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The average cost of assisted living in the borough is $5,916 a month. This guide is a starting point covering the cost of assisted living care in the borough, as well as financing options to pay for it. You’ll find in-depth information on 6 assisted living facilities in Paramus and 30 in surrounding areas.
The Cost of Senior Care in Paramus, NJ
Adjacent to George Washington Memorial Park, Brookdale Paramus provides superb care in an ideal location near parks, the local community college and the Garden State Parkway.
Sunrise of Paramus, just minutes from local amenities, offers personalized assisted living and memory care services that help seniors live as independently as possible.
The design-build community features full-service Independent Living apartments on a monthly rental basis with no large entrance fee. The all-inclusive monthly fee includes private 1 and 2-bedroom apartment homes, exterior and interior maintenance, full kitchens, washer/dryer, housekeeping, chef-prepared meals, transportation,…
I live in California and was searching for a home for my mother post stroke. I found Emeritus at Paramus which is close to my sister and father-in-law. I visited prior to selecting it and found the staff to be friendly, kind and efficient. The residents I spoke with were kind and open to having a new person join their ...Read more Juniper Village at Paramus reviews
I thought that the units were very small. I saw a lot of people sitting around in wheelchairs and not being very active, so I wasn’t really impressed with the place. They had a nice dining area and it looked like they had a good menu. Their activities looked all right, too.Read more Juniper Village at Paramus reviews
My mom is here, and we're very satisfied with the whole arrangement. I don't have any complaints. Everything has been fine. There have been one or two people who deliver medication that she felt were a little rude to her when she asked for something to be done. She's going out for dialysis three days a week, so she's n...Read more Juniper Village at Paramus reviews
I toured and I wasn't thrilled with the place at all because it was too big. They showed me the room, and we walked through where all the people were. Betsy was good and did her job. I saw an apartment that was like an efficiency room. They had a whole daily calendar, including bingo, story time, and so on. There's alw...Read more Juniper Village at Paramus reviews
My mother is happy in here. Prior to this, it was a Marriott Hotel, so each room is set up with a dining room, a kitchen, separate rooms and each room has a kitchenette. They're very nice. The staff is perfect, they're very nice and very caring. The food is excellent and there's actually a chef on site. They have daily...Read more Juniper Village at Paramus reviews
The 2018 Genworth Cost of Care study assesses the cost of senior care across the nation and reveals that the monthly price of assisted living in Paramus is within $100 of the state average of $6,065 but almost $2,000 higher than the national average ($4,000). Monthly rates vary drastically throughout the remainder of New Jersey, from the higher fees found in Vineland ($6,855) and Trenton ($7,230) to the much lower costs in Atlantic City ($5,100) and Ocean City ($4,800).
Note: Specific senior care cost data wasn’t available for Paramus, so data for the nearest major city, New York, was used instead.
The Cost of Assisted Living in Surrounding Areas
The monthly cost of senior care in Paramus spans a wide range; from a low of $1,950 for adult day health services to a whopping $12,091 for nursing home care. These price differences are largely due to the type and level of care, the setting and whether skilled services are offered.
One of the key aspects to consider when comparing different options is that residential senior care facilities typically include room and board in their rates. With adult day health care and in-home services, including home health aides and homemakers, seniors should plan for additional expenses related to running a household, such as utilities, maintenance, property taxes and food.
Senior Care Cost Comparison Chart
Medicaid is the national program that provides vital health care coverage to low-income Americans with limited resources. The program is jointly funded by the federal and state governments and operates under federal regulation with administration by each state.
The New Jersey Medicaid plan is administered by the state’s Department of Human Services. The plan provides coverage for those who qualify, including parents and their dependant children, pregnant women and the elderly, blind and disabled. A variety of services are covered, such as doctors visits, hospital care, prescription drugs and long-term care.
To be eligible for coverage, New Jersey residents must be U.S. citizens or qualified aliens and meet certain income and resource guidelines:
Medicaid counts income from all sources, but various assets are excluded, including personal effects, one vehicle, a principal home valued at less than $878,000, household furnishings and irrevocable burial trusts.
Married couples with just one spouse applying may still qualify if their joint income and assets are over the above limits. Medicaid disregards the income of a non-applicant spouse and permits the transfer of a spousal living allowance of up to $3,160.50 from the applicant’s monthly income. A non-applicant spouse may also retain up to $126,420 in jointly owned assets.
Paramus seniors in need of Medicaid coverage can complete an online application for the NJ FamilyCare Aged, Blind, Disabled program or call (800) 356-1561 for more information and assistance.
FamilyCare Managed Long-Term Services and Supports
New Jersey Medicaid provides long-term care services for eligible elderly, blind and permanently disabled residents through the FamilyCare MLTSS program. The program delivers comprehensive medical and long-term care through a participant’s choice of five managed care organizations serving Bergen County. Services provided for seniors aged 65 and older and adults with disabilities aged 21 and older can include:
To apply for MLTSS services, those currently enrolled in the state Medicaid program should contact their MCO to request an assessment. All other Paramus residents can contact the Bergen County Division of Senior Services at (201) 336-7400 to begin the financial and clinical eligibility assessment process.
Congregate Housing Services Program
The state-funded Congregate Housing Services program provides financial assistance to qualified disabled adults and seniors wishing to live in a group-housing setting as an alternative to placement in an institutional skilled-nursing facility. Similar to an assisted living facility, group-housing facilities provide support services and limited care while allowing residents a greater degree of independence. The specific services offered may vary between housing providers, but can include:
To receive assistance from the CHSP program, Paramus residents must be aged 65 and older or qualify as disabled per the Social Security Administration. They also must be unable to live alone without assistance. The program has no income or asset limitations, but the amount of aid provided is determined by a sliding scale based on income.
Interested seniors can contact the Bergen County Division of Senior Services at (201) 336-7400 to inquire about participating congregate homes in the Paramus area or to apply for CHSP benefits.
State Supplemental Payment
New Jersey residents who qualify for or receive Supplemental Security Income benefits from the federal government are also eligible for a state-funded monthly supplemental benefit. As with the SSI program, eligible individuals must be disabled or aged 65 or older with a monthly income below $771 and assets of less than $2,000. Couples are allowed $1,157 in monthly income and $3,000 in assets. The state SSP benefit is added to a recipient’s monthly SSI payment. While the exact amount depends on an applicant’s income, marital status and living situation, the maximum combined benefit available to New Jersey residents is $981.05 per person and $1,895.36 for married couples.
Paramus residents can apply for SSI and SSP benefits by calling the Social Security Administration at (800) 772-1213.
The Joseph Cipolla Senior Activity Center in Paramus is home to the borough’s two active senior citizens’ clubs. The center hosts an array of programs and activities for residents aged 62 and older. Seniors can take part in a game of billiards, bingo or Mahjong, join a yoga or Zumba class, take in a movie, learn meditation techniques or join a planned group outing or trip.
Joseph Cipolla Senior Activity Center
93 North Farview Ave., Paramus, NJ 07652
The nonprofit Northeast New Jersey Legal Services provides free civil legal services to qualifying low-income Paramus residents. Elderly and disabled residents can receive assistance solving legal problems related to housing, public benefits, consumer rights, elder justice, taxation and other concerns.
Northeast New Jersey Legal Services – Bergen County Office
190 Moore St., Ste. 100, Hackensack, NJ 07601
As the area’s Aging and Disability Resource Connection, the Bergen County Division of Senior Services provides older residents of Paramus with information about a wide array of county, state and federal resources. Some of the invaluable services ADRC provides include counseling on benefit eligibility, long-term care options, tax relief and reverse mortgages, supplying referrals for care management or prescription assistance and helping seniors apply for health insurance and transportation programs.
Bergen County Division of Senior Services
1 Bergen County Plaza, 2nd Fl., Hackensack, NJ 07601
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