10 Assisted Living Communities in Moreno Valley, California

The average cost of assisted living in the city is $3,500 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 10 Assisted Living Communities in Moreno Valley and several in surrounding areas.

• Assisted living: $3,500
• Nursing home semiprivate room: $7,559
• In-home care: $4,481
• Adult day health services: $1,668

The Genworth 2018 Cost of Care study shows that the average monthly cost of assisted living in Moreno Valley is $3,500, which is $500 below the national average and $1,000 below the state average. The most expensive areas, San Jose and San Francisco, are $2,000 more expensive than Moreno Valley. Slightly less expensive assisted living can be found in Bakersfield, where the average monthly cost is $3,150 and in Madera, where the cost is $3,323. 

Note: Senior care cost data wasn’t available for Moreno Valley, so data for the closest area, Riverside, was used.

In Moreno Valley, the average monthly cost of assisted living is less than half that of nursing home care, which is indicative of how much the type of care required affects overall costs. The cost of in-home care in Moreno Valley is also more expensive than assisted living. This is especially true when factoring in necessary expenses that are associated with living at home, such as utilities, groceries and general upkeep, which are usually included in the cost of assisted living.  Cost of Homemaker/Home Health Aide Comparison Chart

• Assisted living: $3,500

• Homemaker services: $4,481

• Home health aide: $4,576

• Adult day health: $1,668

• Nursing home care (semiprivate room): $7,559

 

Seniors living in Moreno Valley may be able to receive financial assistance with the cost of assisted living and other types of care from Medi-Cal, which is the state’s Medicaid program. Medi-Cal covers the cost of necessary healthcare services for low-income residents of California, including disabled persons, individuals with specific diseases (such as HIV/AIDS or breast cancer) and senior citizens. Medi-Cal programs are equally funded by the state of California and the federal government. 

Medi-Cal participants receive coverage for a range of services, including doctor visits, emergency care, dental care, diagnostic testing and prescription medications. Under the standard state plan, seniors are also eligible to receive coverage for the cost of care while living in a nursing care facility, provided they submit to a full assessment and are determined to require a nursing level of care. Other levels, such as assisted living, can be covered under separate waiver programs.

To qualify for the state Medi-Cal program, or any waiver programs, seniors must be 65 years of age or older and determined to require long-term care after receiving a full care assessment. Financial requirements for Medi-Cal stipulate that applicants may not have an income higher than $1,242 per month when applying as an individual, while married applicants may not have an income higher than $1,682 per month. Asset limitations are $2,000 for individuals and $3,000 for couples, and they exclude the applicant’s home, household furnishings and personal belongings. 

To apply for Medi-Cal, seniors can call (800) 300-1506 or apply online.

Assisted Living Waiver

For low-income seniors who are Medi-Cal eligible and reside in assisted living facilities, the Assisted Living Waiver exists to provide financial assistance with the cost of care. Additional services may be covered under this waiver depending on the senior’s specific needs, including necessary medical equipment and transportation services. The cost of room and board is not covered by Medi-Cal. 

To apply for the Assisted Living Waiver, seniors can contact the Institute on Aging at (408) 474-0679. They can also apply in person by visiting a Care Coordination Agency in the Moreno Valley or Riverside area. 

Multipurpose Senior Services Program

Seniors who require a nursing level of care, yet prefer to continue living at home or in an assisted living facility, may be eligible to receive financial assistance under the Multipurpose Senior Services Program, which is California’s home- and community-based services Medicaid waiver. This program covers the cost of care and support services including assisted living, nurse visits, home health care and homemaker services. This program only accepts 12,000 participants at one time, which often results in a lengthy waiting list. As a result, seniors are often reassessed annually. 

To learn more about waiting list times or the application process, seniors can contact the California Department of Health Services at (866) 262-9881. 

State Supplemental Payment

In California, seniors who receive the federal Supplemental Security Income benefit may be eligible to receive additional cash benefits under the State Supplemental Payment program. This benefit was created to provide seniors and disabled individuals who receive long-term care with additional funding for costs that aren’t covered by Medicaid, such as room and board expenses. Payments are calculated based on the applicant’s living situation and income. The maximum benefit is $160.72 (individual) or $407.14 (couple) per month. 

The financial eligibility requirements of this program change regularly. To learn more about applying for the State Supplemental Payment, seniors can call (800) 772-1213. 

Elderlife Bridge Loan

Seniors who are unable to receive financial assistance from Medicaid or other state programs may be able to receive temporary funding assistance via an Elderlife Financial Services bridge loan. Those who qualify can have their funds issued directly to their place of residence and are required to repay their loan in monthly installments. Elderlife bridge loans offer low interest rates and typically have a quick approval process. 

To qualify for a bridge loan, seniors must meet eligibility and income requirements. However, those who don’t may apply with up to six cosigners to increase the likelihood of approval. Seniors can apply by calling (888) 228-4500 or visiting Elderlife Financial Services online. 

Area Agencies on Aging offer a variety of services and programs that are designed to protect the best interests of senior citizens. Services generally include a financial assistance program, Medicaid mediation, legal assistance and community resource facilitation.  Riverside County Office on Aging
6296 River Crest Drive Riverside, California 92507
(951) 867-3800

The U.S. Department of Veterans Affairs (VA) has benefits offices and medical clinics throughout the U.S. Seniors who have served in any branch of the military may be eligible for VA financial benefits, healthcare services or other programs. 

Riverside County Department of Veterans Services
4360 Orange Street Riverside, California 92501
(951) 955-3060

Veteran Transition Assistance Program
15320 Legendary Drive Moreno Valley, California 92555
(951) 807-4900

Veterans Affairs Medical Center
11201 Benton Street Loma Linda, California 92357
(909) 825-7084

Senior Homes has an extensive directory of senior living options, with care and living providers across the United States.