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The average cost of assisted living in the city is $4,526 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 6 assisted living facilities in Myrtle Beach and 11 in surrounding areas.
The Cost of Senior Care in Myrtle Beach, SC
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Reflections Assisted Living is a modern facility with spacious hallways, large sitting rooms, elegant dining areas and comfortable resident rooms. We are the premier location for Assisted Living in Myrtle Beach, Conway, and Surrounding Communities. Three Guiding Principles help Reflections…
RETIREMENT LIVING RESOURCES When it comes time to start thinking about retirement, there are a variety of options and variants to consider. For example, retirees may find themselves asking, what is social security and how does it work? Aside from…
Overlooking the beautiful Intracoastal Waterway, Myrtle Beach Manor allows seniors to maintain a fulfilling and active lifestyle while providing a wide range of services.
Myrtle Beach Estates was very nice, very clean, and looked new inside. It was smaller and friendlier, and there was more of a home feeling to it. The dining area seemed adequate and nice. The only person I met was the person who does the interviews, and she was very nice.Read more Myrtle Beach Estates reviews
Brightwater was the first facility I went to and was not really impressed. The staff who accommodated me took me to someone else’s room, which I thought he should have not done due to privacy. The room I saw was nice and higher class. He mainly talked about finances, and I could not afford it. People were just on their...Read more Brightwater reviews
I thought Brightwater was very nice. The rooms were very nice. I had a very good friend who was a patient there one time after his heart surgery. They had a larger and more skilled care. They were known for having very good medical care. I thought the staff was excellent. I had dinner there a couple of times, and they ...Read more Brightwater reviews
My aunt is in rehab at Brightwater. It's wonderful. They've done a great job with her. I find it to be a very reputable place. It's a fairly large complex with constant care, partial care, and housing just for elderly people who want to be close. It's very nice, but it's the most expensive in this area. They have a gre...Read more Brightwater reviews
Brightwater is a great place to live. It's divided into several different sections and provides various things like intendent, rehabilitation, assisted living, and full time nursing care. It also has memory care. It travels the entire span of physical ailments. The staff here is really excellent and there are a lot of ...Read more Brightwater reviews
The 2018 Genworth Cost of Care study reveals that Myrtle Beach ($4,526) has the highest assisted living costs of all the North Carolina cities surveyed. Rates here are also moderately higher than the national average ($4,000) and substantially more expensive than the state average of $3,500. Charleston is the closest in cost but still $600 less per month at $3,925. The least costly location is Florence at $2,275, where assisted living rates are almost half those in Myrtle Beach.
The Cost of Assisted Living in Surrounding Areas
The cost of senior care depends on various factors such as location, the type of care and services provided and the number of hours per month services are received. Nursing home care is the most costly in Myrtle Beach, largely because it offers skilled services and 24-hour care. In-home care including homemaker or home health aide services cost considerably less than assisted living. Although these services may seem like a more cost-effective option, it’s important to consider other expenses related to staying at home, such as maintenance, food and utilities, for a reliable cost comparison.
Senior Care Cost Comparison Chart
Medicaid was established in 1965 by the federal government to provide necessary health care services to low-income Americans. The program is funded jointly by federal and state revenue and operates under federal guidelines but is administered by individual states.
South Carolina’s Medicaid program, Healthy Connections, is overseen by the Department of Health and Human Services and provides services for over 20% of the state’s residents. To qualify for Medicaid, those over age 65, blind or disabled must be a South Carolina resident and:
Those who qualify receive a range of services including doctors visits, hospital care, laboratory tests, X-rays and prescription drugs. Supplemental Security Income recipients automatically qualify for full Medicaid benefits.
Medicaid-eligible seniors with a monthly income of up to $2,313 and $2,000 or less in assets per person qualify for long-term care in a nursing home. There are exceptions to these financial limits for married applicants when only one spouse applies:
Community Choices Long-Term Care Waiver
South Carolina’s Medicaid plan doesn’t pay for assisted living as it does nursing home care. It does offer a Community Choices waiver program that may benefit those who want to move to an assisted living facility. The goal of the waiver is to lower long-term care costs by keeping seniors in the community and reducing nursing home placements. Medicaid-eligible individuals who qualify for nursing home care must be assessed to ensure they can live safely in a community setting with the provided waiver services. Room-and-board costs aren’t covered, but the program pays for other services such as:
This long-term care waiver isn’t an entitlement, and SCDHHS limits statewide enrollment numbers, so those who qualify may have to wait for a slot to become available.
To learn more or to apply for the Community Choices waiver program, Myrtle Beach residents can visit the local SCDHHS office at 1601 11th Ave. in Conway or call (843) 248-7249.
Aid and Attendance Benefits or Housebound Allowance
Senior veterans and surviving spouses who receive a regular VA pension may qualify for an additional monthly stipend from Veterans Affairs. The VA offers two programs, the Aid and Attendance benefit and Housebound allowance, which are available to those 65 and older who meet specific eligibility criteria:
Eligible veterans must have served during wartime and been honorably discharged, but their qualifying disability doesn’t need to be service related. Those who receive a VA disability pension aren’t eligible for these programs, and others may only qualify for one of the two benefits. Applying can be time consuming and complicated, and the determination process is quite lengthy, but benefits may be paid retroactively once approved.
To learn more about these programs or for assistance applying, senior veterans can contact the Horry County Veterans Affairs office at (843) 915-5480.
Optional State Supplementation
The state of South Carolina provides a monthly benefit to residents 65 and older, blind or disabled who reside in a participating, licensed assisted living facility. To qualify, applicants must meet all the eligibility requirements for federal Supplemental Security Income benefits other than the monthly income limit of $771 per person or $1,157 per couple. An applicant must also:
The monthly benefit for those approved is sent directly to their care facility to cover room-and-board expenses. Acceptance also qualifies the recipient for full state Medicaid benefits.
Seniors can apply for the OSS program online, visit the Horry County SCDHHS office at 1201 Creel St. in Conway or call (888) 549-0820 for assistance.
The Horry County Council on Aging serves the Myrtle Beach area as the regional Area Agency on Aging provider. Here, seniors can get referrals to local resources, receive health insurance and long-term care counselling and arrange no-cost transportation.
The HCCOA also operates two senior centers in the Myrtle Beach area. For a $20 yearly membership fee, seniors can socialize over morning coffee, enjoy a healthy weekday lunch, receive health and nutrition education and take part in an assortment of planned activities including exercise classes, card and board games, shopping excursions and group trips.
Horry County Council on Aging
2213 North Main St., Conway, SC 29526
Grand Strand Senior Center
1268 21st Ave., North Myrtle Beach, SC 29577
Carolina Forest Senior Center
121 Gateway Dr., Myrtle Beach, SC 29579
Veterans and their survivors can receive help filing for benefits and pensions, making appeals and enrolling in the VA health system at the Horry County Veterans Affairs office. The Myrtle Beach VA clinic offers primary care, mental health and other services including podiatry, audiology, optometry and physical therapy. Seniors can also socialize with fellow veterans at the N Myrtle Beach VFW post.
Horry County Veterans Affairs Office
1949 Industrial Park Rd., Suite 101, Conway, SC 29526
Myrtle Beach VA Outpatient Clinic
1101 Johnson Ave., Suite R-2A, Myrtle Beach, SC 29577
N Myrtle Beach VFW Post 10804
111 Hwy. 57, North Little River, SC 29566
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