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The average cost of assisted living in the city is $5,750 per month. This guide is a starting point covering the cost of assisted living care in the city as well as financing options to pay for it. You’ll find in-depth information on 14 assisted living facilities in Federal Way and 30 in surrounding areas.
The Cost of Senior Care in Federal Way, WA
At Brookdale Foundation House, we offer convenience in location as well as a variety of services and amenities. We have unmatched convenience and a quiet, serene setting.
Mirror Lake Village is a senior living community located in Federal Way, WA offering independent living cottages, assisted living and memory care. Independent living residents are able to take advantage of everything we have to offer, while at the same…
Call 1-800-991-9257 for details
Offering tailored services and amenities, Madrona Park (formerly Emeritus at Steel Lake) is a senior living community that provides assisted living and memory care.
True to our name, Marine View AFH #3 is located just a short distance from the shores of Dumas Bay and Puget Sound, and is less than 20 minutes from downtown Tacoma.
Call 1-800-991-9257 for details
Mirror Lake Village is in the scenic Mirror Lake neighborhood, about 2 miles west of the commercial center of Federal Way, Washington. Its convenient location keeps seniors close to The Commons at Federal Way, Federal Way 320th Library, Celebration Park…
Village Green is a lovely facility in Federal Way where seniors can enjoy an independent lifestyle while feeling safe and secure. This facility offers all the comforts of home. The apartments are spacious and come with a washer and dryer. My resident I visit apartment is very nice and perfect size for one person. The...Read more Village Green Retirement Campus reviews
Brookdale Foundation House didn't have the potential for memory care. The place itself looked beautiful, well-maintained, and lovely. The food was good and the dining area was really comfortable and large enough to hold the whole facilities and residents as well as a pretty good number of residents.Read more Brookdale Foundation House reviews
I visited Brookdale Foundation House. It was a very nice three-story unit, and there was a lady playing the piano in the foyer. There were people comfortably moving in the library, in the dining room, and in other areas. The staff was a little overwhelmed with the people scheduled for tours, so I didn't feel quite as s...Read more Brookdale Foundation House reviews
Madrona Park is a great, clean place, and the food is great. The staff is friendly, and when Mother needs somebody to come, they come within a reasonable amount of time. They have cocktail hour on Friday and movies. She is comfortable there.Read more GenCare Lifestyle Steel Lake reviews
It had a nice setup and environment. The dining room was very nice and clean, and the staff was very friendly. They served three meals a day. The model room was very nice. It didn't have furniture which was OK because we can decide which furniture to bring in.Read more GenCare Lifestyle Steel Lake reviews
Seniors pay considerably more for assisted living in the Federal Way area than in the state and nation as a whole. According to data gathered for Genworth’s 2018 Cost of Care Survey, this type of care costs an average of $5,750 per month locally, which is about $600 more than the statewide average of $5,135 and $1,750 more than the nationwide average of $4,000. Similarly priced assisted living is found 85 miles away in Mount Vernon ($5,125) and 45 miles away in Bremerton ($5,720).
Budget-conscious seniors can save over a thousand dollars per month by seeking out assisted living in Yakima, Bellingham or Olympia where it costs $1,250 to $1,500 less per month. The most affordable care in the state is found in Spokane where assisted living is on par with the national average at $4,000 per month.
Note: Senior care cost data for Federal Way is unavailable, so data for the closest major city, Seattle, was used.
The Cost of Assisted Living in Surrounding Areas
Federal Way seniors may choose from several types of care. The monthly costs for some of these options, namely assisted living and nursing home care, include room-and-board expenses, utilities, meals, housekeeping, laundry, transportation, activities and personal care. The monthly costs for home care and adult day health services typically represent a much smaller portion of overall living expenses, which makes them more costly in the long run for many seniors.
In Federal Way, assisted living is among the most affordable types of care with only adult day health services costing less at $1,317 per month. Home care is notably more in this region at $6,092 per month. The most expensive option in this city is nursing home care, which costs $9,243 per month on average.
Senior Care Cost Comparison Chart
Federal Way seniors who meet income and asset limits may qualify for no-cost health insurance through Apple Health, the state’s Medicaid program. This program is jointly funded by the state and federal government and provides preventive care, including cancer screenings, treatment for high blood pressure and diabetes, routine doctor’s office visits and hospital stays. In addition to this, it covers some personal services for seniors who reside in state-licensed assisted living facilities that accept Medicaid payments.
Apple Health also provides financial assistance for assisted living through a waiver program, which is detailed below.
Qualifying for Apple Health
To qualify for Apple Health, applicants must meet financial guidelines for SSI. Single applicants can have an income of no more than $771 per month with $2,000 in countable assets. The combined monthly income of married applicants can’t surpass $1,157, and they can have no more than $3,000 in resources.
Countable assets include cash, bank accounts, investments and personal property beyond what’s necessary for self-support. A senior’s primary dwelling and the land it sits on, one vehicle, burial spaces for immediate family and burial funds as well as household goods aren’t countable assets. Other exemptions may apply if only one spouse needs Medicaid.
Apple Health is an entitlement program, which means that all who qualify are guaranteed benefits.
Community Options Program Entry System
The state covers assisted living expenses for eligible seniors through a 1915(c) Home and Community-Based Services waiver called the Community Options Program Entry System. This waiver covers personal care services, adult day health care, environmental modifications, skilled nursing and nonemergency medical transportation.
Acceptance into COPES is based on care needs, income and assets. Qualifying seniors are those who require help with two or more activities of daily living, have a monthly income of no more than $2,313 and no more than $2,000 in countable assets. Married applicants may have a combined monthly income of up to $4,626 and up to $3,000 in countable assets. Funding for COPES is limited, and eligible applicants may be placed on a waiting list.
There are several ways to apply for Apple Health. Seniors can apply online through Washington Connection. Alternatively, a paper application can be submitted in person at the local Department of Social and Health Services office, or seniors can apply over the phone by calling (877) 501-2233.
Optional State Supplement
Federal Way seniors who receive Supplemental Security Income automatically receive the optional state supplement in addition to their federal payment. This cash benefit can be used at the beneficiary’s discretion to cover room-and-board expenses and services in an assisted living facility that aren’t covered by other financial assistance programs. Currently, the OSS amount ranges from $27.28 to $46 depending on the beneficiary’s living arrangements.
To qualify for this program, applicants must meet eligibility guidelines for SSI. To learn more about OSS, seniors should contact their nearest Social Security Administration office at (800) 772-1213.
Elderlife Bridge Loan
The transition to assisted living can be costly, and for seniors who are waiting for government benefits, a home sale or other long-term funding to come through, a bridge loan from Elderlife Financial Services may provide a solution. This loan is the only one of its kind and can be used for move-in fees, room-and-board expenses and personal care services. Funds may be available within 24 hours and can be sent directly to the assisted living facility.
To qualify for an assisted living bridge loan, applicants have to demonstrate how they intend to repay the loan, and approval is based on credit history. Seniors should contact Elderlife Financial Services to learn more about loan repayment terms or to apply.
Veterans Aid and Attendance Benefits
Veterans who receive VA services and rely on the care of another may be eligible for Veterans Aid and Attendance payments. These benefits are paid in addition to the monthly VA pension amount and can be used to cover assisted living expenses.
To be eligible for Aid and Attendance, qualifying applicants meet one of the following criteria:
Veterans who receive a Veterans Disability pension are ineligible for this program. To find out more about Veterans Aid and Attendance benefits, seniors should contact the Pension Management Center for Washington at (800) 827-1000.
Veterans residing in Federal Way have access to a variety of resources. The city is home to the Federal Way Vet Center, which provides counseling services, substance abuse referrals and community outreach programs. The nearest benefits office is located about 20 miles away in Lakewood, and the nearest VA medical center is about 13 miles away in Tacoma.
Federal Way Vet Center
32020 32nd Ave. S., Ste. 110, Federal Way, WA 98001
Lakewood Vocational Rehabilitation and Employment Office
5712 Main St. SW., Ste. 210, Lakewood, WA 98499
American Lake VA Medical Center
9600 Veterans Dr. SW., Tacoma, WA 98493-0003
The Seattle/King County Area Agency on Aging provides case management, nutrition services, transportation and an array of other programs and services to seniors residing in Federal Way. Area seniors can also receive support and learn more about local resources through Older Adult Services.
Seattle/King County Area Agency on Aging
600 SW. 39th St., Ste. 155, Renton, WA 98057
Older Adults Services
810 Third Ave., Ste. 800, Seattle, WA 98104
The local senior center is open Monday through Friday from 8:15 a.m. to 4 p.m. and offers an exercise program, computer classes, arts and craft classes and other recreational programs for seniors. Community residents who need medical gear like wheelchairs, walkers or tub bars may rent them from the center for a small fee.
Federal Way Senior Center
4016 S. 352nd St., Auburn, WA 98001
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