1 Assisted Living Community in Glenwood, Iowa

The average cost of assisted living in the city is $4,285 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 1 Assisted Living Community in Glenwood and several in surrounding areas. The Cost of Senior Care in Glenwood, IA

• Assisted Living: $4,285
• Nursing Home Care: $6,965
• In-home Care: $4,338
• Adult Day Health Services: $1,354

Throughout Iowa, the average cost of assisted living is fairly similar and ranges between $3,800 and $4,000 for the most part, according to the Genworth 2018 Cost of Care survey. The only exceptions are Sioux City, where the cost is the lowest in the state at an average of $3,050, and in both Iowa City and Glenwood, where costs are slightly higher at an average of $4,175 and $4,285, respectively. At $4,285 per month, the cost of assisted living in the Glenwood area is the highest in the state. 

Note: Specific senior care cost data isn’t available for Glenwood. Data for the nearest major city, Omaha, NE, has been used instead.

In the Glenwood area and throughout the United States, seniors pay varying costs for their care. Typically, the type of care required partially determines these costs. Seniors living in Glenwood pay the highest rates for nursing home care, which averages $6,965 per month. Home health aide services are considerably lower at an average of $4,767 per month, as are homemaker services at an average of $4,338 per month. While each of these options is less expensive than nursing home care, it’s important to note that the cost of home-based care doesn’t include living expenses such as rent/mortgage and utilities, while both nursing care and assisted living fees typically do. With that in mind, the most cost-effective senior care solution in Glenwood is assisted living, which costs an average of $4,285 per month.

 

In Iowa, Medicaid operates under two separate plans: IA Health Link and the Medicaid Fee-for-Service program. The Fee-for-Service program is typically accessed by those with special circumstances, such as medically needy individuals and those with presumptive eligibility. Most Medicaid beneficiaries in Iowa receive coverage under the IA Health Link plan.

The IA Health Link plan is a managed care program that includes case management services, and it’s administered by managed care organizations. Its beneficiaries consist of families with young children, pregnant women, disabled persons and seniors. The plan covers the cost of a variety of health care services such as primary care, rehabilitative services, lab services, hospitalization, mental health services and skilled nursing care. It also pays for necessary medical equipment and prescription medication. Seniors who require financial help with the cost of assisted living may be eligible for additional coverage under one of the state’s Long-Term Support Services options.

To be eligible to participate in IA Health Link, applicants who are aged 65 or older must have a maximum income of $771 per month and no more than $2,000 in countable assets. Couples who are married and applying for benefits together may have a combined income of up to $1,157 per month and $3,000 in countable assets. Although all sources of income are considered, some assets are exempt, including the applicant’s house, car and personal belongings. 

Seniors living in Glenwood can apply for Medicaid coverage online or contact the Department of Health Services for assistance at (855) 889-7985. 

Elderly Waiver

The Elderly waiver helps seniors pay for the cost of long-term care. The program covers a variety of services for those receiving care at home and in care facilities including adult day care, assistive devices, mental health outreach, skilled nursing care, personal care, nonmedical transportation and respite care. This waiver allows consumer direction in some cases so seniors may be able to pick and choose the services they receive.

To qualify for the Elderly waiver, seniors must be at least 65 years old, legal residents of Iowa and U.S. citizens. They also must be determined by the Iowa Medicaid Enterprise to require a level of care that meets the services provided by the program. Financially, applicants must be eligible for Medicaid. Enrollment for this waiver is capped at 10,674 participants, so there may be a waiting list. 

To apply, seniors can contact the Iowa Medicaid Member Services line at (800) 338-8366. 

Program for All-Inclusive Care for the Elderly

PACE programs are available throughout the United States and provide seniors with access to all-inclusive, managed care. In Glenwood and throughout Mills County, Immanuel Pathways provides PACE services. Although PACE doesn’t directly cover the cost of assisted living, the services it provides can enhance the quality of life and reduce outside costs for seniors who reside in assisted living facilities. These services include primary care, skilled nursing care, emergency services and social services. 

While this program is free for participants who are Medicaid-eligible, those who don’t meet the financial requirements may be required to pay for their care. The amount paid is determined on a sliding scale, which means that some will pay only a portion of their costs while those with higher incomes may be required to pay privately.

To qualify for the Immanuel Pathways PACE program, applicants must be at least 55 years of age and reside in the program’s service area, which includes Mills County. Participants must also undergo a care assessment and be determined to require a nursing level of care yet be able to reside safely outside of a nursing care facility. 

To apply, seniors can contact Immanuel online or call (402) 507-4899. 

State Supplementary Assistance

Iowa’s SSA payment is a cash benefit for eligible seniors and disabled persons to help them meet their needs and pay for costs that aren’t covered by Medicaid. The amount of the benefit is based upon the recipient’s living situation, and those who live in residential care facilities are eligible to receive up to $991 per month. 

To qualify for the payment, seniors must be 65 years of age or older and receive the federal Supplemental Security Income benefit. 

Seniors can inquire about the supplement or apply for SSI by contacting the Social Security Administration at (800) 772-1213. 

The Connections Area Agency on Aging serves seniors living in Glenwood and throughout Mills County. It provides a variety of useful services to seniors, including Medicare and Medicaid help, nutritional counseling, housing assistance and case management services. It also offers support and intervenes in cases of elder neglect and abuse. Connections Area Agency on Aging
2301 Pierce St., Sioux City, IA 51104
(800) 432-9209

The Mills County Veterans Affairs office serves Glenwood and its surrounding areas. It helps to connect veterans and their surviving spouses with services and benefits programs, such as health care, burial benefits and disability. Additionally, the office connects veterans with other local services and relief programs whenever necessary. 

Mills County Veterans Affairs
602 S. Locust St., Glenwood, IA 51534
(712) 527-5621

Senior Homes has an extensive directory of senior living options, with care and living providers across the United States.