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The average cost of assisted living in the city is $3,975 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 2 assisted living facilities in Kirksville and 1 in surrounding areas.
The Cost of Senior Care in Kirksville, MO
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Located in Kirksville, Missouri, Highland Crest offers comfortable private and semi-private apartments to seniors who need help with activities of daily living.
According to Genworth’s 2018 Cost of Care study, the average monthly cost for assisted living in Kirksville is only $25 less than the national average but $1,131 more than the Missouri state average of $2,844. Kirksville is one of the most expensive cities in the state for assisted living; only Kansas City ($4,050) and Cape Girardeau ($4,000) cost more. Rates here are also significantly more expensive than in the larger communities of Springfield ($2,215) and St. Joseph ($2,550).
Note: Senior care cost data wasn’t available for Kirksville, so data for the closest city, Columbia, was used.
The Cost of Assisted Living in Surrounding Areas
Adult day health services cost half as much as other care options in Kirksville. However, they only cover part-time services compared to the full-time care assisted living provides. In-home care, such as homemaker services and home health aides, is slightly higher in cost than assisted living and only moderately less expensive than skilled nursing care. In-home care doesn’t include living expenses such as rent and upkeep, while residential care usually does. These factors should be considered when choosing an appropriate level of care.
Senior Care Cost Comparison Chart
Missouri’s Medicaid program is called MO HealthNet, and it covers qualified medical expenses for low-income residents such as inpatient hospital care, diagnostics and laboratory services, prescriptions, hospice care, ambulance services, family planning, home health services and residential care. To be eligible for coverage, participants must:
Residents can call the Family Support Division Information Center at (855) 373-4636 for more information about Missouri Medicaid. To apply for MO HealthNet, visit the MyDSS website or the Adair County Family Services office at 1612 N. Osteopathy St. in Kirksville.
The Supplemental Nursing Care waiver is a program run by MO HealthNet that provides financial assistance for Missouri residents in nursing homes, mental health hospitals and assisted living facilities. Participants are expected to use all their available income to pay their facility, minus a personal needs allowance of $50 and any health insurance premiums they’re responsible for. The remaining is paid through the waiver program. Recipients who reside in residential care facilities receive an extra $156 per month in cash benefits, while recipients in assisted living receive $292 per month. To qualify, applicants must:
MO HealthNet recipients can contact the DHSS Division of Senior and Disability Services at (573) 751-3425 for more information or to apply for the SNC waiver.
Optional State Supplementation
Missouri provides an Optional State Supplement payment to SSI benefits for the aged, blind and disabled residents who reside in non-Medicaid licensed care facilities and have limited resources. To be eligible for OSS benefits, seniors must:
For more information or to apply for OSS benefits, contact the DHSS Family Support Division at (855) 373-4636 or visit the Resource Center at 1612 N. Osteopathy St. in Kirksville.
Assisted Living Bridge Loan
Seniors who need immediate financial assistance to make assisted living arrangements can apply for a bridge loan from Elderlife Financial. These loans are useful for seniors going through the process of benefits approval or waiting for the sale of a home, and they’re a good alternative to reverse mortgages. A bridge loan can have a term of up to 12 months, and the funds can be sent directly to the borrower’s care facility.
Multiple family members can apply on behalf of a senior, making age, health and individual credit scores less important in the approval process.
For more information or to apply for a bridge loan, contact Elderlife Financial Services at (888) 228-4500.
The Northeast Missouri Area Agency on Aging connects seniors to programs that help them live active, independent lives and maintain ties to the local community. It operates the Missouri Aging Information Network website, where seniors and their families can find information on services such as transportation, legal advice, case management, adult day care, meal delivery, medication management and benefits assistance. These programs and services are available to area residents aged 60 and over.
Northeast Missouri Area Agency on Aging
815 N. Osteopathy St., Kirksville, MO 63501
NEMO Senior Citizens Services is a nonprofit organization that provides support services for elderly and disabled residents in Northeast Missouri, including home-delivered meals, in-home services such as chore assistance, respite care and classes on chronic disease management. The organization also operates the nearby Village ’76 Senior Center where daily congregate meals and social activities are offered.
NEMO Senior Citizens Services
172 Valley Forge Drive, Kirksville, MO 63501
The Kirksville VA Community Clinic offers referrals and outpatient care, including wellness appointments and prescriptions. The Missouri Veterans Commission maintains a network of trained and accredited veterans service officers to assist with filing for VA benefits.
Kirksville VA Clinic
506 Rosewood Drive, Kirksville, MO 63501
Missouri Veterans Commission
205 Jefferson St., 12th Floor, Jefferson City, MO 65102
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