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The average cost of assisted living in the county is $2,958 a month. This guide is a starting point covering the cost of assisted living care in the county, as well as financing options to pay for it. You’ll find in-depth information on 8 assisted living facilities in Shelby County and 4 in surrounding areas.
The Cost of Senior Care in Shelby County, AL
Here at Gardens of Pelham our priority is to give our residents a comfortable, safe and worry free lifestyle. Residents just need to sit back and enjoy life. We will take care of the laundry, and keeping the house clean
Residents at Brookdale University Park are assured that we deliver exception independent living and assisted living services in a personalized, homelike setting.
Call 1-800-991-9257 for details
Join Somerby at St. Vincent’s One Nineteen Hundred and discover “The Somerby Spark,” which ignites the difference between our active retirement lifestyle and anything else.
Enjoy the prestige of Birmingham’s Riverchase area at Galleria Woods, a continuing care retirement community offering superb amenities and comprehensive range of senior care.
River Highlands of Birmingham features private and semi-private one- and two-bedroom suites. Compassionate care is available around the clock, provided by licensed professionals.
Welcome to The Bluffs at Greystone Senior Living with what matters most in mind. The Bluffs at Greystone, located in the upscale suburbs of Birmingham, offers premiere Senior Living options including Independent Living and Assisted Living. Our state of the…
Call 1-800-991-9257 for details
After a lifetime of work, it’s time for you to have fun, which is exactly what you’ll experience at Regency Retirement Village of Birmingham because we handle of all of life’s responsibilities.
I liked the people in Gardens of Pelham, but it just wasn't the right fit for my brother. The staff member that I met was very nice, and she said they had activities for the seniors. They serve three meals a day and there's also snacks. If there are emergencies, they would call an ambulance or call me. To me, they seem...Read more Gardens of Pelham reviews
I liked the people in Gardens of Pelham, but it just wasn't the right fit for my brother. The staff member I met was very nice and said they had activities for the seniors. They serve three meals a day and also snacks. If there are any emergencies, they would call an ambulance or call me. To me, they seem more of an in...Read more Gardens of Pelham reviews
I had high hopes for Gardens of Pelham, but when we walked in, it had that odor. The people who work there seemed to be friendly. They were cleaning up their lunches when we came in. However, the place itself seemed a little rundown. It would be nice if they cleaned it up a little bit more. Maybe some fresh carpet? The...Read more Gardens of Pelham reviews
Gardens of Pelham is a pretty good community and the price is affordable. It's pretty clean, the staff is very friendly, and they asked me to call them. I'll go back if necessary. They're a nice place that I would consider in the future. Considering the cost, environment, and location, I would rate them a five. The fac...Read more Gardens of Pelham reviews
Gardens of Pelham was very nice, and the staff was very friendly. The place was very pretty on the inside, homey, and smelled nice. It's a small community, and they've won awards for assisted living. The staff was very professional, very nice, and friendly. They had a station where the residents can grab snacks. The ro...Read more Gardens of Pelham reviews
We got my mom into Brookdale, and she seems to be doing OK there. It seems to be very nice, it's very clean, it's nicely decorated, and the grounds are pretty. They have a lot of activities onsite and offsite. They have many people that come in and give presentations, they have movies, games, and social functions. They...Read more Brookdale University Park reviews
According to the Genworth 2018 Cost of Care study, assisted living in Shelby County costs $2,958 per month. This is considerably less than Alabama cities such as Daphne ($3,850), Auburn ($3,700) and Montgomery ($3,992). It’s also below both the state ($3,271) and national averages ($4,000). Less expensive assisted living can be found in Dothan ($2,663) and Gadsden, which has the lowest average monthly cost in Alabama at $2,075.
Note: Specific senior care cost data isn’t available for Shelby County. Data for the nearest major city, Birmingham, has been used instead.
The Cost of Assisted Living in Surrounding Areas
Senior care costs in Shelby County differ depending on the type of care needed. Adult day health services cost an average of $758 per month, while assisted living rates are much higher at $2,958. Nursing home care is more than double the cost of assisted living, and home care services are close to $500 more expensive. The cost gap with in-home care widens when household expenses are factored in, such as rent or mortgage payments, utilities, food and general upkeep, which are usually included in the cost of assisted living.
Senior Care Cost Comparison Chart
Medicaid in Alabama covers a range of health care services for low-income families and individuals. The program covers physician care, hospitalization, laboratory tests, prescription medications and emergency transportation. Medicaid is administered by the state of Alabama and operates within parameters set forth by the federal government.
To be eligible for the state Medicaid plan, Alabama seniors must be age 65 or older and meet the following financial requirements:
Married applicants applying together
Medicaid counts income from all sources. Some assets don’t count, such as a home, personal effects, furniture and one vehicle.
To apply, seniors can visit the Birmingham Medicaid office at 468 Palisades Boulevard or call (866) 371-4073.
Alabama Community Transition Waiver
The ACT waiver helps seniors and those with disabilities transition out of a nursing facility and back into their home or an assisted living facility with the goal of reducing the cost of care. The program covers the cost of transitional assistance, as well as various other services such as skilled nursing care, assisted living and personal care services, personal emergency response systems, medical equipment and case management.
There’s no age requirement for this program. However, applicants must currently reside in a nursing care facility and be physically and cognitively capable of safely transitioning back into the community. Applicants must undergo a comprehensive assessment to determine their eligibility. To qualify, applicants must have a monthly income below $2,313 and no more than $2,000 in countable assets.
To apply, seniors can contact the Alabama Department of Senior Services at (800) 243-5463.
Optional State Supplementation
Low-income seniors who require long-term care may be eligible for an SSI top-up benefit through the Alabama OSS program. This money is added to an SSI recipient’s monthly benefit and can be used to pay for assisted living expenses not covered by Medicaid. Eligibility and the exact monthly benefit amount are determined by an applicant’s living situation and income but may be up to $60 per person or $120 for married couples.
Seniors can apply by contacting the Social Security Administration at (800) 772-1213.
Long-Term Care Insurance
Long-term care insurance can help cover the costs associated with assisted living and nursing home care. Most insurance providers require that applicants are in reasonably good health; therefore, it’s important to consider purchasing insurance before the need for long-term care arises.
While the coverage and terms differ depending on the specific provider and plan, most long-term care policies have copay and deductible requirements. The provider may then pay the remaining cost for covered services directly or reimburse the policyholder.
Elderlife Financial Services works with seniors to help them understand and manage long-term care policies and claims. To learn more, seniors can call (888) 228-4500.
Senior centers in Shelby County provide enriching and entertaining activities for local residents. Individual centers offer a variety of free programs including bingo and card games, craft circles and lunches, as well as special activities such as day trips that may require a nominal fee.
Hoover Senior Center
400 Municipal Dr, Birmingham, AL 35216
Columbiana Senior Center
110 Mildred St, Columbiana, AL 35051
Alabaster Senior Activity Center
1097 7th St SW, Alabaster, AL 35007
Pelham Seniors Center
50 Racquet Club Pkwy, Pelham, AL 35124
The U.S. Department of Veteran Affairs provides a variety of benefits to military veterans and their families including medical care and financial assistance. Seniors living in Shelby County can inquire about available benefits by contacting the Shelby County Veteran Affairs office, and health care services can be obtained at the Birmingham VA Medical Center or community outpatient clinic.
Shelby County Veteran Affairs
54 Kelly Ln, Columbiana, AL 35051
VA Community Outpatient Clinic
2415 7th Ave S, Birmingham, AL 35233
The Middle Alabama Area Agency on Aging offers assistance to seniors seeking aging-related resources and programs in Shelby County. The agency provides Medicaid, Medicare and long-term care counseling, legal services and access to nutritional and prescription assistance programs.
Middle Alabama Area Agency on Aging
209 Cloverdale Cir, Alabaster, AL 35007
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