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The average cost of assisted living in the county is $4,738 a month. This guide is a starting point covering the cost of assisted living care in the county, as well as financing options to pay for it. You’ll find in-depth information on 9 assisted living facilities in Flathead County.
Call 1-800-991-9257 for details
Timber Creek Village of Columbia Falls, Montana offers customized services and support with activities of daily living amidst a classic country grace. Our tasteful and modern community offers a choice of studios, one- and two-bedrooms.
Call 1-800-991-9257 for details
The Prestige Assisted Living at Kalispell community is conveniently located within distance of churches, the Kalispell Regional Medical Center, shopping and many pharmacies.
Call 1-800-991-9257 for details
WEL-Life at Kalispell offers independent living through personalized service. It is your best choice for an assisted living lifestyle that includes: i...
Rising Mountains Assisted Living, located in Bigfork, provides seniors with a selection of amenities to encourage an enjoyable senior living experience.
For families seeking assisted living or memory care for a loved one, they won’t find a more idyllic, resort-style setting with quality care services than at The Springs at Whitefish.
According to Genworth’s 2018 Cost of Care study, the cost of assisted living in Flathead County is higher than both the state average of $3,919 and the national average of $4,000. Flathead County is the most expensive area in the state for assisted living; it’s $768 more than the larger community of Billings ($3,970), and significantly more costly than smaller communities, such as Great Falls ($3,350) and Idaho Falls, ID ($3,213).
Senior care cost data wasn’t available for Flathead County, so data for the closest city, Missoula, was used.
Cost of Assisted Living Comparison Chart
The cost of senior care services varies by type, location and the number of service hours required. In Flathead County, the cost of nursing home care in a semiprivate room is nearly $4,000 more expensive than assisted living and in-home health care services. Assisted living is slightly more expensive than home health care, however, assisted living costs usually include living expenses, such as rent, utilities and food, while home health care does not. Seniors and their families should take these factors into account when deciding on the best long-term care plan.
Cost of Homemaker/Home Health Aide Comparison Chart
The Montana Medicaid program is administered by the Department of Public Health and Human Services (DPHHS) agency. It’s a health insurance program for Montana residents of all ages and includes resources and health care for various groups, including pregnant women, the disabled and seniors.
Montana Medicaid provides a broad range of services, including behavioral and physical health care, X-ray and laboratory, rehabilitation, prescription assistance and audiology and hearing aids. It also offers long-term care for the disabled and the elderly, such as nursing home care and assisted living.
To qualify, adults must:
The Big Sky Home and Community Based Services Program is for disabled or senior Medicaid recipients who need a nursing facility level of care. The waiver lets them receive this care in their home, in an assisted living facility or in adult foster care instead of a nursing home. The program covers various services, including skilled nursing care, medication management, nutrition, personal care and occupational, physical and speech therapy.
To be eligible for this program, applicants must:
Seniors and their families work with a nurse and a social worker to implement an individualized plan of care unique to a participant’s needs. This waiver is not an entitlement program so there may be a waiting list. For more information about this HCBS waiver, visit the Community and Services Bureau section of the DPHHS website, or call Mountain Pacific Quality Health at (800) 219-7035.
Optional State Supplementation
Montana offers Optional State Supplementation to Supplemental Security Income recipients who reside in assisted living facilities, group homes and foster care. The amount of supplementation is $94 (individual) or $193 (couple) per month. Montana’s OSS program is administered by the Social Security Administration and is automatically added to the recipient’s federal SSI payment. To apply for Montana OSS, contact the local Office of Adult Protective Services or call (844) 277-9300.
Veterans Aid and Attendance Program
The Aid and Attendance (A&A) or Housebound Pension are supplemental cash programs administered by the VA and increase a veteran’s monthly pension amount.
To qualify for A&A, veterans must meet one of the following conditions:
To qualify for the Housebound pension, a veteran must be mainly housebound due to permanent disability. The disability doesn’t have to be service related.
The VA requires the applicant to submit documentation of at least 90 days of active wartime service and an honorable discharge. The financial requirements for eligibility are complicated, so applicants are encouraged to contact their local VA benefits office for assistance in applying to the program or call (800) 827-1000 for more information.
Assisted Living Bridge Loans
Seniors who need funds immediately can obtain loans through Elderlife Financial Services. Applicants can receive up to 12 months of payments either as a lump sum or a line of credit, depending on the applicant’s situation. These loans are a convenient option for seniors and their families who are waiting on the sale of a home or going through the process of benefit approval.
Six cosigners can apply for a single loan, lessening the importance of individual credit scores on the approval process, and because family members of a senior can apply, age and health are not factors in approval. The company will require documentation on the source of anticipated funding. Contact Elderlife Financial at (888) 228-4500 for more information.
Flathead County has several senior centers which are designed to help seniors stay active and engaged in the community and include social events, exercise classes, meals and daily card games. The local college also offers special classes for seniors and a discount on tuition and fees for regular credit classes.
Kalispell Senior Center
40 – 11th St W, Suite 110, Kalispell, MT 59901
Bigfork Senior Citizens Center
639 E Commerce St, Bigfork, MT 59911
Whitefish Community Center
121 E Second St, Whitefish, MT 59937
Flathead Valley Community College Senior Institute
777 Grandview Dr, Kalispell, MT 59901
Flathead County has several organizations that help connect seniors and their families to resources and support. These associations help seniors navigate the variety of services available to them.
Flathead County Agency on Aging
40 11th St W, Suite 100, Kalispell MT 59901
Community Action Partnership of NW MT
214 Main St, Kalispell, MT 59904
The Flathead County VA health system provides services such as resources, health care and benefits information to elderly veterans. To apply for benefits, contact Montana Veterans Services at (406) 542-2501.
Kalispell Vet Center
690 N Meridian Rd, Suite 101, Kalispell, MT 59901
Kalispell VA Community Based Outpatient Clinic
31 Three Mile Dr, Kalispell, MT 59901
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