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An explanation of retirement living costs. Visit to learn more about finding the right retirement community or to find a retirement community near you.

Discover the typical cost of living in a retirement community, what&#39;s included in the cost of a retirement communities and what to expect in various types of retirement communities.

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Learn about activities of daily living, how ADLs are assessed and what the results can mean if you&#39;re considering long-term care for yourself or a loved one.

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For seniors coping with dementia, one of the greatest frustrations is the inability to do those things they once loved. Activities and hobbies that used to be second nature might start to feel fuzzy or distant. This harsh reality can be discouraging for the person suffering from dementia, as well as the friend or loved one who is trying to engage them.

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With an average rate of just $3,150 per month, seniors in New Castle pay significantly less for assisted living than their counterparts across the state ($3,750) and country ($4,000). The cost savings are also notable in comparison to other cities in Western Pennsylvania, such as Altoona ($3,765), State College ($3,818), Harrisburg ($4,418) and Chambersburg ($4,550). Only two cities in the region offer more affordable assisted living; Gettysburg ($3,100) and Johnstown, where the average monthly price is $3,036. Note: Data for senior care costs in New Castle wasn’t included in the <a href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" target="_blank" data-mce-href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" rel="noopener noreferrer">2018 Genworth Cost of Care survey</a>, so data for the nearby city of Pittsburgh was used instead.

Assisted Living Costs in New Castle

The Cost of Assisted Living in Surrounding Areas

Compared to other types of senior care, assisted living is one of the most affordable options in New Castle. Nursing homes charge over $5,500 more per month on average. The 24-hour skilled nursing and other extra care services provided by these facilities explain this drastic price difference. The average rate for homemaker and home health aide services provided in seniors’ own homes is about $1,300 higher than the price for assisted living. A comparison of what’s covered in the rates reveals that the true price difference is much greater. Rates for in-home care only cover actual service hours, whereas assisted living generally includes housing and meals. Seniors staying at home have to pay household operating expenses on top of the cost of care services.

Care Cost Comparison

Senior Care Cost Comparison Chart

Financial Assistance for Assisted Living in New Castle

Domiciliary Care Program Seniors who can no longer live independently without assistance and have no family support may be eligible for the <a href="https://www.aging.pa.gov/organization/home-community-based-services/Pages/Domiciliary-Care.aspx" target="_blank" data-mce-href="https://www.aging.pa.gov/organization/home-community-based-services/Pages/Domiciliary-Care.aspx" rel="noopener noreferrer">Domiciliary Care program</a>. To qualify for this state-funded plan, seniors must meet the <a href="https://www.ssa.gov/ssi/text-eligibility-ussi.htm" target="_blank" data-mce-href="https://www.ssa.gov/ssi/text-eligibility-ussi.htm" rel="noopener noreferrer">eligibility guidelines for SSI benefits</a> and be willing to reside in a certified DOM care private home along with their care provider’s family. In addition to accommodations, the DOM Care program provides meals, assistance with personal care, medication supervision, housekeeping, laundry, transportation and recreational and social activities. The local Area Agency on Aging provides needs assessment and placement services along with ongoing case management and wellness checks for approved participants. For more information about the DOM Care program or to apply, New Castle seniors can contact the <a href="https://www.ccpgh.org/pages/services/senior-services" target="_blank" data-mce-href="https://www.ccpgh.org/pages/services/senior-services" rel="noopener noreferrer">Lawrence County Area Agency on Aging</a> at (724) 658-3729. Optional State Supplementation Seniors with limited income and assets who qualify for <a href="https://www.ssa.gov/ssi/" target="_blank" data-mce-href="https://www.ssa.gov/ssi/" rel="noopener noreferrer">Supplemental Security Income</a>&nbsp;benefits may also receive a monthly top-up through the Pennsylvania&nbsp;<a href="https://www.ssa.gov/policy/docs/progdesc/ssi_st_asst/2011/pa.html" target="_blank" data-mce-href="https://www.ssa.gov/policy/docs/progdesc/ssi_st_asst/2011/pa.html" rel="noopener noreferrer">Optional State Supplementation</a>&nbsp;program. Those with too high an income but meet all other SSI eligibility requirements may also qualify. The amount of&nbsp;OSS&nbsp;is determined by the applicant’s living arrangements, income and marital status. The maximum amounts are $439.30 for single recipients and $957.40 for married couples. New Castle seniors can call the&nbsp;<a href="https://www.ssa.gov/" target="_blank" data-mce-href="https://www.ssa.gov/" rel="noopener noreferrer">Social Security Administration</a>&nbsp;at (800) 772-1213 to apply for SSI and Pennsylvania OSS benefits. LIFE Lawrence County The&nbsp;<a href="http://www.lutheranseniorlife.org/senior-living/services/life-programs-armstrong-beaver-butler-and-lawrence-counties" target="_blank" data-mce-href="http://www.lutheranseniorlife.org/senior-living/services/life-programs-armstrong-beaver-butler-and-lawrence-counties" rel="noopener noreferrer">LIFE</a>&nbsp;program offered in Lawrence County by Lutheran Senior Life is modeled&nbsp;on PACE plans available nationwide. These programs provide elderly Americans with all-inclusive medical and community-based long-term care to delay or prevent their placement in a nursing home. To qualify for LIFE services in New Castle, seniors must be aged 55 or older, live within the program’s service area and be assessed as requiring a nursing-home level of care. Seniors who qualify for SSI or Medicaid may receive services through LIFE Lawrence County at no cost. While the program doesn’t reimburse the cost of services provided by an assisted living facility, it can help reduce a participant’s overall cost of care by providing: 
<li>Case management</li>
<li>Medical professional services</li>
<li>X-rays, lab work and diagnostic tests</li>
<li>Nursing services</li>
<li>Pharmacy services and prescriptions</li>
<li>Medical equipment and supplies</li>
<li>Vision care and prescription eyewear</li>
<li>Dental care and dentures</li>
<li>Podiatry services</li>
<li>Physical, occupational and speech therapy</li>
<li>Audiology services and hearing aids</li>
<li>Personal care and assistance with daily living activities</li>
<li>Nutritional counseling</li>
<li>Recreational programming</li>
 To learn more about availability and eligibility for the program, New Castle seniors can contact the Intake Coordinator at <a href="http://www.lutheranseniorlife.org/senior-living/locations/life-lawrence/eligibility" target="_blank" data-mce-href="http://www.lutheranseniorlife.org/senior-living/locations/life-lawrence/eligibility" rel="noopener noreferrer">LIFE Lawrence County</a> at (724) 657-8800.

Other Financial Assistance Programs for Assisted Living

The average cost of assisted living in the city is $3,150 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 1 Assisted Living Community in New Castle and several in surrounding areas. The Cost of Senior Care in New Castle, PA<ul><li>Assisted Living: $3,150</li><li>Nursing Home Care: $8,699</li><li>In-home Care: $4,481</li><li>Adult Day Health Services: $1,365</li></ul>

Assisted Living in New Castle, PA

Assisted Living Articles and Resources

Americans who can’t afford standard health insurance may be eligible for coverage through&nbsp;<a href="https://www.medicaid.gov/" target="_blank" data-mce-href="https://www.medicaid.gov/" rel="noopener noreferrer">Medicaid</a>. This national, government-funded program provides essential health care services to economically vulnerable families with dependent children, pregnant women, disabled adults and the elderly. The Pennsylvania program, called <a href="http://www.dhs.pa.gov/citizens/healthcaremedicalassistance/index.htm" target="_blank" data-mce-href="http://www.dhs.pa.gov/citizens/healthcaremedicalassistance/index.htm" rel="noopener noreferrer">Medical Assistance</a>, serves roughly one-fifth of the state population, which includes over 900,000 seniors and disabled adults. Eligible New Castle residents can receive a variety of benefits through MA, including: <ul>
<li>Doctor and specialist visits</li>
<li>Inpatient, outpatient and emergency hospital care</li>
<li>Prescription medications</li>
<li>Lab tests and X-rays</li>
<li>Long-term care</li>
</ul> Qualifying for Pennsylvania Medical Assistance New Castle seniors must be American citizens or legal immigrants and aged 65 or older to qualify for MA coverage for in-home, community-based and nursing home long-term care. Applicants also must&nbsp;be assessed as needing a nursing-facility level of care and&nbsp;have income and assets within the program guidelines of: <ul>
<li>No more than $2,313 in monthly income and $8,000 in assets for individuals</li>
<li>No more than $4,626 in monthly income and $16,000 in combined assets for spouses applying together</li>
</ul> MA counts all sources of income toward the above limits but automatically disregards a number of&nbsp;assets, including one vehicle, an owner-occupied home worth $585,000 or less, household furnishings, personal belongings and burial plots and reserves. Seniors in New Castle can complete an&nbsp;<a href="https://www.compass.state.pa.us/compass.web/Public/CMPHome" target="_blank" data-mce-href="https://www.compass.state.pa.us/compass.web/Public/CMPHome" rel="noopener noreferrer">application for MA coverage online</a>&nbsp;or call the Consumer Service Center for Health Care Coverage at (866) 550-4355 to apply by phone. Community&nbsp;HealthChoices&nbsp;Program New Castle seniors approved for MA are automatically enrolled in the&nbsp;<a href="http://www.healthchoices.pa.gov/info/about/" target="_blank" data-mce-href="http://www.healthchoices.pa.gov/info/about/" rel="noopener noreferrer">Community&nbsp;HealthChoices</a>&nbsp;managed-care program. CHC participants receive comprehensive coverage for medical services and nursing home or community-based long-term care. The plan doesn’t cover assisted living facility fees for room and board, but it does provide a range of support services such as: <ul>
<li>Care coordination</li>
<li>Personal care</li>
<li>Nursing care</li>
<li>Medical supplies and equipment</li>
<li>Physical and occupational therapy</li>
<li>Nonmedical transportation</li>
</ul> Interested New Castle seniors can call the CHC <a href="http://www.healthchoices.pa.gov/cs/groups/webcontent/documents/document/c_268122.pdf" target="_blank" data-mce-href="http://www.healthchoices.pa.gov/cs/groups/webcontent/documents/document/c_268122.pdf" rel="noopener noreferrer">independent enrollment broker</a>&nbsp;at (877) 550-4227 to learn more about the program or apply.

Medicaid in Pennsylvania

Detailed profile of 1 Assisted Living Facility in New Castle, PA.  Reviews, ratings, costs, pictures, amenities, and more.

1 Assisted Living Facility in New Castle, PA (with Reviews)

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Other Senior Living in New Castle, PA

Assisted Living Resources in New Castle

Catholic Charities’ Challenges: Options in Aging is the designated Lawrence County Area Agency on Aging. The nonprofit&nbsp;helps residents aged 60 and older access local resources to preserve their well-being and independence. The AAA&nbsp;coordinates community support services, health benefits counseling, long-term care advocacy, transportation services, caregiver support and nutrition programs. The AAA also operates the New Castle <a href="https://www.ccpgh.org/page.aspx?pid=369" target="_blank" data-mce-href="https://www.ccpgh.org/page.aspx?pid=369" rel="noopener noreferrer">Challenges Center</a>, which offers a wide variety of social and recreational activities for local seniors. The wheelchair-accessible center serves breakfast and lunch, Monday through Friday. Throughout the week, seniors can enjoy arts and crafts, bingo, card games, Spanish lessons and group exercises. The center features a computer lab, indoor shuffleboard court, billiards room, state-of-the-art fitness room and reading lounge. Regular health screening, special dinners, bowling and golf outings and day trips are also offered. Membership and fees apply for some programs, and transportation for meals is available to those aged 65 and older.

Area Agency on Aging

Chippewa is a township in rural Beaver County, Pennsylvania. Beaver County offers all the beauty and recreation afforded by a number of state and county parks, while enjoying all the amenities and conveniences nearby Pittsburgh. Residents are no more than 30 minutes from the Pittsburgh International Airport. Local attractions include the Air Heritage Museum and the Beaver Falls Historical Society &amp; Museum.
<h2>Accommodations and Services</h2>
Celebration Villa of Chippewa is a senior living and Alzheimer's Care community offering accommodations for those who may require assistance in their daily living activities. It is staffed 24 hours a day with trained healthcare personnel and offers as much or as little care as a resident may want or need. In addition, Celebration Villa of Chippewa has a licensed Health Care Director on call 24 hours a day.

Celebration Villa of Chippewa features a full sprinkler system and each apartment is equipped with an emergency call system that may be used whenever the need arises. In addition, all exterior doors may be locked so that a secure environment can be maintained.
Each apartment includes all meals and basic utilities as part of the monthly fee. Also, residents enjoy daily activities, private dining room for family and guests, library and sitting areas, bistro and billiard activity room, housekeeping services and many other amenities. Other services include a beauty/barber shop for a nominal fee.
The emphasis on activities is a main thrust of the service offerings. Social interaction is a vital part of overall good health and Celebration Villa of Chippewa is committed to offering residents a full range of social, recreational and spiritual activities from which to choose. Scheduled transportation on the community van allows all residents to take advantage of travel activities.

Our Chronicles memory care program uses the Best Friends™ approach. This relationship-centered care is built around each individuals life history, cultural heritage and current abilities and interests.

Celebration Villa of Chippewa is truly a great place to live and work and is proud to be a part of the Chippewa, Pennsylvania community. To learn more about this providers license and review other available state reports, please visit: <a href="https://www.humanservices.state.pa.us/HUMAN_SERVICE_PROVIDER_DIRECTORY/">Pennsylvania Department of Human Services Provider Directory</a>

Celebration Villa of Chippewa

Nestled in the heart of New Brighton, Pennsylvania, New Brighton Personal Care Home offers a nurturing environment for seniors seeking Independent Living and Continuing Care Retirement Community options. Conveniently located at 701 Penn Avenue, this community provides residents with a comfortable and supportive atmosphere tailored to their evolving needs.​

Residents enjoy a host of amenities designed to enhance daily living, including an on-site beauty and barber shop, inviting garden and patio areas, and ample resident and guest parking. The community features a cozy coffee shop for social gatherings, along with comprehensive housekeeping and laundry services to ensure a maintenance-free lifestyle. Engaging activities such as music sessions, games, book clubs, fitness programs, gardening, arts and crafts, and offsite excursions foster a vibrant and active community spirit. Dining experiences are equally enriching, with shared meals in the communal dining room, room service options, accommodations for guests at mealtime, and special diets available to cater to individual preferences and health requirements.​

While specific details about the community's size and layout are not readily available, New Brighton Personal Care Home is situated in a locale known for its well-kept yards and easy parking. The surrounding neighborhood is characterized by its dog-friendly atmosphere, children playing outside, and a strong sense of holiday spirit. Residents can also enjoy the convenience of sidewalks, local wildlife, and friendly neighbors, contributing to a safe and welcoming environment.



New Brighton Personal Care Home

Here at Franciscan Manor, our primary focus is to provide our residents with the maximum amount of independence possible, while also ensuring a rich and vibrant life full of amenities and helpful services. Our community, conveniently located in Beaver Falls, is specially designed to meet the individual needs of our residents.

Franciscan Manor is managed by Five Star Senior Living. Five Star is a healthcare and senior living services provider that operates independent and assisted living communities, skilled nursing facilities, rehabilitation hospitals, institutional pharmacies and outpatient health rehabilitation clinics throughout 30 states.

<h2>Featured Amenities</h2>

To ensure that our residents stay in the best possible health, Franciscan Manor offers a wealth of exercise and wellness programs. Eating well is also a key component of excellent health, which is why we provide three delicious meals each day served restaurant-style in our community dining room. Healthy snacks are also available throughout the day to satisfy any cravings.

To allow our residents to fill their days with fun instead of work, we also offer weekly housekeeping and linen services. Guests can also easily travel throughout the area by taking advantage of our seven-day-a-week shuttle service. There is also a barber shop and beauty salon on the premises so that residents can always look their best without having to travel off-site.

<h2>Available Services</h2>

Our professional staff members are on site 24 hours a day and are always available to assist residents. Among the services we provide are assistance with personal hygiene bathing, medication coordination, mobility assistance and continence management. Residents also have access to superb nursing care 24 hours a day.

At Franciscan Manor, we strive to go above and beyond all state and federal regulations. That&#39;s why we do our own routine surveys and inspections, evaluating hundreds of checkpoints to make sure our community exceeds our residents&#39; expectations and keeps them as safe as possible.

Offering a wide variety of services, amenities and excellent medical care, Franciscan Manor is truly a world-class community.

Franciscan Manor

Whispering Oaks retirement community presents an attractive option for independent and active senior living. Conveniently located near downtown Hermitage, we’re just minutes away from excellent healthcare facilities, exciting shopping destinations and a host of dining options. Take time out to explore the wonderful, unique regional attractions. Idle the day away at one of the picturesque golf courses. Spend an enjoyable day at the Shenango River Dam and Recreation Area or the Buhl Farm Park, and don’t miss Daffin’s Candles and Kraynak’s Christmas Store.

Whispering Oaks is a part of Holiday Retirement, a company in the business of providing comfort, value and security to seniors. Since 1971, Holiday has been creating cheerful communities for individuals who want to enjoy an independent and enriching retirement.

<h2>Featured Amenities</h2>

As a member of our welcoming community, you can expect an elegant private suite, beautifully landscaped grounds and a wholesome and nutritious menu prepared in-house by our professional chefs. We offer seniors the enticing opportunity to experience an enriched retirement so our approach is holistic in nature.

There are&nbsp;plenty of ways to make friends with your new neighbors. Residents enjoy a carefully planned calendar of events and activities, and can also volunteer for various projects and causes in the local community.

<h2>Available Service</h2>

If you’d like to venture a little further out into the surrounding region, our unique travel program entitles you to vacation at other welcoming Holiday Retirement communities across the US and Canada. You’ll enjoy the same warm welcome, fantastic amenities and signature service.

We understand that each individual is unique and that needs may change over time. Holiday does not provide any health care services. However, residents are welcome to receive services from any outside home health care provider of their choice to help them continue enjoying life at our community.

Whispering Oaks provides an attractive option for an active and independent retirement in the heart of beautiful Hermitage.

Whispering Oaks

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Parc Personal Care Home - New Castle, Pennsylvania

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