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independent-living

An explanation of retirement living costs. Visit to learn more about finding the right retirement community or to find a retirement community near you.

Discover the typical cost of living in a retirement community, what&#39;s included in the cost of a retirement communities and what to expect in various types of retirement communities.

The Cost of Living in a Retirement Community

An article defining Activities of Daily Living. Learn more about Senior Care by browsing our library of insightful articles or find senior care using our comprehensive directory.

Learn about activities of daily living, how ADLs are assessed and what the results can mean if you&#39;re considering long-term care for yourself or a loved one.

A Primer on the Activities of Daily Living (ADLs)

A brief overview of veterans benefits, what they offer, and how to learn more about them.

Some veteran benefits can help with assisted living costs. Discover which ones can, how to apply and how to find the ideal assisted living community for your loved one.

Veterans Benefits: A Brief Overview

Veterans Benefits

Learn more about the pros and cons of buying long-term insurance and how to use it to pay for senior care.

Learn about long-term care insurance for seniors, what services are covered, who is eligible, its benefits, how to sign up, and viable alternatives to this policy.

Long-Term Insurance: Planning for Your Future

Life insurance can be a powerful financial retirement tool if used properly. Learn how.

A life settlement from life insurance provides financial freedom for retirees. Discover how life settlements work, how much you&rsquo;ll get, eligibility requirements, and more.

Financing Your Retirement with Life Insurance

An article explaining what PACE Programs are. Learn more about PACE Programs or search our nationwide directory to find home care near you.

The Program of All-Inclusive Care for the Elderly (PACE) combines all the services offered by Medicare and Medicaid. Learn more about the program, eligibility, and how to apply for PACE.

PACE Programs: Programs of All-Inclusive Care for the Elderly

As the population ages and Baby Boomers face the realities of paying for care for their parents and for themselves, it becomes clear that the biggest hurdle to senior care is paying for it.

Learn about the cost of long-term care and ways you can pay for care, including Medicaid, VA benefits and the PACE program, in this guide for older adults.

Paying for Long-Term Care: How to Overcome this Costly Hurdle to Safeguard Your Future

Paying for Long-Term Care: An Overview

Learn about tips for senior downsizing, how to make the downsizing process as easy as possible, and senior downsizing options.

From saving money to avoiding household chores, there are dozens of great reasons to downsize. Read our free guide for tips on navigating the process.

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memory-care

For seniors coping with dementia, one of the greatest frustrations is the inability to do those things they once loved. Activities and hobbies that used to be second nature might start to feel fuzzy or distant. This harsh reality can be discouraging for the person suffering from dementia, as well as the friend or loved one who is trying to engage them.

Learn about the benefits of activities for people with dementia and find a list of dementia-friendly things to do in this comprehensive guide.

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Costs at Theres A Hart Assisted Living

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According to the <a href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" target="_blank" data-mce-href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" rel="noopener noreferrer">Genworth 2018 Cost of Care survey</a>, seniors living in Rapid City pay an average of $3,925 per month for assisted living care. That’s $75 less per month than the national average but&nbsp;over $400 more&nbsp;when compared with the state average. Nearby in Sioux Falls, seniors pay a substantially lower price of $3,125 per month, the lowest price in South Dakota. Cities in neighboring states, the cost tends to vary. In Bismarck, North Dakota, the price is $375 less than in Rapid City, while in Billings,&nbsp;Montana, it’s just $45 more.

Assisted Living Costs in Rapid City

The Cost of Assisted Living in Surrounding Areas

The cost of senior care tends to differ depending on the level of care needed. In Rapid City, assisted living is the most affordable type of full-time care available to seniors. The average cost is less than half that of nursing home care and more than $1,000 cheaper than home care services. When taking into account all of the additional costs associated with living at home, such as rent, utilities and general upkeep, the cost of home care works out to a substantially higher rate, while the cost of assisted living is usually all-inclusive.&nbsp;

Care Cost Comparison

Senior Care Cost Comparison Chart

Financial Assistance for Assisted Living in Rapid City

Long-Term Care Insurance <a href="https://dlr.sd.gov/insurance/long_term_care.aspx" target="_blank" data-mce-href="https://dlr.sd.gov/insurance/long_term_care.aspx" rel="noopener noreferrer">Long-term care insurance </a>can help seniors to pay for the cost of long-term care including assisted living, home care and nursing home care. Most providers require policyholders to purchase their insurance before the need for long-term care exists and while they’re in good health. The price and terms of these policies vary depending on the provider, deductible and amount of insurance purchased.&nbsp; For assistance with understanding long-term care insurance, seniors can call&nbsp;<a href="https://elderlifefinancial.com/our-services/#InsuranceInfo" target="_blank" data-mce-href="https://elderlifefinancial.com/our-services/#InsuranceInfo" rel="noopener noreferrer">Elderlife Financial Services</a>&nbsp;at (888) 228-4500. Optional State Supplement <a href="https://sdlegislature.gov/Rules/DisplayRule.aspx?Rule=67:12:14" target="_blank" data-mce-href="https://sdlegislature.gov/Rules/DisplayRule.aspx?Rule=67:12:14" rel="noopener noreferrer">Optional state supplements</a>&nbsp;are paid to low-income aged and disabled persons who receive Supplemental Security Income from the federal government. These payments are meant to provide additional cash to help pay for long-term care and expenses that Medicaid and state funding don’t cover. The <a href="https://www.ssa.gov/policy/docs/progdesc/ssi_st_asst/2011/sd.html" target="_blank" data-mce-href="https://www.ssa.gov/policy/docs/progdesc/ssi_st_asst/2011/sd.html" rel="noopener noreferrer">amount of the OSS</a>&nbsp;varies depending on the beneficiary’s living situation, but for those in assisted living facilities, it may be as high as $765 per month. In most cases, seniors should be automatically enrolled in OSS programs when they apply for SSI payments. More information can be obtained from the&nbsp;<a href="https://www.ssa.gov" target="_blank" data-mce-href="https://www.ssa.gov" rel="noopener noreferrer">Social Security Administration</a> by calling (800) 772-1213.

Other Financial Assistance Programs for Assisted Living

The average cost of assisted living in Rapid City is $3,925 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 4 Assisted Living Communities in Rapid City. The Cost of Senior Care in Rapid City, SD<ul><li>Assisted Living: $3,925</li><li>Nursing Home Care: $8,243</li><li>In-home Care: $5,148</li><li>Adult Day Health Services: $1,517</li></ul>

Assisted Living in Rapid City, SD

Assisted Living Articles and Resources

The Department of Social Services operates South Dakota’s&nbsp;<a href="http://dss.sd.gov/medicaid/recipients/default.aspx" target="_blank" data-mce-href="http://dss.sd.gov/medicaid/recipients/default.aspx" rel="noopener noreferrer">Medicaid</a> program. It provides care to low-income families and individuals throughout the state and offers special programs to seniors and disabled persons who require long-term care. Under the standard state plan, Medicaid beneficiaries receive access to health care&nbsp;services, such as primary care, hospital care, prescription medications and mental health services, at no cost.&nbsp; Qualifying for Medicaid To&nbsp;<a href="https://www.medicaidplanningassistance.org/medicaid-eligibility-south-dakota/" target="_blank" data-mce-href="https://www.medicaidplanningassistance.org/medicaid-eligibility-south-dakota/" rel="noopener noreferrer">qualify for Medicaid assistance</a>&nbsp;as an elderly person, the applicant’s income must be at or below $771 per month for single people and $1,157 per month for married couples. Single applicants can’t own more than $2,000 in countable assets, while married applicants are limited to $3,000. Medicaid considers all income sources&nbsp;when determining an applicant’s eligibility; however, some assets, such as the applicant’s personal belongings and the house they or their spouse lives in,&nbsp;are exempt. Spend-Down Provision&nbsp; Seniors who don’t meet Medicaid’s financial requirements may be able to qualify under the state’s spend-down program, which is available&nbsp;to those who have unusually high medical expenses. It allows participants to pay their medical bills before counting income toward Medicaid eligibility requirements. Those who choose to make use of the state’s spend-down&nbsp;exception should consider employing the assistance of a Medicaid planner to ensure they’re spending within the parameters of the program. Seniors can <a href="https://apps.sd.gov/ss36snap/web/Portal/Default.aspx" target="_blank" data-mce-href="https://apps.sd.gov/ss36snap/web/Portal/Default.aspx" rel="noopener noreferrer">apply for Medicaid </a>online via the South Dakota Department of Social Services’ website or call (605) 773-3165 for more information. Long-Term Services and Supports The&nbsp;<a href="https://dhs.sd.gov/LTSS/default.aspx" target="_blank" data-mce-href="https://dhs.sd.gov/LTSS/default.aspx" rel="noopener noreferrer">Long-Term Services and Supports</a> waiver provides seniors with personal care services whether they live at home or in an assisted living facility. In addition to personal care, seniors participating in this waiver receive access to private-duty nursing, emergency response systems and specialized medical equipment if necessary.&nbsp; To qualify for this waiver, applicants must be at least 60 years of age. Financially, applicants must be eligible for the state Medicaid plan. Seniors can be referred to the program by a social services worker or a medical professional, or they can <a href="http://dss.sd.gov/applyonline/" target="_blank" data-mce-href="http://dss.sd.gov/applyonline/" rel="noopener noreferrer">apply online</a>. More information can be obtained by calling (605) 773-5990.

Medicaid in South Dakota

 Detailed profiles of 4 Assisted Living Facilities in Rapid City, SD. Average cost is 3925 per month.  Reviews, ratings, costs, pictures, amenities, and more.

 4 Assisted Living Facilities in Rapid City, SD (with Reviews)

Other Senior Living in Rapid City, SD

Assisted Living Resources in Rapid City

The South Dakota Department on Aging and Elder Services acts as the Area Agency on Aging for the Rapid City area. It provides a variety of services, including healthy aging programs, case management, transportation services and caregiver training.&nbsp;

Area Agency on Aging

The Minneluzahan&nbsp;Senior Center offers seniors a variety of activities every day that encourage them to spend time learning and embracing an active lifestyle. Some of the programs that seniors can partake in include fitness classes, thrift shopping, congregate meals and computer courses.&nbsp;

Senior Center in Rapid City

The U.S. Department of Veterans Affairs offers a variety of benefits to seniors and other individuals who have served in branches of the U.S. military. Seniors may benefit from VA&nbsp;programs, such as medical and disability coverage or the Veterans Aid and Attendance pension benefit. To receive more information or apply, seniors can visit the Rapid City Vet Center.

Veterans Services in Rapid City

Arrowhead Lodge Senior Living is an assisted living facility on East Minnesota Street in Rapid City, South Dakota, just a few miles from Rapid City Medical Center South. Visitors describe the staff as friendly and praise the dining area, which has four-seat tables for a restaurant-style experience. There are regularly scheduled activities at this community, such as yoga classes, puzzles and coffee hours. The facility also provides supervised outings to Walmart. Arrowhead Lodge Senior Living has one- and two-bedroom apartments from which to choose. To learn more about this providers license and review other available state reports, please visit: <a href="https://apps.sd.gov/ph04lassnet/rptPH04LicenseList.Aspx">South Dakota Department of Health Provider List</a>

Arrowhead Lodge Senior Living

Nestled in the heart of the Badlands, Holiday Hills Estates is convenient to dozens of excellent shopping, dining and healthcare facilities. We are also located within easy driving distance of popular local attractions such as the historic town of Deadwood, Mount Rushmore and the Black Hills National Forest.

Holiday Hills Estates is proud to be a Holiday Retirement community. Since 1971, Holiday Retirement has been creating superb residential communities where seniors feel a sense of home and belonging. This is what we like to call “The Holiday Touch.”

<h2>Featured Amenities</h2>

Residents at our community enjoy a huge selection of activities with which they can fill their days. Whether it’s a movie in our media room, shuffleboard in our atrium, a game of bridge in our library or a poker tournament in our game room, there is always something exciting to do at Holiday Hills Estates.

Making sure our residents stay well is a key concern of ours. That’s why we provide three nutritious meals every day that are specially formulated to meet the unique dietary requirements of seniors. We also provide a fitness center and exercise classes so that residents can stay in the best possible shape.

<h2>Available Services</h2>

When seniors need to attend a medical appointment or simply want to go shopping in Rapid City, we are happy to provide them with a free shuttle. Also, residents who prefer to keep their own cars are afforded free parking in our community, as are their guests when they visit.

We understand that each individual is unique and that needs may change over time. Holiday does not provide any health care services. However, residents are welcome to receive services from any outside home health care provider of their choice to help them continue enjoying life at our community.

Designed to feel like a vibrant and exciting second home, Holiday Hills Estates is one of the premier independent living communities in the area.

Holiday Hills Estates

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Theres A Hart Assisted Living - Rapid City, South Dakota

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