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The average cost of assisted living in the city is $3,495 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 7 assisted living facilities in Huntsville and 9 in surrounding areas.
The Cost of Senior Care in Huntsville, AL
Elmcroft of Byrd Springs offers seniors the freedom of choosing their own agenda and activities, while feeling secure in knowing that support is there should they need it.
You’ll enjoy living in the convenient, secure, and private setting of Brookdale Place at Jones Farm, where we offer active retirement living and assisted living care.
Joining HarborChase of Huntsville means your loved one is becoming part of an extended family and will have lasting friendships make life even more fulfilling.
We’ve taken the blueprint for traditional senior living and put it right where it belongs—the trash can. It wasn’t hard. Traditional senior living communities stink. We believe that if a community’s focus is strictly on care, they don’t care enough.…
Call 1-800-991-9257 for details
Regency Retirement Village offers senior living at its best. With a fantastic apartment accommodations and a continuum of care that ranges from independent living to assisted living and memory care, you'll never need to worry.
Elmcroft of Byrd Springs was very nice. They've been very helpful and responsive. The rooms were very nice and a good size with a nice variety to choose from. They had a wide variety of activities. The food was very good, and it was like eating in a restaurant. The staff was excellent, and the facility was beautiful. T...Read more Elmcroft of Byrd Springs reviews
Elmcroft of Byrd Springs seemed nice and clean. The people were very nice. It seemed like if there's any problem, I could call a nurse. If I choose a place, this is the one I would consider. The location was very convenient and not too busy, and the grounds were very clean.Read more Elmcroft of Byrd Springs reviews
I chose Redstone Village because it's clean and elegant, and the staff is very caring. We also already had a good experience with them with another family member. People would come in and do concerns and crafts with the residents, travel to local businesses, do games, and pretty much whatever activities you'd like to d...Read more Redstone Village reviews
My mom moved into Redstone Village about two months ago. It's very clean. There are very nice people who work hard to help the people with their memories. It's a newer facility, so it doesn't have that old feel to it. There's a private bathroom in each room, a closet for clothes, and the dining room outside the room. T...Read more Redstone Village reviews
Per Genworth’s 2018 Cost of Care survey, the monthly cost of assisted living in Huntsville is comparable to other Alabama cities such as Decatur ($3,404) and Mobile ($3,424). It’s also about $200 per month above the state median cost of $3,217 and $500 below the national average of $4,000. The lowest assisted living rates in Alabama are found in Gadsden ($2,075), and the most expensive are in Montgomery, where costs average $3,992 per month.
The Cost of Assisted Living in Surrounding Areas
While location is a contributing factor in the cost of senior care in Huntsville, the level of care, where it’s received and the extent of services provided also play a significant role. Adult day health services in a care center on weekdays are the least costly option, while nursing home care that offers 24-hour skilled services is the most expensive. Assisted living rates fall in between, as do costs for homemaker and home health aide services.
To compare the cost of in-home options and assisted living accurately, seniors need to keep in mind that residential facility fees typically include room and board. Those receiving care at home are still responsible for household operating expenses such as food, utilities, property taxes and upkeep.
Senior Care Cost Comparison Chart
Alabama provides necessary health care coverage to low-income residents through Medicaid, the jointly funded state and federal program that serves over 72 million nationwide. Medicaid covers 1 in 5 Alabama residents, who receive a range of services, including inpatient and outpatient hospital care, doctor and specialist visits, prescription drugs and lab and X-ray services.
Those aged 65 and older, blind or disabled can qualify for regular Medicaid coverage if they have a monthly income below $791 and total available resources of less than $2,000 per individual or $3,000 per married couple.
Alabama Medicaid also covers long-term nursing home care for those who receive supplemental security income or have an income of less than $2,313 per month and a maximum of $2,000 in available resources.
All income counts for Medicaid purposes, but resources may be deemed available or exempt. Available or countable resources include cash, bank account balances, stocks and bonds and other investments. Exempt resources include a primary home, life insurance with a maximum face value of $5,000, one vehicle and personal effects, including jewelry.
Interested seniors can learn more about Alabama Medicaid services and how to apply by calling (800) 362-1504.
Alabama Community Transition Waiver
Individuals with a disability or suffering from a chronic illness and currently living in a nursing home may qualify for the Community Transition waiver. The purpose of the waiver is to lower the cost of care by transitioning these individuals back to their home or an assisted living community. For those approved, the waiver covers the cost of transitioning, case management and other services, which may include:
To qualify medically, a senior must be physically and cognitively capable of residing outside a nursing home with waiver-covered services and supports. Seniors eligible for Medicaid or SSI benefits meet the program’s financial requirements. Those with disabilities who have a monthly income below $2,313 may also qualify. It’s important to note that participation in the ACT waiver program is limited statewide, and there may be a waiting list for an available slot.
Optional State Supplementation
Alabama seniors with limited income and few resources who are eligible for the federal Supplemental Security Income program may also qualify for a monthly state supplemental payment. This additional benefit can provide up to $60 per person to put toward the cost of room and board in an assisted living facility.
Seniors can apply for SSI and Alabama OSS benefits by contacting the Social Security Administration at (800) 772-1213.
Veterans Aid and Attendance Benefits
Huntsville senior veterans and their surviving spouses who currently receive or are eligible for a standard VA pension may qualify for a monthly top-up payment through the Aid and Attendance program. Those who receive a disability pension aren’t eligible for this benefit, but others who meet one of these criteria may qualify:
To learn more about A&A benefits or receive help navigating the program’s complex application process, veterans can contact the Madison County Veterans Service Office at (256) 532-1662.
Assisted Living Bridge Loans
Area seniors who are experiencing a short-term lack of funds to cover the costs associated with moving to an assisted living facility may qualify for a bridge loan. These loans from Elderlife Financial are specifically designed to provide seniors with money to cover entrance fees, rent and other costs related to a transition to assisted living.
Elderlife bridge loans have no out-of-pocket costs or application fees and offer repayment terms of up to 24 months. This flexibility allows seniors plenty of time to secure long-term funding sources, such as government or long-term care insurance benefits or proceeds from selling a home or other assets. The application process may take as little as 15 minutes, and approval and access to a line of credit or lump sum often take just one business day.
For more information or to apply for a bridge loan, seniors can contact Elderlife Financial Services at (888) 228-4500.
The Top of Alabama Regional Council of Governments is the designated Area Agency on Aging serving Madison County. The agency offers advocacy and assistance identifying available federal, state and local programs and services, so Huntsville seniors can live independently and safely in the community. Through the AAA, local seniors may also receive guidance on health insurance benefits, transportation services and legal assistance.
TARCOG Area Agency on Aging
5075 Research Dr. NW, Huntsville, AL 35805
Huntsville residents aged 60 and over qualify for free membership at the Huntsville-Madison County Senior Center. The center offers a nutritious weekday lunch program, educational and fitness classes and a wide range of activities that include Scrabble, bridge, pool and a variety of creative arts and crafts. The center’s health room, which is staffed by registered nurses, provides blood pressure and glucose screenings, Medicare counseling, routine first aid and free loans of wheelchairs, walkers and other equipment.
Huntsville-Madison County Senior Center
2200 Drake Ave. SW, Huntsville, AL 35805
The Alabama Department of Veterans Affairs, Madison County Service Office provides advice and help filing and processing applications for benefits and entitlement claims as well as assistance with a variety of civil legal matters. Primary and mental health care, optometry, audiology, pharmacy and radiology services are available at the Huntsville VA outpatient clinic.
Madison County Veterans Service Office
115-B Washington St., Huntsville, AL 35801
Huntsville VA Outpatient Clinic
500 Markaview Dr., NW Huntsville, AL 35805
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