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independent-living

An explanation of retirement living costs. Visit to learn more about finding the right retirement community or to find a retirement community near you.

Discover the typical cost of living in a retirement community, what&#39;s included in the cost of a retirement communities and what to expect in various types of retirement communities.

The Cost of Living in a Retirement Community

An article defining Activities of Daily Living. Learn more about Senior Care by browsing our library of insightful articles or find senior care using our comprehensive directory.

Learn about activities of daily living, how ADLs are assessed and what the results can mean if you&#39;re considering long-term care for yourself or a loved one.

A Primer on the Activities of Daily Living (ADLs)

A brief overview of veterans benefits, what they offer, and how to learn more about them.

Some veteran benefits can help with assisted living costs. Discover which ones can, how to apply and how to find the ideal assisted living community for your loved one.

Veterans Benefits: A Brief Overview

Veterans Benefits

Learn more about the pros and cons of buying long-term insurance and how to use it to pay for senior care.

Learn about long-term care insurance for seniors, what services are covered, who is eligible, its benefits, how to sign up, and viable alternatives to this policy.

Long-Term Insurance: Planning for Your Future

Life insurance can be a powerful financial retirement tool if used properly. Learn how.

A life settlement from life insurance provides financial freedom for retirees. Discover how life settlements work, how much you&rsquo;ll get, eligibility requirements, and more.

Financing Your Retirement with Life Insurance

An article explaining what PACE Programs are. Learn more about PACE Programs or search our nationwide directory to find home care near you.

The Program of All-Inclusive Care for the Elderly (PACE) combines all the services offered by Medicare and Medicaid. Learn more about the program, eligibility, and how to apply for PACE.

PACE Programs: Programs of All-Inclusive Care for the Elderly

As the population ages and Baby Boomers face the realities of paying for care for their parents and for themselves, it becomes clear that the biggest hurdle to senior care is paying for it.

Learn about the cost of long-term care and ways you can pay for care, including Medicaid, VA benefits and the PACE program, in this guide for older adults.

Paying for Long-Term Care: How to Overcome this Costly Hurdle to Safeguard Your Future

Paying for Long-Term Care: An Overview

Learn about tips for senior downsizing, how to make the downsizing process as easy as possible, and senior downsizing options.

From saving money to avoiding household chores, there are dozens of great reasons to downsize. Read our free guide for tips on navigating the process.

Senior Downsizing Guide

Senior Downsizing Tips

memory-care

For seniors coping with dementia, one of the greatest frustrations is the inability to do those things they once loved. Activities and hobbies that used to be second nature might start to feel fuzzy or distant. This harsh reality can be discouraging for the person suffering from dementia, as well as the friend or loved one who is trying to engage them.

Learn about the benefits of activities for people with dementia and find a list of dementia-friendly things to do in this comprehensive guide.

Activities To Do With Seniors Who Have Dementia

12 Activities for People With Dementia

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Costs at Palarca-J.J. Oceanside Residential Care Home

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San Francisco, along with San Jose, has the highest average monthly assisted living costs in the state according to the <a href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" target="_blank" data-mce-href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" rel="noopener noreferrer">Genworth 2018 Cost of Care Study</a>. Assisted living costs in the city are $1,500 higher than the national average and $1,000 higher than the state average. When compared with other major cities such as Los&nbsp;Angeles&nbsp;($4,500) and Sacramento ($4,473), assisted living in San Francisco is substantially more expensive, and the same can be said for small cities throughout California, such as Bakersfield ($3,150) and Madera ($3,323).&nbsp;

Assisted Living Costs in San Francisco

Cost of Assisted Living Comparison Chart

The type of care is the biggest factor in determining the average cost per month, and in San Francisco, this is particularly evident. The average monthly cost of nursing care in the city is nearly $4,000 higher than the cost of assisted living. Although home care services are only a little more expensive than assisted living, those who choose to continue living at home have to account for additional costs such as rent, food and utilities, all of which are usually included in the cost of assisted living.&nbsp; Cost of Homemaker/Home Health Aide Comparison Chart 
<li>Assisted living: $5,500</li>
<li>Homemaker services: $5,625</li>
<li>Home health aide: $5,625</li>
<li>Adult day health: $1,733</li>
<li>Nursing home care (semiprivate room): $9,148</li>

Care Cost Comparison

Cost of Homemaker/Home Health Aide Comparison Chart

Financial Assistance for Assisted Living in San Francisco

State Supplemental Payment Seniors who receive Supplemental Security Income&nbsp;have the option to apply for California’s state supplemental payment. This payment is intended to top-up SSI&nbsp;payments and provides seniors with additional cash to pay for necessities such as room and board in assisted living facilities. The senior’s income determines the benefit amount, which has a maximum of $160.72 a month.&nbsp; The financial eligibility requirements of this benefit change often, so it’s best for seniors who are interested in applying to contact their local Social Security office in person or call (800) 772-1213. Long-Term Care Insurance Seniors who hold a <a href="http://www.insurance.ca.gov/01-consumers/105-type/7-ltc/" target="_blank" data-mce-href="http://www.insurance.ca.gov/01-consumers/105-type/7-ltc/" rel="noopener noreferrer">long-term care insurance</a>&nbsp;policy are covered for their annual care costs in assisted living and nursing care homes by their insurance providers. Typically, the policyholder must pay a yearly deductible. While eligibility and policy terms vary depending on the plan and provider, most insurance companies won’t offer policies to those who are already in poor health and require daily care. The amount of coverage purchased,&nbsp;as well as the policyholder’s age and health history,&nbsp;&nbsp;generally determine&nbsp;premiums. Elderlife Bridge Loan <a href="https://elderlifefinancial.com/loc/" target="_blank" data-mce-href="https://elderlifefinancial.com/loc/" rel="noopener noreferrer">Elderlife&nbsp;Financial Services</a>&nbsp;provides seniors who are ineligible for Medicaid and other government assistance programs with access to temporary funds to pay for the cost of assisted living or nursing home care. Bridge loans are paid to the senior’s&nbsp;care facility directly and are repaid by the senior in monthly installments. Elderlife&nbsp;Financial Services offers flexible loan terms and low interest rates.&nbsp; Eligibility is dependent on several factors, particularly, credit history and income. Seniors who don’t qualify on their own may include up to six cosigners on their loan, which may increase the likelihood of approval and reduce monthly payments. Seniors can apply for a bridge loan online or by calling (888) 228-4500.

Other Financial Assistance Programs for Assisted Living

The average cost of assisted living in the city is $5,500 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 13 Assisted Living Communities in San Francisco and several in surrounding areas. <ul><li>Assisted living: $5,500</li><li>Nursing home semiprivate room: $9,148</li><li>In-home care: $5,625</li><li>Adult day health services: $1,733</li></ul>

Assisted Living in San Francisco, CA

Assisted Living Articles and Resources

California’s Medicaid Managed Care Program is called&nbsp;Medi-Cal. The program provides financial assistance and services to seniors who reside in assisted living facilities under one of two waivers: The Assisted Living Waiver and the Multipurpose Senior Services Program.&nbsp; To be eligible for these waiver programs, seniors must be at least 65 years of age and require daily nursing care. They must also be able to live safely within an assisted living community. Financial eligibility requirements stipulate that individuals may not earn more than $1,242 per month and may not own more than $2,000 in assets. Couples may not earn more than $1,682 per month and may not own more than $3,000 in assets.&nbsp; Assisted Living Waiver For those who reside in an assisted living facility, the&nbsp;<a href="https://www.dhcs.ca.gov/services/ltc/pages/assistedlivingwaiver.aspx" target="_blank" data-mce-href="https://www.dhcs.ca.gov/services/ltc/pages/assistedlivingwaiver.aspx" rel="noopener noreferrer">Assisted Living Waiver</a> is their best chance at receiving Medicaid assistance. This waiver helps seniors who require regular nursing care yet choose to continue living in an assisted living facility. It covers the cost of services in an assisted living facility as well as additional support services such as nonmedical transportation, nurse visits and case management.&nbsp; To apply for this program, seniors can&nbsp;contact their&nbsp;<a href="https://www.dhcs.ca.gov/services/ltc/Documents/Care-Coordination-Agencies-2018.pdf" target="_blank" data-mce-href="https://www.dhcs.ca.gov/services/ltc/Documents/Care-Coordination-Agencies-2018.pdf" rel="noopener noreferrer">nearest care coordination agency</a>&nbsp;in person or by telephone.&nbsp; Multipurpose Senior Services Program California’s <a href="https://www.dhcs.ca.gov/services/medi-cal/Pages/MSSPMedi-CalWaiver.aspx#services" target="_blank" data-mce-href="https://www.dhcs.ca.gov/services/medi-cal/Pages/MSSPMedi-CalWaiver.aspx#services" rel="noopener noreferrer">Multipurpose Senior Services program</a>&nbsp;is a waiver program that’s managed under the Medi-Cal Managed Care Program. MSSP&nbsp;was created to decrease the load on the Medicaid system in the state by reducing the number of seniors who require care in nursing homes, which in California are quite expensive. Seniors who participate in this program are generally those who need a nursing level of care but prefer to continue living at home or in an assisted living facility. The program may provide a number of services in addition to assisted living or home care such as nurse visits, occupational or physical therapy, nonmedical transportation and adult companions. The MSSP&nbsp;only accepts 12,000 participants at one time, so there’s usually a waiting list.&nbsp; To apply for the MSSP, seniors can contact&nbsp;the&nbsp;<a href="https://www.dhcs.ca.gov/Pages/contact_us.aspx" target="_blank" data-mce-href="https://www.dhcs.ca.gov/Pages/contact_us.aspx" rel="noopener noreferrer">California Department of Health Care Services</a>&nbsp;at (415) 206-5317.&nbsp;

Medicaid in California

 Detailed profiles of 13 Assisted Living Facilities in San Francisco, CA. Average cost is 5500 per month.  Reviews, ratings, costs, pictures, amenities, and more.

 13 Assisted Living Facilities in San Francisco, CA (with Reviews)

Nearby Assisted Living Facilities

Other Senior Living in San Francisco, CA

Assisted Living Resources in San Francisco

Senior advocates provide a range of services designed to protect seniors’ best interests. Services may include benefits assistance, support groups and community resource facilitation.&nbsp;

Senior Advocacy Programs

The city of San Francisco’s Recreation and Parks Department offers a variety of workshops, classes and social programs to entertain the city’s elderly population. San Francisco residents generally receive program discounts.

Active Senior Programs

Senior centers act as a local gathering place for individuals over 55 years of age. They usually provide a range of programming that may include congregate meals, fitness classes, day trips and social activities.

Senior Community Centers

Many seniors are eligible for financial assistance and medical benefits from Veterans Affairs. Eligible seniors can access health care at VA medical clinics.

Veterans Affairs

Reviews of San Francisco Assisted Living Facilities

The Ivy Golden Gate is a senior living community set in a designated historical landmark. The location is just five blocks from Golden Gate Park, and close to the ocean, Fishermans Wharf, the Museum of Modern Art, and the Japanese Tea Gardens. To learn more about this providers license and review other available state reports, please visit: <a href="https://www.ccld.dss.ca.gov/carefacilitysearch/">California Department of Social Services Licensed Facility Search</a>

The Ivy Golden Gate

If you are looking for a senior living community in San Francisco for either yourself or a loved one, you have come to the right place. No matter where we are in life's journey, home is meant to be a place of comfort and enjoyment. At Sagebrook Senior Living, our neighborhoods offer a beautiful blend of privacy, safety, security and community to create a warm and familiar environment.

Our Assisted Living program is designed to help you live an exciting life by connecting with the people and community around you. Our entertainment programs, supportive services, nutrition and fitness programs, social opportunities and memory support, all create a wellness-focused experience for residents.

<h4>Services & Amenities:</h4>
Whether you need assistance with life's daily activities, helping with mobility, coordinating care with your physicians or making sure you look your best for one of our famous we want to be the ones to inspire and energize you!
<ul>
<li>Medication management</li>
<li>Bathing assistance</li>
<li>Escorts to and from meals or activities</li>
<li>Dressing & hygiene</li>
<li>Scheduling of doctor visits</li>
<li>Transportation to and from doctor visits, shopping & outings</li>
<li>Meal services</li>
<li>Housekeeping & laundry services</li>
<li>24/7 staffing and security</li>
<li>Private and friendship suites</li>
</ul>


<h4>Memory Care </h4>
At Sagebrook Senior Living at San Francisco, we believe deeply in providing personalized care for each of our residents. This is especially true for our residents who are living with dementia and Alzheimer's. We require our staff, known as care partners, to continually complete extensive certified training to better support our residents living with memory loss.

<h4>Services & Amenities:</h4>
The services offered through memory care are uniquely designed to create a healthy, safe and happy lifestyle for seniors suffering from dementia. Studies have shown that the targeted care, support and attention provided through memory care services offer several benefits for seniors and their families.
<ul>
<li>Spacious and private living spaces</li>
<li>Weekly housekeeping and daily room-tidying</li>
<li>Access to secured outdoor courtyards and porches</li>
<li>Personal laundry and linen service is available</li>
<li>Three delicious, nutritionally balanced meals each day â€“ special diets available â€“ and healthy snacks available around the clock</li>
<li>Assistance with activities of daily living</li>
<li>Access to care staff 24 hours a day, seven days a week</li>
<li>Special commitment to compassion for who people are, where they've been and what they're going through</li>
</ul>

Sagebrook Senior Living

The Carlisle is a vibrant senior living community nestled in a convenient walkable neighborhood tucked away from the busier streets of San Francisco. Just off of the 101 highway, The Carlisle is just minutes from several attractions such as Fishermans Wharf, the San Francisco Museum of Modern Art, Pier 39 and numerous exquisite dining options. Whether youre exploring the citys well-known attractions, engaging in community events, or enjoying a delightful meal with friends at The Vine at Ivy Restaurant, at The Carlisle, every day brings a fresh and fulfilling experience. To learn more about this providers license and review other available state reports, please visit: <a href="https://www.ccld.dss.ca.gov/carefacilitysearch/">California Department of Social Services Licensed Facility Search</a>

The Carlisle, Ivy Signature Living

Set in the heart of San Francisco's rich culture and natural beauty, Coventry Place offers stylish mid-rise retirement living where you can enjoy a blend of comfort, fine dining, endless social opportunities and a refreshing array of wellness and recreational choices. Easy access to surrounding shopping, entertainment, and hospital and medical services makes this a one of a kind location even more convenient.

<h4>Independent Living at Coventry Place</h4>
Coventry Place's senior living offers the comforts and conveniences of maintenance-free living. Here are the included services for independent living:
<ul>
<li>Exceptional restaurant-style dining options for breakfast, lunch, and dinner
<li>Weekly housekeeping and flat linen laundry services
<li>Full calendar of social, cultural, educational, and recreational activities and programs
<li>Health and fitness classes
<li>24-hour emergency call system and onsite staff
<li>Scheduled transportation services to doctors’ appointments, shopping, events, and entertainment
<li>Utilities (except phone) including heating
<li>Interior and exterior care and maintenance of all residences, common areas, and grounds</li></ul>
 
<h4>Assisted Living at Coventry Place</h4>
Coventry Place’s assisted living services take a “whole-person” approach to wellness, and are tailored to meet your needs, now and in the future. Services can be dialed up, or back, at any time, so you are always getting the help you need. Residents choosing assisted living services enjoy all of the service amenities and common areas as listed above, as well as highly-personalized care services as needed to support independence and wellness. Here are the additional services offered in assisted living:
<ul>
<li>Restaurant-style dining choices for breakfast, lunch, and dinner
<li>Weekly housekeeping, personal and flat linen laundry services
<li>Help with daily activities, including bathing, dressing, and grooming
<li>Assistance with managing medications
<li>Licensed nurses on staff
<li>Utilities (except phone) including heating
<li>A holistic personal wellness plan that supports the whole “you”—physical, spiritual, emotional, social, and intellectual</li></ul>
 
<h4>Memory Care at Coventry Place</h4>
Coventry Place’s Enliven™ Memory Care offers personalized care within a secure residential environment. Our carefully selected and trained staff works closely with memory-impaired residents and their families, developing individualized and innovative programs. Here are the services provided in our memory care residences:
<ul>
<li>Three restaurant-style meals served daily
<li>Secured, residential environment
<li>Specially-designed common areas and outdoor courtyard
<li>Interior walking paths
<li>Studio/alcove floorplans with private bathroom
<li>Weekly housekeeping, personal and linen laundry service
<li>24-hour staffing and emergency call system
<li>Scheduled group transportation
<li>Help with daily activities, including bathing, dressing, and grooming
<li>Assistance with managing medications
<li>Licensed nurse on staff
<li>A full calendar of social, cultural, and recreational activity programming that maximizes independence while focusing on strength and abilities
<li>An environment (physical, social, and cultural) designed to encourage and support independence
<li>Personalized care services to meet the changing needs of each resident
<li>Utilities (except phone) including heating </li></ul>

Ivy Park at Cathedral Hill

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