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Charleston’s average assisted living cost is the most expensive in West Virginia at $4,357 per month. This is over $700 higher than the state average ($3,619) and more than $300 higher than the national average ($4,000). Charleston’s assisted living rates are also substantially&nbsp;more expensive than in Beckley ($3,225), Huntington ($3,360) and Parkersburg ($3,210), where assisted living costs are&nbsp;the lowest in the state.&nbsp;

Assisted Living Costs in Charleston

The Cost of Assisted Living in Surrounding Areas

As in most cities across the U.S., the cost of senior care in Charleston differs&nbsp;vastly&nbsp;depending on the type of care required. The most notable difference is in the cost of nursing home care ($10,737), which is&nbsp;more than $7,000 above home care ($3,098) and over $6,000 above the cost of assisted living ($4,357). Even though home care services appear to be less costly than assisted living, it’s important to consider related expenses, such as housing costs and groceries. These costs are typically included in the price of assisted living, which is the least expensive option for round-the-clock senior care.&nbsp;

Care Cost Comparison

Senior Care Cost Comparison Chart

Financial Assistance for Assisted Living in Charleston

Elderlife Bridge Loan 
 
Seniors who can&rsquo;t afford the cost of assisted living upfront may find a temporary solution through a bridge loan from&nbsp;Elderlife&nbsp;Financial Services. These loans are structured as a line of credit with interest-only monthly payments. Funds&nbsp;are issued directly to the senior&nbsp;living&nbsp;facility as needed.&nbsp;Elderlife offers flexible loan terms and limits, and there&rsquo;s no penalty for early repayment, so the loan can be paid off as&nbsp;resources become available from the sale of a home or other assets, or when benefits kick in.&nbsp; 
 
Elderlife&nbsp;also allows&nbsp;up to six people to apply on behalf of a senior&nbsp;to increase the likelihood of approval. 
 
To apply for a bridge loan,&nbsp;seniors can contact&nbsp;<a href="https://elderlifefinancial.com" rel="noopener noreferrer" target="_blank">Elderlife&nbsp;Financial Services</a>&nbsp;at (888) 228-4500.&nbsp; 
 
Veterans Aid and Attendance Pension Benefit 
 
The Department of Veterans Affairs administers the&nbsp;<a href="https://www.benefits.va.gov/pension/aid_attendance_housebound.asp" rel="noopener noreferrer" target="_blank">Aid and Attendance program</a>&nbsp;to help qualified individuals pay for long-term care services at home or in assisted living or nursing home facilities. Once approved, the&nbsp;monthly benefit is included with the beneficiary&rsquo;s regular VA pension. 
 
To&nbsp;qualify for Aid and Attendance benefits, an applicant must be a U.S. veteran or surviving spouse and fall under one of the following categories:&nbsp;

&nbsp;

&nbsp;

<ul>
	<li>Have corrected&nbsp;vision in both eyes;&nbsp;vision must be 5/200 or worse&nbsp;</li>
	<li>Require assistance with activities of daily living</li>
	<li>Be bedridden&nbsp;because of a chronic illness or disability&nbsp;</li>
	<li>Reside in a nursing facility</li>
	<li>Live with a concentric contraction to five or fewer degrees of their visual field</li>
	 
	 
	 
	&nbsp;
	<li>This program isn&rsquo;t available to veterans who receive a VA disability pension.&nbsp; 
	 
	For more information or assistance filing an&nbsp;application, seniors can call the&nbsp;<a href="https://www.benefits.va.gov/huntington/" rel="noopener noreferrer" target="_blank">Huntington Regional Benefit Office</a>&nbsp;at (304) 399-9395. Seniors living in&nbsp;West Virginia can submit a completed application to&nbsp;the&nbsp;<a href="https://www.benefits.va.gov/PENSION/resources-contact.asp#mil" rel="noopener noreferrer" target="_blank">Philadelphia VA Regional Office</a>.&nbsp;</li>
</ul>

&nbsp;

&nbsp;

Other Financial Assistance Programs for Assisted Living

The average cost of assisted living in the city is $4,357 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on {enhancedSearch.regionCount} {tensing(Assisted Living Community | Assisted Living Communities | {enhancedSearch.regionCount})}in Charleston and several in surrounding areas. The Cost of Senior Care in Charleston, WV<ul><li>Assisted Living: $4,357</li><li>Nursing Home Care: $10,737</li><li>In-home Care: $3,098</li><li>Adult Day Health Services: N/A</li></ul>

Assisted Living in Charleston, WV

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Assisted Living Articles and Resources

In West Virginia, the&nbsp;<a href="https://dhhr.wv.gov/bms/Pages/default.aspx" rel="noopener noreferrer" target="_blank">Medicaid program</a> is administered by the West Virginia Bureau for Medical Services. It works with the federal government to provide medical insurance to low-income residents across the state. The program is available to families with children under age 19, pregnant women, disabled persons and senior citizens over age 65. The plan covers a number of valuable&nbsp;health care&nbsp;services, including primary care, specialty care, chiropractic, emergency transportation, nursing home care and prescription medications.&nbsp; 
 
To&nbsp;<a href="https://www.medicaidplanningassistance.org/medicaid-eligibility-west-virginia" rel="noopener noreferrer" target="_blank">qualify for Medicaid</a> as an elderly resident of West Virginia, applicants should be 65 years of age or older. They also need to meet the following financial requirements:&nbsp; 
&nbsp;

<ul>
	<li>A maximum income of $771 per month for individuals and $1,157 for married couples</li>
	<li>Up to $2,000 in countable assets if single and $3,000 as a&nbsp;married couple</li>
</ul>

&nbsp;

 
All sources of income count toward the limit, but some assets are exempt, such as the applicant&rsquo;s home, vehicle and household furnishings.&nbsp; 
 
Seniors who are Supplemental Security Income beneficiaries receive Medicaid automatically and don&rsquo;t have to apply. All others can&nbsp;<a href="https://www.healthcare.gov/" rel="noopener noreferrer" target="_blank">complete a Medicaid application online</a> or contact the federal call center at (800) 318-2596.&nbsp; 
 
Medicaid Personal Care 
 
The<a href="http://www.wvseniorservices.gov/HelpatHome/MedicaidPersonalCare/tabid/78/Default.aspx" rel="noopener noreferrer" target="_blank"> Medicaid Personal Care</a>&nbsp;program is available to seniors who require assistance with activities of daily living. Participants may receive coverage whether they live at home or in an assisted living or nursing care facility. Services provided include assisted living, personal care, nonemergency transportation and skilled nursing care.&nbsp; 
 
To qualify for the Personal Care program, applicants must be Medicaid-eligible and complete a medical eligibility assessment with the help of their physician.&nbsp; 
 
For more information or to apply, seniors can contact the&nbsp;<a href="http://www.wvseniorservices.gov/" rel="noopener noreferrer" target="_blank">West Virginia Bureau of Senior Services</a> at (304) 558-3317.

&nbsp;

Medicaid in West Virginia

{tensing(Detailed profile of {enhancedSearch.regionCount} Assisted Living Facility | Detailed profiles of {enhancedSearch.regionCount} Assisted Living Facilities | {enhancedSearch.regionCount})}in Charleston, WV. Average cost is 4357 per month.  Reviews, ratings, costs, pictures, amenities, and more.

{tensing({enhancedSearch.regionCount} Assisted Living Facility | {enhancedSearch.regionCount} Assisted Living Facilities | {enhancedSearch.regionCount})}in Charleston, WV (with Reviews) 

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Other Senior Living in Charleston, WV

Assisted Living Resources in Charleston

The West Virginia Bureau of Senior Services provides seniors living in Charleston and throughout the state with access to a variety of resources and programs including legal aid, the state&rsquo;s long-term care ombudsman, disease prevention programs and nutrition programs.

Aging Services in Charleston

The Tiskelwah Senior Center is open to seniors living in the Charleston area. The center offers a variety of fun and enriching activities, including a walking club, craft clubs, hot lunches and sing-alongs.&nbsp;

Senior Center in Charleston

Veterans in Charleston can access a variety of resources and benefits including financial aid, support groups and social activities. To apply for aid and benefits, seniors may contact the West Virginia Department of Veterans Assistance. To learn about events and programs, they may contact the Charleston Veterans Center. Those who are eligible can receive medical services including primary care and laboratory services at the local VA Outpatient Clinic.

Veterans Services in Charleston

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An explanation of retirement living costs. Visit to learn more about finding the right retirement community or to find a retirement community near you.

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An article defining Activities of Daily Living. Learn more about Senior Care by browsing our library of insightful articles or find senior care using our comprehensive directory.

Learn about activities of daily living, how ADLs are assessed and what the results can mean if you&#39;re considering long-term care for yourself or a loved one.

A brief overview of veterans benefits, what they offer, and how to learn more about them.

Some veteran benefits can help with assisted living costs. Discover which ones can, how to apply and how to find the ideal assisted living community for your loved one.

Veterans Benefits: A Brief Overview

Veterans Benefits

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An article explaining what PACE Programs are. Learn more about PACE Programs or search our nationwide directory to find home care near you.

The Program of All-Inclusive Care for the Elderly (PACE) combines all the services offered by Medicare and Medicaid. Learn more about the program, eligibility, and how to apply for PACE.

PACE Programs: Programs of All-Inclusive Care for the Elderly

As the population ages and Baby Boomers face the realities of paying for care for their parents and for themselves, it becomes clear that the biggest hurdle to senior care is paying for it.

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Paying for Long-Term Care: An Overview

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For seniors coping with dementia, one of the greatest frustrations is the inability to do those things they once loved. Activities and hobbies that used to be second nature might start to feel fuzzy or distant. This harsh reality can be discouraging for the person suffering from dementia, as well as the friend or loved one who is trying to engage them.

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The median cost of nursing homes in Charleston for a single-occupancy apartment is $9,034/month (Genworth - 2021). This monthly cost typically includes rent, utilities, dining, housekeeping and transportation.

Charleston Nursing Homes Cost

 There are 50 nursing homes in Charleston, WV and several nursing homes nearby. The average cost of nursing homes in Charleston, WV is $277 per month.

Charleston Nursing Homes

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 Detailed profiles of 50 Nursing Homes in Charleston, WV. Average cost is 277 per month.  Reviews, ratings, costs, pictures, amenities, and more.

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 50 Assisted Living Facilities in Charleston, WV (with Reviews) 

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<a href="http://www.caring.com/senior-living/west-virginia/charleston/cedar-ridge-charleston/"> 1 stars from 1 reviews of Cedar Ridge on Caring.com&reg;</a>

Cedar Ridge Pricing, Reviews & Amenities - Charleston, West Virginia

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Offering skilled nursing, medical and rehabilitative care for patients and residents. Whether for a short stay or for an extended period, our Clinical Care Teams are focused on implementing personalized care programs to facilitate recovery and improve well-being.

CEDAR RIDGE CENTER

West Virginia

I stayed at Cedar Ridge. It was an absolute joke. That place needs to be put out of business. Please don't recommend anybody go there. It's filthy. They do an evaluation emotionally, mentally, physically. I'm thinking I'm going to a place that has an emphasis on physical therapy. While that's got a certain level of impact, I soon found out that they are more of a nursing home and many of these people are at an end-of-life situation. They belong in a nursing home, but either I should have been in another place or they should've been in another place. You have, especially women, going about their personal business there with baby strollers pushing Barbie dolls around the facility. Then you have a person like me passing them up in the hallway, which I'm there for physical therapy. I'm not at end-of-life. I'm not even close to it. I'm trying to get my body back in shape again after surgery. I go to physical therapy and the main thing I'm trying to work on is my left leg.

I go to physical therapy, at least the first day, and then I get a phone call saying that I've been asked to leave. I called for a meeting and they said that the reason I've been asked to leave was because I could walk 300 feet with no problem. Yes, I was walking 300 feet with a walker, but it was like I'm walking 300 feet with the feeling of having a bullet in my left hip. I just came out of surgery and they're telling me I'm OK, that I can go home. I said, just because I walk down the hall 300 feet using a walker doesn't mean I'm OK. I'm not OK.

I gave that physical therapy lady an earful. I told her, "I disagree with your assessment." I put in an appeal so I could stay longer. It was rejected because of the insurance company, because of the way this lady filled out that report. It was flat out wrong. They told me to leave. I let them know I've got special dietary needs because I'm a cancer survivor. The first time I had breakfast, it was like a bunch of eggs with some cheese on it and a piece of bread. That was it. There's nothing else. There's no coffee. There's no orange juice. I wanted a normal breakfast, then I would have to ask for it. The cooks there were nice enough to come to my room and say, "You tell us what you want, we'll be more than happy to make it." The first time they tried, it got lost. Breakfast got lost. One out of six or seven times I asked for this nice breakfast, I received it once. The other times, the food was just terrible. If I were a supervisor over the whole place, I'd make huge changes. There was one lady in particular who was really good. The rest of the staff was one star.

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