16 Assisted Living Communities in Farmington Hills, Michigan

The average cost of assisted living in the city is $4,224 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 16 Assisted Living Communities in Farmington Hills and several in surrounding areas. The Cost of Senior Care in Farmington Hills, MI

• Assisted Living: $4,224
• Nursing Home Care: $9,095
• In-home Care: $4,433
• Adult Day Health Services: $1,517

In the Detroit suburb of Farmington Hills, seniors pay an average of $4,224 per month for assisted living, reveals Genworth’s 2018 Cost of Care study. While this is only slightly more expensive than the U.S. average, it is nearly $400 more than the statewide average. However, compared to other cities in southeast Michigan, such as Ann Arbor ($5,050) and Monroe ($4,720), Farmington Hills is quite affordable. The central Michigan city of Saginaw is home to the most affordable assisted living facilities in the state, at just $2,825 per month.

Note: Senior care cost data was not available for Farmington Hills. Data for Detroit, the closest major metropolitan area, has been used instead.

The monthly cost of long-term care varies depending on the type of care a senior requires. Seniors who receive adult day health services can expect to pay an average of $1,517 per month, which is about one-third the cost of assisted living. At $9,095 monthly, nursing homes are more than twice the price of assisted living facilities. Nursing homes are even more expensive for seniors who choose to stay in private rooms, at $10,798 per month. Homemaker services ($4,433) and home health aides ($4,528) are only slightly more expensive than assisted living facilities. Seniors who are interested in these in-home services should remember that these prices include only the care itself. Seniors are responsible for all their regular monthly expenses, such as rent, groceries and home maintenance, so remaining at home may be significantly more expensive than assisted living.

 

Created in 1965, Medicaid is a joint federal-state program that provides health care services to low-income people across the United States. More than 65 million people receive health care coverage through Medicaid, and over 2 million of them are in Michigan. Michigan’s Medicaid program covers many necessary medical services, including:

• Doctor visits
• Emergency services
• Hospital care
• Surgery
• Mental health services
• Nursing home care
• Private duty nursing

In Michigan, seniors who receive federal Supplemental Security Income payments are automatically eligible for Medicaid. Other Michigan residents may qualify if they:

• Are U.S. nationals, U. S. citizens or permanent residents
• Earn less than $16,612 before tax annually ($22,491 for couples)
• Have countable assets of less than $2,000 ($3,000 for couples)

To find out if you are eligible or apply for coverage, visit the MI Bridges website. Michigan residents who can’t apply online can complete a paper application. For help applying for Michigan Medicaid, call (855) 276-4627.

MI Choice Waiver Program

The MI Choice waiver program, often called “the waiver,” may help Farmington Hills seniors pay for assisted living services. While the waiver does not contribute to room and board costs, it may pay for some of the services provided in a home for the aged. Some of the waiver services that can be provided in these homes (also known as assisted living facilities) include:

• Community transportation
• Counseling
• Specialized medical equipment
• Private duty nursing
• Community living supports

Seniors can apply if they meet the waiver’s eligibility requirements. The income and resource requirements are the same as regular Medicaid. In addition, participants must have a medical need for nursing home care. Area Agency on Aging 1-B processes applications. To contact the AAA, call (248) 357-2255. Since this program is not an entitlement, there may be a waiting list to receive services.

Optional State Supplementation

Farmington Hills seniors who receive SSI may be eligible to receive an additional monthly cash payment from the Michigan government. Seniors can use this top-up funding toward their room and board costs.

Single seniors who live in a home for the aged can receive a maximum monthly OSS payment of $179.30. Couples may receive as much as $695.60. The benefit amount that seniors receive varies depending on their income.

To learn more about this monthly cash assistance, contact the Social Security Administration at (800) 772-1213.

Program of All-Inclusive Care for the Elderly

The Program of All-Inclusive Care for the Elderly offers comprehensive health care services to seniors who require nursing home care but would prefer to live somewhere else. Seniors who participate in this program undergo an individual needs assessment and receive a care plan. The PACE program then delivers all their necessary medical services.

All Medicare- and Medicaid-covered services must be included in PACE programs, and additional services may be included if necessary. Some of the services that seniors may receive through PACE include acute care services, hospital services and personal care services.

Seniors may qualify for the PACE program if they are 55 or older and able to live safely within the community. They also need to qualify for Medicaid and not currently participate in the MI Choice waiver. Seniors who are enrolled in a Health Maintenance Organization are also not eligible for PACE.

For more information about PACE, Farmington Hills seniors can contact PACE Southeast Michigan at (855) 445-4554.

Long-Term Care Insurance

Seniors who do not need assisted living care yet but think they might in the future may want to consider long-term care insurance. This type of insurance provides coverage for long-term care facilities, such as assisted living facilities and nursing homes. In Michigan, many insurance companies are authorized to sell long-term care insurance policies.

Seniors who apply for long-term care insurance can expect to answer detailed questions about their health. The premiums for this insurance vary depending on a senior’s health status. Insurance companies may decide to exclude or limit coverage for preexisting conditions, and they may even refuse coverage for some seniors.

The Michigan Medicare/Medicaid Assistance Program provides free counseling about senior health insurance. Seniors who have questions about long-term care insurance can call the MMAP at (800) 803-7174.

The Adults 50 & Better program hosts daily events at the city’s community center. The center’s many fitness classes include pickleball, yoga, line dancing and tai chi. Seniors can also participate in a variety of courses and events such as knitting classes, buffet dinners and presentations by guest speakers. While some activities are free, many have a small fee. Costick Activities Center 
28600 Eleven Mile Rd, Farmington Hills, MI 48336
(248) 473-1830

The AAA is a nonprofit organization that helps connect Farmington Hills seniors with resources and programs. Seniors can turn to the AAA for help navigating Medicare and Medicaid. The AAA also provides information about community dining programs, senior centers, caregiver resources and other services. Area Agency on Aging 1-B 
29100 Northwestern Hwy Ste 400, Southfield, MI 48034
(248) 357-2255

In the Farmington Hills area, there are many Veterans Affairs resources. Eligible seniors who need medical care can visit the VA hospital in Detroit. The city is also home to a Vet Center, where veterans can receive individual or group counseling. For inquiries about pensions and other benefits, seniors can visit the city’s Regional Benefit Office.

John D. Dingell VA Medical Center 
4646 John R St, Detroit, MI 48201
(313) 576-1000

Detroit Vet Center 
11214 E Jefferson Ave, Detroit, MI 48214
(313) 822-1141

Detroit Regional Benefit Office 
477 Michigan Ave, Detroit, MI 48226
(800) 827-1000

Senior Homes has an extensive directory of senior living options, with care and living providers across the United States.