1 Assisted Living Community in La Grange, Texas

The average cost of assisted living in the city is $3,995 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 1 assisted living facilities in La Grange and 3 in surrounding areas.

The Cost of Senior Care in La Grange, TX

• Assisted Living: $3,995
• Nursing Home Care: $4,760
• In-home Care: $4,004
• Adult Day Health Services: N/A

According to Genworth’s 2018 Cost of Care study, La Grange ($3,995) falls in the midrange for assisted living expenses in this region of Texas. Monthly costs in La Grange hover just below the national average of $4,000 and are exactly $200 above the state average of $3,795. Assisted living costs nearly $1,200 more per month in the nearby Austin area ($5,190), while rates in the metropolitan Houston area ($3,863) average about $100 less per month. Prices in nearby Waco ($3,695) and Tyler ($3,800) are also less than in La Grange, while rates in Victoria ($4,370) and Killeen ($4,053) are slightly more expensive. 

Note: Senior care cost data wasn’t available for La Grange, so data for nearby College Station was used.

Although the cost of senior care in La Grange varies depending on the type of services required, the variance is relatively minor in comparison to other locales. In-home assistance from homemaker services ($4,004) and home health aides ($4,004) is less than $10 per month more expensive than assisted living ($3,995), while nursing home care is only moderately more expensive at $4,760. Seniors comparing the cost of in-home care options should also factor in expenses related to maintaining a household, including mortgage or rent payments, monthly utilities and regular upkeep.

 

Low-income Texas seniors may qualify for health care benefits through the state’s comprehensive Medicaid program that delivers services primarily through regional managed care organizations. Once enrolled, individuals are entitled to receive preventive and acute care, including physician visits, emergency services, inpatient hospital stays, prescription medications, diagnostic testing and transportation to medical appointments. Some seniors may also be eligible to receive coverage for dental, vision and hearing care.

Medicaid applicants must be legal Texas residents aged 65 or older with a monthly income of no more than $771 and less than $2,000 in assets. For married couples with both spouses applying, the limits are $1,057 per month in income and $3,000 in assets.

Seniors who demonstrate a medical need for 30 days or more of continuous care can also apply for Medicaid long-term care. Applicants must be aged 65 or older and meet the Medicaid income and asset guidelines. Certain asset exclusions apply, including a house, one car, small life insurance policies and burial funds. 

To see if you qualify for Texas Medicaid, try the online screening tool. To apply for Medicaid online, visit Your Texas Benefits.

STAR+PLUS Waiver

Medicaid-eligible Texas seniors who aren’t already enrolled in a waiver program may qualify for services through the STAR+PLUS Home and Community-Based Services waiver. The STAR+PLUS program offers health care coverage and long-term assistance to seniors in need and gives individuals the freedom to select their own health plan. While the waiver is designed to provide services to seniors who wish to remain in their homes, it may also help with the cost of assisted living services. 

Seniors can call the Medicaid hotline at (800) 252-8263 for more information about the STAR+PLUS waiver program or apply online at Your Texas Benefits.

Texas Community Care for the Aged and Disabled

The CCAD program is a non-Medicaid service designed to help at-risk Texas seniors maintain their independence and avoid placement in a nursing home. Managed by Texas Health and Human Services, this federally funded program delivers services to seniors in assisted living communities. The program covers the cost of care management and provides an aide to assist with activities of daily living, such as bathing, dressing and grooming. The program doesn’t cover assisted living room and board expenses. 

CCAD is open to legal Texas residents with monthly incomes below $2,313 and no more than $5,000 in assets. Married couples are limited to an income of $4,626 per month and $6,000 in assets. To qualify, individuals must be disabled or functionally impaired and demonstrate a need for assistance when performing activities of daily living. Seniors receiving similar benefits through Medicaid programs are not eligible to apply.

The Capital Area Aging and Disability Resource Center offers additional information on coverage and eligibility guidelines. Seniors can call (855) 937-2372 with questions or to apply. 

VA Aid and Attendance Program

The federal VA Aid and Attendance program provides funding to veterans in need of long-term residential care that may be used to pay assisted living costs. The A&A program is open to veterans or their surviving spouses aged 65 and older not currently receiving a VA disability pension or VA Housebound program benefits. To qualify, applicants should meet one or more of the following requirements. 

• Be bedridden (excluding short-term convalescence)

• Need assistance performing activities of daily living 

• Have vision limited to 5/200 or less in both eyes after correction or a visual field restricted to five degrees or less

When applying, individuals should supply a physician’s report with information detailing their qualifying condition. 

The VA has complex guidelines for determining A&A eligibility. Veterans or their surviving spouses can visit the nearby Austin VA Benefits office or call (512) 823-4582 for assistance.

Assisted Living Bridge Loan

Assisted living bridge loans from Elderlife Financial Services offer terms of up to 12 months and may be disbursed as a lump sum or a line of credit. The rapid turnaround time of these loans makes them a viable option for seniors who need immediate assistance to pay for the transition to assisted living. The borrowed funds may be used to cover initial move-in costs as well as monthly rent and care expenses.

Seniors may include up to six family members on their application to increase the likelihood of approval.

To learn more about bridge loans or to apply, contact Elderlife Financial Services at (888) 228-4500.

The Randolph Recreation Center caters to all ages, but it offers several programs geared toward older city residents, including a seniors’ prom and seniors’ games. The facility includes a game room, arts and crafts room and a small library.

Randolph Recreation Center
653 E. Pearl St., La Grange, TX 78945
(979) 968-5600

As an advocate for the well-being of Fayette County’s elder residents, the Area Agency on Aging offers care coordination, benefits counseling and referrals that help seniors maintain an independent lifestyle. The agency has an Aging and Disability Resource Center and offers the services of a long-term care and assisted living facilities ombudsman to safeguard the rights of seniors in residential communities. Area Agency on Aging of the Capital Area 
6800 Burleson Rd., Bldg. 310, Ste. 165, Austin, Texas 78744
(512) 916-6062

The La Grange VA Clinic provides health care services to area veterans, including primary care, specialist referrals and X-rays. The city’s VFW chapter offers socialization, resources and advocacy for veterans of foreign wars. Monthly meetings are held the third Thursday of every month at 7 p.m. 

La Grange VA Clinic
2 Saint Marks Pl., La Grange, TX 78945
(979) 968-5878

VFW Fayette Memorial Post
500 Veterans Memorial Dr., La Grange, TX 78945
(979) 247-4641

Senior Homes has an extensive directory of senior living options, with care and living providers across the United States.