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Assisted Living in Morgantown, WV

The average cost of assisted living in the city is $3,308 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 4 assisted living facilities in Morgantown and 4 in surrounding areas.  

  • Assisted living: $3,308
  • Nursing home semiprivate room: $9,201
  • In-home care: $3,241
  • Adult day health services: n/a

The Crossings at Morgantown

2996 Point Marion Road
Morgantown, WV

Call 1-800-991-9257 for details

Starting at XXXX per month

Call 1-800-991-9257 for details

Starting at XXXX per month

Opening Fall 2018 Our community offers a beautiful, carefree retirement lifestyle filled with comfortable living spaces, farm-to-table cuisine, weekly housekeeping, fantastic amenities and gorgeous outdoor living areas. With affordable monthly rents and no up-front buy-in fees, it's the retirement you…

Personal Care at Evergreen Inc

3705 Collins Ferry Road
Morgantown, WV

Call 1-800-991-9257 for details

Starting at XXXX per month

Call 1-800-991-9257 for details

Starting at XXXX per month

Personal Care at Evergreen in Morgantown, West Virginia features 24/7 care and an affordable, reliable all-inclusive rate you can depend on.

Madison Center

161 Bakers Ridge Road
Morgantown, WV

Call 1-800-991-9257 for details

Call 1-800-991-9257 for details

Offering skilled nursing, medical and rehabilitative care for patients and residents. Whether for a short stay or for an extended period, our Clinical Care Teams are focused on implementing personalized care programs to facilitate recovery and improve well-being.

Suites At Heritage Point

One Heritage Point
Morgantown, WV

Call 1-800-991-9257 for details

Call 1-800-991-9257 for details

We Can Help! Our Local Advisors can help your family make a confident decision about senior living.

Map of Morgantown Assisted Living Facilities

Assisted Living Costs in Morgantown

The average monthly cost for assisted living in Morgantown is $3,308 per the Genworth 2018 Cost of Care study, which is considerably lower than the national average ($4,000) and well under the West Virginia average of $3,619. Costs in Morgantown are moderately lower than in other cities, including Wheeling ($3,660) and Weirton ($3,600), but slightly more than Parkersburg ($3,210) and Beckley ($3,225). Only Charleston, at $4,357, is significantly more expensive. 

Cost of Assisted Living Comparison Chart

  • Morgantown: $3,308
  • National average: $4,000
  • State average: $3,619
  • Wheeling: $3,660
  • Weirton: $3,600
  • Parkersburg: $3,210
  • Beckley: $3,225
  • Charleston: $4,357
  • Huntington: $3,350

Care Cost Comparison

Monthly costs for senior care are influenced by location and the level of care needed. A semiprivate room in a Morgantown nursing home is almost triple the cost of assisted living. Homemaker services cost slightly less, but in-home care costs increase significantly if health aide services are needed. Plus, at-home care doesn’t cover general living expenses, such as utilities, meals and maintenance, which are included with assisted living.

Cost of Homemaker/Home Health Aide Comparison Chart

  • Assisted living: $3,308
  • Homemaker services: $3,241
  • Home health aide: $3,718
  • Adult day health: n/a
  • Nursing home care (semiprivate room): $9,201

Financial Assistance for Assisted Living in Morgantown

Medicaid in West Virginia

For low-income Americans who can’t afford medical insurance, Medicaid is a government-funded program that may cover the health care services they need. Medicaid in West Virginia is administered by the Department of Health and Human Services, Bureau for Medical Services.

West Virginia seniors eligible for Medicaid must have a total monthly income below $2,313, including employment wages, retirement, pensions, stock dividends, alimony and Social Security or disability payments. For couples, the individual income limit applies to each spouse.

Assets are limited to $2,000 for individuals and $3,000 for couples applying for benefits. Countable assets include cash, bank accounts, investments, real estate, stocks and bonds. A personal residence with equity less than $585,000 is exempt, along with a vehicle, burial trusts, life insurance, personal belongings and household furnishings.

West Virginia Medicaid Personal Care is available for those who are Medicaid-eligible and need help performing activities of daily living. Assistance is provided to eligible applicants whether they reside at home, a family member’s home or in an adult foster care or assisted living facility. Covered services can include assistance with personal hygiene, dressing, meals, nutrition counseling, light housekeeping and health-related tasks. Room-and-board costs for assisted living aren’t covered. To determine eligibility, seniors must have their physician complete a Personal Care Medical Necessity Evaluation Request

To find out more about Medicaid in West Virginia, contact the Bureau for Medical Services at (304) 558-1700.

Other Financial Assistance Programs for Assisted Living

Reverse Mortgage

For seniors over the age of 62 who own a home with established equity, a reverse mortgage could provide the funds needed to pay for assisted living. With this type of mortgage, homeowners receive payments from their lender based on equity and home value. The mortgage can be repaid from the homeowner’s estate or when the home is sold. To learn more about your options, find a reverse mortgage counselor by calling (800) 569-4287.

Veterans Aid and Attendance Benefits

Seniors who have served their country may get help with the cost of assisted living care through their veteran’s benefits. The VA Aid and Attendance program is available to senior veterans who need assistance with activities of daily living or require nursing home care. Being bedridden, having a debilitating physical or mental disability or reduced visual capacity can all be qualifying factors. Applicants must be eligible for their pension and not already receiving a disability pension. If approved, a top-up is added to the regular monthly pension payment to help cover needed services. To find out more about the Aid and Attendance benefits program, call the Department of Veterans Affairs at (800) 827-1000.

Assisted Living Bridge Loans

Seniors who need temporary financial assistance for the initial transition to assisted living might qualify for a bridge loan. Offered through Elderlife Financial Services, the loans are an excellent solution for seniors waiting for a benefit payout or cash from the sale of a home. These loans have terms of 12 months or less and applications can be completed over the phone. After credit approval, funds can be disbursed as a lump sum payment or made available as a line of credit. To find out more about assisted living bridge loans, contact Elderlife Financial at (888) 228-4500.

Assisted Living Resources in Morgantown

Senior Activity Centers in Morgantown

There are two organizations for Morgantown seniors that focus on enhancing quality of life, encouraging physical activity and promoting socialization. The Morgantown Senior Recreation Center is located in the Wiles Hills Community Building and organizes a variety of activities for participating seniors. The Senior Monongalians is a nonprofit that offers travel and in-center activities while also providing meals and services to seniors in need.

Morgantown Senior Recreation Center
287 Eureka Dr, Morgantown, WV 26505
(304) 296-7002

Senior Monongalians
5000 Greenbag Rd, Ste A5, Morgantown, WV 26501
(304) 296-9812

Veteran Resources

Seniors who have served in the armed forces will find a number of resources in Morgantown. Veterans can access counseling services at the U.S. Veterans Center, get help with VA benefits at the West Virginia Department of Veterans Assistance or socialize at a local VFW post.

U.S. Veterans Center
34 Commerce Dr, Ste 101, Morgantown, WV 26501
(304) 291-4303

Department of Veterans Assistance
90 Army Band Way, Morgantown, WV 26501
(304) 285-3480

VFW Post 9916
340 Holland Ave, Morgantown, WV 26501
(304) 296-5981

Community Aid Agencies

The West Virginia Agency on Aging partners with local senior centers, like the Senior Monongalians center listed above, to provide state health insurance counseling and social services to help residents 60 and older access beneficial programs and resources. No-cost civil legal services are available through West Virginia Senior Legal Aid.

West Virginia Senior Legal Aid
235 High St, Ste 519, Morgantown, WV 26505
(800) 229-5068

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