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The average cost of assisted living in the county is $4,050 per month. This guide is a starting point covering the cost of assisted living care in the county as well as financing options to pay for it. You'll find in-depth information on 11 assisted living facilities in Clay County and 30 in surrounding areas.
The Cost of Senior Care in Clay County, MO
Whether you are seeking independent living the promises freedom from home ownership or supportive servcies to remain independent, Senior Star at Villa Ventura delivers both.
Call 1-800-991-9257 for details
We at Wexford Place see it as our responsibility to provide the opportunities and inspiration for our residents to embrace senior living and thrive in their new life here with us.
Brookdale Wornall Place, a beautiful senior community nestled within a quiet wooded area in Kansas City, offers extraordinary independent living for active seniors seeking a carefree retirement.
At Armour Oaks Senior Living Community, our residents have the peace of mind that comes with knowing their healthcare and financial needs will always be met while living with us.
The Gardens at Barry Road Assisted Living and Memory Care is an engaging, service-oriented community in the heart of Kansas City, Missouri. We recognize that a new phase in life can be a leap of faith—for you and your family.…
Welcome Home to Assisted Living & Memory Care in Shoal Creek Valley. At The Oxford Grand Assisted Living & Memory Care, the human element of caring is our first priority; an extraordinary and empowered staff values and embodies service to…
Welcome to Waterford South — Kansas City's most affordable assisted living Independent living is a privilege we enjoy a major part of our lives. At Waterford South Assisted Living, you maintain the freedom to come-and-go, to run your own schedules…
Five-star living in Kansas City await seniors at the brand-new Stonecrest at Burlington Creek, a retirement community whose design and services create a luxurious lifestyle.
Call 1-800-991-9257 for details
Primrose is committed to providing a happy, healthy environment for our residents. Assisted living is designed for seniors who want the privacy of an apartment with the security of professional care and service. Every resident at Primrose has a plan…
Our Lady of Mercy is located in beautiful Liberty, Missouri. Close to shopping, restaurants and health care services. In well-appointed one- and two-b...
We really like Armour Oaks and its environment. It's a smaller community, so it is easier to get to know people. It is very nice. I would move there. I was very impressed with it, however, it's hard for us to finance it for our grandmother. The staff was very kind, very nice, and accommodating. They answered all of our...Read more Armour Oaks Senior Living reviews
Armour Oaks was very nice, clean, and smelled good. One thing that bothered me was there weren't any activities. The people I saw who lived there looked like they were 100 years old. I'm looking for a place with a lot of activities and stuff going on. Dallas, the administrator, was wonderful and I liked him best. The d...Read more Armour Oaks Senior Living reviews
My cousin moved into Brookdale Wornall Place last week. Its excellent, and I liked it. They have happy hour once a week, field trips, and trips to the store and their doctors' appointments. They pretty much take care of their needs. Its very nice, very clean, and the food is definitely a 5, he loves it. I think they ...Read more Brookdale Wornall Place reviews
We like Senior Star at Villa Ventura the best. It was more reasonably priced. The place was very nice, but not too fancy and not too big. My brother is a very simple person, so it was a very nice setting for him. We really like it; it is just not the right time. They have a lot of activities. The person who assisted me...Read more Senior Star at Villa Ventura reviews
Senior Star at Villa Ventura is over the top and I loved it. My father stayed there before in independent living. Unfortunately, he did not fall into the military criteria in order to get the stipend from the military to stay, so it became too expensive. One of the things that I loved about them is that they gave us th...Read more Senior Star at Villa Ventura reviews
According to Genworth’s 2018 Cost of Care Survey, Clay County seniors pay $4,050 per month for assisted living. The state median is just $2,844 thanks to low rates in cities, such as Springfield ($2,215), St. Joseph ($2,550) and Joplin ($2,650). In St. Louis ($3,500), seniors pay $550 less each month.
Clay County’s price is similar to Columbia and Cape Girardeau where seniors pay $3,975 and $4,000 per month, respectively. Although assisted living in the local area is significantly more expensive than other parts of Missouri, the monthly rate is just $50 above the $4,000 national average.
Note: Cost information wasn’t available for Clay County, so comparisons are based on data from Kansas City.
The Cost of Assisted Living in Surrounding Areas
Seniors who require assistance with activities of daily living or household tasks have several residential and institutional care options. Adults who wish to live in the community can hire a home health aide or professional homemaker. However, these services cost as much or more than assisted living. They might also choose to attend an adult day health services program, which costs less than half as much but only includes limited daytime services in a group setting.
Clay County residents who reside in a nursing home or assisted living facility don’t have to worry about utility bills, property taxes, home repairs or grocery shopping because these expenses and services are included in the monthly fee. Assisted living facilities provide an affordable alternative to nursing homes for active seniors who require occasional help rather than around-the-clock medical care.
Senior Care Cost Comparison Chart
Missouri Medicaid provides low- or no-cost health insurance to qualifying residents through MO HealthNet. These programs offer comprehensive medical coverage including primary and specialty care, diagnostic services, medical equipment, prescription medications and nursing home care.
Medicaid covers low-income residents, including children, pregnant women and the disabled and elderly. Those aged 65 or older or blind or disabled may qualify for Aged, Blind and Disabled Medicaid. This is an income-based entitlement program that has strict financial criteria:
Home and Community-based Services Waivers
Seniors and disabled adults who are medically eligible for Medicaid can apply for home and community-based services waivers that cover the cost of personal assistance, respite care and housekeeping in their own homes or community settings, such as assisted living facilities. To qualify, applicants must:
When determining eligibility the state counts cash, investments, bank balances and certain insurance policies. Many items are excluded, such as furniture, burial funds, a vehicle and a primary home worth up to $585,000.
Missouri allows couples to divide their income and assets if only one spouse needs Medicaid. In this situation, the non-applicant can retain a monthly needs allowance of up to $3,160.50 and up to $126,420 in jointly owned countable assets.
Seniors who exceed the Medicaid income limits may still qualify for coverage if they have substantial medical needs and require a nursing home level of care. Missouri’s spend-down program allows seniors to receive MO HealthNet coverage if they use over-limit funds for health insurance premiums and medical bills. Alternatively, seniors can submit spend-down payments to the MO HealthNet Division similar to paying a health insurance deductible.
Missouri seniors can apply online at myDSS or by calling (800) 392-2161. Paper and in-person applications should be submitted to the Department of Social Services Liberty Resource Center at 7000 Liberty Drive in Liberty.
VA Aid and Attendance and Housebound Benefits
The Department of Veterans Affairs offers two benefit programs to veterans and survivors who qualify for a basic VA pension but have extra health-related expenses.
The Aid and Attendance benefit is available to those who need help performing activities of daily living. Seniors qualify if they are bedridden, have a severe vision impairment or live in a nursing home due to physical limitations.
An alternative program called Housebound serves pensioners who are confined to their homes due to one or more permanent disabilities.
Individuals who don’t qualify for a basic pension due to excess income can apply for these benefits.
Eligible Clay County residents may complete VA Form 21-2680 and mail the document and supporting medical records to the regional Pension Management Center. Seniors can also contact the Kansas City Vet Center at (816) 753-1866 to receive assistance with their application.
Supplemental Nursing Care
Supplemental Nursing Care is a state Medicaid grant available to nursing home and assisted living residents who spend the majority of their income on medical care, personal attendants or health insurance premiums.
Missouri provides a monthly cash payment of $156 per person or $292 per couple directly to ALF residents. Additionally, the program provides a $50 monthly personal needs allowance.
To qualify, applicants must meet Missouri Medicaid income and asset limits after any spend-down allowances. The program also has a medical needs component that’s determined by a physical assessment.
To learn more or apply, Clay County residents aged 21 or older can contact the Missouri Division of Family Services at (855) 373-4636.
The high cost of long-term care coupled with substantial move-in fees can lead to a short-term funding gap when seniors transition to assisted living. Individuals who have a long-range payment plan in place may apply for a bridge loan from Elderlife Financial Services.
Proceeds from the loan can cover upfront expenses and assisted living costs for up to 12 months, and monthly payments can be sent directly to the assisted living facility at the applicant’s request. Elderlife accepts up to six co-applicants and offers loans with a line-of-credit structure and affordable, interest-only payments.
Clay County Senior Services provides a wealth of resources and programs that promote residents’ physical and intellectual well-being. The agency offers adult day programs, in-home services, delivered meals, transportation, educational events and wellness seminars.
Clay County Senior Services
4444 N. Belleview, Ste. 110, Gladstone, MO 64116
Government agencies and veterans organizations assist veterans and military families across Clay County. They offer outreach services, counseling and assistance with benefits applications and appeals. Veterans can also access health care services through the VA clinic in Excelsior Springs and the medical centers of the VA Heartland Network.
Kansas City Vet Center
4800 Main St., Ste. 107, Kansas City, MO 64112
Veterans of Foreign Wars
1100 State Hwy. B, Liberty, MO 64068
Excelsior Springs VA Clinic
197 N. McCleary Rd., Excelsior Springs, MO 64024
VA Heartland Network
1201 Walnut St., Ste. 800, Kansas City, MO 64106
As the designated Area Agency on Aging, the Mid-America Regional Council connects Clay County seniors with local, state and federal resources by providing informational services, insurance counseling and assistance with benefits applications. The agency also offers referrals for care management, legal matters and community-based services.
Mid-America Regional Council
600 Broadway Blvd., Ste. 200, Kansas City, MO 64105
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