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The average cost of assisted living in the city is $4,050 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 12 assisted living facilities in Lexington and 9 in surrounding areas.
________________________________________ Magnolia Springs Lexington has been built from the ground up to offer seniors an ideal living accommodation, allowing those who need help with activities of daily living to maintain their independence. Our location, a short distance from both US…
Located in Lexington, Brookdale Richmond Place offers a wide range of accommodations and services for individuals seeking independent living, assisted living or memory care.
Retirement in the heart of Kentucky bluegrass country awaits at Liberty Ridge, a full-service retirement community that offers independent living to memory care options, and we are eager to welcome you to your new home.
Call 1-800-991-9257 for details
Sayre Christian Village's Friendship Towers features 100 apartmetns for both active, self-sufficient older adults as well as compassionate assisted living for those who require non-medical services and help on a daily basis.
Welcome to Highgrove at Tates Creek Senior Living NEW INDEPENDENT COTTAGES UNDER CONSTRUCTION! Traditions Management is one of the Midwest’s leading senior care providers. Each of our senior living communities provide an atmosphere that supports independence and self-esteem along with…
Welcome to Legacy Reserve at Fritz Farm Legacy Reserve at Fritz Farm promises to offer state-of-the-art luxury living to the seniors of Lexington who aspire to lead an independent and active lifestyle away from the burdens of daily life. Legacy…
Your Life, Your Way. With 72 Personal Care apartments and 32 Memory Care apartments, each resident is able to enjoy the independence they want and the care they need in the comfort of a homelike environment. Our expertly trained staff…
We know that selecting the right healthcare option to meet your individual needs is important. That's why, at The Willows at Fritz Farm, you'll find a complete continuum of care and services so you can select the level of care…
At Morning Pointe of Lexington-East, recognition and promotion of maximum independence, choice, dignity, privacy and autonomy for each of our residents are the standards of care.
Home to friendly people, a vibrant culture, and miles of verdant hills lined with perfect white fences, Lexington is a city known all over the world for its horses and its hospitality. It’s also the perfect place for a health…
With its vibrant culture, strong sense of community, and famous hospitality, Lexington is the perfect place for a health campus dedicated to enriching the lives of its residents. At The Willows, we are proud to offer our residents regular opportunities…
Choosing a nursing facility for your loved one is a big decision. You want to make sure they receive the best possible care from a facility that will treat them like family, not customers. Tanbark Health Care Center, located in…
We really liked it, but my mother was too far gone. The apartments were beautiful. They probably could have done a lot to help Mom, but it reminded me more of an assisted living, senior living community. The other patients were all very put together. It would have been so convenient because I work within a mile and my ...Read more Richmond Place reviews
We went to Liberty Ridge. It was very clean, beautifully decorated, and the director we spoke to was very helpful. He was knowledgeable about the process, about his place, and about what we needed to do if we chose it for my mother-in-law. We really liked the place. It was not overwhelming and the people were friendly....Read more Liberty Ridge reviews
Magnolia Springs Lexington was wonderful. The staff member we met was very congenial. I would like to live there right now. They have a wonderful dining room. The residents could even have a couple of highballs there. They have washing facilities and they bring their medicines to them each day. They have basically ever...Read more Magnolia Springs Lexington reviews
Magnolia Springs Lexington was wonderful. The staff seemed very helpful and knowledgeable. The rooms were very nice and spacious. They gave us a complementary meal, which was quite good, and the dining room was very nice and lovely.Read more Magnolia Springs Lexington reviews
My mom is in Magnolia Springs Lexington and we like it. The facilities are nice and not like an institution. Everyone is very friendly and helpful. They have bingo, bibe study, and exercising. The food is excellent. I think they're great.Read more Magnolia Springs Lexington reviews
In Lexington, the average monthly cost of assisted living care is $4,050, which is slightly more expensive than the national average of $4,000. Compared to the Kentucky state average of $3,520, Lexington’s assisted living care is about $500 more expensive.
All of Kentucky’s major metropolitan areas offer more affordable assisted living care than Lexington. In some of these areas, such as Bowling Green ($3,430) and Louisville ($3,498), the costs are close to the state average. Other cities are significantly less expensive, such as Owensboro, where the average cost is $1,780 per month, which is approximately half the state average.
Cost of Assisted Living Comparison Chart
Senior care costs can vary significantly based on the location and the type of care. At an average cost of $6,768 per month, nursing home care is nearly 70 percent more expensive than assisted living care. In-home senior care, such as homemaker services and home health aides, cost an average of $4,004 per month, which is comparable to assisted living care. However, seniors should consider the other costs they may be responsible for if they remain at home, such as rent or home maintenance. Lexington’s most affordable senior care option, adult day health care, costs just over one-third the price of assisted living care.
Cost of Homemaker/Home Health Aide Comparison Chart
Medicaid is a government-funded health insurance program that provides eligible low-income Americans with free or low-cost health coverage. Senior citizens, pregnant women, people with disabilities and other groups may be eligible for Medicaid coverage. Each state operates its own Medicaid program based on federal guidelines, so coverage varies between states. Kentucky’s Medicaid program (KMP) covers a wide variety of medical services, including emergency services, doctor visits, dental services, home health care and private duty nursing.
Low-income seniors may be eligible for coverage through the KMP if they are U.S. nationals, U.S. citizens or permanent residents who live in Kentucky. Single seniors must have an annual pretax household income that is below $16,146, and the Medicaid income limit for couples is $21,892.
Seniors who earn more than Kentucky’s Medicaid income limit may be able to receive coverage through the state’s spend-down program. This program provides short-term medical assistance to people with high medical bills. Seniors can use their medical bills to bring down their excess income, and when they reach their spend-down limit, Medicaid kicks in. Seniors with a monthly income over $217 may be eligible for the spend-down program, and eligibility for this program is determined on a quarterly basis.
Seniors can use benefind, Kentucky’s online portal, to check their eligibility for Medicaid or apply for coverage. They can also apply in person at a local Department for Community Based Services (DCBS) office.
Seniors who have questions about KMP or need help applying for coverage, can call (855) 306-8959 to speak to a DCBS representative.
Optional State Supplementation
Low-income seniors in Lexington may qualify for assistance from the Optional State Supplementation (OSS) Program. This program provides an additional monthly payment to seniors who already receive federal Supplemental Security Income (SSI) payments. The maximum monthly OSS payment is $520 for single seniors. The state of Kentucky treats couples as two individuals and each can receive up to $520. This cash assistance can be used to pay for room-and-board costs in assisted living facilities.
To receive assistance from the OSS program, seniors must be eligible for SSI payments. Seniors who have questions about this program can contact the Social Security Administration by calling (800) 772-1213. They can also visit a local Social Security office.
Veterans Affairs Aid and Attendance
Veterans or their surviving spouses who live in assisted living facilities may be eligible for the Veterans Affairs Aid and Attendance program. This program provides an additional monthly allowance to seniors who are eligible for a VA pension, which can be used to help pay for care in an assisted living facility.
The VA may add this allowance to a senior’s pension if they need help from another person to perform certain daily activities, such as getting dressed or adjusting prosthetic devices. The pension may also be paid to seniors who have very limited vision or are bedridden due to a disability.
Seniors can apply for this benefit in person at the Louisville Regional Office or submit a written request to the Pension Management Center (PMC) at the address below. Seniors must provide evidence to support their need for the increased pension amount, and the VA recommends including a doctor’s report.
Milwaukee VA Pension Center
Department of Veterans Affairs
Claims Intake Center
Attention: Milwaukee Pension Center
P.O. Box 5192
Janesville, WI 53547
Fax: (844) 655-1604
Seniors who have questions about this benefit can call the Department of Veterans Affairs at (844) 698-2311.
Assisted Living Bridge Loan
Lexington seniors who need short-term help paying for assisted living care may want to consider an assisted living bridge loan. These loans can help seniors pay for care while they wait for a long-term source of funding, such as benefits approval or the proceeds of a home sale. Approval decisions are made quickly, and the funds are sent directly to the senior’s assisted living community. Good credit is required and a senior may have up to six cosigners to help with approval and paying back the loan.
Seniors who want to apply for an assisted living bridge loan can complete an online application through Elderlife Financial or call (888) 228-4500. Seniors may need to provide information about their expected source of long-term funding.
Lexington is home to several Veterans Affairs resources. Two VA medical centers provide medical care to eligible seniors, and they can visit the Vet Center to receive individual or group counselling. For assistance with VA benefits, seniors can travel to the nearest benefits office located in Louisville.
Lexington VA Medical Center – Cooper
1101 Veterans Dr, Lexington, KY 40502
Lexington Vet Center
1500 Leestown Rd, Ste 104, Lexington, KY 40511
Louisville Regional Office
321 W Main St, Ste 390, Louisville, KY 40202
Seniors can visit the city’s senior center to participate in scheduled activities and events, such as fitness classes, book clubs and arts and crafts classes. The senior center also provides information about available local resources.
Lexington Senior Center
195 Life Ln, Lexington, KY 40502
The local AAA provides information and support to help seniors learn about programs and services they may be eligible for. They can also participate in free health-promotion and disease-prevention programs.
Bluegrass Area Agency on Aging
699 Perimeter Dr, Lexington, KY 40517
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