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The average cost of assisted living in the city is $4,473 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 5 assisted living facilities in Cameron Park and 30 in surrounding areas.
The Cost of Senior Care in Cameron Park, CA
Imagine living at Ponte Palmero - a full-service, solar retirement community in Cameron Park that sits on 25 acres and has the largest apartment homes in the area.
Seniors will discover that life has never been better than at Eskaton Lodge Cameron Park, where a mild climate and personalized assistance create a lifestyle unlike any other.
Larc’s Care Home provides assisted living services in a home environment. Our studio apartments are spacious and accommodating. We have staff available around the clock for our residents who develop personalized care plans for all residents, three homemade meals and…
Eskaton Village Cameron Park is licensed for 49 residents in Assisted Living so everyone knows your name and you instantly feel at home. This is a smaller, cozy facility where the common areas are not very large, so you don't have to worry about getting lost. There is only one option for living space and that is a 39...Read more Eskaton Lodge Cameron Park reviews
I didn’t like Eskaton Lodge. It had a much more skilled nursing feeling to it and wasn’t what we were looking for. We’re still looking for more of an independent feel that has the ability to transfer over. I was kind of surprised at the handicapped aspect of it since I watched a gal needing help in her wheelchair go up...Read more Eskaton Lodge Cameron Park reviews
Eskaton Lodge Cameron Park was horrible. We went in there, and they were having a church service. The woman at the front desk was so unprofessional. She was taking us in the rooms and they hadn't even checked with some of the residents if it was OK if we walked in. She didn't offer a lot of information. I didn't like i...Read more Eskaton Lodge Cameron Park reviews
This senior living community is ideal for the independent senior looking to live a luxurious environment. The cottages are not your average senior living apartment with marble countertops and full garages which is a rarity in the senior living world. The clubhouse is located at the center of the community and is the h...Read more Ponte Palmero reviews
As stated in Genworth’s 2018 Cost of Care study, the average cost of assisted living in Cameron Park is $4,473 per month. While significantly higher than the national average of $4,000, this is still slightly lower than the California state average of $4,500 per month. Cameron Park’s cost of assisted living is much more expensive than in the nearby areas of Yuba City ($3,679), Stockton ($3,500) and Modesto ($3,200).
Note: Senior care cost data wasn’t available for Cameron Park, so data for the closest city, Sacramento, was used.
The Cost of Assisted Living in Surrounding Areas
Similar to many U.S. cities, the cost of assisted living in Cameron Park is nearly 50% less than the around-the-clock skilled care provided in a nursing home. Although closer in cost, it’s also slightly less expensive than the monthly average cost of homemaker services ($4,767) and a home health aide ($4,957) in the city. These types of at-home health care don’t include the costs of additional living expenses, such as rent or mortgage, utilities, meals and home maintenance. Adult day health, where seniors visit a facility to socialize and receive care during daytime hours, is Cameron Park’s least expensive care type at an average cost of $1,733 per month.
Senior Care Cost Comparison Chart
Medi-Cal is the California Medicaid program providing services and essential health benefits to certain low-income seniors, pregnant women, families with children and people with disabilities. As a public health insurance option, services for seniors include wellness programs, chronic disease management, hospitalization and doctors visits, physical therapy, prescription drugs and mental health treatment.
To be eligible for Medi-Cal services and benefits, seniors must be either blind, disabled or at least 65 years old and meet the following income and asset requirements:
Seniors may also qualify for Medi-Cal if they:
For more information about Medi-Cal, call (800) 541-5555 or apply online.
Seniors enrolled in Medi-Cal may also benefit from one of two waivers: the Multipurpose Senior Services program and the Assisted Living waiver. It should be noted that these waivers are not entitlement programs, so individuals who qualify may be placed on a waiting list to receive services.
Multipurpose Senior Services Program
The Multipurpose Senior Services program is provided through the federal Home and Community-Based Medicaid waiver, and Medi-Cal members aged 65 and older may be eligible to participate in MSSP if they’re certified as requiring nursing facility level of care. MSSP provides services to seniors with the aim of delaying or preventing entry into a nursing home facility, and they can include personal care assistance, counseling, care management through a team of social workers and nurses, transportation services, home modifications and respite for caregivers.
El Dorado County residents can find out more about MSSP by calling (530) 621-6278.
Assisted Living Waiver
The Medi-Cal Assisted Living waiver provides transition services for seniors, helping them move to a residential care facility or public subsidized housing from a nursing home. While participants are required to pay for their own room and board, the cost is discounted to $1,039.37 for those who receive an SSI of $1,173.37 and $1,059.37 for individuals with an income of $1,193.37 or higher. Covered services include skilled nursing care, meals, transportation and housekeeping services.
Cameron Park residents must be willing to move to an assisted living facility in one of the following California counties to receive services: Alameda, Contra Costa, Fresno, Kern, Los Angeles, Orange, Riverside, Sacramento, San Bernardino, San Diego, San Francisco, San Joaquin, San Mateo, Santa Clara and Sonoma.
Additionally, Medi-Cal members hoping to enroll in the ALW must first work with a Care Coordination Agency to undergo an assessment of care needs.
Veterans Aid and Attendance and Housebound Benefits
For veterans and their surviving spouses in Cameron Park, financial assistance may be available on top of their regular monthly pension through one of two programs.
The Aid and Attendance Program is available to seniors over age 65 who earn an annual income of less than $22,577 as an individual or $26,765 with a spouse or one or more dependents. Assets must also be kept below $126,000, not counting the participant’s vehicles or primary home.
Additionally, vets or surviving spouses must be one of the following:
The Housebound Program is alternatively available to vets and surviving spouses whose permanent disability keeps them confined to their home.
Those interested in applying should compile a report that includes information on their daily activities, abilities and impairments and level of mobility and send it to the St. Paul VA Regional Office. Seniors can also call their local benefit office at (530) 621-5892 for assistance and more information.
Senior and community centers in and around Cameron Park provide seniors with art classes, games and fitness classes at a limited cost. The facilities also serve as a gathering place for local seniors to socialize and interact with volunteers and other members of the community.
Ramona “Moni” Gilmore Senior Center
990 Lassen Lane, El Dorado Hills, CA 95762
Placerville Senior Center
937 Spring Street, Placerville, CA 95667
South Lake Tahoe Senior Center
3050 Lake Tahoe Blvd., South Lake Tahoe, CA 96150
The El Dorado County Area Agency on Aging administers programs for seniors age 60 and older. These programs include an ombudsman program, legal assistance, counseling services, Alzheimer’s support, activities and trips.
El Dorado County Area Agency on Aging – Placerville
937 Spring Street, Placerville, CA 95667
El Dorado County Area Agency on Aging – South Lake Tahoe
1360 Johnson Blvd., Ste. 103, South Lake Tahoe, CA 96150
The El Dorado County Department of Veteran Affairs helps local veterans obtain entitlements through assistance with filing for pension, disability payments and other allowances. The department also provides information on loans, life insurance and burial programs.
El Dorado County Veteran Affairs
130 Placerville Drive, Suite B, Placerville, CA 95667
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