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The average cost of assisted living in the city is $2,750 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 1 assisted living facilities in Goldsboro and 6 in surrounding areas.
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In Goldsboro, North Carolina, assisted living care is relatively affordable, according to Genworth’s 2018 Cost of Care study. At $2,750 per month, the average cost of care in this city is about 25 percent less than the state average. In North Carolina, only Burlington ($2,800) and Rocky Mount ($2,750) are as inexpensive as Goldsboro, while other major metropolitan areas are more expensive. Goldsboro’s assisted living care is especially affordable compared to the state capital, Raleigh, where care costs more than twice as much ($5,750).
Cost of Assisted Living Comparison Chart
Seniors in Goldsboro may encounter vastly different senior care prices depending on the type of care they require. The average monthly cost of nursing home care is nearly three times as expensive as assisted living care. The rates for in-home care services, such as homemaker services, are also higher than those for assisted living. Seniors can expect to pay an average of $2,080 for adult day health care in Goldsboro, which is nearly twice the state average.
Cost of Homemaker/Home Health Aide Comparison Chart
Medicaid is a government-funded health insurance program that provides health coverage to low-income adults, people with disabilities, elderly adults and other eligible Americans. States are required to provide certain mandatory benefits under their Medicaid plans, such as doctor visits, inpatient hospital services and home health services. NC Medicaid, North Carolina’s Medicaid plan, covers these services, and the state also provides additional benefits such as nursing home care, podiatry services and optometry services.
To be eligible for NC Medicaid, seniors must meet certain financial requirements. Single seniors can have a monthly income of up to $1,012, while the income limit for couples is $1,372. The state also considers seniors’ resources when determining Medicaid eligibility. Resources include certain liquid assets, such as cash or retirement accounts, but do not include the senior’s home, car or certain other assets. The resource limit is $2,000 for a single senior and $3,000 for a couple.
Seniors who do not meet these financial requirements may qualify for Medicaid if they have high medical bills. The state’s Medicaid Deductible program allows seniors to pay for their own medical bills until they reach a predetermined deductible amount, which is based on family income. Seniors can be authorized for Medicaid once they reach their deductible.
In North Carolina, seniors who receive Supplemental Security Income are automatically qualified for Medicaid and don’t need to apply. Other seniors can apply for the program through the state’s online portal or by submitting a paper application to their local County Department of Social Services. Residents of Goldsboro can mail their applications to the Guilford County Department of Social Services, Greensboro Office, 1203 Maple St, Greensboro, NC 27405. Seniors who have questions about the application process can call 1 (800) 662-7030 to speak to a Department of Social Services representative.
Seniors may be able to receive assistance through the North Carolina Personal Care Services program. This Medicaid State Plan program is an entitlement available to seniors who reside in assisted living facilities and need help with activities of daily living. To qualify, seniors must need hands-on help with at least three ADLs. Seniors who need help with only two ADLs may still be eligible if they need extensive assistance with one of those ADLs. The Division of Medical Assistance conducts independent assessments to determine medical eligibility. To apply for this program, seniors must fax a paper application to Liberty Healthcare Corporation at (919) 307-8307.
State and County Special Assistance
Seniors who live in assisted living facilities may be able to receive financial assistance through the State and County Special Assistance program. This program provides cash assistance that seniors can use to pay for room and board in licensed assisted living facilities. Currently, the maximum available payment is $1,182. Seniors’ individual benefit amounts are determined by subtracting their monthly countable income from this maximum available payment. Seniors may also receive a personal allowance of $46 that they can use for items such as clothing.
To apply for this program, Goldsboro seniors can visit the Guilford County Department of Social Services, Greensboro Office, 1203 Maple St, Greensboro, NC 27405. Seniors should bring proof of identity, bank account information, income information and other paperwork as noted in the program link above. Once the application has been submitted, eligibility decisions can take up to 45 days.
Assisted Living Bridge Loans
Seniors who need short-term funding for assisted living care may qualify for a bridge loan through Elderlife Financial Services. These loans may be helpful for seniors who need to move into assisted living immediately but won’t have funding until they sell their homes. The structure of these bridge loans is similar to a line of credit, and seniors can choose how much to withdraw each month. The funds are sent directly to the assisted living facility.
To apply for a bridge loan, seniors can call Elderlife Financial at (888) 228-4500 or fill out the online application form. Up to six people can cosign for the loan, and these cosigners do not have to be related to the senior.
Several veterans’ resources are located in Goldsboro, North Carolina. Eligible veterans can visit these locations to receive benefits information, support, counseling and other services. Veterans who need medical care can visit the Goldsboro Community Based Outpatient Clinic or travel to the VA hospital in nearby Durham.
Wayne County Veterans Service Office
2001 E. Ash St, Ste D, Goldsboro, NC 27530
Goldsboro Community Based Outpatient Clinic
2610 Hospital Rd, Goldsboro, NC 27534
Durham VA Health Care System
508 Fulton St, Durham, NC 27705
Goldsboro is home to one senior center, the Peggy M. Seegars Senior Center. Seniors can visit this center to participate in structured activities with other seniors, such as billiards competitions, exercise classes and walking groups. They can also use the center’s outdoor recreation area, which includes a walking track.
Peggy M. Seegars Senior Center
2001 E Ash St, Goldsboro, NC 27530
Several agencies located in Goldsboro and the surrounding area offer support and information to seniors. Seniors can contact these agencies to learn more about available programs and services in the area.
Wayne County Services on Aging
2001 E. Ash St, Goldsboro, NC 27530
601 Royall Ave, Goldsboro, NC 27534
Eastern Carolina Council Area Agency on Aging
233 Middle St, Ste 300, Third Floor, O. Marks Bldg, New Bern, NC 28563
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