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The average cost of assisted living in the city is $2,310 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 7 assisted living facilities in Spartanburg and 29 in surrounding areas.
The Cost of Senior Care in Spartanburg, SC
Surrounded by 20 acres of manicured private grounds, Brookdale Skylyn is one of Spartanburg's premiere retirement communities, offering a range of amenities and accommodations.
Live in the hub of local activity while enjoying the intimacy of The Waterford at Dillon Pointe. Our Assisted Living and Memory Care community in Spartanburg, SC, offers personalized services and thoughtful amenities that generate excitement and pride among residents…
Summit Hills is a full continuum of care retirement community located in Spartanburg, South Carolina that offers independent living assisted living and memory care.
Windsor House Assisted Living and Memory Care is a locally owned and managed assisted living community that provides Spartanburg-area seniors a place to call home when they are in need of supportive services.
Situated near Lawsons Fork Creek, between Bentway Park and Glendale neighborhoods in Spartanburg, the Inverness at Spartanburg is an assisted living and memory care provider that also offers respite services. The dedicated caregivers can help seniors with medication management and…
There are times you feel like curling up in your favorite chair and paging through a good book or visiting with neighbors. There are times when you feel like swapping fishing stories, or shuffling cards for a game of bridge.…
Refund Plan: Declining Balance over 5 yrs. Assisted Living and Nursing Care on discounted Fee-For-Service basis. Also offer non-entrance fee plan with higher monthly fees.
The Waterford at Dillon Pointe was the one I liked the most among those I visited. It was very nice and very clean. The residents were out and about doing things. It was really appealing. The rooms were nice, large, and very clean. The location had good access, and the grounds were beautiful. I would recommend it, and ...Read more The Waterford at Dillon Pointe reviews
My father moved into The Waterford at Dillon Pointe. It's a beautiful building, and it's small, which is good. It's clean. His room is clean and nice. The staff has been doing OK right now. I'm a nurse and I've been a director of nursing, and I know how it is, so right now they're OK. There were some hiccups along the ...Read more The Waterford at Dillon Pointe reviews
My mother has been a resident of The Waterford at Dillon Pointe for a little over a month now. It's hard to tell much about them right now with the Covid restrictions, and I don't have a whole lot of interaction being unable to be in there. She is blind, so I'm not getting calls from her, but if she got an Alexa, she c...Read more The Waterford at Dillon Pointe reviews
Summit Hills was nice, but it's in a bad neighborhood. The streets were hard to get around in, and there were no grocery stores within 4 miles. It was kind of a rundown area, but the facility itself was nice. The staff during the tour was very nice, too and the dining area was okay. The place was kind of small. We saw ...Read more Summit Hills reviews
My dad stayed at Windsor House. When we saw the place, it seemed very nice, the staff seemed very nice, and everything was good. They had lots of activities going on. Everyday there a was new activity and I really liked that. I also liked that they try to take the residents out and about throughout the town. While my d...Read more Woodland Place reviews
Windsor House's staff accommodated us very well and the place was appropriate. Most of the residents were in their rooms just watching TV and there didn't seem to be many activities for them. I know they have planned activities, but in general, it was not a pleasant place, not because the place itself was dirty, but be...Read more Woodland Place reviews
Per the 2018 Genworth Cost of Care study, the average monthly cost of assisted living in Spartanburg ($2,310) is the second lowest in the state, with Florence being the least expensive at $2,275. Spartanburg seniors pay about $1,700 less than the national average ($4,000) and over $1,200 less than the state average ($3,500). Assisted living costs are significantly higher in the nearby Greenville area ($3,843) and the state’s two largest cities, Columbia ($3,808) and Charleston ($3,925). The coastal communities of Hilton Head Island and Myrtle Beach are also more expensive at $3,850 and $4,525, respectively.
The Cost of Assisted Living in Surrounding Areas
Various factors determine the monthly cost of senior care, including geographic location, the type of services offered and the level of care provided. Nursing home care is the most expensive option nationwide, and in Spartanburg, it’s almost triple the cost of assisted living. Spartanburg seniors pay considerably more for homemaker and home health aide help than assisted living services, especially when factoring in household expenses, such as upkeep, property taxes, utilities and groceries, which are typically covered by residential facility fees.
Senior Care Cost Comparison Chart
Medicaid, the largest health care program in the nation, provides coverage for more than 69 million low-income Americans. including families, children, pregnant women, those with disabilities and seniors.
Medicaid is funded by the federal government in conjunction with individual state governments. The South Carolina Medicaid program, Healthy Connections, is overseen by the Department of Health and Human Services. The program pays for medical bills and nursing home care for seniors who meet these guidelines:
Seniors receiving Supplemental Security Income automatically qualify for Medicaid.
If only one spouse applies, married couples with an income over their combined individual limits ($4,626) may still qualify. South Carolina allows the transfer of up to $3,160.50 in monthly income to cover a non-applicant spouse’s living expenses.
Assets not counted against limits include an occupied primary home with equity less than $585,000, household and personal effects, one vehicle and a burial trust. An additional $66,480 in jointly owned assets are exempt for a non-applicant spouse.
Long-Term Care Community Choices Waiver
Healthy Connections doesn’t cover the cost of assisted living, but it does offer a Community Choices waiver that may relieve related expenses. The waiver helps reduce nursing home placements by covering the cost of support services at home or in an assisted living facility, allowing seniors to live safely in the community. The program doesn’t contribute toward room-and-board fees, but it does pay for necessary services such as:
To qualify, South Carolina seniors must be U.S. citizens or legal residents age 65 or older. Additionally, they must be Medicaid eligible and require the level of care normally provided in a nursing home.
Program enrollment is limited by SCDHHS, so qualified seniors may be put on a waiting list until spots open up.
To learn more about Medicaid in South Carolina or the Community Choices waiver, call (888) 549-0820, visit the Healthy Connections Spartanburg office at 1000 N Pine St, Ste 23 or enroll by completing an online application.
Assisted Living Bridge Loans
Seniors waiting for benefits to begin, or the sale of a home or other assets, may qualify for a bridge loan from Elderlife Financial to finance an immediate move to assisted living. These short-term loans offer the flexibility of a line of credit and the convenience of direct payments to the senior’s chosen assisted living facility. There are no upfront costs or application fees, and approval and loan disbursement can sometimes take place within 24 hours. To learn more or apply, call Elderlife Financial Services at (888) 228-4500.
Optional State Supplementation
Seniors eligible for SSI may qualify for the OSS program administered by South Carolina DHHS. To receive benefits through this state-funded program, an applicant must be age 65 or older, be a U.S. citizen or legal resident and live in a participating licensed residential care facility. Up to $2,000 in assets and $1,456 in monthly income are allowed. After a senior’s application is approved, DHHS sends a monthly payment directly to their assisted living facility to apply toward room-and-board costs. The average monthly benefit for South Carolina seniors is $689.
Qualified seniors can apply for the OSS program online or contact the Spartanburg SCDHHS office at (888) 549-0820 for more information.
Spartanburg seniors can find an array of life enriching offerings at two local senior centers. At the Shepherd’s Center, seniors will discover diverse programs promoting physical and mental fitness, including low-impact aerobics, line dancing, conversational French and foreign-policy discussion. The Senior Life and Wellness Club provides free transportation to and from the establishment to enjoy weekday group meals, use the computer lab, participate in a Bible study or crafting class or take part in planned trips and outings.
Shepherd’s Center of Spartanburg
393 E. Main St., Spartanburg, SC 29302
Spartanburg Senior Life & Wellness Club
1605 Drayton Rd., Spartanburg, SC 29307
The Spartanburg Council on Aging and the Area Agency on Aging, both operated by the Appalachian Council of Governments, connect seniors with a wealth of local and state resources. Seniors can receive assistance applying for benefit- and aging-related programs, arrange transportation services or access health care information and referrals.
Spartanburg Council on Aging
9039 Fairforest Rd., Spartanburg, SC 29301
Appalachian Council of Governments
30 Century Circle, Greenville, SC 29607
Assistance applying for benefits and pensions or arranging transportation to VA medical appointments is available at the Spartanburg Veterans Affairs office. The local VA clinic provides primary care, laboratory services and referrals.
Spartanburg County Veterans Affairs
610 Chesnee Hwy., Spartanburg, SC 29303
Spartanburg VA Clinic
279 North Grove Medical Park Dr., Spartanburg, SC 29303
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