Learn more about Caretel Inns of America  and other Senior Living communities providing  services around Royal Oak, Michigan.

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An explanation of retirement living costs. Visit to learn more about finding the right retirement community or to find a retirement community near you.

Discover the typical cost of living in a retirement community, what&#39;s included in the cost of a retirement communities and what to expect in various types of retirement communities.

The Cost of Living in a Retirement Community

An article defining Activities of Daily Living. Learn more about Senior Care by browsing our library of insightful articles or find senior care using our comprehensive directory.

Learn about activities of daily living, how ADLs are assessed and what the results can mean if you&#39;re considering long-term care for yourself or a loved one.

A Primer on the Activities of Daily Living (ADLs)

A brief overview of veterans benefits, what they offer, and how to learn more about them.

Some veteran benefits can help with assisted living costs. Discover which ones can, how to apply and how to find the ideal assisted living community for your loved one.

Veterans Benefits: A Brief Overview

Veterans Benefits

Learn more about the pros and cons of buying long-term insurance and how to use it to pay for senior care.

Learn about long-term care insurance for seniors, what services are covered, who is eligible, its benefits, how to sign up, and viable alternatives to this policy.

Long-Term Insurance: Planning for Your Future

Life insurance can be a powerful financial retirement tool if used properly. Learn how.

A life settlement from life insurance provides financial freedom for retirees. Discover how life settlements work, how much you&rsquo;ll get, eligibility requirements, and more.

Financing Your Retirement with Life Insurance

An article explaining what PACE Programs are. Learn more about PACE Programs or search our nationwide directory to find home care near you.

The Program of All-Inclusive Care for the Elderly (PACE) combines all the services offered by Medicare and Medicaid. Learn more about the program, eligibility, and how to apply for PACE.

PACE Programs: Programs of All-Inclusive Care for the Elderly

As the population ages and Baby Boomers face the realities of paying for care for their parents and for themselves, it becomes clear that the biggest hurdle to senior care is paying for it.

Learn about the cost of long-term care and ways you can pay for care, including Medicaid, VA benefits and the PACE program, in this guide for older adults.

Paying for Long-Term Care: How to Overcome this Costly Hurdle to Safeguard Your Future

Paying for Long-Term Care: An Overview

Learn about tips for senior downsizing, how to make the downsizing process as easy as possible, and senior downsizing options.

From saving money to avoiding household chores, there are dozens of great reasons to downsize. Read our free guide for tips on navigating the process.

Senior Downsizing Guide

Senior Downsizing Tips

memory-care

For seniors coping with dementia, one of the greatest frustrations is the inability to do those things they once loved. Activities and hobbies that used to be second nature might start to feel fuzzy or distant. This harsh reality can be discouraging for the person suffering from dementia, as well as the friend or loved one who is trying to engage them.

Learn about the benefits of activities for people with dementia and find a list of dementia-friendly things to do in this comprehensive guide.

Activities To Do With Seniors Who Have Dementia

12 Activities for People With Dementia

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Costs at Caretel Inns of America 

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At $4,224 per month, the <a href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" target="_blank" data-mce-href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" rel="noopener noreferrer">cost of assisted living</a> in Royal Oak is higher than the average rates paid nationally ($4,000) and in Michigan ($3,850). The local price is higher than some surrounding cities, including Flint ($3,950) and Battle Creek ($3,050), but more affordable than other areas, such as Lansing ($4,500) and Monroe ($4,720). Seniors in Royal Oak pay $826 less than those in Ann Arbor, which has the highest assisted living price statewide at $5,050 per month, but Saginaw has Michigan’s lowest average cost at just $2,825. Note: Data for senior care costs in Royal Oak wasn’t available, so data for the metropolitan Detroit area was used instead.

Assisted Living Costs in Royal Oak

The Cost of Assisted Living in Surrounding Areas

Senior care costs in Royal Oak span a sizable range, from a low of only $1,517 per month for adult day health services to a high of $9,095 for nursing home care. Assisted living sits about midrange with an average cost of $4,224. Seniors deciding between in-home and residential care, such as assisted living, may feel remaining at home makes paying the extra $200 to $300 shown for homemaker and home health aide services worthwhile. However, the rates for in-home care only represent direct service hours provided, so groceries, utilities, maintenance and other household bills are additional out-of-pocket expenses for seniors, and these fees are usually&nbsp;covered by assisted living’s room and board services.&nbsp;

Care Cost Comparison

Senior Care Cost Comparison Chart

Financial Assistance for Assisted Living in Royal Oak

Program&nbsp;of All-Inclusive Care for the Elderly The&nbsp;<a href="https://www.michigan.gov/mdhhs/0,5885,7-339-71547_4860_78446_78447_78454-87437--,00.html" target="_blank" data-mce-href="https://www.michigan.gov/mdhhs/0,5885,7-339-71547_4860_78446_78447_78454-87437--,00.html" rel="noopener noreferrer">PACE</a>&nbsp;program of Southeast Michigan offers elderly residents of Royal Oak an alternative to nursing home admission. The program provides comprehensive medical and long-term care in an enrollee’s home or community setting. Seniors aged 55 and older may receive PACE services at no cost if they’re eligible for Medicaid institutional care or dually qualified for Medicare and Medicaid. Those currently enrolled in an HMO or the MI Choice waiver aren’t eligible. Applicants for PACE must also: 
<li>Live within the program’s zip code defined service area</li>
<li>Be evaluated to verify a need for long-term care</li>
<li>Be physically and cognitively capable of living at home or in the community with PACE-provided support</li>
 Based on an assessment by the PACE interdisciplinary team, seniors who enroll receive an individualized care plan that provides care coordination and a range of support services that may include: 
<li>Recreational and social programming</li>
<li>Occupational, physical, rehabilitative and speech therapy</li>
<li>Personal care assistance</li>
<li>Help with daily living activities</li>
<li>Prepared meals and snacks</li>
<li>Skilled nursing care</li>
<li>Nutritional counseling</li>
<li>Transportation to and from the PACE center and medical appointments</li>
 It’s important to note that PACE doesn’t reimburse an assisted living facility for provided services or pay residents’ room-and-board fees. However, the various services the program provides may help seniors lower their overall cost of care. To learn more about the program or apply, Royal Oak residents can contact&nbsp;<a href="http://www.pacesemi.org/" target="_blank" data-mce-href="http://www.pacesemi.org/" rel="noopener noreferrer">PACE Southeast Michigan</a>&nbsp;at (855) 445-4554. Optional State Supplementation Seniors and adults with disabilities who are eligible for SSI benefits may also qualify for a monthly top-up payment from the state of Michigan. The <a href="https://www.ssa.gov/policy/docs/progdesc/ssi_st_asst/2011/mi.html" target="_blank" data-mce-href="https://www.ssa.gov/policy/docs/progdesc/ssi_st_asst/2011/mi.html" rel="noopener noreferrer">Optional State Supplementation</a> benefit that applicants receive depends on their living arrangement and income, but the program may bolster a monthly SSI check by up to $179.30 for individuals and $695.60 for married couples. To apply for federal SSI and Michigan OSS&nbsp;benefits, Royal Oak seniors can contact the&nbsp;<a href="https://www.ssa.gov/benefits/ssi/" target="_blank" data-mce-href="https://www.ssa.gov/benefits/ssi/" rel="noopener noreferrer">Social Security Administration</a>&nbsp;at (800) 772-1213.

Other Financial Assistance Programs for Assisted Living

The average cost of assisted living in the city is $4,224 per month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 49 Assisted Living Communities in Royal Oak and several in surrounding areas. The Cost of Senior Care in Royal Oak, MI<ul><li>Assisted Living: $4,224</li><li>Nursing Home Care: $9,095</li><li>In-home Care: $4,433</li><li>Adult Day Health Services: $1,517</li></ul>

Assisted Living in Royal Oak, MI

Assisted Living Articles and Resources

<a href="https://www.medicaid.gov/" target="_blank" data-mce-href="https://www.medicaid.gov/" rel="noopener noreferrer">Medicaid</a> was introduced by the federal government in 1965 to ensure low-income Americans have access to essential health care. The jointly funded program is administered by each state government according to federal guidelines. In Michigan, <a href="http://files.kff.org/attachment/fact-sheet-medicaid-state-MI" target="_blank" data-mce-href="http://files.kff.org/attachment/fact-sheet-medicaid-state-MI" rel="noopener noreferrer">approximately 2.2 million residents</a> are enrolled in Medicaid, including close to half a million blind, disabled and elderly people. Those in Royal Oak who meet the eligibility requirements for&nbsp;<a href="https://www.michigan.gov/mdhhs/0,5885,7-339-71547_4860_78446_78447_78454-407318--,00.html" target="_blank" data-mce-href="https://www.michigan.gov/mdhhs/0,5885,7-339-71547_4860_78446_78447_78454-407318--,00.html" rel="noopener noreferrer">Michigan Medicaid</a> get wide-ranging health care benefits, including inpatient and outpatient hospital care, physician and specialist services, prescription drugs, ambulance services, nonemergency medical transportation, diagnostic testing and long-term nursing home care. Qualifying for Michigan Medicaid for Long-Term Care To qualify for long-term care coverage, residents must be: <ul>
<li>U.S. citizens or legal aliens </li>
<li>Aged 65 or older, or </li>
<li>Blind or disabled if aged 64 or younger</li>
</ul> Those who meet the financial and functional requirements for <a href="https://www.ssa.gov/ssi/" target="_blank" data-mce-href="https://www.ssa.gov/ssi/" rel="noopener noreferrer">Supplemental Security Income</a>&nbsp;benefits receive Medicaid coverage automatically. All others are allowed: A maximum monthly income of $2,313 per person. Countable assets of $2,000 or less if single or $3,000 of combined assets if married and both spouses are applying Income from all sources counts toward the Medicaid eligibility limit, but a number of assets are exempt, including one automobile, personal effects, a principal home valued at $585,000 or less, household goods and irrevocable burial trusts. Royal Oak residents can&nbsp;<a href="https://newmibridges.michigan.gov/s/isd-landing-page?language=en_US" target="_blank" data-mce-href="https://newmibridges.michigan.gov/s/isd-landing-page?language=en_US" rel="noopener noreferrer">apply for Michigan Medicaid online</a> or in person at the&nbsp;<a href="https://www.michigan.gov/mdhhs/0,5885,7-339-73970_5461_66821-288271--,00.html" target="_blank" data-mce-href="https://www.michigan.gov/mdhhs/0,5885,7-339-73970_5461_66821-288271--,00.html" rel="noopener noreferrer">Health and Human Services office</a> located at 30755 Montpelier Drive in Madison Heights. For assistance completing an application, seniors can call (844) 799-9876. MI Choice Waiver Medicaid-eligible Royal Oak residents assessed as needing a nursing home level of care have the option of applying for the&nbsp;<a href="https://www.michigan.gov/mdhhs/0,5885,7-339-71547_2943_4857-16263--,00.html" target="_blank" data-mce-href="https://www.michigan.gov/mdhhs/0,5885,7-339-71547_2943_4857-16263--,00.html" rel="noopener noreferrer">MI Choice waiver</a>&nbsp;program if they prefer to continue living at home or a community setting, such as assisted living. Waiver applicants must be aged 65 or older or disabled or blind if aged 64 or younger and able to live safely outside an institutional setting with the program’s provided support. Seniors who enroll in the MI Choice program receive Michigan Medicaid coverage for medical care and one or more waiver-covered services, such as: <ul>
<li>Care coordination</li>
<li>Transitional aid to move back to the community</li>
<li>Community living supports</li>
<li>Preventive nursing care</li>
<li>Private-duty nursing services</li>
<li>Medical supplies and equipment not covered by regular Medicaid</li>
<li>Counseling</li>
<li>Nonmedical transportation</li>
<li>Personal emergency response systems</li>
</ul> The Choice waiver isn’t an entitlement program of Michigan Medicaid and enrollment is capped. Eligible applicants may spend time on a waiting list depending on current enrollment numbers. To learn more about the MI Choice waiver or apply,&nbsp;Royal Oak residents can contact&nbsp;<a href="https://aaa1b.org/" target="_blank" data-mce-href="https://aaa1b.org/" rel="noopener noreferrer">Area Agency on Aging 1-B</a>&nbsp;at (800) 852-7795.

Medicaid in Michigan

 Detailed profiles of 49 Assisted Living Facilities in Royal Oak, MI.  Reviews, ratings, costs, pictures, amenities, and more.

 49 Assisted Living Facilities in Royal Oak, MI (with Reviews)

Nearby Assisted Living Facilities

Other Senior Living in Royal Oak, MI

Assisted Living Resources in Royal Oak

The City of Royal Oak is home to two thriving senior centers that offer residents aged 50 and over opportunities to get together with friends, take part in lifelong learning, stay fit and enjoy social and recreational activities. The offerings vary between the centers but can include from-scratch, congregate noontime meals, regular lunch and learn seminars on a variety of interesting topics, monthly dinner dances featuring live musical groups, twice-a-month movie afternoons, painting classes and craft shows. Staff organize regular group day outings to museums, concerts and local points of interest as well as longer escorted excursions to various fun destinations. The centers also provide a weekday transit service for a nominal charge to help seniors and disabled adults reach appointments within the local area.

Senior Activity Centers

Senior veterans can obtain help applying for state and VA benefits from the Oakland County Veterans Services’ Troy office&nbsp;as well as no-cost transportation to VA medical facilities in Detroit and Ann Arbor.

Veterans Resources

Reviews of Royal Oak Assisted Living Facilities

The James Ferndale is more than a place to live -- it's a lifestyle in the heart of one of Metro Detroit's most vibrant neighborhoods. Just steps from cafés, dining, boutiques, and cultural experiences, this boutique 55+ community blends sophisticated design, modern amenities, and a walkable location that keeps you connected and inspired. Life at The James is designed for freedom, flexibility, and ease. Residents can enjoy a low-maintenance lifestyle with optional private-pay services, allowing more time for travel, family, recreation, or simply relaxing at home. With robust amenities and a prime location near downtown Ferndale, living here means enjoying Your Life. Your Home. Your Style.

 To learn more about this provider's license and review other available state reports, please visit: <a href="https://adultfostercare.apps.lara.state.mi.us/">Michigan Department of Licensing and Regulatory Affairs Adult Foster Care Search</a>

The James Ferndale

Baldwin House Hazel Park is conveniently located on the southeast corner of I-75 and I-696, with access to many stores and restaurants, yet is situated far off the main road in a quiet neighborhood that watches out for seniors.

Our community is ideally situated near shopping, dining and health care facilities. We offer the independence you want, with the services you need to transition into the next phase of your life.

Baldwin House Hazel Park residents enjoy unique independent cottages that include two bedrooms and two bathrooms with a garage, plus studio and one-bedroom apartments, all surrounded by thriving common areas like the theater room and activity room, where there's always something going on.

 Our unique qualities: 

<ul><li> The entire community, including residents and staff, feels like family. </li> 
<li> Our location is set back off the main road, in a quiet environment surrounded by homes. Our surrounding community watches out for our residents. </li>
<li>Our staff has over 130 years of combined experience. </li>
<li>Our location is close to I-75 and I-696. Kroger, Dollar Store and CVS are all within a mile away.</li>
<li>We offer six independent cottages with two bedrooms, two bathrooms and a garage.</li> </ul>

Baldwin House Hazel Park

We are a warm elegant residential community that provides full assisted living and memory care for the entire remaining period of our residents lives. Chester Street becomes home to our residents and their families. All rooms are private, with bath rooms, showers, cable TV service and a private telephone number. Our purpose is to make the lives of our residents and their families a nice as possible under their individual circumstances. Our goal is to do EVERYTHING POSSIBLE, ALL DAY, EVERY DAY for the benefit of our residents and their families. To learn more about this providers license and review other available state reports, please visit: <a href="https://adultfostercare.apps.lara.state.mi.us/">Michigan Department of Licensing and Regulatory Affairs Adult Foster Care Search</a>

Chester Street Residence

Welcome to Independence Village of Madison Heights! This isn't just a place to reside — it's a place where our community members truly shine, and we are glad to share this experience with them. Our senior living options include independent living. Throughout each service level, we strive to make every moment of every day something special. We know it's the small details in life that make a difference. Every resident becomes a part of our family, and we work with each of them at their own pace to create the experiences they want. Independence Village of Madison Heights is a place where residents can truly Shine. Everyday.



Independence Village of Madison Heights

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