The average cost of assisted living in the county is $4,050 a month. This guide is a starting point covering the cost of assisted living care in the county, as well as financing options to pay for it. You’ll find in-depth information on 5 Assisted Living Communities in Madison County and several in surrounding areas. The Cost of Senior Care in Madison County, KY
200 Meridian Way, Richmond, KY 40475
Call 1-855-287-5093 for details
4.6
(17)
"Dominion of Richmond is a personal care home scheduled to open in the Fall of 2017. We offer personal care services and memory care to senio..."
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4.7
(10)
"Arcadian Cove opened in October 2009 and features 49 private kitchenette apartments. You can choose from three floor plans: studio, one bedr..."
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4.3
(12)
"Conveniently located just off the Eastern Bypass on Gibson Bay Drive not far from the Patty A. Clay Hospital in Richmond, Kentucky, Morning ..."
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4.2
(5)
"McCready Manor is nestled on Stocker Drive in Richmond, KY. It’s located near Interstate 75 and Madison County Public Library, with Madison ..."
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"Welcome to McCready Manor! Welcome to St. Andrews. Our retirement community is a not-for-profit ecumenical, Christian community located on ..."
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4.4
(42)
"Just because your health needs may change, it doesn't mean your life has to change. At Richmond Place, we provide personal care in Lexington..."
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3775 Belleau Wood Drive, Lexington, KY 40517
Call 1-855-287-5093 for details
4.9
(17)
"_________________________________________ Nestled on the edge of a residential neighborhood in Lexington, Kentucky, Sayre Christian Villa..."
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4.4
(37)
"____________________________________________ When you're ready to trade in home ownership for a lifestyle that has you living next door..."
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5.0
(11)
" Welcome to Highgrove at Tates Creek Senior Living NEW INDEPENDENT COTTAGES UNDER CONSTRUCTION! Traditions Management is one of the Midwe..."
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4.4
(18)
"Welcome to Legacy Reserve at Fritz Farm Legacy Reserve at Fritz Farm promises to offer state-of-the-art luxury living to the seniors of Lex..."
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5220 Grey Oak Lane, Nicholasville, KY 40356
Call 1-855-287-5093 for details
4.5
(11)
"Bridgepointe at Ashgrove Woods senior living community was designed to help families grow closer as loved ones grow older. Residents enjoy t..."
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5.0
(4)
"Welcome home to Preston Greens, a brand new community offering Personal Care and Memory Care in Lexington. Life at Preston Greens starts wit..."
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150 Shoreside Drive, Lexington, KY 40515
Call 1-855-287-5093 for details
4.2
(18)
"Conveniently located near St. Joseph's Hospital East off Richmond Road, just south of Man O'War Boulevard at 150 Shoreside Drive in ..."
READ MORE4.0
(17)
"Choosing a nursing facility for your loved one is a big decision. You want to make sure they receive the best possible care from a facility ..."
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4.2
(10)
"Conveniently located next to Homewood Suites and across the street from Meijers Department Store in Lexington, Kentucky, Morning Pointe of L..."
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4.7
(6)
3.4
(18)
"With its vibrant culture, strong sense of community, and famous hospitality, Lexington is the perfect place for a health campus dedicated to..."
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4.6
(5)
"______________________________________________ Rose Mary C. Brooks Place is an assisted living community located in Winchester Kentucky tha..."
READ MORE2101 Old Boonesboro Rd, Winchester, KY 40391
Call 1-855-287-5093 for details
5.0
(2)
4.5
(2)
111 Coconut Grove Drive, Nicholasville, KY 40356
Call 1-855-287-5093 for details
3.0
(2)
1500 TRENT BOULEVARD, Lexington, KY 40515
Call 1-855-287-5093 for details
4.0
(1)
580 Greenfield Drive, Lexington, KY 40517
Call 1-855-287-5093 for details
4.0
(1)
"Welcome to Rose Terrace Lodge!"
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"Welcome to Sayre Christian Village! Sayre Christian Village offers a continuum of care for our residents, providing Independent Living Progr..."
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"We know that selecting the right healthcare option to meet your individual needs is important. That's why, at The Willows at Fritz Farm, you..."
READ MOREJennifer
4
|
May 11, 2021
Brookdale Jones Farm was nice. It's an older community that's been in Huntsville for a while, and their rooms didn't have a large balcony, but it was nice sized. I think they're going to do some renovations on it. The staff was also very helpful and kept in touch afterwards. From what I saw, it looked like Brookdale Jones Farm was a clean facility.
Robin
5
|
December 8, 2020
We visited Keystone Woods. It was fine, but she had her mind already set on the other community, because she had a friend that lived there. The apartment was smaller. They were not as excited as the other community. We did not see any residents because of the COVID detects and restricts in their assisted living. They did have a garden there. We did not truly get a tour there because there were more COVID guidelines. They really didn't stand a chance, because she'd already made up her mind where she was going.
Anita
5
|
March 16, 2019
I have been a client of Home Instead Senior Care Huntsville for a couple of months now, and I like them. I can't leave my husband alone, I have to have somebody here. The caregiver we have cooks, cleans, does laundry, vacuums and takes care of him. She does her job really well and she's friendly.
Wanda
5
|
September 27, 2018
We love Redstone (Redstone Village). It's a nice place. My mother is in the memory care facility. It's beautiful and I think it's quite unique. There are a lot of activities for the residents and they're very kind. They have people come in to do therapy, there's ice cream in the afternoon, and singers and performers who come in. They have an ice cream bar and they have a little store where the residents can look around. The food seems to be good and the dining area is a very nice common area where they gather all the time. The staff is amazing.
David
4
|
August 31, 2018
I visited Brookdale Ridgeland, the people were very nice, and the rooms were a good size. The facility itself was older, its not as fresh, but its decent. The staff was very helpful, very responsive, and the price point was very good.
Marybeth
5
|
June 27, 2018
It seemed nice and clean. The people were very nice. It seemed like if there's any problem, I could call a nurse. If I choose a place, this is the one I would consider. The location was very convenient and not too busy, and the grounds were very clean.
Mike P.
5
|
June 27, 2018
My mom moved into Redstone Village about two months ago. It's very clean. There are very nice people who work hard to help the people with their memories. It's a newer facility, so it doesn't have that old feel to it. There's a private bathroom in each room, a closet for clothes, and the dining room outside the room. There are activities throughout the week.
Dianne
5
|
June 19, 2018
I chose Redstone Village because it's clean and elegant, and the staff is very caring. We also already had a good experience with them with another family member. People would come in and do concerns and crafts with the residents, travel to local businesses, do games, and pretty much whatever activities you'd like to do. They have a chef, and the food is wonderful.
Beverly
4
|
April 30, 2018
My mother is at Chateau Ridgeland, and it's been pretty good. They play some games, do bingo on a regular basis, and have music. They serve three meals a day and celebrate birthdays. They do their laundry, but we're not using that at this time. We're paying extra for the senior care services here. They have a service that will take them out, but it's only for people who can get around pretty well. The staff is very good, nice people. She said the food is great, and they have a variety of activities.
According to the Genworth 2018 Cost of Care study, assisted living in Madison County averages $4,224 per month. This is considerably higher than the state average of $3,520 and over $200 higher than the nationwide average of $4,000 per month.
Of the major metropolitan areas surveyed, Madison County was the most expensive for assisted living. The second most costly area for this type of care is the Louisville and Jefferson County region, where it averages over $700 less per month at $3,498. Owensboro is the most affordable city in Kentucky for assisted living with average monthly costs coming in at $1,780.
Note: Senior care cost data isn’t available for Madison County, so data for the closest city, Lexington, was used instead.
The Cost of Assisted Living in Surrounding Areas
Madison Co…National Ave…State AverageBowling GreenElizabethtow…Louisville/Jef…Owensboro$0$1,000$2,000$3,000$4,000$5,000
RegionCost of Assisted Living
Madison County/Lexington$4,224.00
National Average$4,000.00
State Average$3,520.00
Bowling Green$3,430.00
Elizabethtown Area$2,800.00
Louisville/Jefferson County$3,498.00
Owensboro$1,780.00
$5,000
Madison County/Lexington
$4,224
National Average
$4,000
State Average
$3,520
Bowling Green
$3,430
Elizabethtown Area
$2,800
Louisville/Jefferson County
$3,498
Owensboro
$1,780
Senior care costs in Madison County vary widely depending on the level of care provided. The most expensive type of senior care here is nursing home care, where a semiprivate room costs an average of $6,768 per month. This monthly cost covers round-the-clock care and monitoring and the assistance of a skilled nurse, as well as room and board, meals, transportation services and housekeeping services. Assisted living is the second most expensive option, with monthly costs coming in about $2,700 cheaper at $4,050. As is the case with nursing home care, this monthly fee includes living expenses such as meal services and room and board. In-home care, including homemaker and home health aide services, is a little less expensive at $4,004 per month. However, living expenses, including housing, utilities and groceries, are not included in the monthly cost of care. Adult day health services are the most affordable option at $1,408 per month, where care is only given during weekdays in a community setting and no living expenses are included.
Assisted Living
$4,050
Homemaker Services
$4,004
Home Health Aide
$4,004
Adult Day Health Services
$1,408
Nursing Home Care
$6,768
Kentucky Medicaid is a program that’s jointly funded by the state and federal government to provide health care for eligible low-income, high-risk Kentucky residents. Medicaid offers several different programs and services depending on the type of service an applicant is eligible for and their health needs. Nursing home and some in-home care services are paid for by the state program.
Kentucky Medicaid is an entitlement, meaning there are no enrollment caps. To qualify for this program, Madison County seniors can have a monthly income of no more than $2,313 ($4,626 per couple) and are limited to $2,000 ($4,000 per couple) in countable assets.
Seniors who qualify for Supplemental Security Income are automatically eligible for Medicaid. The income limit for SSI for a single applicant is $771 per month, and for a married couple it’s $1,157 per month.
Additional services may be covered for those interested in assisted living through the state’s Home and Community Based Services waiver program, including home-delivered meals, case management, minor living adaptations and personal care.
To qualify, individuals must be aged 65 and older or disabled and require a nursing home level of care. Income guidelines are the same as Medicaid.
To apply for Kentucky Medicaid or the waiver services, seniors can submit an application at a local Department for Community Based Services office or call (855) 459-6328.
Optional State Supplement
Madison County seniors who need care in certain types of facilities but are unable to afford it may be eligible to receive Kentucky’s Optional State Supplement. The OSS amount a senior receives varies depending on the type of facility they live in. Those who reside in a personal care facility may receive $520 per month, and those who live in a family care home may receive $172 per month. Seniors who live in their own home but have a caretaker receive the smallest amount at $62 per month.
To qualify for OSS, applicants must meet SSI income guidelines. To apply for benefits, seniors can call (800) 772-1213 to make an appointment. Some seniors may be eligible to apply for benefits through the online disability application.
Elderlife Bridge Loan
For seniors who are waiting for benefits to kick in or cash for assisted living expenses to be available, the Elderlife Bridge Loan can be used to bridge gaps in funding. Some expenses this loan may be used for include upfront entrance or move-in fees, care services and room and board. There are no application fees, and funds are available in as little as 24 hours. Borrowers can opt for low, interest-only payments. This loan may be taken out as a lump sum or opened as a line of credit, and funds can be sent directly to the assisted living facility.
Eligibility for the bridge loan may depend on the applicant’s credit history, and they may be required to show how they intend to pay back the loan. To apply, seniors can submit an online application or call (888) 228-4500.
Madison County seniors may join one of two local senior centers, which promote socialization and independence through a variety of educational programs, field trips, health screenings and exercise programs.
Richmond Senior Citizens Center
1215 W. Main St., Richmond, KY 40475
(859) 623-0474
Madison/Berea Senior Center
214 W. Jefferson St., Berea, KY 40403
(502) 839-7520
Military veterans have access to a variety of resources in Madison County, including a VA clinic where they can receive primary and preventive care services. Veterans applying for benefits may do so by appointment at the local Health Department, and the American Legion post helps veterans connect with others who served in the military.
Madison County Health Department
1001 Ace Dr., Berea, KY 40403
(859) 623-7312
VA Berea Clinic
209 Pauline Dr., Berea, KY 40403
(859) 986-1259
American Legion Post 12
550 S. Keeneland Dr., Richmond, KY 40475
(859) 408-7149
Go a bit further out to explore pricing and amenities.
$4,500
$3,129
$3,000
$1,500
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