Assisted Living Community in Dupage County, Illinois

The average cost of assisted living in the county is $4,794 a month. This guide is a starting point covering the cost of assisted living care in the county, as well as financing options to pay for it. You’ll find in-depth information on Assisted Living Community in Dupage County and several in surrounding areas.

• Assisted living: $4,794
• Nursing home semiprivate room: $7,330
• In-home care: $4,576
• Adult day health services: $1,728

According to data gathered from the Genworth 2018 Cost of Care study, the cost of assisted living in Dupage County is nearly $800 more than both the national average of $4,000 and the state average of $4,030. Of the major regions surveyed, assisted living in Dupage County is the costliest. The most affordable cities for assisted living include Champaign, where the average monthly cost is $3,578, and Kankakee, where assisted living costs average $3,986 per month. 

Note: Cost data for assisted living in Dupage County was not available, so data for the closest city, Chicago, was used.

The cost of senior care in Dupage County varies widely depending on the level of care needed. The most affordable type is adult day health care, with monthly costs averaging just over $1,700. Home health care services cost roughly $4,600 per month on average and assisted living costs just under $4,800 per month. The most expensive type of care in this county is nursing home care, with a semiprivate room averaging $7,330 per month.  When weighing the cost of senior care, it’s important to note that assisted living and nursing home costs generally include living accommodations, upkeep and meals. Families who choose more affordable care options, such as adult day health care and home care services, must factor in these additional living costs. Cost of Homemaker/Home Health Aide Comparison Chart

• Assisted Living: $4,794

• Homemaker services: $4,576

• Home health aide: $4,576

• Adult day health: $1,728

• Nursing home care (semiprivate room): $7,330 

Low-income seniors in Dupage County may be eligible to receive health insurance through Illinois Medicaid. Through this entitlement program, qualifying seniors may receive financial assistance for adult day health care and in-home personal care services. The Supported Living Program and the Long-Term Care Waiver, which are outlined below, provide long-term nursing home care services to seniors.

To qualify for Medicaid, Dupage County seniors must be at least 60 years old, a U.S. citizen or legal resident and a resident of Illinois. Additionally, they must meet income and asset guidelines. Individuals who are eligible for Medicaid may have a monthly income of up to $1,041 and up to $2,000 in countable assets. If both spouses are applying for Medicaid, the income limit is $1,409 per month and the countable asset limit is $3,000.

Those who do not meet income and asset eligibility requirements may still qualify for Illinois Medicaid through the Medically Needy Pathway program, which is often called a spend-down program, or through Medicaid planning, which is for those who cannot afford the cost of their medical care.

Illinois Medicaid offers two Home and Community-Based Waiver programs that can pay for senior care services that are not generally covered by Medicaid. 

The Supportive Living Program provides an alternative to nursing home care for low-income individuals who prefer to live in an assisted living facility. While this program does not cover room and board, it does pay for supportive service, such as personal care assistance, medication management and social and health activities. 

The Long-Term Care program provides payment for long-term nursing home services. To receive financial assistance with nursing home care, seniors must apply for medical benefits through the Department of Human Services and obtain a needs screening through the Department on Aging. 

For more information on Illinois Medicaid or its waiver programs, Dupage County residents can visit the Illinois Department of Healthcare and Family Services website or call (800) 226-0768.

Veterans Aid and Attendance and Housebound Benefits

Dupage County seniors who are eligible for VA pensions and either housebound or require the aid and attendance of a caregiver may be eligible for additional monthly payment through the Aid and Attendance and Housebound program. These benefits are paid out in addition to the monthly VA pension and may be used toward the cost of senior care.

To be eligible for this program, seniors must meet one of the following conditions:

• Require assistance with the activities of daily living, including bathing, dressing, feeding and mobility

• Are bedridden due to a disability

• Reside in a nursing home due to a mental or physical disability

• Have eyesight that is limited to a corrected 5/200 visual acuity or less in one or both eyes or a concentric contraction of the field of vision to 5 degrees or less

• Housebound due to a permanent disability

To learn more about the Aid and Attendance and Housebound program, contact Dupage County Veterans Assistance by calling (630) 407-5655.

Optional State Supplement

Low-income seniors who qualify for Supplemental Security Income may be eligible to receive an optional state supplement in addition to their SSI benefit. The OSS benefit can be put toward the cost of room and board in an assisted living facility. In Illinois, the amount that an individual receives from this program is based on state-approved allowances provided for specific needs. To learn more about OSS or to apply for this benefit, applicants can visit the Illinois Department of Human Services website or call (630) 407-6500.

Eligible veterans in Dupage County may receive emergency financial assistance and nonfinancial services through the Veterans Assistance Commission of DuPage. To learn more about this program, veterans can call or visit their local VA office.

Veterans Affairs Department
421 N County Farm Rd, Wheaton, IL 60187
(630) 690-9449

Dupage County Vet Center
750 Shoreline Drive, Suite 150 Aurora, IL 60504
(630) 585-1853

Senior Homes has an extensive directory of senior living options, with care and living providers across the United States.