Learn more about Pearl Garden Manor and other Senior Living communities providing  services around Islip, New York.

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independent-living

An explanation of retirement living costs. Visit to learn more about finding the right retirement community or to find a retirement community near you.

Discover the typical cost of living in a retirement community, what&#39;s included in the cost of a retirement communities and what to expect in various types of retirement communities.

The Cost of Living in a Retirement Community

An article defining Activities of Daily Living. Learn more about Senior Care by browsing our library of insightful articles or find senior care using our comprehensive directory.

Learn about activities of daily living, how ADLs are assessed and what the results can mean if you&#39;re considering long-term care for yourself or a loved one.

A Primer on the Activities of Daily Living (ADLs)

A brief overview of veterans benefits, what they offer, and how to learn more about them.

Some veteran benefits can help with assisted living costs. Discover which ones can, how to apply and how to find the ideal assisted living community for your loved one.

Veterans Benefits: A Brief Overview

Veterans Benefits

Learn more about the pros and cons of buying long-term insurance and how to use it to pay for senior care.

Learn about long-term care insurance for seniors, what services are covered, who is eligible, its benefits, how to sign up, and viable alternatives to this policy.

Long-Term Insurance: Planning for Your Future

Life insurance can be a powerful financial retirement tool if used properly. Learn how.

A life settlement from life insurance provides financial freedom for retirees. Discover how life settlements work, how much you&rsquo;ll get, eligibility requirements, and more.

Financing Your Retirement with Life Insurance

An article explaining what PACE Programs are. Learn more about PACE Programs or search our nationwide directory to find home care near you.

The Program of All-Inclusive Care for the Elderly (PACE) combines all the services offered by Medicare and Medicaid. Learn more about the program, eligibility, and how to apply for PACE.

PACE Programs: Programs of All-Inclusive Care for the Elderly

As the population ages and Baby Boomers face the realities of paying for care for their parents and for themselves, it becomes clear that the biggest hurdle to senior care is paying for it.

Learn about the cost of long-term care and ways you can pay for care, including Medicaid, VA benefits and the PACE program, in this guide for older adults.

Paying for Long-Term Care: How to Overcome this Costly Hurdle to Safeguard Your Future

Paying for Long-Term Care: An Overview

Learn about tips for senior downsizing, how to make the downsizing process as easy as possible, and senior downsizing options.

From saving money to avoiding household chores, there are dozens of great reasons to downsize. Read our free guide for tips on navigating the process.

Senior Downsizing Guide

Senior Downsizing Tips

memory-care

For seniors coping with dementia, one of the greatest frustrations is the inability to do those things they once loved. Activities and hobbies that used to be second nature might start to feel fuzzy or distant. This harsh reality can be discouraging for the person suffering from dementia, as well as the friend or loved one who is trying to engage them.

Learn about the benefits of activities for people with dementia and find a list of dementia-friendly things to do in this comprehensive guide.

Activities To Do With Seniors Who Have Dementia

12 Activities for People With Dementia

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Costs at Pearl Garden Manor

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Based on Genworth’s 2018&nbsp;<a href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" target="_blank" data-mce-href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" rel="noopener noreferrer">Cost of Care Survey</a>, Islip&nbsp;is one of the most expensive areas for senior care in New York State with an average monthly cost&nbsp;for assisted living being well over the state average of $4,185. Farther upstate in Kingston ($4,100), Glens Falls ($2,600) and the Utica&nbsp;area ($2,625), senior care costs drop significantly. Even the state capital, Albany, is much less expensive at $5,050 per month. Only Elmira comes close&nbsp;to Islip’s&nbsp;costs of senior living at $5,710 a month. Since cost data wasn’t available for senior care in&nbsp;Islip, data for the&nbsp;nearby New York area was used.

Assisted Living Costs in Islip

The Cost of Assisted Living in Surrounding Areas

The cost of senior care in Islip varies&nbsp;significantly depending on the type of&nbsp;services required. Care can be as low as $1,950 per month for adult day health services and as high as $12,091 per month for nursing home care. In the midrange, monthly assisted living costs in Islip&nbsp;fall at $5,916, still over $1,000 a month higher than homemaker services ($4,576) or a home health aide ($4,767). When comparing the costs of a residential program to those of in-home care, seniors and their families should take into consideration the additional expenses of maintaining a home, such as a mortgage or rent payment and the costs of meals, utilities and property upkeep, which are generally included in the&nbsp;fees of assisted living or nursing home care.

Care Cost Comparison

Senior Care Cost Comparison Chart

Financial Assistance for Assisted Living in Islip

Optional State Supplementation Seniors currently living in residential care communities and receiving SSI&nbsp;qualify for&nbsp;the&nbsp;<a href="https://otda.ny.gov/programs/ssp/#benefits" target="_blank" data-mce-href="https://otda.ny.gov/programs/ssp/#benefits" rel="noopener noreferrer">State Supplement program</a> through the&nbsp;Social Security Administration. For Seniors living in assisted living facilities, the maximum amount of <a href="https://otda.ny.gov/programs/ssp/2019-Maximum-Monthly-Benefit-Amounts.pdf" target="_blank" data-mce-href="https://otda.ny.gov/programs/ssp/2019-Maximum-Monthly-Benefit-Amounts.pdf" rel="noopener noreferrer">state funds </a>allotted for an individual is $435 and $1,255 per married couple. This state-funded supplement is added directly to the individual’s federal payment.&nbsp; For additional information about this benefit and any exclusions that may apply, contact your local&nbsp;<a href="https://secure.ssa.gov/ICON/main.jsp" target="_blank" data-mce-href="https://secure.ssa.gov/ICON/main.jsp" rel="noopener noreferrer">Social Security Administration field offices&nbsp;</a>or phone (800) 772-1213.&nbsp; VA Aid and Attendance Program For veterans or surviving spouses seeking to offset the cost of assisted living, the federal government offers the&nbsp;<a href="https://www.benefits.va.gov/pension/aid_attendance_housebound.asp" target="_blank" data-mce-href="https://www.benefits.va.gov/pension/aid_attendance_housebound.asp" rel="noopener noreferrer">VA Aid and Attendance program</a>. Applicants must be 65 or older, and while a nursing home level of care is not mandatory to qualify, individuals must meet one of the following requirements: 
<li>Demonstrate a need for assistance with activities of daily living</li>
<li>Be&nbsp;mostly bedridden</li>
<li>Reside in a nursing home due to physical or mental incapabilities</li>
<li>Be legally blind.</li>
 Individuals receiving a VA disability pension are not eligible for the program. Your&nbsp;local&nbsp;<a href="https://www.va.gov/find-locations/?facilityType=benefits" target="_blank" data-mce-href="https://www.va.gov/find-locations/?facilityType=benefits" rel="noopener noreferrer">VA benefits office</a>&nbsp;can provide additional information on the program benefits and application and&nbsp;can help applicants navigate the&nbsp;complex eligibility requirements. Applications may be submitted in person. Assisted Living Bridge Loans Assisted living bridge loans provide interim funding for seniors who need short-term&nbsp;financial help with assisted living costs, including initial move-in expenses.&nbsp;Offered by&nbsp;Elderlife Financial Services, bridge loan&nbsp;applications are generally processed quickly and&nbsp;payment can be taken&nbsp;as a line of credit or a lump sum. Up to six borrowers may submit a single loan application,&nbsp;lessening the importance of individual creditworthiness&nbsp;to improve approval odds. Applicants may be required to&nbsp;furnish information about permanent funding for the assisted living program.&nbsp; For further information, contact&nbsp;<a href="https://elderlifefinancial.com/" target="_blank" data-mce-href="https://elderlifefinancial.com/" rel="noopener noreferrer">Elderlife&nbsp;Financial Services</a>&nbsp;at (888) 228-4500.&nbsp;

Other Financial Assistance Programs for Assisted Living

The average cost of assisted living in the city is $5,916 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 10 Assisted Living Communities in Islip and several in surrounding areas. The Cost of Senior Care in Islip, NY<ul><li>Assisted Living: $5,916</li><li>Nursing Home Care: $12,091</li><li>In-home Care: $4,576</li><li>Adult Day Health Services: $1,950</li></ul>

Assisted Living in Islip,NY

Assisted Living Articles and Resources

<a href="https://www.health.ny.gov/health_care/medicaid/" target="_blank" data-mce-href="https://www.health.ny.gov/health_care/medicaid/" rel="noopener noreferrer">New York Medicaid</a>&nbsp;provides comprehensive health care benefits to eligible low-income state residents over the age of 65. Available services include physician well visits, inpatient hospital care, ambulance transportation and nursing facility care.&nbsp; The income limit for a single applicant is $859 per month or $1,267 for married couples with an asset limit of&nbsp;$15,450 for an individual&nbsp;or $22,800 per couple. These&nbsp;limits take into consideration all sources of income. The state has no specific level-of-care requirement for seniors to be eligible for Medicaid services. New York also offers the&nbsp;<a href="https://www.health.ny.gov/health_care/medicaid/excess_income.htm" target="_blank" data-mce-href="https://www.health.ny.gov/health_care/medicaid/excess_income.htm" rel="noopener noreferrer">Medicaid Excess Income program</a>&nbsp;to assist seniors who incur high medical bills&nbsp;but don’t meet Medicaid’s stringent financial requirements. Through the program, an individual can spend down his income on medical bills until it falls within Medicaid eligibility limits. Medicaid services will then kick in. Over-income or over-asset seniors&nbsp;can also participate in New York’s Medicaid planning programs. The program matches older state residents&nbsp;with a knowledgeable&nbsp;Medicaid professional who can guide them toward&nbsp;meeting&nbsp;Medicaid eligibility requirements. Several waivers geared toward seniors seeking assisted living services&nbsp;are also&nbsp;offered through New York’s&nbsp;Medicaid program. Managed Long-Term Care Program&nbsp;Waiver For seniors who need a skilled-nursing-facility level of care but prefer to receive care in an assisted living community, New York offers the&nbsp;<a href="https://www.health.ny.gov/health_care/managed_care/mltc/" target="_blank" data-mce-href="https://www.health.ny.gov/health_care/managed_care/mltc/" rel="noopener noreferrer">Managed Long-Term Care program</a>&nbsp;waiver. Services are designed to let seniors continue to live as independently as possible, and benefits include personal care assistance. Program enrollment is mandatory for Suffolk County seniors who require long-term community care for 120 days or more and qualify for both Medicare and Medicaid.&nbsp;For individuals who qualify for nursing home care but aren’t dual-eligible, the program is voluntary. Assisted Living Program Medicaid participants and private-pay seniors currently residing in assisted living facilities who require additional&nbsp;nursing home level of care&nbsp;may also be eligible for financial aid through the&nbsp;New York <a href="https://www.health.ny.gov/health_care/medicaid/program/longterm/alps.htm" target="_blank" data-mce-href="https://www.health.ny.gov/health_care/medicaid/program/longterm/alps.htm" rel="noopener noreferrer">Assisted Living program</a>. Funds may be used to offset costs of&nbsp;services, such as room and board,&nbsp;skilled nursing, housekeeping or personal emergency&nbsp;response systems.&nbsp; For ALP residents to be eligible for this program, they must not require continuous skilled nursing care, be chronically bedridden or be impaired to the point that they’re a danger to other residents.&nbsp;&nbsp; State residents who want additional information on Medicaid benefits, eligibility&nbsp;or any associated waivers should visit the&nbsp;NYS&nbsp;<a href="https://www.health.ny.gov/health_care/medicaid/" target="_blank" data-mce-href="https://www.health.ny.gov/health_care/medicaid/" rel="noopener noreferrer">Department of Health</a>.&nbsp;Assistance is also available through&nbsp;the&nbsp;<a href="https://www.medicaidplanningassistance.org/medicaid-eligibility-new-york" target="_blank" data-mce-href="https://www.medicaidplanningassistance.org/medicaid-eligibility-new-york" rel="noopener noreferrer">Medicaid Planning Assistance page&nbsp;</a>on the American Council on&nbsp;Aging&nbsp;website. Staff at these resources can also pair interested individuals with dedicated Medicaid planners. Eligible seniors&nbsp;can&nbsp;<a href="https://nystateofhealth.ny.gov/" target="_blank" data-mce-href="https://nystateofhealth.ny.gov/" rel="noopener noreferrer">apply for benefits</a>&nbsp;online, at their local<a href="https://www.health.ny.gov/health_care/medicaid/ldss.htm" target="_blank" data-mce-href="https://www.health.ny.gov/health_care/medicaid/ldss.htm" rel="noopener noreferrer">&nbsp;Departments of Social Services</a>&nbsp;office or&nbsp;call the Medicaid Helpline at (800) 541-2831.

Medicaid in New York

 Detailed profiles of 10 Assisted Living Facilities in Islip, NY.  Reviews, ratings, costs, pictures, amenities, and more.

 10 Assisted Living Facilities in Islip, NY (with Reviews)

Nearby Assisted Living Facilities

Assisted Living Resources in Islip

The nearby Babylon Vet Center offers resources, employment referrals and a variety of counseling services for local veterans and their families. The Bay Shore VA Clinic, located less than 2 miles from Islip, provides primary care and mental health services to eligible vets.

Resources for Veterans

Residents of our independent and assisted living senior community enjoy an enriched lifestyle in the charming town of Islip. Atria Bay Shore boasts a beautifully landscaped setting in the heart of Suffolk County. There are numerous options for entertainment within the grounds of our community, and we’re just moments away from exciting shopping destinations, exquisite dining options and places of worship in our local region.

Atria Senior Living provides more than simply a place to live, creating vibrant communities that offer seniors companionship, comfort and safety. When people come to Atria Bay Shore, they are taking the first step toward leading a richer and more fulfilling life. Each of our communities is a big family, and we invite individuals seeking senior living to consider joining us.

<h2>Featured Amenities</h2>

Our residents enjoy spacious private suites, elegantly furnished&nbsp;and equipped with a 24-hour emergency alert system for complete peace of mind. Delicious, freshly prepared cuisine is served in our restaurant-style dining room, complemented by our Anytime Cafe serving snacks and beverages around the clock.

Our full-time engaging life director ensures that each resident is actively involved in community life through a program of activities suited to their varied levels of ability. Residents enjoy our gentle daily exercise classes, live entertainment, regular day trips and so much more.

<h2>Available Services</h2>

Residents at Atria Bay Shore are very well looked after in their retirement. We take care of all the housekeeping and&nbsp;laundering of bed and bath linens, leaving residents free to enjoy our beautiful community without the tedium of daily chores.

Those residents needing extra help receive support with daily life activities such as bathing, dressing and medication reminders from our dedicated on-site caregivers. Seniors living with Alzheimer’s disease or other forms of cognitive decline benefit enormously from our Life Guidance® memory care program.

Atria Bay Shore provides a quality option for independent and assisted senior living in the heart of beautiful Long Island.

Atria Bay Shore

The all-new Netherbay at Bay Shore provides compassionate and attentive assisted living services and memory care services. Opening at the end of February 2025, Netherbay offers 24-hour care for those with advanced assisted living needs, as well as early-stage and later-stage specific dementia care and programming. 
 
Netherbay was designed thoughtfully and purposefully to offer a secure environment for older adults needing assistance and a safe space to call home. Specialized and purposeful wellness and lifestyle programming, rehabilitation offerings, and a close partnership with families and physicians, will help residents live a higher quality of life. 

Our distinctive LIFE INSPIRED programming in assisted living and our MONTESSORI MOMENTS IN TIME™ program in our memory care neighborhood are led by dedicated professionals that create a community lifestyle based on the abilities and interests of our residents. 

Schedule a tour today to learn more about how you or a loved one can benefit from our community. 

 To learn more about this provider's license and review other available state reports, please visit: <a href="https://health.data.ny.gov/Health/Adult-Care-Facility-Directory/wssx-idhx/data">New York State Department of Health Adult Care Facility Directory</a>

Netherbay at Bay Shore

The dedicated professionals at The Arbors Hauppauge are eager to show you why few other assisted living communities can compare to us for beautiful surroundings, exceptional amenities and the peace of mind in knowing that a caring staff is available when needed. Come see for yourself, we?re sure you?ll agree...The Arbors Hauppauge is among Long Island?s most desirable communities.The Arbors Hauppauge is located at the geographic heart of Long Island, just minutes off the Long Island Expressway, Exit 55. Easy to get to from nearly anywhere on Long Island, The Arbors Hauppauge is convenient for visiting family and friends while offering an extensive choice of area restaurants, shopping and other destinations. *Discount available for Veterans, their surviving spouses, children, and grandchildren of 5%-20% off our monthly rate, every month.

The Arbors Assisted Living at Hauppauge

The dedicated professionals at The Arbors Islandia West are eager to show you why few other assisted living communities can compare to us for beautiful surroundings, exceptional amenities and the peace of mind in knowing that a caring staff is available when needed. Come see for yourself, we?re sure you?ll agree...The Arbors Islandia West is among Long Island?s most desirable communities.The Arbors Islandia West is centrally located just off the Long Island Expressway, Exit 57, an easy drive from almost anywhere on Long Island. Close to shopping, restaurants, banking and many other destinations, The Arbors Islandia West is ideally situated for residents as well as visiting family and friends. *Discount available for Veterans, their surviving spouses, children, and grandchildren of 5%-20% off our monthly rate, every month.

The Arbors Assisted Living at Islandia

Learn more about Pearl Garden Manor and other Senior Living communities providing Pearl Garden Manor services around Islip, New York.&nbsp;See reviews, prices, photos, services, amenities and more...

Pearl Garden Manor - Islip, New York

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