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The average cost of assisted living in the city is $2,950 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 2 assisted living facilities in North Augusta and 14 in surrounding areas.
The Cost of Senior Care in North Augusta, SC
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Brookdale North Augusta provides a friendly and intimate setting for personalized assisted living care, with a lifestyle tailored to ensure an enjoyable retirement.
Call 1-800-991-9257 for details
Promoting an independent retirement lifestyle with the added benefit of supportive services, Hammond Place is a residential assisted living community serving South Carolina seniors.
Data from Genworth’s 2018 Cost of Care study reveals that at $2,950 per month, assisted living in North Augusta is very affordable compared to the state ($3,500) and national ($4,000) averages. North Augusta can’t claim the lowest costs in the state since that distinction belongs to Florence ($2,275), and Spartanburg isn’t far behind at $2,310. The highest assisted living rates are found in the coastal cities of Hilton Head Island ($3,850), Charleston ($3,925) and Myrtle Beach, where costs average $4,526 per month.
Note: Senior care cost data wasn’t available for North Augusta, so data for the adjacent city of Augusta, GA, was used instead.
The Cost of Assisted Living in Surrounding Areas
Geographic location plays a role in the cost of senior care, but other factors, including the type of care, where care is received and whether skilled services are provided, ultimately determine the rates for different care options within a community.
In North Augusta, nursing homes that provide round-the-clock skilled services cost the most. Even though assisted living is also provided in a residential setting, it’s only half as costly. Adult day health services received on a weekday-only basis in a care center are just one-quarter the cost of nursing home care. In-home services cost several hundred dollars more per month than assisted living, even though they don’t include necessities such as food, utilities and maintenance that are typically covered by residential care fees.
Senior Care Cost Comparison Chart
Medicaid is the nation’s largest health care program, serving over 72 million low-income people, including families with children, pregnant women and the elderly, blind and disabled. This wide-ranging program is a joint initiative of the federal and state governments with federal regulation and oversight of individual state-administered plans.
The South Carolina Medicaid plan known as Healthy Connections is administered by the Department of Health and Human Services and provides essential health care services to over 900,000 state residents. Services covered include physician and specialist care, emergency and inpatient hospital care, lab and X-ray services, prescription drugs and long-term care in nursing home facilities.
North Augusta seniors can qualify for Medicaid coverage if they’re aged 65 and older or younger than age 64 and blind or disabled and:
Medicaid considers income from all sources, but some assets are disregarded, such as a principal home, household furnishings, one automobile, personal belongings including jewelry and a non-revocable burial trust.
Married seniors who are over these limits may still qualify for coverage if their spouse doesn’t apply. Medicaid allows the transfer of up to $3,160.50 of an applicant’s monthly income as a non-applicant spousal living allowance. A non-applicant spouse can also keep up to $66,480 of the couple’s joint assets.
Other seniors whose income exceeds the Medicaid cap may qualify for long-term care coverage by setting up a non-revocable Income Trust. Their over-limit monthly income is deposited into the trust account and must be used to pay medical bills or long-term care expenses.
Community Long-Term Care Choices Waiver
The Healthy Connections program only covers long-term care in nursing facilities. However, it does offer a Community Long Term Care Choices waiver that may provide some financial relief to seniors who want to avoid nursing home placement and reside in an assisted living setting. Although the waiver doesn’t pay for room and board expenses, it does cover other services such as:
South Carolina seniors aged 65 and older may qualify for the Choices waiver if they meet Medicaid’s income, asset and residency requirements. Additionally, applicants must need a nursing home level of care but be able to safely live in a community setting with the services and supports provided under the waiver.
The waiver program has an enrollment cap, so those who qualify may have to wait until a slot opens up to receive services.
Optional State Supplementation
Seniors eligible for or receiving Supplemental Security Income benefits from the federal government may also qualify for a monthly Optional State Supplementation top-up to use for assisted living room and board costs or other expenses.
To qualify, OSS applicants must be U.S. citizens or legal residents aged 65 and older or be younger than 65 and disabled or blind. They also have to live in a state-licensed residential care facility, earn less than $1,456 per month and have less than $2,000 in countable assets.
Veterans Aid and Attendance Program
Senior North Augusta veterans who currently receive a VA pension may qualify for an additional monthly benefit through the Aid and Attendance pension program. Veterans already receiving VA disability benefits aren’t eligible for the A&A program. Applicants must be an honorably discharged wartime veteran or a surviving spouse and meet one of the following criteria:
For information about eligibility or assistance navigating the program’s complex application process, senior veterans can contact the Aiken County Veterans Affairs office at (803) 642-1545.
The Aiken County Veterans Affairs office provides local veterans with application assistance for pensions and benefits, help filing appeals and a full range of counseling services. Veterans can receive comprehensive health care at the Charlie Norwood VA Medical Center in neighboring Augusta, GA. The available services include primary care, podiatry, audiology, dental, surgical and specialist care.
Aiken County Veterans Affairs Office
1930 University Pkwy., Ste. 2300, Aiken, SC 29801
Charlie Norwood VA Medical Center
950 15th St., Augusta, GA 30904
The Lower Savannah Area Agency on Aging operates the state’s only aging, disability and transportation resource center. Its mission is to help area seniors live fulfilling, independent lives. The center’s staff provides information and access to aging-related resources, such as state and federal programs and benefits, transportation services, long-term care options and medical insurance. Seniors and their caregivers can reach the ADTRC help line by calling (866) 845-1550.
Lower Savannah Area Agency on Aging
2748 Wagener Rd., Aiken, SC 29801
The Edgefield County Senior Center provides area residents aged 60 and over with a wide variety of life enriching programs. The center offers numerous social and recreational activities, planned special events and educational programs, as well as outreach and volunteer opportunities. Local transportation to the center is provided, so housebound seniors can congregate with their peers for hot lunches, companionship, fun and learning.
Edgefield County Senior Center
15 Center Spring Rd., Edgefield, SC 29824
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