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The average cost of assisted living in the city is $5,448 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 24 assisted living facilities in Naples and 18 in surrounding areas.
The Cost of Senior Care in Naples, FL
Located in the heart of the North Naples medical community, Brookdale North Naples provides both independent living and assisted living accommodations and amenities.
The Carlisle is in Naples, FL, a popular winter spot for snowbirds and a major destination for retirees. With warm weather and beaches close by, Naples is an appealing place for seniors who enjoy warm weather. This senior living community…
The Vi at Bentley’s vibrant surroundings and broad range of specialized services are all designed with the physical, emotional, and social needs of our residents in mind.
Located in beautiful Naples, Florida, Beach House offers assisted living and memory care amidst an atmosphere of timeless elegance. We strive on providing the care and comfort to allow seniors to age in place.
At HarborChase of Naples we pride ourselves on treating each resident with the utmost respect and providing the best assisted living and skilled nursing services possible.
When families are seeking specialized Alzheimer’s care for their loved one, they can turn to HarborChase of North Collier to provide care in a warm, family-like setting.
Resort-style living in Naples awaits seniors who join Barrington Terrace of Naples, a community that offers the best in services which make life even easier.
Keystone Place at Naples Preserve is a beacon for an expression of retired living that retains the expression of unique lifestyles and personalities. As a result, our senior community has taken every opportunity to establish meaningful and memorable relationships with…
The luxurious Terracina Grand offers residents a variety of living accommodations and levels of care, including skilled nursing. Seniors can choose a residence that offers independent living, assisted living or memory care services, depending on current needs or when help is necessary as those…
Aston Gardens at Pelican Marsh offers retirees exceptionally spacious floor plans and a country club setting that features golf course vistas and five-star resort amenities.
Tuscany Villa of Naples offers compassionate senior care in Naples, FL. We strive to create a home-like atmosphere where you and your loved ones can feel secure. Our warm, well-trained staff works closely with our residents to provide the utmost…
Lely Palms Retirement Community, in Naples, Florida, offers all the comforts of home, but none of the work and worry. Committed to the continued health of our residents, Lely Palms programs are designed to help our residents maintain independence and…
Welcome to Arbor Glen at Arbor Trace ! The first senior living development in southwest Florida to offer deeded condominium ownership with 100% equity, Arbor Trace combines the independence of home ownership, the peace of mind in knowing qualified lifetime…
Call 1-800-991-9257 for details
The Pineapple House at Sapphire Lakes is a senior residential facility in Naples, located on the Gulf of Mexico. Naples is known for miles of beaches featuring sugar-white sand and blue-green waters, as well as for being one of the…
We visited Harbor Chase. Someone double-booked us, but the staff who toured us did a very good job, and we were very pleased with what we saw. However, the person who handled finances was not available, and she hasn't returned my calls two weeks later. There's no reason why she cannot return our calls. I'm very disappo...Read more HarborChase of Naples reviews
We visited HarborChase of Naples and saw the hallways and the place itself. It wasn't good for us because it was older and the grounds weren't great. The staff members that we met were all very nice. They have activities that were the same as everyone. When we went to inquire and they showed us the common areas, we wer...Read more HarborChase of Naples reviews
The Carlisle Naples is nice, well laid out, and bright. The staff is very friendly and accommodating. We ate there, and the food was very good, plus the dining area was very nice and elegant. They have tons of activities compared to other places, like exercise classes for Parkinson's, mahjong, poker, aquacise, and many...Read more The Carlisle Naples reviews
I liked The Carlisle Naples very much. It was very inviting. Everything was very nice, pretty, and well taken care of. They had happy hours on certain days. The meals look very nice, and they can prepare things besides what they're offering for the day. The staff was excellent. The place was beautiful and the apartment...Read more The Carlisle Naples reviews
My visit at The Carlisle Naples was fine, but it had a musty smell, which turned me off. I told them that, but they assured me that there's no mold or mildew there. The staff member was very nice. She's a lovely lady. They have one and two-bedroom residences of various sizes and they're very nice. They have plenty of a...Read more The Carlisle Naples reviews
Genworth’s 2018 Cost of Care study examined senior care costs throughout the United States. The study shows that at an average price of $5,448 per month, assisted living in Naples costs significantly more than the state ($3,500) and national ($4,000) averages. In fact, prices here are the highest in Florida with prices in nearby areas ranging from $3,350 in Miami to $4,000 in Punta Gorda.
Statewide, assisted living costs start at $2,808 per month in the Lakeland area. The northernmost region of the state is the most expensive, with prices ranging from $4,096 in Pensacola up to $4,425 in Jacksonville.
The Cost of Assisted Living in Surrounding Areas
The cost of senior care is largely based on the level of care provided with each service, and that’s especially true in Naples where semiprivate nursing home care costs an average of $10,319 per month. This price includes room and board along with around the clock medical care in a state-inspected nursing facility.
Assisted living, which also includes room, board and most overhead expenses, costs $5,448 per month, while 44 hours of weekly in-home care ranges from $4,195 to $4,576.
Senior Care Cost Comparison Chart
Medicaid was established on July 30, 1965 to ensure needy people had access to basic health services. It’s jointly funded by federal and state governments and administered at the state level. By law, every Medicaid plan must include essential benefits, such as hospital and nursing facility care, primary physician services, X-rays and lab tests.
Approximately 88% of seniors and people with disabilities in Florida qualify for no-cost Medicaid because they have low income and few countable assets. Seniors who collect Supplemental Security Income benefits automatically qualify for SSI-Related Medicaid coverage.
Qualifying for Medicaid Long-Term Services
To qualify for long-term Medicaid services, seniors must have a monthly income of $2,313 or less when applying as an individual or $4,626 when applying with a spouse. If only one spouse in a married couple needs Medicaid, the non-applicant’s income is disregarded.
Single applicants can own up to $2,000 in countable assets, and couples applying together can own up to $3,000 in joint countable assets. When only one spouse is applying for Medicaid, the non-applicant is entitled to 50% of all joint assets up to a maximum value of $126,420.
Some assets are excluded under Medicaid rules, such as one vehicle, clothing and furniture and a prepaid burial contract. A house, condominium or mobile home worth $585,000 or less that’s owned and occupied by the applicant and/or their spouse is also exempt.
Qualified Income Trust
Seniors who meet the Medicaid asset limits but are ineligible due to excess income may be able to enroll in Medicaid by setting up a Qualified Income Trust.
Commonly called a Miller Trust, a QIT is an irrevocable legal agreement between the applicant and the state. The applicant agrees to place their excess income into the trust, and the state is named as the beneficiary. Money from the trust can only be used towards specific preapproved expenses and a modest monthly personal needs allowance.
Upon the passing of the QIT holder, the state recoups all Medicaid costs paid on behalf of the applicant by collecting any money remaining in the trust.
For more information about Florida Medicaid, contact ACCESS Florida’s Suncoast Regional Office at (813) 558-5500.
Statewide Medicaid Managed Care Long-Term Care Program
The Statewide Medicaid Managed Care Long-Term Care program provides home and community-based services that allow seniors to age in place in their community or assisted living facility rather than in a nursing home.
SMMC LTC funds services and supports that are comparable to those offered in a nursing facility, such as:
In accordance with federal law, all Medicaid-enrolled seniors who require long-term care services must complete preadmission screening known as the Comprehensive Assessment and Review for Long-Term Care Services. This assessment evaluates the applicant’s current and projected care needs, and recommends the most appropriate, least-intrusive placement based on those needs.
If the CARES assessment results in a referral to the SMMC LTC, services are assigned based on the individual care needs identified through the assessment.
For more information on the SMMC LTC or to request a CARES assessment, contact the statewide Elder Helpline at (800) 963-5337 or the Area Agency on Aging for Southwest Florida at (866) 413-5337.
VA Aid and Attendance and Housebound Enhanced Monthly Pension
The VA Aid and Attendance and Housebound programs are two special monthly pensions that provide eligible veterans and survivors with cash benefits that can be used to pay assisted living costs.
In order to qualify for either benefit, applicants must be currently eligible for the regular VA pension. Applicants who were previously denied the regular VA pension due to excess income may now be eligible because these special pension programs are based on a higher income limit.
To apply for Aid and Attendance, applicants must:
To apply for Housebound, applicants must:
Eligible applicants may receive either the Aid and Attendance or the Housebound benefit.
For free assistance with the application process, contact Collier County Veterans Services at (239) 252-8387.
Optional State Supplementation
To qualify for OSS, SSI recipients aged 65 and older must reside in an assisted living facility due to disability or loss of function. Eligible applicants may receive up to $78.40 per month, while couples may receive a maximum of $156.80 in monthly OSS payments. The OSS is added to the monthly SSI benefit.
For more information on the OSS, contact the Social Security Administration at (800) 772-1213.
The Naples Senior Center at JFCS offers a variety of nondenominational social, recreational and support programs for seniors aged 60 and older. The Center also hosts a food pantry, emotional support services, a dementia respite program and volunteer-run wellness check program for isolated seniors.
The Golden Gate Senior Center provides seniors with low-cost communal lunches, free educational seminars, drop-in recreational activities and access to regular preventive health screening clinics. Center staff are fluent in English, Spanish and Creole.
Naples Senior Center at JFCS
5025 Castello Dr., Naples, FL 34103
Golden Gate Senior Center
4898 Coronado Pkwy., Naples, FL 34116
Veterans can contact the Collier County Veterans Services team for free transportation to VA appointments, information on entitlements for veterans and survivors and help with claims applications.
VA health services are available at the Naples Community-Based Outpatient Clinic, and comprehensive diagnostic and acute care services are offered at the nearby Bay Pines VA Healthcare System.
Collier County Veterans Services
3339 Tamiami Tr. E., Naples, FL 34112
800 Goodlette-Frank Rd. N., Naples, FL 34102
Seniors qualify for half-priced fares on the Collier Area Transit system, a wheelchair-accessible fixed-route with service throughout Naples. CAT also operates a paratransit service for riders who cannot use regular routes due to disability.
Collier Area Transit/Paratransit
8300 Radio Rd., Naples, FL 34104
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