2 Assisted Living Communities in Kirksville, Missouri

The average cost of assisted living in the city is $3,975 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 2 assisted living facilities in Kirksville. The Cost of Senior Care in Kirksville, MO

• Assisted Living: $3,975

• Nursing Home Care: $5,080

• In-home Care: $4,195

• Adult Day Health Services: $1,983

According to Genworth’s 2018 Cost of Care study, the average monthly cost for assisted living in Kirksville is only $25 less than the national average but $1,131 more than the Missouri state average of $2,844. Kirksville is one of the most expensive cities in the state for assisted living; only Kansas City ($4,050) and Cape Girardeau ($4,000) cost more. Rates here are also significantly more expensive than in the larger communities of Springfield ($2,215) and St. Joseph ($2,550).  Note: Senior care cost data wasn’t available for Kirksville, so data for the closest city, Columbia, was used.

 

Missouri’s Medicaid program is called MO HealthNet, and it covers qualified medical expenses for low-income residents such as inpatient hospital care, diagnostics and laboratory services, prescriptions, hospice care, ambulance services, family planning, home health services and residential care. To be eligible for coverage, participants must:

• Be blind, disabled or at least 65 years old

• Be a resident of Missouri and intend to remain so

• Be a US citizen or an eligible qualified noncitizen

• Have no more than $3,000 in countable assets for an individual or $6,000 for a couple

• Have a monthly income of $885 or less for an individual or $1,198 for a couple

Residents can call the Family Support Division Information Center at (855) 373-4636 for more information about Missouri Medicaid. To apply for MO HealthNet, visit the MyDSS website or the Adair County Family Services office at 1612 N. Osteopathy St. in Kirksville.

Optional State Supplementation Missouri provides an Optional State Supplement payment to SSI benefits for the aged, blind and disabled residents who reside in non-Medicaid licensed care facilities and have limited resources. To be eligible for OSS benefits, seniors must:

• Be blind, disabled or at least 65 years of age

• Not reside in a Medicaid facility

• Live in a licensed residential care facility or nursing home

• Have insufficient income to cover the cost of care in the facility

• Have assets of no more than $999.99 for an individual or $2,000 for a couple

For more information or to apply for OSS benefits, contact the DHSS Family Support Division at (855) 373-4636 or visit the Resource Center at 1612 N. Osteopathy St. in Kirksville. Assisted Living Bridge Loan Seniors who need immediate financial assistance to make assisted living arrangements can apply for a bridge loan from Elderlife Financial. These loans are useful for seniors going through the process of benefits approval or waiting for the sale of a home, and they’re a good alternative to reverse mortgages. A bridge loan can have a term of up to 12 months, and the funds can be sent directly to the borrower’s care facility. Multiple family members can apply on behalf of a senior, making age, health and individual credit scores less important in the approval process.  For more information or to apply for a bridge loan, contact Elderlife Financial Services at (888) 228-4500.

The Northeast Missouri Area Agency on Aging connects seniors to programs that help them live active, independent lives and maintain ties to the local community. It operates the Missouri Aging Information Network website, where seniors and their families can find information on services such as transportation, legal advice, case management, adult day care, meal delivery, medication management and benefits assistance. These programs and services are available to area residents aged 60 and over. Northeast Missouri Area Agency on Aging
815 N. Osteopathy St., Kirksville, MO 63501
(800) 664-6338

Senior Homes has an extensive directory of senior living options, with care and living providers across the United States.