198 Assisted Living Communities in Broward County, Florida

The average cost of assisted living in the county is $3,000 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 198 Assisted Living Communities in Broward County and several in surrounding areas.

• Assisted living: $3,000
• Nursing home semiprivate room: $7,300
• In-home care: $3,813
• Adult day health services: $1,408

According to the Genworth 2018 Cost of Care study, the average monthly cost for assisted living in Broward County is the lowest in the state at only $3,000. Both the national average ($4,000) and the state average ($3,500) are substantially higher, as are some of the major cities in Florida, such as Jacksonville, where the average cost is $4,425 and Miami, where it’s $3,350.

The average monthly cost of care depends on the level of care needed, and in Broward County, this is evident. The cost of nursing home care in the area is more than double that of any other level of care, and when comparing home care with assisted living, the cost is more than $800 higher. When considering home care, it’s crucial to factor in more than just the increased cost of care and budget for additional expenses associated with remaining in the home, such as rent, utilities and general upkeep. Cost of Homemaker/Home Health Aide Comparison Chart

• Assisted living: $3,000

• Homemaker services: $3,813

• Home health aide: $3,813

• Adult day health: $1,408

• Nursing home care (semiprivate room): $7,300

Florida’s Medicaid Managed Care Long-Term Care Program provides financial assistance for the cost of long-term care to eligible seniors living in assisted living facilities and other residential care facilities in Broward County and throughout the state. The program offers seniors a variety of social assistance services. The senior’s specific needs determine service delivery, but services may include transportation, nursing care, physical therapy, occupational therapy or speech therapy.

Seniors must be 65 years of age or older and complete a comprehensive care assessment to be eligible for this program. Applicants must also meet Florida Medicaid financial eligibility requirements, which as of 2019 are capped at $16,040 per year for individuals or $21,599 for couples. This program has an enrollment cap, and there’s typically a waiting list for new applicants. Seniors can contact 1-800-96-ELDER to inquire about eligibility or apply for the program.

Program for All-Inclusive Care for the Elderly

The PACE program provides financial, medical and social assistance to elderly individuals who require a nursing level of care but prefer to continue living in their community. According to the PACE guidelines, program participants may live independently or within an assisted living community. While the program doesn’t provide seniors with additional funds, it does offer its participants subsidized access to medical and social services at drastically reduced rates.

To be eligible, applicants must complete a comprehensive care assessment to determine the necessary level of care. They also must be 55 years of age or older, be able to live safely in their community and meet Medicaid’s financial requirements. Seniors can find a PACE provider in their area by calling 1-855-435-7223.

Elderlife Bridge Loan

Seniors who are unable to access Medicaid but can’t pay for the cost of assisted living on their own can apply for an elder bridge loan from Elderlife Financial Services. Bridge loans are paid directly to the assisted living facility on behalf of the senior and can be paid back in installments, typically monthly payments for the duration of the loan term.

Although eligibility depends on credit and income, seniors can apply with up to six cosigners. Applicants must also be residing in or moving into an approved facility in order to be eligible for a loan.

Optional State Supplement

Supplemental Security Income recipients can apply for OSS, a cash benefit that’s designed to help seniors pay the cost of room and board in assisted living facilities. The OSS benefit is based on the applicant’s income, which must be less than $849.40 monthly, and it has a maximum payout of $78.40 each month.

In addition to monthly income limits, seniors applying for OSS must not possess assets valued at more than $2,000 per individual or $3,000 per couple. Seniors can receive more information about the OSS benefit and submit their application for the program by contacting ACCESS Florida at 1-866-762-2237.

Long-Term Care Insurance

Long-term care insurance policies are available to older adults to help them prepare for the future and the potential that they may one day require long-term care. Companies such as Genworth Financial and Bankers Life offer such policies in Broward County. The cost of long-term care insurance varies from provider to provider and is dependent on several factors such as the policyholder’s age and health, as well as the current average cost of care and the amount and type of coverage purchased.

Eligibility guidelines differ between policies and providers, but generally, people must purchase a long-term care insurance policy before the need for long-term care exists.

The Aging & Disability Resource Center serves as the local Area Agency on Aging for Broward County. The ADRC acts as a prime advocate for Broward County seniors and plans, coordinates and funds senior programs in the county, such as information services, transportation services and food assistance. Aging & Disability Resource Center
5300 Hiatus Road, Sunrise, FL 33351
(954) 745-9567

Some seniors may be eligible for medical, social or financial assistance from their local VA office or medical clinic. To find out more, seniors can visit their nearest VA office.

Broward County Veterans Services
3350 Hollywood Blvd #190 Hollywood, Florida 33021
(954) 831-0420

Fort Lauderdale Vet Center
3666 W Oakland Park Blvd Lauderdale Lakes, FL 33311
(954) 714-2381

Senior Homes has an extensive directory of senior living options, with care and living providers across the United States.