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independent-living

An explanation of retirement living costs. Visit to learn more about finding the right retirement community or to find a retirement community near you.

Discover the typical cost of living in a retirement community, what&#39;s included in the cost of a retirement communities and what to expect in various types of retirement communities.

The Cost of Living in a Retirement Community

An article defining Activities of Daily Living. Learn more about Senior Care by browsing our library of insightful articles or find senior care using our comprehensive directory.

Learn about activities of daily living, how ADLs are assessed and what the results can mean if you&#39;re considering long-term care for yourself or a loved one.

A Primer on the Activities of Daily Living (ADLs)

A brief overview of veterans benefits, what they offer, and how to learn more about them.

Some veteran benefits can help with assisted living costs. Discover which ones can, how to apply and how to find the ideal assisted living community for your loved one.

Veterans Benefits: A Brief Overview

Veterans Benefits

Learn more about the pros and cons of buying long-term insurance and how to use it to pay for senior care.

Learn about long-term care insurance for seniors, what services are covered, who is eligible, its benefits, how to sign up, and viable alternatives to this policy.

Long-Term Insurance: Planning for Your Future

Life insurance can be a powerful financial retirement tool if used properly. Learn how.

A life settlement from life insurance provides financial freedom for retirees. Discover how life settlements work, how much you&rsquo;ll get, eligibility requirements, and more.

Financing Your Retirement with Life Insurance

An article explaining what PACE Programs are. Learn more about PACE Programs or search our nationwide directory to find home care near you.

The Program of All-Inclusive Care for the Elderly (PACE) combines all the services offered by Medicare and Medicaid. Learn more about the program, eligibility, and how to apply for PACE.

PACE Programs: Programs of All-Inclusive Care for the Elderly

As the population ages and Baby Boomers face the realities of paying for care for their parents and for themselves, it becomes clear that the biggest hurdle to senior care is paying for it.

Learn about the cost of long-term care and ways you can pay for care, including Medicaid, VA benefits and the PACE program, in this guide for older adults.

Paying for Long-Term Care: How to Overcome this Costly Hurdle to Safeguard Your Future

Paying for Long-Term Care: An Overview

Learn about tips for senior downsizing, how to make the downsizing process as easy as possible, and senior downsizing options.

From saving money to avoiding household chores, there are dozens of great reasons to downsize. Read our free guide for tips on navigating the process.

Senior Downsizing Guide

Senior Downsizing Tips

memory-care

For seniors coping with dementia, one of the greatest frustrations is the inability to do those things they once loved. Activities and hobbies that used to be second nature might start to feel fuzzy or distant. This harsh reality can be discouraging for the person suffering from dementia, as well as the friend or loved one who is trying to engage them.

Learn about the benefits of activities for people with dementia and find a list of dementia-friendly things to do in this comprehensive guide.

Activities To Do With Seniors Who Have Dementia

12 Activities for People With Dementia

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Costs at Shelton Manor

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Based on data from&nbsp;<a href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" rel="noopener noreferrer" target="_blank">Genworth&rsquo;s&nbsp;2018 Cost of Care Study</a>,&nbsp;the average monthly cost of assisted living in Pensacola&nbsp;is less than $100&nbsp;over the national average but substantially higher than the state average of $3,500. Assisted living expenses in Pensacola are comparable to other nearby Florida Panhandle cities, such as Crestview&nbsp;($4,195) and Panama City ($4,200), sometimes varying by&nbsp;less than $100 per month. Farther east, in Jacksonville ($4,425) costs increase more significantly.

Assisted Living Costs in Pensacola

Cost of Assisted Living Comparison Chart

Costs for senior care can&nbsp;vary widely by type, and this is true in Pensacola,&nbsp;where nursing home expenses are nearly double those for assisted living. At an average of $1,408 per month, adult day health care is much less expensive,&nbsp;while costs for homemaker services ($3,575) and home health aides ($3,623) land more in the midrange, costly only slightly less per month than assisted living. Seniors who&nbsp;may be considering nonresidential&nbsp;care options&nbsp;such as adult day health care or in-home&nbsp;services should factor in&nbsp;their monthly costs for housing, transportation, meals&nbsp;and other essentials, which are often included in assisted living and nursing home care. Cost of Homemaker/Home Health Aide Comparison Chart 
<li>Assisted living: $4,096</li>
<li>Homemaker services: $3,575</li>
<li>Home health aide: $3,623</li>
<li>Adult day health: $1,408</li>
<li>Nursing home care (semiprivate room): $7,817</li>

Care Cost Comparison

Cost of Homemaker/Home Health Aide Comparison Chart

Financial Assistance for Assisted Living in Pensacola

The Optional State Supplementation&nbsp;(OSS) Program 
 
The&nbsp;<a href="http://www.dcf.state.fl.us/service-programs/access/temporary-cash-assistance.shtml" rel="noopener noreferrer" target="_blank">Optional State Supplementation (OSS) program</a>&nbsp;provides financial assistance toward room and board for low-income Florida seniors&nbsp;already living in residential care facilities. The program&rsquo;s&nbsp;payment varies depending on the type of care an individual receives,&nbsp;up to a maximum of $239&nbsp;monthly for individuals and $487 for couples. 
 
Applicants must be 65 or older (unless disabled) and currently residing in a care facility to qualify. Individual applicants should have a monthly income&nbsp;not exceeding $828.40. For couples, the maximum monthly income is $1,656.80. Income limits are moderately higher for&nbsp;applicants living in mental health care facilities. Asset limits also apply, and applicants will find the guidelines similar to those for Medicaid approval.&nbsp;Interested individuals can visit<a href="http://www.myflorida.com/accessflorida/" rel="noopener noreferrer" target="_blank">&nbsp;ACCESS Florida</a>&nbsp;for further information or to apply. 
 
VA Aid and Attendance Program 
 
The&nbsp;<a href="https://www.benefits.va.gov/pension/aid_attendance_housebound.asp" rel="noopener noreferrer" target="_blank">VA Aid and Attendance Program</a>&nbsp;provides&nbsp;financial assistance to eligible veterans and surviving spouses in need of assisted living. To qualify, applicants must be over the age of 65&nbsp;and need&nbsp;help with activities of daily living. The program&rsquo;s funding&nbsp;is meant to offset the costs of assisted living. 
 
The eligibility requirements are complex, factoring in&nbsp;unreimbursed medical expenses, and application to the program can be confusing. Potential applicants&nbsp;should visit&nbsp;their local&nbsp;<a href="https://www.va.gov/find-locations/?facilityType=benefits" rel="noopener noreferrer" target="_blank">VA benefits office</a>&nbsp;for further information and to apply. 
 
Assisted Living Bridge Loans 
 
For individuals or families in need of&nbsp;short-term funding for assisted living, bridge loans&nbsp;can provide&nbsp;up to 12 months of payments&nbsp;and may be ideal for seniors awaiting benefit approval or funds from a home sale. Bridge loans can also be used to cover&nbsp;initial expenses&nbsp;of assisted living, such as move-in costs.&nbsp; 
 
Because&nbsp;a single loan can have multiple borrowers, the importance of individual creditworthiness diminishes, improving approval odds, and since&nbsp;family members generally apply for bridge loans, the age and health of&nbsp;the senior&nbsp;receiving services don&rsquo;t&nbsp;impact the chance of approval.&nbsp;Lenders do require information&nbsp;about the anticipated source of permanent funding. 
 
Bridge loans&nbsp;can&nbsp;be taken as lump-sum disbursements or as a&nbsp;line of credit. Once an application is submitted, the loan&rsquo;s approval time is often very fast. For additional information on assisted living bridge loans, contact&nbsp;<a href="https://elderlifefinancial.com/" rel="noopener noreferrer" target="_blank">Elderlife Financial Services</a>.

Other Financial Assistance Programs for Assisted Living

The average cost of assisted living in the city is $4,096 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 5 Assisted Living Communities in Pensacola and several in surrounding areas. <ul><li>Assisted living: $4,096</li><li>Nursing home semiprivate room: $7,817</li><li>In-home care: $3,575</li><li>Adult day health services: $1,408</li></ul>

Assisted Living in Pensacola, FL

Assisted Living Articles and Resources

Florida residents who are 65 years and older and meet specific income and asset requirements can&nbsp;qualify for medical care assistance through&nbsp;SSI-related&nbsp;Medicaid. Single applicants must&nbsp;have no more than $891 in monthly income. For married couples who are jointly applying, both spouses must make no more than $1,208 a month. Seniors who&nbsp;are eligible for Supplemental Security Income (SSI) automatically qualify for Medicaid and&nbsp;can work directly with the&nbsp;<a href="https://www.ssa.gov/" rel="noopener noreferrer" target="_blank">Social Security Administration</a>&nbsp;to obtain benefits. 
 
For&nbsp;additional information or to apply, other potential applicants should visit&nbsp;<a href="http://www.myflorida.com/accessflorida/" rel="noopener noreferrer" target="_blank">ACCESS Florida</a>&nbsp;or call 866-762-2237. 
 
Seniors who qualify for Medicaid and enroll in the statewide&nbsp;<a href="http://ahca.myflorida.com/Medicaid/statewide_mc/" rel="noopener noreferrer" target="_blank">Managed Medical Assistance (MMA)</a>&nbsp;program&nbsp;benefit from comprehensive services, which include primary care, hospitalization, nursing home care, home health care, prescription medications and adult day health care, depending on the individual&rsquo;s needs.&nbsp; 
 
For residents&nbsp;who need long-term care,&nbsp;Florida&rsquo;s&nbsp;<a href="http://ahca.myflorida.com/Medicaid/statewide_mc/" rel="noopener noreferrer" target="_blank">Statewide&nbsp;Medicaid Managed Care Long-Term Care Program</a>&nbsp;(SMMC&nbsp;LTC)&nbsp;provides Medicaid-eligible seniors with community services, in-home programs and assisted living arrangements. After an assessment, a&nbsp;case manager determines care&nbsp;needs and develops a plan&nbsp;for&nbsp;the individual to receive&nbsp;care in the least restrictive environment. Benefits of SMMC&nbsp;LTC&nbsp;may include assisted living, adult foster care and additional services such as home-delivered meals. 
 
To&nbsp;qualify,&nbsp;applicants must be legal Florida residents over the age of 65 (under 64&nbsp;only if designated as disabled). They must be Medicaid eligible and require a nursing facility level of care.&nbsp;An&nbsp;applicant&rsquo;s combined income and assets&nbsp;must not exceed $2,313 per month. For couples&nbsp;applying jointly, the limit is $4,626. 
 
If interested, seniors&nbsp;should call the Elder Helpline at&nbsp;800-262-2243&nbsp;to request a screening for home- and community-based services. During the screening interview, the primary caregiver&nbsp;will need to provide basic information, including the applicant&rsquo;s income and required care needs.

Medicaid in Florida

Detailed profiles of 5 Assisted Living Facilities in Pensacola, FL. Average cost is 4096 per month. Reviews, ratings, costs, pictures, amenities, and more.

Pensacola's Best Assisted Living Facilities for 2023

Nearby Assisted Living Facilities

Other Senior Living in Pensacola, FL

Assisted Living Resources in Pensacola

Seniors&nbsp;in need of community resources can&nbsp;contact these local agencies, which specialize in the needs of the aging. Several local agencies provide information, referrals and support to&nbsp;area seniors, as well as their families and caregivers.

Agencies on Aging

Older Pensacola residents&nbsp;can choose from several&nbsp;community&nbsp;centers offering senior programming. The city&rsquo;s senior centers provide education, physical activity and special events&nbsp;to foster&nbsp;socialization and to enhance the overall quality of life for area seniors.

Senior Centers

Reviews of Pensacola Assisted Living Facilities

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Find the comfort and care you deserve at The Waterford at Creekside (formerly Pacific Senior Living Creekside). The senior living community in Pensacola, FL provides residents with a positive, nurturing environment that encourages health and happiness while promoting companionship among residents and staff. Our goal is to enrich the lives of our residents by providing an environment that is physically, mentally, spiritually and emotionally stimulating. We offer a variety of benefits geared toward seniors with cognitive impairments, including music and memory services, pet therapy and aromatherapy. As Northwest Florida’s only all-Memory Care community, we provide a support group for families of residents as well as educational seminars that are open to the public. Apartments are divided between several cottages, allowing seniors to be grouped cognitively. Each is equipped with an array of thoughtful amenities, including emergency response systems, cable television access and wide entryways for easy wheelchair access. Seniors are encouraged to stroll our community’s beautifully landscaped courtyards or spend downtime in our lounge with big-screen TV or arts and crafts area. Scheduled courtesy transportation is provided for local medical appointments and resident outings and activities. At The Waterford at Creekside, residents have everything they need to enjoy a peaceful life free from the burdens and worries of solitary living.

<h2>Featured Amenities</h2>

At our Memory Care community in Pensacola, FL, apartments are divided between several small cottages, making it easy for seniors to participate in cognitively appropriate group activities. Apartment amenities include emergency response systems, emergency call buttons, cable television access and wide entryways for easy wheelchair access. Bathrooms with safety-assist hand railings offer extra stability, and each apartment is equipped with a smoke alarm/sprinkler system for peace of mind. All utilities, except basic cable and telephone, are included in residents’ monthly rent.

<h2>Available Services</h2>

The Waterford at Creekside offers Memory Care services in the Gulf Coast city of Pensacola, Florida. Our senior living community offers a variety of unique services designed to stimulate the senses, including music and memory programs, pet therapy and aromatherapy. Support services include early stage/advanced dementia care, medication administration, escort and transfer assistance, incontinence care and assistance with bathing, dressing and grooming. Our community is staffed 24 hours a day by qualified care providers, and as Northwest Florida’s only all-Memory Care community, we take pride in tailoring all care plans to meet individual needs. Residents also enjoy 24-hour access to licensed nurses and access to a choice of home health agencies. The Waterford at Creekside holds an ECC (Extended Congregate Care) license. This is the most extensive license an Assisted Living Facility can have in Florida, which allows us to provide more care to individuals who need a higher level of care.

The Waterford at Creekside

University Pines is located in Pensacola, FL, providing a vibrant backdrop for your new life as a valued member of our caring community. From pleasant housekeepers, to attentive servers at mealtime, and helpful maintenance technicians who are there when you need them, this community is the new extension of your family. We take pleasure in getting to know each of our residents and look out for their comfort and happiness. Our chefs prepare three delicious meals each day, served in our beautiful dining room. We provide housekeeping, linen services, fun and stimulating activities, off-site excursions, transportation to your personal appointments and a variety of classes and programs. Our warm, comfortable community and our friendly staff and residents will welcome you. We look forward to making your life easier any way we can. So come to University Pines for a visit...and stay!

*We understand that each individual is unique and that needs may change over time.

 To learn more about this provider's license and review other available state reports, please visit: <a href="https://quality.healthfinder.fl.gov/">Florida Agency of Health Care Administration</a>

Sky Active University Pines

Brookdale Pensacola provides assisted living residents with lifestyles, housing, and services in comfortable surroundings combined with exceptional amenities, programs, and care. Through Brookdale's signature Personalized Assisted Living, we customize our care offerings for the individual. This allows each resident at our community the freedom and opportunity to make choices that will ease their lifestyle transitions. Residents enjoy life with the support they need, coupled with the appropriate accommodations as their needs change.

We promise Respect for Individual Preferences by offering personalized care needs and providing an atmosphere that encourages each assisted living resident to live in health and longevity. We also offer special housing and care options for those who require assistance with the activities of daily living such as dressing, bathing and assistance with medication. We offer graduated levels of care based upon the individual need of residents, as determined by our continual assessment process. We are dedicated to enriching the lives of residents every day with signature services for those who value their freedom and independence, but desire or need services providing them with the highest level of quality, care, and value. To learn more about this providers license and review other available state reports, please visit: <a href="https://quality.healthfinder.fl.gov/">Florida Agency of Health Care Administration</a>

Brookdale Pensacola

Delight in convenient services and ample sunshine at The Waterford at Carpenters Creek, our senior living community in the beautiful Gulf Coast city of Pensacola. Our caring and professional staff provides a helping hand for residents who may appreciate assistance with the activities of daily living, from housekeeping and laundry to medication management. For the benefit of our Independent Living and Assisted Living residents, we offer an array of thoughtful amenities, including a beautifully landscaped courtyard and surroundings where residents are welcome to walk and enjoy the pleasant year-round weather. Individual apartment homes are equipped with kitchenettes, walk-in closets and spacious bathrooms with walk-in showers and safety-assist hand railings. During downtime, seniors can read a book from our well-stocked library, watch the big game in our lounge area with big-screen TV or perfect a sonata on our grand piano. Our senior living community in Pensacola offers three delicious restaurant-style meals daily, and a variety of popular local restaurants are nearby as well. Since our community is staffed 24 hours a day, seven days a week by a team of conscientious care providers, friends and family members of residents can rest assured that their loved ones are always in considerate hands. Discover our commitment to providing a helping hand for residents who may appreciate assistance with activities of daily living. You can be assured that The Waterford at Carpenters Creek provides the quality care that will allow residents to remain as self-reliant as possible while living in a supportive environment.

Since 1990, Capital Senior Living has grown to become one of the largest senior living providers in the United States. With a goal of offering affordable housing and an enriched lifestyle to thousands of seniors, our dedicated team of professionals succeeds in providing quality care in each of our unique communities. To learn more about this providers license and review other available state reports, please visit: <a href="https://quality.healthfinder.fl.gov/">Florida Agency of Health Care Administration</a>

The Waterford at Carpenter's Creek

Learn more about Shelton Manor and other Senior Living communities providing Shelton Manor services around Pensacola, Florida.&nbsp;See reviews, prices, photos, services, amenities and more...

Shelton Manor - Pensacola, Florida

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