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The average cost of assisted living in the county is $4,000 a month. This guide is a starting point covering the cost of assisted living care in the county, as well as financing options to pay for it. You’ll find in-depth information on 22 assisted living facilities in Charlotte County and 30 in surrounding areas.
In a rural area between the Gulf Coast town of Englewood and the Myakka State Forest, Grand Villa of Englewood provides residents with a peaceful lifestyle and superb care.
Seniors seeking a comfortable and home-like setting, ample amenities and the finest assisted care should look no further than Brookdale Port Charlotte.
Seniors seeking a community that specializes in offering a continuum of care will find a wonderful living experience at South Port Square in Port Charlotte.
Brookdale Rotonda is a welcoming and vibrant senior community located in sunny Rotonda West, Florida, where dedicated staff provide quality assisted living care.
The Palms of Punta Gorda is privately owned and locally managed which allows us to focus our priorities on each resident through our resident-centered care philosophy.
With our comfortable surroundings, personalized care and first-class services, Harbour Terrace is the community of choice for families seeking assisted living and memory care.
The Courtyard Assisted Living in beautiful Punta Gorda, Florida prides itself on providing exceptional care to our residents who need help with activities of daily living.
Residing at Vick Street Manor allows each resident to maintain as much independence and freedom as possible, while our staff provides just the right amount of assistance needed to compliment each resident's abilities and make life as enjoyable as possible
Call 1-800-991-9257 for details
Brookdale Punta Gorda Isles offers some of the finest in personalized care, accommodations and services to Florida seniors seeking assisted living.
Heritage Oaks of Englewood is much more than senior living—it's a way of life. Here you'll find a distinctive living experience filled with friendships and life enrichment activities. Step outside and discover peaceful outdoor spaces perfect for visiting with friends,…
Magnolia Acres Assisted Living is a locally owned assisted living care home with 24 residents. Magnolia Acres is located in a beautiful quiet neighborhood. We aim to provide the highest quality of care to all residents at all times by…
At Village Place Retirement, seniors needing assisted living and memory care services will find many amenities and health care services that provide for their every need.
Call 1-800-991-9257 for details
Lexington Manor Assisted Living Community is located in Port Charlotte, Florida near both Sarasota and Lee Counties. We offer assistance with activities of daily living, such as bathing, dressing, laundry, housekeeping and medication management. There is a wide variety of…
Our mission is to be the finest assisted living residence in Southwest Florida. The philosophy of ownership and management infuses the entire staff with a personal as well as professional commitment to excellence. Since this philosophy forms the foundation of…
Alder Terrace Adult Care Center is located near Charlotte Harbor in Punta Gorda, FL. Residents can visit nearby natural attractions or the waterfront, or shop at the wide range of stores in the historic district. Punta Gorda also has many…
Call 1-800-991-9257 for details
Chelsea Place Retirement Resort Living is a Key West inspired beach cottage located on the beautiful Charlotte Harbor in Port Charlotte, Florida. A resort style assisted living community that's as relaxing as a day at the beach and one of…
South Port Square Port Charlotte is an absolutely excellent community, and beautiful in every way. It's 30-something acres of landscape and so on, and it's also quite expensive. It's a step-down community and has everything from assisted living to Alzheimer's. I went there for a conference called Mythbusters where they...Read more South Port Square reviews
Grand Villa of Englewood and its rooms were dingy and old. It hasn't been re-done in a long time. The facilities were fine, though, and everything was good. The activities were OK. The lady who runs the place and the people were nice. The dining room was very nice and pleasant.Read more Grand Villa of Englewood reviews
Grand Villa of Englewood turned my husband down. I had actually put down a deposit, but they came down to evaluate him and they felt that his medical profile was just a little more than they wanted to deal with. He is diabetic. I took two tours and it looked excellent. It's very good. It is a smaller facility than wher...Read more Grand Villa of Englewood reviews
Our Grand Villa experience has been way better than I could have imagined. The entire staff is top notch, from maintenance, housekeeping, management, nursing staff, and the people who run the dining facilities. They really treat the residents with care and respect and are kind and gentle with them. The place itself is ...Read more Grand Villa of Englewood reviews
We didn't like Grand Villa. We found the staff tp be short and rude, and they book too many people at the same time, so they didn't have time for us. They weren't friendly, the kind of harsh, and you had to walk outside to get to everything, so it was not a nice setup. It's too hot for old people to walk outside.Read more Grand Villa of Englewood reviews
I have been to Grand Villa of Englewood several times. It has a pool, and the units open to green spaces. I ate a good lunch there. The dining area is not large, but it's very homey. I saw people working on jigsaw puzzles. They have an activities room where they show movies and have tea dances.Read more Grand Villa of Englewood reviews
According to the Genworth 2018 Cost of Care Study, the average monthly cost of assisted living in Charlotte County is $4,000, which is the same as the national average and $500 more than Florida’s state average. Jacksonville ($4,425) and Panama ($4,200) have higher assisted living costs than Charlotte County, however, some of the state’s other larger cities, such as Miami ($3,350) and Orlando ($3,275), are considerably less expensive.
Specific senior care cost data isn’t available for Charlotte County. Data for the nearest major city, Cape Coral, has been used in its place.
Cost of Assisted Living Comparison Chart
The type of care required is one of the biggest factors influencing the cost of senior care, and in Charlotte County, this is particularly true. Monthly nursing home care costs in the county average $8,304 per month, which is more than double that of assisted living. While home care and assisted living costs are close, it’s important to consider the extra expenses incurred by those continuing to live in their own home. These include rent or mortgage, utilities and groceries, which are normally included in the price of assisted living.
Cost of Homemaker/Home Health Aide Comparison Chart
Medicaid provides low-income individuals with access to a broad spectrum of health care services, including physician, inpatient and outpatient hospital care, dialysis, dental care, visual aid, prescription medications and occupational, physical, speech and respiratory therapy.
In Florida, the Medicaid program is determined by the Social Security Administration (for SSI recipients) or Florida Department of Children and Families, which administers plans for children, disabled individuals, pregnant women and seniors who don’t qualify for SSI. Those who receive SSI are automatically entitled to Medicaid.
To qualify for the state Medicaid program, Florida residents age 65 and over must meet the financial conditions of the program. An individual’s income may not exceed $2,313 per month, and married couples have a $4,626 limit per month. Individual applicants are also limited to $2,000 in countable resources, while married couples are allowed no more than $3,000. Exempt assets include the applicant’s home, household furnishings and a single vehicle.
Seniors can apply online for the state Medicaid program or call (866) 762-2237 for more information.
The Medicaid Managed Long-Term Care Program provides seniors and disabled individuals access to Medicaid funding for long-term care services, including assisted living facilities, personal care, behavior management, hospice care, nursing care and transportation services.
To be eligible for this program, seniors must be financially eligible for the state Medicaid program, be aged 65 or older or legally disabled and require nursing home level of care. They’re also required to undergo a Comprehensive Assessment and Review for Long-Term Care Services.
To apply for the Medicaid Managed Long-Term Care Program as an elderly individual, seniors can contact the Florida Department of Elder Affairs at (800) 963-5337.
PACE programs across the U.S. provide senior citizens with an option to receive all-inclusive care from a single health care provider. In Charlotte County, these services are provided by Hope PACE. The goal of PACE is to help seniors live independently in their home or community setting for as long as possible by providing a range of care services that include physician services, laboratory tests, prescription medication and personal care services.
PACE programs are free to those who are eligible for Medicaid, while those with higher incomes are charged a sliding-scale fee or pay for services privately. To be eligible for the program, seniors must be at least 55 years of age and a resident of Charlotte, Collier or Lee County. They must also be able to safely live in their home or an assisted living community.
To apply or find out more about this program, seniors can call (239) 985-6400.
Optional State Supplement
Low-income seniors living in Charlotte County may be eligible to receive Florida’s Optional State Supplement, which is a cash benefit offered to elderly or disabled individuals who receive long-term care. The program was created to provide additional financial assistance to those unable to pay for expenses not covered by Medicaid, such as room and board. The maximum monthly benefit amount is $78.40 for an individual or $156.80 per couple.
To qualify for this benefit, individuals must be aged 65 or older and reside in a licensed care facility. Income may not exceed $752.40 per month, and assets may not exceed $2,000 ($3,000 for couples).
To apply, seniors can contact ACCESS Florida at (866) 762-2237.
Often, community centers provide specific programming tailored to the unique interests of senior citizens. Some of these programs may include social activities, such as bingo, cards or crafts, day trips and senior socials.
Cultural Center of Charlotte County
2280 Aaron Street, Port Charlotte, Florida 33952
The Friendship Center of Charlotte County
Rebecca Neal Owens Center
27420 Voyageur Dr, Punta Gorda, FL 33983
A variety of benefits such as financial assistance and health care are available to those who have served in the military. Highly trained staff can advise and help veterans and their families find the benefits they may be entitled to.
Charlotte County Veterans Services
1050 Loveland Boulevard, Port Charlotte, Florida 33980
Case management, legal assistance and transportation are just some of the provisions offered to seniors by the Charlotte County Human Services. For a list of all available resources, contact the office below.
Charlotte County Human Services – Senior Services Division
1050 Loveland Boulevard, Port Charlotte, Florida 33980
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