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An explanation of retirement living costs. Visit to learn more about finding the right retirement community or to find a retirement community near you.

Discover the typical cost of living in a retirement community, what&#39;s included in the cost of a retirement communities and what to expect in various types of retirement communities.

The Cost of Living in a Retirement Community

An article defining Activities of Daily Living. Learn more about Senior Care by browsing our library of insightful articles or find senior care using our comprehensive directory.

Learn about activities of daily living, how ADLs are assessed and what the results can mean if you&#39;re considering long-term care for yourself or a loved one.

A Primer on the Activities of Daily Living (ADLs)

A brief overview of veterans benefits, what they offer, and how to learn more about them.

Some veteran benefits can help with assisted living costs. Discover which ones can, how to apply and how to find the ideal assisted living community for your loved one.

Veterans Benefits: A Brief Overview

Veterans Benefits

Learn more about the pros and cons of buying long-term insurance and how to use it to pay for senior care.

Learn about long-term care insurance for seniors, what services are covered, who is eligible, its benefits, how to sign up, and viable alternatives to this policy.

Long-Term Insurance: Planning for Your Future

Life insurance can be a powerful financial retirement tool if used properly. Learn how.

A life settlement from life insurance provides financial freedom for retirees. Discover how life settlements work, how much you&rsquo;ll get, eligibility requirements, and more.

Financing Your Retirement with Life Insurance

An article explaining what PACE Programs are. Learn more about PACE Programs or search our nationwide directory to find home care near you.

The Program of All-Inclusive Care for the Elderly (PACE) combines all the services offered by Medicare and Medicaid. Learn more about the program, eligibility, and how to apply for PACE.

PACE Programs: Programs of All-Inclusive Care for the Elderly

As the population ages and Baby Boomers face the realities of paying for care for their parents and for themselves, it becomes clear that the biggest hurdle to senior care is paying for it.

Learn about the cost of long-term care and ways you can pay for care, including Medicaid, VA benefits and the PACE program, in this guide for older adults.

Paying for Long-Term Care: How to Overcome this Costly Hurdle to Safeguard Your Future

Paying for Long-Term Care: An Overview

Learn about tips for senior downsizing, how to make the downsizing process as easy as possible, and senior downsizing options.

From saving money to avoiding household chores, there are dozens of great reasons to downsize. Read our free guide for tips on navigating the process.

Senior Downsizing Guide

Senior Downsizing Tips

memory-care

For seniors coping with dementia, one of the greatest frustrations is the inability to do those things they once loved. Activities and hobbies that used to be second nature might start to feel fuzzy or distant. This harsh reality can be discouraging for the person suffering from dementia, as well as the friend or loved one who is trying to engage them.

Learn about the benefits of activities for people with dementia and find a list of dementia-friendly things to do in this comprehensive guide.

Activities To Do With Seniors Who Have Dementia

12 Activities for People With Dementia

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Costs at Golden Palms Care Center Llc

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<a href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" target="_blank" data-mce-href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" rel="noopener noreferrer">Genworth’s 2018 Cost of Care</a>&nbsp;study examined senior care costs throughout the United States. The study shows that at an average price of $5,448 per month, assisted living in Naples costs significantly more than the state ($3,500) and national ($4,000) averages. In fact, prices here are the highest in Florida with prices in nearby areas ranging from $3,350 in Miami to $4,000 in Punta&nbsp;Gorda.&nbsp; Statewide, assisted living costs start at $2,808 per month in the Lakeland&nbsp;area. The northernmost region of the state is the most expensive, with prices ranging from $4,096 in Pensacola up to $4,425 in Jacksonville.&nbsp;

Assisted Living Costs in Naples

The Cost of Assisted Living in Surrounding Areas

The cost of senior care is largely based on the level of care provided with each service, and that’s especially true in Naples where semiprivate nursing home care costs an average of $10,319 per month. This price includes room and board along with around the clock medical care in a state-inspected nursing facility.&nbsp; Assisted living, which also includes room, board and most overhead expenses, costs $5,448 per month, while 44 hours of weekly&nbsp;in-home care ranges from $4,195 to $4,576.&nbsp;

Care Cost Comparison

Senior Care Cost Comparison Chart

Financial Assistance for Assisted Living in Naples

VA Aid and Attendance&nbsp;and Housebound&nbsp;Enhanced&nbsp;Monthly Pension The&nbsp;<a href="https://www.benefits.va.gov/pension/aid_attendance_housebound.asp" target="_blank" data-mce-href="https://www.benefits.va.gov/pension/aid_attendance_housebound.asp" rel="noopener noreferrer">VA Aid and Attendance&nbsp;and Housebound&nbsp;</a>programs are two special monthly pensions that provide eligible veterans and survivors with cash benefits that can be used to pay assisted living costs.&nbsp; In order to qualify for either benefit, applicants must be currently eligible for the regular VA pension. Applicants who were previously denied the regular VA pension due to excess income may now be eligible&nbsp;because these special pension programs are based on a higher income limit.&nbsp; To apply for Aid and Attendance, applicants must:&nbsp; 
<li>Live in a nursing facility as a result of physical and/or mental deterioration</li>
<li>Need help from a caregiver to perform activities of daily living</li>
<li>Be restricted to bed due to a chronic illness or&nbsp;disability</li>
<li>Have concentric contraction of the visual field that limits the field of vision to 5 or fewer degrees</li>
<li>Have 5/200 or worse eyesight when wearing prescription lenses</li>
 To apply for Housebound, applicants must: 
<li>Have a single disability rated at 100% that restricts the applicant to their&nbsp;residence most of the time</li>
 Eligible applicants may receive either the Aid and Attendance or the Housebound benefit.&nbsp; For free assistance with the application&nbsp;process, contact&nbsp;<a href="https://www.colliercountyfl.gov/your-government/divisions-s-z/veteran-services" target="_blank" data-mce-href="https://www.colliercountyfl.gov/your-government/divisions-s-z/veteran-services" rel="noopener noreferrer">Collier County Veterans Services</a> at (239) 252-8387.&nbsp; Optional State Supplementation The&nbsp;<a href="https://www.myflfamilies.com/service-programs/access/docs/esspolicymanual/a_12.pdf" target="_blank" data-mce-href="https://www.myflfamilies.com/service-programs/access/docs/esspolicymanual/a_12.pdf" rel="noopener noreferrer">Florida Optional State Supplementation</a>&nbsp;program&nbsp;helps eligible&nbsp;seniors pay the room-and-board portion of their assisted living costs by topping up the monthly&nbsp;<a href="https://www.ssa.gov/benefits/ssi/" target="_blank" data-mce-href="https://www.ssa.gov/benefits/ssi/" rel="noopener noreferrer">Supplemental Security Income</a>&nbsp;payment.&nbsp; To qualify for OSS, SSI recipients aged 65 and older must reside in an assisted living facility due to disability&nbsp;or loss of function. Eligible applicants may receive up to $78.40 per month, while couples may receive a maximum of $156.80 in monthly OSS payments. The OSS is added to the monthly SSI&nbsp;benefit.&nbsp; For more information on the OSS, contact the&nbsp;<a href="https://www.ssa.gov/agency/contact/phone.html?utm_expid=.5lidFae-Tt6wq8PJx2F63Q.0&amp;utm_referrer=https%3A%2F%2Fwww.ssa.gov%2Fagency%2Fcontact%2F" target="_blank" data-mce-href="https://www.ssa.gov/agency/contact/phone.html?utm_expid=.5lidFae-Tt6wq8PJx2F63Q.0&amp;utm_referrer=https%3A%2F%2Fwww.ssa.gov%2Fagency%2Fcontact%2F" rel="noopener noreferrer">Social Security Administration</a> at (800) 772-1213.&nbsp;

Other Financial Assistance Programs for Assisted Living

The average cost of assisted living in the city is $5,448 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 17 Assisted Living Communities in Naples and several in surrounding areas. The Cost of Senior Care in Naples, FL<ul><li>Assisted Living: $5,448</li><li>Nursing Home Care: $10,319</li><li>In-home Care: $4,195</li><li>Adult Day Health Services: N/A</li></ul>

Assisted Living in Naples, FL

Assisted Living Articles and Resources

<a href="https://www.medicaid.gov/" target="_blank" data-mce-href="https://www.medicaid.gov/" rel="noopener noreferrer">Medicaid</a>&nbsp;was established on July 30, 1965 to ensure needy people had access to basic health services. It’s jointly funded by federal and state governments and administered at the state level. By law, every Medicaid plan must include essential benefits, such as hospital and nursing facility care, primary physician services, X-rays and lab tests.&nbsp; Approximately&nbsp;<a href="http://files.kff.org/attachment/fact-sheet-medicaid-state-FL" target="_blank" data-mce-href="http://files.kff.org/attachment/fact-sheet-medicaid-state-FL" rel="noopener noreferrer">88% of seniors and people with disabilities</a>&nbsp;in Florida qualify for no-cost&nbsp;<a href="https://www.myflfamilies.com/service-programs/access/medicaid.shtml" target="_blank" data-mce-href="https://www.myflfamilies.com/service-programs/access/medicaid.shtml" rel="noopener noreferrer">Medicaid</a>&nbsp;because they have low income and few countable assets. Seniors who collect&nbsp;<a href="https://www.ssa.gov/benefits/ssi/" target="_blank" data-mce-href="https://www.ssa.gov/benefits/ssi/" rel="noopener noreferrer">Supplemental Security Income&nbsp;</a>benefits automatically qualify for&nbsp;<a href="https://www.myflfamilies.com/programs/access/docs/ssifactsheet.pdf" target="_blank" data-mce-href="https://www.myflfamilies.com/programs/access/docs/ssifactsheet.pdf" rel="noopener noreferrer">SSI-Related Medicaid coverage</a>.&nbsp; Qualifying for Medicaid Long-Term Services To qualify for long-term Medicaid services, seniors must have a monthly income of $2,313 or less when applying as an individual or $4,626 when applying with a spouse. If only one spouse in a married couple needs Medicaid, the non-applicant’s income is disregarded. Single applicants can own up to $2,000 in countable assets, and couples applying together can own up to $3,000 in joint countable assets. When only one spouse is applying for Medicaid, the non-applicant is entitled&nbsp;to 50% of all joint assets up to a maximum value of $126,420.&nbsp; Some assets are excluded under Medicaid rules, such as one vehicle, clothing and furniture and a prepaid burial contract. A house, condominium&nbsp;or mobile home worth $585,000 or less&nbsp;that’s owned and occupied by the applicant and/or their spouse is also exempt.&nbsp; Qualified Income Trust Seniors who meet the Medicaid asset limits but are ineligible due to excess&nbsp;income may be able to enroll in Medicaid by setting up a&nbsp;<a href="https://www.myflfamilies.com/service-programs/access/docs/qualified_income_trust_factsheet.pdf" target="_blank" data-mce-href="https://www.myflfamilies.com/service-programs/access/docs/qualified_income_trust_factsheet.pdf" rel="noopener noreferrer">Qualified Income Trust</a>.&nbsp; Commonly called a Miller Trust, a QIT is an irrevocable legal agreement between the applicant and the state. The applicant agrees to&nbsp;place their excess income into the trust, and the state is named as the beneficiary. Money from the trust can only be used towards specific&nbsp;preapproved expenses&nbsp;and a modest monthly personal needs allowance. Upon the passing of the QIT holder, the state recoups all Medicaid costs paid on behalf of the applicant by collecting any money remaining in the trust.&nbsp; For more information about Florida Medicaid, contact&nbsp;<a href="https://www.myflfamilies.com/contact-us/region/suncoast.shtml" target="_blank" data-mce-href="https://www.myflfamilies.com/contact-us/region/suncoast.shtml" rel="noopener noreferrer">ACCESS Florida’s&nbsp;Suncoast Regional Office</a>&nbsp;at (813) 558-5500.&nbsp; Statewide&nbsp;Medicaid Managed Care Long-Term Care Program The <a href="http://elderaffairs.state.fl.us/doea/smmcltc.php" target="_blank" data-mce-href="http://elderaffairs.state.fl.us/doea/smmcltc.php" rel="noopener noreferrer">Statewide Medicaid Managed Care Long-Term Care program</a> provides home and community-based services that allow seniors to age in place in their community or assisted living facility rather than in a nursing home.&nbsp; SMMC LTC funds services and supports that are comparable to those offered in a nursing facility, such as:&nbsp; <ul>
<li>Attendant care</li>
<li>Personal care</li>
<li>Medical supplies</li>
<li>Mobility equipment</li>
<li>Transportation</li>
<li>Intermittent nursing</li>
<li>Occupational, physical and speech therapy</li>
<li>Adult day health programming</li>
<li>A personal medical alert system&nbsp;</li>
<li>Respite services</li>
<li>Case management</li>
</ul> In accordance with federal law, all Medicaid-enrolled seniors who require long-term care services must complete preadmission screening known as the <a href="http://elderaffairs.state.fl.us/doea/cares.php" target="_blank" data-mce-href="http://elderaffairs.state.fl.us/doea/cares.php" rel="noopener noreferrer">Comprehensive Assessment and Review for Long-Term Care Services</a>. This assessment evaluates the applicant’s current and projected care needs, and recommends the most appropriate, least-intrusive placement based on those needs.&nbsp; If the CARES assessment results in a referral to the SMMC LTC, services&nbsp;are assigned based on the individual care needs identified through the assessment.&nbsp; For more information on the SMMC LTC or to request a CARES assessment, contact the statewide Elder Helpline at (800) 963-5337 or the&nbsp;<a href="https://aaaswfl.org/contact-us/" target="_blank" data-mce-href="https://aaaswfl.org/contact-us/" rel="noopener noreferrer">Area Agency on Aging for Southwest Florida</a> at (866) 413-5337.

Medicaid in Florida

 Detailed profiles of 17 Assisted Living Facilities in Naples, FL. Average cost is 5448 per month.  Reviews, ratings, costs, pictures, amenities, and more.

 17 Assisted Living Facilities in Naples, FL

Nearby Assisted Living Facilities

Other Senior Living in Naples, FL

Assisted Living Resources in Naples

The Naples Senior Center at JFCS&nbsp;offers a variety of nondenominational social, recreational and support programs for seniors aged 60 and older. The Center also hosts a food pantry, emotional support services, a dementia respite program and volunteer-run wellness check program for isolated seniors.&nbsp; The Golden Gate Senior Center provides seniors with low-cost communal lunches, free educational seminars, drop-in recreational activities and access to regular preventive&nbsp;health screening clinics. Center staff are fluent in English, Spanish and Creole.&nbsp;

Senior Centers

Seniors qualify for half-priced fares on the Collier Area Transit system, a wheelchair-accessible fixed-route with service throughout Naples. CAT also operates a paratransit service for riders who&nbsp;cannot use regular routes due to disability.&nbsp;

Transportation Services

Veterans can contact the Collier County Veterans Services team for free transportation to VA appointments, information on entitlements for veterans and survivors and help with claims applications.&nbsp;

Veterans Services

Reviews of Naples Assisted Living Facilities

The Pineapple House at Sapphire Lakes features an array of state-of-the-art amenities in a luxurious, resort-style setting.

<h4>Assisted Living Program of Excellence!</h4>

These two programs make it that much more tailored to the needs of the resident. Our A-La-Carte Silver Program allows residents to receive only those services they desire; whereas, our All-Inclusive Gold Program provides all services that are needed. Should a resident require additional services beyond these two programs, the All-Inclusive â€œPlusâ€ Program (Platinum) offers additional services. The following services are available at an additional fee: personal laundry services, ongoing assistance with incontinence and extensive medication administration.

<h4>Memory Care Program of Excellence! </h4>

The Sapphire Lakes Memory Care Program is a best-in-class service and provides an incredibly warm, â€œhome-likeâ€ environment for people living with dementia. The Sapphire Lakes Memory Care Program promotes an optimal level of functioning as well as a high quality of lifeâ€“all provided with dignity and respect. Our state-of-the-art community has been designed to cater to individuals with Alzheimer's as well as other forms of dementia. Our cutting-edge, research-driven programming is tailored to provide the best care possible in a refreshingly beautiful environment. Our professional staff is trained to provide personalized attention and specialized services in a safe and secure setting in order to maximize all residents' potential.

Our unique All-Inclusive Program is designed for the resident's well-being, and our staff inherently focuses on caring for residents as loved ones instead of on providing complex levels of care that can be confusing for family members. The sheer structure of this program alleviates financial stress for family members by avoiding surprising level of care increases.
<ul>
<li>Three professionally prepared, dietician-approved, brain-healthy meals, nourishing snacks and beverages served daily and assistance with eating provided.</li>

<li>A dedicated Memory Care Coordinator oversees professionally-trained, licensed and dementia-trained staff who are on-site 24-hours a day.</li>

<li>Wellness checks are provided as indicated by resident's individualized plan of care.</li>

<li>Personal grooming assistance, clothing selection and assistance with showering.</li>

<li>Comprehensive wellness services including on-site therapies, medical services (Medical Director), and salon services based on resident's individual needs.</li>

<li>Medication administration (or self-administration), glucose monitoring and insulin management provided by licensed nursing personnel.</li>

<li>Interactive technology that enhances cognitive function of residents.</li>

<li>Activity life stations to encourage the overall well-being of residents through interactive music therapy (piano) and stimulating cognitive games.</li>

<li>All utilities including housekeeping, laundry and linen included.</li>

<li>State-of-the-art design with multiple dining venues, activity spaces, lush outdoor courtyards with walking paths, fountains and planting beds in a secured environment.</li>
</ul>

The Pineapple House at Sapphire Lakes

Seascape at Naples is a premier senior living community located at 3490 Thrive Drive in the heart of Naples, Florida. Offering Independent Living, Assisted Living, and Memory Care, this community provides a comprehensive continuum of care in a beautifully designed, resort-style setting. The community spans three stories and features 179 residences, including studio, one-bedroom, and two-bedroom apartments. Each residence is thoughtfully designed with spacious layouts, high ceilings, large windows for ample natural light, and modern finishes to ensure both comfort and safety. The Memory Care neighborhood is fully secured and purposefully built to meet the unique needs of residents living with cognitive impairments.

Residents at Seascape at Naples enjoy a wide array of amenities and services that promote an active, comfortable, and worry-free lifestyle. Chef-prepared meals are served in an elegant dining room with menus that accommodate a variety of dietary preferences. The community also offers housekeeping, linen services, transportation, and concierge support. On-site wellness resources include a fitness center, a heated outdoor swimming pool, and 24/7 access to licensed nursing staff. Additional features include a full-service salon and spa, a movie theater, an art studio, and several comfortable lounges and social gathering spaces that foster connection and engagement among residents.

Located in central Naples, the community is just minutes away from white-sand beaches, fine dining, boutique shopping, and cultural destinations such as Artis–Naples and the Naples Botanical Garden. Nearby healthcare facilities, including top-rated hospitals and specialty clinics, provide added peace of mind for residents and their families.


 To learn more about this provider's license and review other available state reports, please visit: <a href="https://quality.healthfinder.fl.gov/">Florida Agency of Health Care Administration</a>

Seascape at Naples

To learn more about this provider's license and review other available state reports, please visit: <a href="https://quality.healthfinder.fl.gov/">Florida Agency of Health Care Administration</a>

The Fairways at Naples

BEACH HOUSE offers 113 private residences. Our community is a monthly rental property. Our cozy community offers the comfort, beauty and well-being of a private residence with personalized services to support the activities of daily living. We offer Assisted Living and secured Memory Care residences. At BEACH HOUSE our culture is a holistic one; you teach us ? we dont teach you. BEACH HOUSE is an excellent choice because we offer custom care plans that are tailored to your loved ones particular needs as they age in place. We are proud to offer a licensed nurse on site around the clock, 24/7 ? one of the many benefits we offer that truly differentiates us from other local communities. To learn more about this providers license and review other available state reports, please visit: <a href="https://quality.healthfinder.fl.gov/">Florida Agency of Health Care Administration</a>

Beach House

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