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The average cost of assisted living in the county is $3,225 a month. This guide is a starting point covering the cost of assisted living care in the county, as well as financing options to pay for it. You’ll find in-depth information on 3 assisted living facilities in Lycoming County and 4 in surrounding areas.
The Cost of Senior Care in Lycoming County, PA
Elmcroft of Loyalsock is staffed 24 hours a day with trained healthcare personnel and offers as much or as little care as a resident may want or need to remain independent.
In Lycoming County, the average monthly cost of assisted living is $3,225, which is below the state ($3,750) and national ($4,000) averages. Prices in neighboring areas range from $2,400 in Scranton to $3,600 in Bloomsburg and $3,818 in State College.
Prices in the southern section of the state are higher, particularly in Philadelphia, the largest city in Pennsylvania, where assisted living costs $5,318 per month.
Note: Senior care cost data wasn’t available for Lycoming County, so data for Williamsport, the county seat, was used.
The Cost of Assisted Living in Surrounding Areas
Monthly senior care costs are based on the level of care, location and number of direct service hours provided. In Lycoming County, a semiprivate room in a nursing home is by far the most expensive option at $9,642 per month, which is nearly three times the cost of assisted living ($3,225). The significant price difference reflects the fact that nursing home facilities provide skilled medical care, while assisted living includes limited nonmedical support.
Seniors who want to hire in-home care can expect to pay $4,385 per month for a homemaker and $4,576 for a home health aide. To calculate the true cost of in-home services versus assisted living care, seniors need to also consider the ongoing expenses involved with maintaining a home.
Senior Care Cost Comparison Chart
Close to 3 million Pennsylvania residents are enrolled in Medicaid, a government funded health program that provides basic health benefits, such as primary physician care, hospitalization and long-term care in a nursing home.
In Pennsylvania, the Medicaid program is known as Medical Assistance. To qualify for long-term coverage that includes access to state-specific waiver programs, seniors must meet the following criteria:
When one spouse in a married couple requires Medical Assistance, the community spouse can keep up to half of the couple’s joint assets, up to a maximum value of $126,420. The community spouse may also qualify for income transfer payments from the applicant of up to $3,160.50 per month under the minimum monthly maintenance needs allowance rule.
Department of Aging Waiver
The Aging waiver is a Medicaid home and community-based waiver program for seniors aged 60 and older who require the level of care normally provided in a nursing home. The waiver funds enhanced medical and nonmedical services and supplies to allow seniors to remain in a noninstitutional setting, such as an assisted living facility.
To qualify for the Aging waiver, seniors must be permanent residents of Pennsylvania, have a valid Social Security number and be a U.S. citizen or qualified immigrant. Seniors must also complete a level of care assessment to identify which services they need in order to be safe in the community.
There is no cap on Aging waiver services, and participants may be provided with one or more of the following supports:
Note: As of January 2020, all Lycoming County seniors enrolled in the Aging waiver will be transitioned to Community Healthchoices, a managed care program that provides the same services and supports as the Aging waiver.
For more information and to request an Aging waiver assessment, contact STEP, the local Area Agency on Aging for Lycoming County, at (570) 326-0587.
State Supplemental Payment
Low-income seniors who collect federal Supplemental Security Income benefits and are unable to live independently may qualify for cash benefits from the State Supplement program.
Eligible individuals who live in a Medicaid facility can receive up to $30 per month in state-sponsored SSI top-up funds, while those living in a care home qualify for a higher supplement.
For more information call the Social Security Administration at (800) 772-1213.
PA Living Independence for the Elderly
Lycoming County seniors aged 55 and older who require the level of care provided in a nursing home may qualify for enrollment in Living Independence for the Elderly, an all-inclusive managed care program for seniors.
LIFE helps seniors age in place in their communities by providing a customized, client-centered package of services and supports. Known nationally as the Program of All-Inclusive Care for the Elderly (PACE), the LIFE program is centralized at the local LIFE center, a multipurpose facility complete with outpatient medical services, therapy rooms and recreational spaces.
Seniors can participate in LIFE through Medical Assistance or on a private-pay basis. Once enrolled in LIFE, all Medicaid and Medicare services are supplied by LIFE-affiliated providers, including primary care and specialist services.
For more information, contact Albright LIFE Lycoming at (570) 322-5433.
STEP Transportation provides barrier-free service throughout Lycoming County and the surrounding areas Monday through Friday from 6:00 a.m. to 6:00 p.m. Seniors who are referred by the Office of Aging ride for free as well as seniors aged 65 and older who are sponsored by the Lottery Shared-Ride Program.
Low-income seniors who need legal advice regarding their health insurance options can contact the Pennsylvania Health Law Project, a free service, at (800) 274-3258.
2138 Lincoln St., Williamsport, PA 17701
There are 6 senior community centers located throughout Lycoming County that provide free drop-in activities, classes and workshops for seniors aged 60 and older. Seniors can participate in bingo games, enjoy a low-cost lunch and sign up for free health screening clinics.
Lycoming County Veterans Affairs helps vets, dependents and survivors access county, state and federal benefits, such as the enhanced VA pension program. Veteran Service Officers can also schedule free van transportation to VA medical appointments at the Wilkes-Barre VA Medical Center.
Outpatient VA health services are provided at the Williamsport VA Clinic, and there are two active veteran service organizations in the county, American Legion Post 1 and VFW Post 7863.
Lycoming County Veterans Affairs
330 Pine St., Williamsport, PA 17701
Williamsport VA Clinic
1705 Warren Ave., Williamsport, PA 17701-2665
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