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The average cost of assisted living in the city is $4,794 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 21 assisted living facilities in Chicago and 30 in surrounding areas.
Sunrise of Lincoln Park is an urban oasis in Chicago with stunning city views and easy access to the Lincoln Park Zoo, exciting dining and upscale shopping.
Autumn Green at Wright Campus offers Chicago-area seniors the convenience of living in a bustling neighborhood while providing all the comforts of a home.
Located in vibrant Chicago, Autumn Green at Midway Village offers seniors a lifestyle of independent and assisted living in a friendly, amenity-filled community.
Brookdale Lake View, in exclusive residential Chicago, offers easy access to the best of the city, a sophisticated environment, and an exceptional active senior lifestyle.
Brookdale Lake Shore Drive is an elegant Chicago community on Lake Shore Drive with first-class amenities, superlative care, and an exceptional lifestyle for active and assisted living seniors.
Situated close to area parks and convenient shopping, Victory Centre of Galewood provides area seniors with an excellent option for supportive living.
Nestled on a quiet street near the shores of Lake Michigan, Victory Center of South Chicago is residential community that provides supportive living services for seniors.
___________________________ We invite our residents to enjoy an inviting environment, a vibrant atmosphere, and come to enjoy friendly people with similar likes and interests. Here at Selfhelp we offer assisted living and independent living. Featured Amenities We offer our residents…
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Coles Supportive Living adheres to a special program for adults 65 and older who need assistance to maintain their independence. Our supportive living community in Chicago South Shore is designed to remove barriers that keep seniors from making the move…
Covenant Home of Chicago has served the needs of seniors in its northern Chicago neighborhood since 1886 and offers supportive living in studio and one-bedroom apartments.
Mercy Circle offers independent living with dining options, Assisted living with care services, a specialized memory care Program, and high quality rehabilitation and skilled nursing Care-all based on the unique needs and preferences of the Individual resident.
With top-shelf care, flexible living options and a prime location in one of America's finest cities, it's no wonder so many seniors choose St. Joseph Village of Chicago as their home.
Belmont Village Lincoln Park provides the perfect blend of comfort, care and active living. The mid-rise building maintains the look and feel of the area with an architectural style very closely replicating the Nellie Black building that previously occupied the…
Smith Village. It's more than bricks and mortar. It's a community, one with a history of more than eight decades of dedicated care on the same site where its new campus now thrives. It's a community where active residents pursue…
Friedman Place is a non-profit Supportive Living Community for blind and visually impaired adults in Chicago. Our building has been designed with the needs of the blind and visually impaired in mind. Each resident has a private studio or one-bedroom…
Imagine being able to live in a beautiful building, with a community of friends, where professional wait staff serve you three wonderful meals each day. At Barton Senior Residences of Chicago located in the exciting near west side of Chicago,…
Pioneer Gardens Affordable Supportive Living is what we call “A Miracle on 38th Street” located in the heart of the Bronzeville Community at 3800 South Martin Luther King Drive, Chicago. This 8-story building offers a community setting for mature adults…
This is an excellent independent or assisted living facility for seniors who prefer living close to the hustle and bustle of downtown. Located in Lakeview, only a block from the lake—with restaurants and activities of every kind nearby. The facility is exceptionally clean, and decorated in an elegant manner. Group o...Read more Brookdale Lake View reviews
Brookdale Lake View was very attractive. What made me decide not to move in was the cost. The facilities were marvelous. The staff was great, and the food was very good. I have a friend who moved in there. They had an area with athletic equipment that you could use. They had beautiful lounges and areas for parties if y...Read more Brookdale Lake View reviews
Brookdale Lake View would not be good for my mother because she tends to wander. They didn't have a swimming pool, but they were nice. They offered me lunch and everything else was clean, comfortable, and all that good stuff. The staff who showed me around was good. They had enough activities to keep you busy. The menu...Read more Brookdale Lake View reviews
Smith Village is close to family and met our needs. My mother-in-law has dementia, and they have a floor for that specific treatment, and her husband who's elderly but mentally fit is in independent living at the same location, so they didn't have to separate them too much. They're friendly, knowledgeable, and seem to ...Read more Smith Village reviews
When searching for a facility for a friend the staff was very friendly and very helpful. Got the feeling they did want what was best for our friend and also for all the residents. The facility if very well maintained and has a lot of sitting areas for socialization and comfort. Our friend just moved in last week and...Read more Brookdale Lake Shore Drive reviews
This independent and assisted living facility does not fit in most senior’s budget, but if it is something that you and your family can afford—the quality of care is exceptional. The apartments are spacious, and even if an apartment does not face the lake—there are plenty of areas throughout the building to enjoy the ...Read more Brookdale Lake Shore Drive reviews
The average monthly cost of assisted living in Chicago is $4,794, which is significantly higher than the Illinois average of $4,030. It’s also much more expensive than the nationwide average of $4,000 per month. While Chicago offers the most expensive assisted living care in the state, Rockford is nearly as costly at $4,770. Other major metropolitan areas in Illinois are much more affordable than Chicago, including Peoria ($3,750), Decatur ($4,046) and Danville ($4,200).
Cost of Assisted Living Comparison Chart
The average cost of senior care in Chicago varies greatly based on the type of care a senior needs. Seniors who need nursing home care pay, on average, over $2,500 more per month than those who need assisted living care. At $4,576 per month, homemaker services and home health aides are similarly priced to assisted living care. However, homeowners who opt for these in-home services should remember to consider the other costs that come with staying at home, such as rent and utilities. Adult day health care, the most inexpensive type of senior care in Chicago, costs about one-third the price of assisted living care.
Cost of Homemaker/Home Health Aide Comparison Chart
Medicaid is a government-funded health insurance program that provides health coverage to many groups of eligible Americans, including low-income adults, pregnant women, people with disabilities and senior citizens. Each state runs its own Medicaid program, so the services that are covered by Medicaid will vary depending on a senior’s location. Iowa Medicaid covers a wide variety of health care services, including emergency services, doctor visits, vision care, physical therapy and medical equipment.
Seniors in Chicago may be eligible for Illinois Medicaid if they are U.S. nationals, U.S. citizens or permanent residents. They must also meet the state’s financial requirements. Single seniors may be eligible for Medicaid if they have an annual pretax income of less than $16,643. For couples, the income limit is $22,411 per year.
To apply for Medicaid coverage, seniors can visit Illinois’ Application for Benefits Eligibility (ABE) website. They can also apply over the phone by calling the ABE Customer Call Center at (800) 843-6154.
Seniors who earn more than the state’s income limits for Medicaid coverage but have high medical bills may qualify for coverage through the Illinois Medicaid Spend-Down program. Seniors pay for their own medical bills until they reach their spend-down amount; when they reach it, they become eligible for Medicaid coverage. Seniors who are enrolled in this program may also be permitted to pay their spend-down amount directly to Healthcare and Family Services (HFS). The spend-down amount is determined based on a senior’s income and assets. To learn more about this program, seniors can call the HFS Health Benefits Hotline at (800) 226-0768.
Seniors who need help paying for assisted living care in Chicago may be eligible for the Illinois Supportive Living Program (SLP). This Medicaid waiver program doesn’t cover the costs of room and board in assisted living facilities, but it may help seniors pay for the personal care services they receive in these facilities. The services that are covered by this waiver include intermittent nursing care, personal care, medication monitoring, housekeeping and laundry.
This program is an entitlement, and it’s open to anyone who meets the eligibility requirements. To be eligible for this waiver program, seniors must have a medical need for a nursing facility level of care. Medical need is determined based on a preadmission screening. Seniors’ income is required to be no less than the maximum allowable amount of Supplemental Security Income (SSI). This amount is currently $771 for a single senior and $1,157 for a couple. In addition, seniors who are currently participating in any other waiver programs are not eligible for the SLP.
To apply for coverage through SLP or to learn more about the waiver program, seniors can contact the Department of Healthcare and Family Services at (217) 782-0545.
Optional State Supplement
Seniors who receive Supplemental Security Income (SSI) and live in an assisted living facility may be eligible to receive additional funding from the state of Illinois. This optional state supplement (OSS) is an additional payment on top of the senior’s existing SSI benefit. The amount of this benefit in Illinois is, according to the Social Security Administration, “based on state-approved allowances given for individual needs.”
To receive the OSS, seniors must be eligible to receive SSI payments. Seniors may be eligible for SSI if they are 65 years and older and have a limited income and limited resources. Because a senior’s SSI benefit is determined by subtracting their countable income from the monthly maximum SSI payment ($750), seniors with more than $750 in countable income will not be eligible. Countable income includes many types of earned and unearned income, such as wages and Social Security benefits, but does not include need-based assistance from the government or other excluded income sources. Seniors must also have limited resources to be eligible. The resource limit for single seniors is $2,000, and for couples, it’s $3,000. Resources include the value of some assets, including cash and stocks.
Seniors who have questions about the OSS program or who want to apply can visit any of Chicago’s 12 Social Security offices. They can also phone the Social Security Administration at (800) 772-1213.
Assisted Living Bridge Loans
Seniors who are in need of short-term funding for assisted living costs may be able to receive a bridge loan. These loans may be a good option for seniors who are waiting to receive long-term funding from benefits or the sale of their home. Bridge loans are usually offered as a line of credit, and seniors can choose how much to withdraw each month. However, seniors who require a lump sum may be eligible for an amortizing loan.
Seniors can apply for a bridge loan by filling out an online application with Elderlife Financial. Funding is often available quickly for seniors who are approved. The funds are sent directly to the assisted living facility where the senior resides.
The city’s Senior Services Division acts as its Area Agency on Aging. This department provides information and resources to seniors. Local seniors can contact the AAA to learn about benefits and services that are available to them. The AAA also has resources for caregivers, including legal assistance.
Family & Support Services, Senior Services Division
1615 W Chicago Ave, 5th Fl, Chicago, IL 60622
There are six regional senior centers located throughout Chicago, as well as 10 satellite senior centers. Seniors can visit their closest senior center to participate in scheduled activities, such as outings, life enrichment classes and fitness and wellness programs. For more information on these centers, call (312) 744-4016.
Chicago is home to several resources for veterans and survivors. Seniors can contact the VA office to learn more about benefits and supports available to them. Eligible veterans may be able to receive medical treatment from the city’s VA hospital or VA clinics.
Chicago Office of Veterans Affairs
2102 W Ogden Ave, Chicago, IL 60612
Jesse Brown VA Medical Center
820 S Damen Ave, Chicago, IL 60612
Auburn Gresham Clinic
7731 S Halsted St, Chicago, IL 60620
211 E Ontario St, Chicago, IL 60611
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