefits from Aid and Attendance with the Housebound allowance, and veterans who already receive a VA disability pension are excluded from these benefits.
To learn more, contact the Lake County Veterans Assistance Commission at (847) 337-3344.
Seniors can enjoy a low-cost lunch, join in weekly bingo games, learn how to play pinochle and use the internet at the two senior centers in Lake County. These centers also host day trips and special events.
Antioch Senior Center
817 Holbek Dr, Antioch, IL 60002
(847) 395-0139
Highland Park Senior Center
54 Laurel Ave, Highland Park, IL
(847) 432-4100
Lake County seniors who need help navigating their health care insurance options, want a referral to local services or need to arrange door-to-door wheelchair-accessible transportation can contact any of these three agencies for assistance.
Northeastern Illinois Area Agency on Aging
245 W Roosevelt Rd Bldg 6 Suites 41-43, West Chicago, IL 60185
(630) 293-5990
Catholic Charities – Lake County Senior Care Management Services
116 N Lincoln, Round Lake, IL 60073
(847) 546-5733
Warren Township Senior Services
17801 W Washington St, Gurnee, IL 60031
(847) 244-1101 Ext. 501
The Lake County Veterans Assistance Commission helps veterans and survivors apply for benefits, file claim appeals and access emergency funds. The VAC also provides transportation to medical appointments for veterans. VA health services are available at the McHenry Community-Based Outpatient Clinic and the Captain James A. Lovell Federal Health Care Center.
Veterans Assistance Commission
501 N IL Route 21 Ste 106, Gurnee, IL, 60031
(847) 377-3344
McHenry Community-Based Outpatient Clinic
3715 Municipal Dr, McHenry, IL 60050-5483
(815) 759-2306
Captain James A. Lovell Federal Health Care Center
3001 Green Bay Rd, North Chicago, IL 60064
(847) 688-1900
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