- Get Help From a Specialist
- Learn about all your Financing Options
- Learn about Financial Assistance in Your Area
Call 24/7 1-800-748-4024
The average cost of assisted living in the county is $3,463 a month. This guide is a starting point covering the cost of assisted living care in the county, as well as financing options to pay for it. You’ll find in-depth information on 4 assisted living facilities in Monroe County and 14 in surrounding areas.
The Cost of Senior Care in Monroe County, PA
Set amidst the beautiful countryside of Northeastern Pennsylvania and the Deleware Gap, Spring Village at Pocono is a welcoming and comfortable assisted living community in East Stroudsburg, Pennsylvania.
Grace Park has a feel of a French country bed and breakfast. When you choose Grace Park you are choosing a lifestyle! Our beautiful grounds provide opportunities to explore and learn about nature year round, from the wonders of blooming…
Getz Personal Care Home is a family-operated business dedicated to helping our residents live as independently as possible. We are the ideal home for those who have difficulty with everyday chores and would benefit from supervision.
Gluco Lodge is a licensed personal care community, nestled in the scenic Cherry Valley of the Poconos. The home is quiet and remote, yet minutes from downtown Stroudsburg and the Pocno Hospital. Gluco Lodge focuses on diabetic care, which is…
Spring Village was very nice, but it was a little bit more expensive. Its a newer facility, they had a library, common area, and rehab facilities. They had more staff because it was a bigger facility and they had more to offer. I walked to the dining area and the common area, and they had social activities and dining ...Read more Spring Village at Pocono reviews
In Monroe, the average monthly cost of assisted living is below the state ($3,750) and national ($4,000) averages. Prices are significantly lower in nearby Scranton, which at $2,400 per month has the lowest assisted living costs in the state. Costs are slightly higher to the south in Allentown ($3,750) and comparable in Reading ($3,400) and Williamsport ($3,225).
Note: Senior care cost data wasn’t available for Monroe County, so data for the closest city, East Stroudsburg, was used.
The Cost of Assisted Living in Surrounding Areas
The average monthly cost of senior care largely depends on the level of care needed. Frail seniors with complex medical needs may require around-the-clock nursing care, which costs $9,277 for a semiprivate room. Seniors who are able to manage some of their own care can expect to pay $3,463 per month for assisted living, which includes accommodations, meals and access to common amenities.
Seniors who are considering remaining in their home can spend between $4,624 and $4,740 per month for in-home care, and these costs are added onto regular living expenses, such as groceries, home repairs and rent/mortgage payments.
Senior Care Cost Comparison Chart
Medicaid is the government health plan that provides mandatory benefits, such as hospital services, doctor visits and long-term care, to low-income Americans and eligible immigrants. In Pennsylvania, Medicaid is known as Medical Assistance, and long-term care coverage with access to community waivers is available to seniors who meet Medicaid’s criteria.
Qualifying for Medical Assistance
Individuals aged 65 and older can earn up to $2,313 per month and own a maximum of $8,000 in countable assets. Applicants must also be U.S. citizens or qualified immigrants, have a valid Social Security number and be permanent residents of Pennsylvania.
Some assets are exempt, such as a house, condominium or mobile home that’s the principal residence of the applicant and/or their spouse. Also exempt is one vehicle, a prepaid burial contract, personal effects and household furnishings.
Medicaid Aging Waiver
Seniors aged 60 and older who qualify for Medicaid and need the level of care normally provided in a nursing home may be eligible for the Aging Waiver, a home and community-based waiver program.
The AW lets seniors avoid nursing home placement by funding enhanced community-based services in an assisted living setting. These services are assigned on a case-by-case basis to address the needs identified in the preadmission assessment, and may include:
For more information and to request an AW assessment, contact the Monroe County Department of Aging at (570) 420-3735.
Optional State Supplementation
Monroe County seniors who are aged 65 or older, on Social Security Income and reside in a care facility, such as assisted living, may qualify for additional cash benefits through the Optional State Supplementation program.
The OSS benefits are designed to help seniors cover the room-and-board portion of their monthly living costs. Monthly increased SSI payments depend upon the individual’s income and residence. Seniors can receive as little as $30 monthly to a maximum of $1,210.30 in combined federal and state payments ($60 to $2,114.40 for couples).
To apply for the OSS, contact the Social Security Administration at (800) 772-1213.
Elderlife Financial Assisted Living Bridge Loan
Seniors who are selling their home, liquidating investments or waiting for benefits to cover their assisted living costs may qualify for an assisted living bridge loan.
Offered through Elderlife Financial, a bridge loan is a short-term lending product that provides qualified seniors with access to funds they can use to cover assisted living move-in fees and monthly costs. The loan is set up like a line of credit, therefore, interest is only charged on the money used rather than the preapproved amount.
Applicants need to have a good credit score, and up to six people can be listed on the loan. There are no fees to apply and the application can be completed online or over the phone in as little as 15 minutes. Seniors approved can usually access the funds within 24 hours, and money from the bridge loan can be sent directly to the assisted living facility.
For more information contact Elderlife Financial at (888) 228-4500.
Monroe County is home to 5 senior community centers that are funded by the Area Agency on Aging. Seniors are welcome to visit and explore any of the centers that include a low-cost lunchtime meal, free social events and fitness classes.
Seniors aged 65 and older who live at least 1/4 mile from the nearest fixed-route bus stop can register for the Senior Shared Ride Program. Operated by the Monroe County Transit Authority, the program provides low-cost transit service throughout the county on weekdays only.
The Stroudsburg Wesleyan Church operates a free clothing closet where seniors with low income can shop for clothing and personal items. The Church also operates a food pantry that distributes home-style boxed meals and nonperishable groceries twice monthly.
Monroe County Transportation Authority
134 MCTA Dr., Swiftwater, PA 18370
Stroudsburg Wesleyan Church
915 N. 5th St., Stroudsburg, PA 18360
The Monroe County Veterans Affairs department helps veterans and their families obtain their maximum entitlements from county, state and federal programs. The department can also arrange free transportation to VA medical appointments.
Outpatient primary care for eligible veterans is provided at the nearby Northampton County Outpatient Clinic.
Monroe County Veterans Affairs
1 Quaker Plaza, Stroudsburg, PA 18360
Northampton County Outpatient Clinic
701 Slate Belt Blvd., Bangor, PA 18013-9341
You’ve taken a big step towards finding the perfect community
All community costs and amenities are unlocked!View Pricing Information
A Family Advisor will contact you to help you do your search for you!
Our service is completely free to you.