- Get Help From a Specialist
- Learn about all your Financing Options
- Learn about Financial Assistance in Your Area
Call 24/7 1-800-748-4024
The average cost of assisted living in the city is $5,050 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 2 assisted living facilities in Belleville and 30 in surrounding areas.
The Cost of Senior Care in Belleville, MI
Call 1-800-991-9257 for details
Call 1-800-991-9257 for details
Cedar Woods Assisted Living has been newly renovated to become one of the best assisted living communities in Southeast Michigan. With home-cooked meals and well-qualified staff, we ensure each residents' wellbeing.
Call 1-800-991-9257 for details
Residential Care Home for the Elderly. Southworth and Lenmoore are assisted living facilities that offers supervised care, meals, activities and health management. While assisted living communities may offer extensive activities, such as senior aerobics and field trips, Southworth and Lenmoore…
Seniors in Belleville pay the highest assisted living prices in the state, Genworth’s 2018 Cost of Care study revealed. At an average of $5,050 monthly, Belleville prices are far above the national ($4,000) and state ($3,850) averages.
Other cities in southeast Michigan, including Detroit ($4,224) and Jackson ($3,873), are much more affordable than Belleville. For the state’s most affordable care, seniors may consider Saginaw; this central Michigan city costs just $2,825 per month. At $3,050 monthly, Battle Creek is another affordable location.
Note: Since senior care cost data wasn’t available for Belleville, data for the closest major city, Ann Arbor, has been used.
The Cost of Assisted Living in Surrounding Areas
Many factors influence monthly senior care costs, including the type of care a senior needs. Adult day health services, which offer care during daytime hours, are the least expensive choice at $2,773 per month. Nursing home care, which provides intensive, round-the-clock care, is the most expensive choice. At $10,220 monthly, it’s more than twice the price of assisted living.
Homemaker services ($4,719) and home health aides ($4,671) have lower price tags than assisted living. However, these prices don’t include homeowners insurance, property taxes, maintenance, meals and other costs of staying at home. Seniors who choose in-home care may find that it’s more expensive than assisted living.
Senior Care Cost Comparison Chart
President Lyndon B. Johnson established Medicaid in 1965. For over five decades, this government program has provided medical insurance to low-income Americans. Across the country, nearly 66 million people participate in Medicaid, and about 2.2 million of them live in Michigan.
Michigan Medicaid provides medical insurance to many groups of low-income people, including children, pregnant women, families and seniors. Medicaid participants may receive many medically necessary services, including:
People in Belleville may qualify for Michigan Medicaid if they meet the following criteria:
In Michigan, there are three ways to apply for Medicaid coverage. To apply online, visit the MI Bridges website. To apply over the phone, call (855) 789-5610. To apply in person, visit the Michigan Department of Human Services office in Inkster. This office is located at 26355 Michigan Avenue.
To learn more about Medicaid, call the Michigan Health Care Helpline at (855) 789-5610.
MI Choice Waiver Program
Michigan has offered the MI Choice waiver program for nearly 30 years. This Medicaid waiver helps frail seniors delay or avoid moving into a nursing facility. Seniors who participate in the waiver can receive a variety of services to help them remain in their homes or in assisted living facilities. These services may include:
To qualify for this waiver program, seniors must have a verified need for a nursing facility level of care. In addition, they must have a continuing need for supports coordination and at least one other waiver benefit. Seniors must have an income that’s less than 300% of the SSI federal benefit rate.
Local Areas on Aging manage applications for this program. Belleville seniors can call The Senior Alliance at (734) 772-2830 to apply.
Veterans Affairs Aid and Attendance Allowance
The U.S. Department of Veterans Affairs provides monthly pensions to eligible veterans and survivors. VA pension recipients who are moving into an assisted living facility may qualify for the Aid and Attendance allowance. This allowance is paid in addition to the basic VA pension, and it can help make assisted living more affordable.
The maximum Aid and Attendance allowance is $9,042 per year. Seniors who have countable income, such as Social Security benefits and retirement payments, will receive less than the maximum allowance.
This allowance may be paid to seniors who are eligible for a basic VA pension and need help from another person to bathe, get dressed or perform other necessary daily tasks. Seniors who are nursing home patients, bedridden or legally blind may also receive this allowance.
There are two ways to apply:
Seniors who have questions about this allowance can call (844) 698-2311 to speak with a U.S. Department of Veterans Affairs representative.
Optional State Supplementation
The Optional State Supplementation program is a possible source of funding for low-income seniors who are moving into assisted living. This state-funded program provides additional monthly payments to seniors who receive SSI. Single seniors who live in a home for the aged can have as much as $179.30 added to their federal payment, while couples can see as much as $695.60 in additional funding.
Long-Term Care Insurance
Long-term care insurance policies may help seniors pay for the costs of care in assisted living facilities. People usually buy these policies when they’re between 40 and 70 years old, and in exchange for coverage, they pay premiums. If they require long-term care, the insurance company pays some or all of the costs. The type of care that’s covered and the benefits levels vary from one policy to another.
In Michigan, many insurance companies are licensed to sell long-term care insurance. Seniors can contact these companies to learn more about their policies or to apply for coverage. Insurance companies may limit or exclude coverage based on preexisting conditions, so some seniors may not be eligible. If approved, a senior’s health conditions may affect the premiums.
Navigating long-term care insurance can be complicated. For help making a decision, seniors can call the free Michigan Medicare/Medicaid Assistance Program at (800) 803-7174. Seniors who already have a policy and need help filing a claim can contact Elderlife Financial at (888) 228-4500.
Belleville seniors who want to have fun and make friends can visit the Sumpter Township Senior Center. It offers upholstery classes, Bible study, parties and other scheduled activities. The center promotes senior health with its fitness classes and walking club.
Sumpter Township Senior Center
23501 Sumpter Rd., Belleville, MI 48111
For Belleville residents, the closest Social Security office is in Inkster. This location can help seniors apply for SSI or Optional State Supplementation. The office can also provide assistance with Medicare and Social Security benefits.
Inkster Social Security Office
28657 Cherry Hill Rd., Inkster, MI 48141
The local AAA is a nonprofit organization that provides a network of services to seniors. Seniors can turn to the AAA for help navigating Medicare and Medicaid. They can also receive referrals for care management, elder abuse services, long-term care options and many other services.
The Senior Alliance
5454 Venoy Rd., Wayne, MI 48184
You’ve taken a big step towards finding the perfect community
All community costs and amenities are unlocked!View Pricing Information
A Family Advisor will contact you to help you do your search for you!
Our service is completely free to you.