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An explanation of retirement living costs. Visit to learn more about finding the right retirement community or to find a retirement community near you.

Discover the typical cost of living in a retirement community, what&#39;s included in the cost of a retirement communities and what to expect in various types of retirement communities.

The Cost of Living in a Retirement Community

An article defining Activities of Daily Living. Learn more about Senior Care by browsing our library of insightful articles or find senior care using our comprehensive directory.

Learn about activities of daily living, how ADLs are assessed and what the results can mean if you&#39;re considering long-term care for yourself or a loved one.

A Primer on the Activities of Daily Living (ADLs)

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Veterans Benefits

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The Program of All-Inclusive Care for the Elderly (PACE) combines all the services offered by Medicare and Medicaid. Learn more about the program, eligibility, and how to apply for PACE.

PACE Programs: Programs of All-Inclusive Care for the Elderly

As the population ages and Baby Boomers face the realities of paying for care for their parents and for themselves, it becomes clear that the biggest hurdle to senior care is paying for it.

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memory-care

For seniors coping with dementia, one of the greatest frustrations is the inability to do those things they once loved. Activities and hobbies that used to be second nature might start to feel fuzzy or distant. This harsh reality can be discouraging for the person suffering from dementia, as well as the friend or loved one who is trying to engage them.

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Costs at Grand Living at Coral Gables

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In the Miami suburb of Coral Gables, seniors pay an average of $3,350 per month for assisted living care according to <a href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" target="_blank" data-mce-href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" rel="noopener noreferrer">Genworth’s 2018 Cost of Care</a> study. This is $150 less than the statewide average of $3,500. Florida’s priciest assisted living care is found in the Naples area, where it costs an average of $5,448 monthly.&nbsp;It’s also relatively expensive in northern Florida,&nbsp;which includes Jacksonville ($4,425) and Tallahassee ($4,339). For the state’s most affordable assisted living care, seniors look to the Lakeland&nbsp;area, where it costs on average just $2,808 per month. Note: Senior care cost data for Coral Gables was not available, so data for Miami, the closest major city, has been used.

Assisted Living Costs in Coral Gables

The Cost of Assisted Living in Surrounding Areas

Seniors in Coral Gables encounter vastly different senior care prices depending on the level of care they require. Seniors who only need assistance during the day can expect to pay an average of $1,408 monthly for adult day health services. Assisted living facilities, which provide round-the-clock care, are more expensive at $3,350.&nbsp;The most extensive care is provided in nursing home facilities, and that’s reflected in the monthly cost ($8,699). Seniors interested in at-home care, such as home health aides or homemaker services, may notice these services are about the same price as assisted living. However, this price only includes the care itself. Seniors who choose to receive in-home care&nbsp;are responsible for their usual monthly budget items, such as rent, utilities and groceries. These costs are usually included in assisted living fees.

Care Cost Comparison

Senior Care Cost Comparison Chart

Financial Assistance for Assisted Living in Coral Gables

Optional State Supplementation The federal government provides monthly cash assistance to eligible low-income seniors through its SSI program. When SSI recipients move into assisted living facilities, they may be able to receive additional funding through the <a href="http://www.fdhc.state.fl.us/SCHS/ALWG/archived/docs/2011/2011-11-07_08/OSSFACT-102011.pdf" target="_blank" data-mce-href="http://www.fdhc.state.fl.us/SCHS/ALWG/archived/docs/2011/2011-11-07_08/OSSFACT-102011.pdf" rel="noopener noreferrer">Optional&nbsp;State Supplementation (OSS)</a> program. The state of Florida will pay up to $78.40 per month to OSS recipients. Applications for OSS are usually submitted by case managers at the Florida Department of Children and Families. They can also be submitted by staff at an assisted living facility. To learn more about OSS, call the <a href="https://www.myflfamilies.com/" target="_blank" data-mce-href="https://www.myflfamilies.com/" rel="noopener noreferrer">Florida Department of Children and Families</a> at (866) 762-2237. Questions about federal SSI benefits can be directed to the <a href="https://www.ssa.gov/agency/contact/phone.html" target="_blank" data-mce-href="https://www.ssa.gov/agency/contact/phone.html" rel="noopener noreferrer">Social Security Administration</a>, which can be reached at (800) 772-1213. Program of All-Inclusive Care for the Elderly <a href="http://elderaffairs.state.fl.us/doea/pace.php" target="_blank" data-mce-href="http://elderaffairs.state.fl.us/doea/pace.php" rel="noopener noreferrer">The Program of All-Inclusive Care for the Elderly (PACE)</a> is designed to help frail low-income seniors avoid nursing home placement. The program provides all Medicaid- and Medicare-covered services. While it doesn’t directly pay for assisted living care, it can pay for the additional services&nbsp;beneficial to seniors, including <a href="http://www.flpace.org/services.html" target="_blank" data-mce-href="http://www.flpace.org/services.html" rel="noopener noreferrer">personal care</a>, transportation and preventive care. To participate in the PACE program, seniors need to be: 
<li>55 years of age or older</li>
<li>Medically eligible for nursing home care</li>
<li>Able to live outside of a nursing home, such as in an assisted living facility</li>
<li>Eligible for Medicaid, or eligible for both Medicaid and Medicare</li>
<li>Living within a PACE center’s service area</li>
 <a href="https://www.miamijewishhealth.org/healthcare-services-programs/community-programs/pace/" target="_blank" data-mce-href="https://www.miamijewishhealth.org/healthcare-services-programs/community-programs/pace/" rel="noopener noreferrer">Miami Jewish Health Systems</a> operates three PACE Centers in Miami-Dade County. Seniors can call (305) 751-7223 to learn more about PACE or to apply for the program.

Other Financial Assistance Programs for Assisted Living

The average cost of assisted living in the city is $3,350 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 3 Assisted Living Communities in Coral Gables and several in surrounding areas. The Cost of Senior Care in Coral Gables, FL<ul><li>Assisted Living: $3,350</li><li>Nursing Home Care: $8,699</li><li>In-home Care: $3,337</li><li>Adult Day Health Services: $1,408</li></ul>

Assisted Living in Coral Gables, FL

Assisted Living Articles and Resources

<a href="https://www.myflfamilies.com/service-programs/access/medicaid.shtml" target="_blank" data-mce-href="https://www.myflfamilies.com/service-programs/access/medicaid.shtml" rel="noopener noreferrer">Medicaid</a> is a state-federal program that provides medical coverage to low-income people, including children, pregnant women and seniors. Some of the <a href="http://www.fdhc.state.fl.us/medicaid/Policy_and_Quality/Policy/Covered_Services_HCBS_Waivers.shtml" target="_blank" data-mce-href="http://www.fdhc.state.fl.us/medicaid/Policy_and_Quality/Policy/Covered_Services_HCBS_Waivers.shtml" rel="noopener noreferrer">services covered</a> by Florida Medicaid include care in nursing facilities, inpatient and outpatient hospital care and hospice services. A Medicaid waiver, described in detail below, may pay for assisted living and other long-term care services. Seniors who live in Coral Gables may qualify for Florida Medicaid if they meet the program’s <a href="https://www.myflfamilies.com/service-programs/access/docs/esspolicymanual/a_09.pdf" target="_blank" data-mce-href="https://www.myflfamilies.com/service-programs/access/docs/esspolicymanual/a_09.pdf" rel="noopener noreferrer">financial eligibility standards</a>. For full community Medicaid, the income limit is $916 for an individual and $1,241 for a couple. Asset limits also apply: $5,000 for an individual and $6,000 for a couple. To apply for Medicaid coverage, Florida residents can fill out an online <a href="http://www.myflorida.com/accessflorida/" target="_blank" data-mce-href="http://www.myflorida.com/accessflorida/" rel="noopener noreferrer">ACCESS Florida application</a>. On the application, indicate if you need long-term care services, such as in-home or assisted living care. Florida seniors&nbsp;receiving Supplemental Security Income (SSI) are automatically eligible for Medicaid. They don’t need to fill out a separate application unless they need help paying for nursing home care. For more information about Medicaid in Florida, call the <a href="https://www.myflfamilies.com/" target="_blank" data-mce-href="https://www.myflfamilies.com/" rel="noopener noreferrer">Florida Department of Children and Families</a> at (866) 762-2237. Statewide Medicaid Managed Care Long-Term Care Program Florida may pay for various long-term care services through the <a href="http://elderaffairs.state.fl.us/doea/smmcltc.php" target="_blank" data-mce-href="http://elderaffairs.state.fl.us/doea/smmcltc.php" rel="noopener noreferrer">Statewide Medicaid Managed Care Long-Term Care Program (SMMC LTC)</a>, including assisted living, skilled nursing and personal care. Long-term care plans are offered through health maintenance organizations (HMOs) and provider service networks (PSNs). Seniors may qualify for the <a href="http://ahca.myflorida.com/Medicaid/statewide_mc/pdf/LTC/SMMC_LTC_Snapshot.pdf" target="_blank" data-mce-href="http://ahca.myflorida.com/Medicaid/statewide_mc/pdf/LTC/SMMC_LTC_Snapshot.pdf" rel="noopener noreferrer">SMMC LTC program</a> if they have been determined to require a nursing home level of care. This determination is made by the Department of Elder Affairs. In addition, the program has <a href="https://www.myflfamilies.com/service-programs/access/docs/esspolicymanual/a_09.pdf" target="_blank" data-mce-href="https://www.myflfamilies.com/service-programs/access/docs/esspolicymanual/a_09.pdf" rel="noopener noreferrer">financial eligibility requirements</a>. These requirements are more generous than those for full community Medicaid. Single seniors are permitted to earn up to $2,313 per month, while couples can earn as much as $4,626. The asset cap is $2,000 for singles and $3,000 for couples. To enroll in the program, call the <a href="https://www.allianceforaging.org/" target="_blank" data-mce-href="https://www.allianceforaging.org/" rel="noopener noreferrer">Alliance for Aging</a> at (305) 670-3500. Qualified seniors are placed on a waiting list, and their position on the list is determined by their care needs. Seniors who reach the top of the waiting list&nbsp;are able to select a long-term care plan. In Miami-Dade County, plans are offered by Amerigroup, Aetna, Humana, Molini, Sunshine and United. To learn more about the SMMC LTC program, call the <a href="https://www.flmedicaidmanagedcare.com/" target="_blank" data-mce-href="https://www.flmedicaidmanagedcare.com/" rel="noopener noreferrer">Agency for Health Care Administration</a> at (877) 711-3662.

Medicaid in Florida

 Detailed profiles of 3 Assisted Living Facilities in Coral Gables, FL.  Reviews, ratings, costs, pictures, amenities, and more.

 3 Assisted Living Facilities in Coral Gables, FL (with Reviews)

Nearby Assisted Living Facilities

Assisted Living Resources in Coral Gables

Coral Gables residents can visit the city’s senior center to participate in free or low-cost <a href="https://www.coralgables.com/media/Community%20Recreation/AAC/Summer%202019/Summer%202019%20Newsletter.pdf" target="_blank" data-mce-href="https://www.coralgables.com/media/Community%20Recreation/AAC/Summer%202019/Summer%202019%20Newsletter.pdf" rel="noopener noreferrer">programs</a>. Fitness programs include yoga, Pilates and ballet. Seniors can also play canasta, bridge, dominos, chess and many other social games. Educational opportunities, such as French classes, are also available.

Senior Centers

Veterans in Coral Gables can take advantage of the many Veterans Affairs resources in Miami. The city’s VA hospital provides a variety of general medical services to eligible veterans, and at the Vet Center, veterans can receive counselling and other mental health services.

Resources for Veterans

OPENING SPRING 2023
Belmont Village brings more than two decades of experience to its peerless Independent Living, Assisted Living and award-winning Memory Care. Now, in collaboration with Baptist Heath South Florida, Belmont is breaking new ground again, offering a first-of-its-kind mix of hospitality and healthcare in Coral Gables.

Our newest South Florida community will feature a Healthy Living Center by Baptist on the ground floor. Our residents will benefit from the signature balance of innovative, research-based programming, best-in-class care and resident-centered living that Belmont Village is known for, with an enhanced focus on wellness, thanks to our unique partnership with Baptist Health.

Nestled in the heart of Coral Gables, directly across from the Shops at Merrick Park and within close proximity to bustling Miracle Mile and Giralda Plaza, our perfectly positioned community will afford residents easy access to shops and entertainment, so that they may maintain the active lifestyle that they are accustomed to within the City Beautiful. The 10-story community will also offer expansive common areas for comfortable gatherings and abundant outdoor spaces, including a landscaped pedestrian paseo, courtyard, terraces and pool. Signature amenities will include multiple dining spaces with a program that is second to none, transportation services, a sports lounge, theater, arts parlor, music room and full service salon and spa.

Our Coral Gables community will offer a wide spectrum of support as well. The building will be licensed throughout for our highest level of care. This means couples with different care needs can stay together. And as your needs change, we can change with you, offering the right level of care for where you are right now. Our experienced management team and specially trained staff led by licensed nurses around the clock will be there to provide just the right balance of care and support to suit any lifestyle. To learn more about this providers license and review other available state reports, please visit: <a href="https://quality.healthfinder.fl.gov/">Florida Agency of Health Care Administration</a>

Belmont Village Coral Gables

Welcome to Sunrise of Coral Gables

Sunrise of Coral Gables will sit in an ideal location and feature modern spaces, beautiful outdoor areas, and everything you need to enjoy a vibrant lifestyle. As you receive best-in-class care, you will enjoy modern, light-filled living spaces and serene outdoor areas. Our care services include assisted living and memory care, provided by our compassionate team members. With a diverse array of programs and activities to choose from, you can continue exploring your passions and interests. Our fresh, seasonal cuisine will be crafted by a talented culinary team with your tastes in mind and served restaurant-style. In our community, you will have ample opportunities to make friends with your new neighbors and forge meaningful connections with our team members.

 To learn more about this provider's license and review other available state reports, please visit: <a href="https://quality.healthfinder.fl.gov/">Florida Agency of Health Care Administration</a>

Sunrise of Coral Gables

The Contemporary is an all-inclusive rental community. The flexibility a senior rental community offers is, quite simply, freeing. At The Contemporary, there is no buy-in. You stay in control of your assets, and you can pick up and move any time (though we're sure you won't want to). Our lifestyle is attainable and affordable when you factor in everything that's included. Our monthly rent not only includes an unbeatable senior lifestyle; it covers everything you no longer feel like doing (think cooking, cleaning and repairs). It covers pampering amenities and convenient services that support your wants and needs. It includes a busy social life that keeps you active, engaged and independent.


WE'RE OPENING IN EARLY 2022!

The Contemporary

Exceptional assisted living in the heart of Miami providing the very best in care, fine cuisine, and elegant surroundings!

Our unique, thoughtful and focused approach to assisted living is based on extensive experience and an unwavering commitment to treating our residents as family. Our unrivaled nutritious cuisine is prepared by professional chefs because we know good food is integral to good health.

We promote a sense of community through stimulating and sociable activities and our expansive gardens allow for fresh air, exercise, and sunshine to be a part of everyday life. Our residents love being here and so do we; CEO Kathryn Kassner has led the Bay Oaks team since 1998 and our dedicated team members have worked at Bay Oaks on average for over ten years.

We break the institutional mold here, and our residents thrive because their home is as individualized as they are. While providing the highest level of assisted living services, including a 1 to-1 staff ratio, we have made it our mission to ban institutional from our campus. We modernized our historic campus with fine attention to preserving the character or our buildings and green spaces, which span nearly two acres, just steps from Biscayne Bay.

Each of our rooms is individually decorated with classic solid wood furniture, one hundred percent cotton linens, original paintings, and fresh flowers from the garden. We serve the highest quality, chef-prepared meals, featuring organically grown fruits and fresh herbs from our gardens.

Our exceptional location on 34th Street near Biscayne Bay is minutes away from Mount Sinai Hospital and the University of Miami Health District; the second largest medical district in the United States.

 To learn more about this provider's license and review other available state reports, please visit: <a href="https://quality.healthfinder.fl.gov/">Florida Agency of Health Care Administration</a>

Bay Oaks Historic Retirement Residence

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