4.6
(11)
The average cost of assisted living in the county is $3,500 a month. This guide is a starting point covering the cost of assisted living care in the county, as well as financing options to pay for it. You’ll find in-depth information on 22 Assisted Living Communities in Jefferson County and several in surrounding areas. The Cost of Senior Care in Jefferson County, MO
4.6
(11)
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(10)
4.3
(7)
"We started Cedarhurst of Arnold to provide truly person-directed care, taking the time to know and work with each resident as an individual ..."
READ MORE620 Woodland Meadows Lane, Arnold, MO 63010
Call 1-855-287-5093 for details
4.6
(5)
"Located on the beautiful campus of The Woodlands of Arnold, Pine Valley is a serene setting surrounded by enchanting woods. Choose from one ..."
READ MORE1333 SCENIC DRIVE, Herculaneum, MO 63048
Call 1-855-287-5093 for details
4.4
(5)
3.8
(4)
5.0
(2)
1.9
(11)
"Centrally located near Sunset Park, places of worship and a variety of shopping options, Magnolia Home is a convenient spot for senior resid..."
READ MORE12563 Village Circle Drive, Saint Louis, MO 63127
Call 1-855-287-5093 for details
4.7
(19)
"Friendship Village Assisted Living and Memory Care offers a wide variety of services included: licensed nursing on-site 24/7, restaurant-sty..."
READ MORE16219 Autumn View Terrace Drive, Ellisville, MO 63011
Call 1-855-287-5093 for details
4.8
(14)
"Autumn View Gardens is an 84 apartment Assisted Living Community that offers a Family home atmosphere. Our community offers 24 hr. supervisi..."
READ MORE4.5
(19)
"A newly constructed luxury retirement community located in Ballwin, Missouri, Brookdale West County, (formerly Solana West County) has been ..."
READ MORE4.4
(20)
"____________________________________________ Nestled in a 25 acre property, Gambrill Gardens is proud of the exceptional assisted living ..."
READ MORE45 E. Lockwood Avenue, Webster Groves, MO 63119
Call 1-855-287-5093 for details
4.2
(28)
"Focusing on your unique needs and preferences, Sunrise Senior Living takes a holistic approach to senior care. With us, you can expect consi..."
READ MORE6543 Chippewa Street, St. Louis, MO 63109
Call 1-855-287-5093 for details
4.7
(13)
"FEATURES AND BENEFITS St. Louis Hills Assisted Living and Memory Care is conveniently located in the heart of St. Louis Hills and nea..."
READ MORE9916 Reavis Road, Affton, MO 63123
Call 1-855-287-5093 for details
4.1
(20)
"Nestled in the charming Saint Louis, which has a small hometown feel, Southview Assisted Living & Memory Care is an assisted living comm..."
READ MORE3.7
(27)
"At Sunrise of Des Peres, residents enjoy a relaxing lifestyle, with professional staff who provide the highest quality care. Near a Trader J..."
READ MORE4.6
(5)
"Imagine having everything you need within feet of your front door. Nestled in Wildwood, Missouri, Anthology of Wildwood is surrounded by par..."
READ MORE5.0
(4)
"Our independent and assisted living apartments are just the tip of the iceberg in terms of comfort and quality of life. You will have an op..."
READ MORE4.2
(5)
"Garden Place Columbia offers independent and assisted living amenities that enhance our beautiful home-like environment while encouraging th..."
READ MORE4.2
(5)
"Here at Mother of Perpetual Help, we treat older adults just like you would any member of your own family: with unconditional care, support,..."
READ MORE208 S. Kossuth St, Millstadt, IL 62260
Call 1-855-287-5093 for details
4.0
(4)
"Our independent and assisted living apartments are just the tip of the iceberg in terms of comfort and quality of life. We desire Garden Pla..."
READ MORE3.0
(3)
"The St Louis Altenheim is a boutique senior living community quietly situated on the bluffs of the Mississippi in the historic Carondelet ne..."
READ MORE"The Mary Culver Home for Visually Impaired Women For more than 150 years, the Mary Culver Home has been a haven for women with vision loss...."
READ MORE12335 W. Bend Drive, Saint Louis, MO 63128
Call 1-855-287-5093 for details
4.3
(34)
"With exceptional staff, amenities, comfort and care, you can rest assured that Cedarhurst of Tesson Heights will provide all life’s necessit..."
READ MORE27 Reinke Road, Ellisville, MO 63021
Call 1-855-287-5093 for details
4.2
(28)
"Nestled in the charming town of Ellisville, Westview at Ellisville Assisted Living & Memory Care is a newly built assisted living commun..."
READ MORE4.4
(17)
"Garden Villas South Luxury Retirement and Assisted Living Community continues the grand tradition of excellence established by the Delmar Ga..."
READ MORE3300 Lake Bend Drive, Saint Louis, MO 63088
Call 1-855-287-5093 for details
4.7
(11)
5.0
(8)
"A town rich in history and traditions, Waterloo is recognized on the National Register of Historic Places for its charming downtown. Cater..."
READ MORE4.5
(11)
4.3
(12)
3.8
(27)
"Located in the heart of Ballwin, Lutheran Senior Services at Meramec Bluffs is a life plan community that offers independent and a..."
READ MORE3.6
(20)
2929 Dougherty Ferry Road, Saint Louis, MO 63122
Call 1-855-287-5093 for details
4.4
(7)
4.0
(10)
"The Glen at Aberdeen Heights is the most complete senior care provider in the area - and the most convenient, located right in the heart of ..."
READ MORE4.0
(10)
1214 Freedom Blvd, Jefferson City, MO 65109
Call 1-855-287-5093 for details
4.8
(5)
"Primrose is committed to providing a happy, healthy environment for our residents. Assisted living is designed for seniors who want the pri..."
READ MORE4.3
(6)
"Your Life, Your Way. With 26 Assisted Living apartments and 34 Memory Care apartments, each resident is able to enjoy the independence the..."
READ MORE13612 Big Bend Road, Saint Louis, MO 63088
Call 1-855-287-5093 for details
3.5
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3.4
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4.7
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"Centrally located in Kirkwood, Missouri, St. Agnes Home is near Manchester Road, Missouri Baptist Medical Center and downtown St. Louis. Acc..."
READ MORE5.0
(2)
4005 RIPA AVENUE, Saint Louis, MO 63125
Call 1-855-287-5093 for details
2.5
(12)
"____________________________________________ Alexian Brothers Sherbrooke Village is a residential care, assisted living, short-term rehab..."
READ MORE5000 SOUTH BROADWAY, Saint Louis, MO 63111
Call 1-855-287-5093 for details
2.7
(7)
3.0
(5)
"_____________________________________________ Kasey Paige Assisted Living is a premiere senior community located in St. Louis Missouri ai..."
READ MORE9350 Green Park Road, Saint Louis, MO 63123
Call 1-855-287-5093 for details
2.1
(27)
"Green Park Senior Living Community is a full service community providing skilled nursing care and therapy for your loved ones. We're dedicat..."
READ MORE3.7
(3)
3.0
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4.0
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3.0
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703 S Laclede Station Rd, Webster Groves, MO 63119
Call 1-855-287-5093 for details
"“IT FEELS LIKE HOME….IT IS A HOME†At Family Partners Home, our assisted living homes provide the most cost-effective, safe and stim..."
READ MOREAccording to the Genworth 2018 Cost of Care study, the average monthly cost of assisted living in Jefferson County is $3,500, which is $500 cheaper than the national average. However, this area is expensive when compared to Missouri as a whole. In Springfield, the cost is much lower at $2,215 a month, followed by Joplin at $2,650.
Jefferson City has a monthly cost that is just $45 a month higher than Jefferson County, and the most expensive area in the state for assisted living is Kansas City, with a monthly average of $4,050.
Note: Senior care cost data wasn’t available for Jefferson County, so data for the wider St. Louis area was used.
The Cost of Assisted Living in Surrounding Areas
Jefferson Co…National Ave…State AverageJefferson CityColumbiaCape Girard…SpringfieldJoplinKansas City$2,000$2,500$3,000$3,500$4,000$4,500
RegionCost of Assisted Living
Jefferson County/St. Louis area$3,500.00
National Average$4,000.00
State Average$2,844.00
Jefferson City$3,545.00
Columbia$3,975.00
Cape Girardeau$4,000.00
Springfield$2,215.00
Joplin$2,650.00
Kansas City$4,050.00
$4,500
Jefferson County/St. Louis area
$3,500
National Average
$4,000
State Average
$2,844
Jefferson City
$3,545
Columbia
$3,975
Cape Girardeau
$4,000
Springfield
$2,215
Joplin
$2,650
Kansas City
$4,050
The monthly cost in Jefferson County for assisted living is an average of $3,500. This is $500 cheaper than the national average, which makes it quite affordable compared to other levels of care. In-home care services are around $800 more expensive in this area compared to assisted living, which makes the latter even more affordable when considering the regular household bills, such as utilities, maintenance and repair and property taxes, that are included in the cost of assisted living. Care in a nursing facility is much more expensive than all other options, although the level of care is higher, and it’s also easier to receive financial assistance to pay for this type of facility.
Assisted Living
$3,500
Homemaker Services
$4,290
Home Health Aide
$4,315
Adult Day Health Services
$1,863
Nursing Home Care
$5,293
MO HealthNet is the Medicaid program for seniors and disabled people in Jefferson County and Missouri as a whole. This program helps low-income residents pay for many of their health care expenses as well as some types of long-term care.
Services covered at low or no cost include nursing home care, in-home care, hospitalization, outpatient services and related lab or X-ray fees, physicians, dental care, drugs and medical equipment.
Eligibility requirements for seniors include:
Countable assets for the purpose of MO HealthNet include bank accounts, cash and investments. The family home isn’t counted if it’s occupied by the applicant or dependent. Other exempt assets include one vehicle, personal effects, household items and burial trusts.
There are much higher limits allowed for both assets and income for married couples if the applicant is receiving nursing care while their spouse is not.
Missouri does not cover assisted living by default. However, seniors can receive partial coverage from MO HealthNet for assisted living if approved for the Supplemental Nursing Care program explained below.
Seniors can apply online or by mail or call the Family Support Division at (855) 373-4636 for help in the application process. Alternatively, Jefferson County residents can find a local office to apply in person.
Supplemental Nursing Care
MO HealthNet partially covers assisted living if the person also has approval for the Supplemental Nursing Care program. SNC only provides a small monthly payment; however, it’s a cash payment, which means it can be used in facilities that don’t accept Medicaid.
As of 2019, individuals in assisted living facilities receive $292 per month, and those in residential care facilities receive $156. There is also a $50 personal needs allowance for all SNC recipients.
Eligibility requirements include:
Each client’s case manager or the staff at the facility they’re living in generally handles applications for the SNC.
Veterans Affairs Aid and Attendance
Veterans or their family members should make sure they’re receiving all of the benefits entitled to them from the VA, such as the Aid and Attendance program. Seniors who meet the requirements receive an extra payment each month on top of the pension they’re getting now, and this can be used to help pay for assisted living.
To be eligible for the A&A program, individuals must require help with activities of daily living, be bedridden or in nursing care or have poor eyesight.
Recipients of this program must also have an honorable discharge, a service history with a minimum of 90 days active duty and one day of wartime.
Veterans can apply for the Aid and Attendance program at the St. Louis Regional Office of the VA.
Elderlife Bridge Loan
This type of financing offered by Elderlife is for seniors who can’t qualify for other types of financial assistance and need fast access to cash on a short-term basis. This loan can help pay for relocation, entrance fees and additional initial costs associated with assisted living.
A bridge loan generally comes with a term of one year or less, so it can be a good option for seniors who are waiting on other applications for assistance or the sale of assets such as their home.
Seniors undergo an application process similar to other loans, which means their credit score and additional financial details are the key factors.
Interested persons can read more and apply online at Elderlife Financial Services.
Each part of Missouri is served by its own Area Agency on Aging. In Jefferson County, the AAA is Aging Ahead, which also operates multiple senior centers. Seniors can benefit from regular activities such as light exercise, arts and crafts, guest presentations and general socialization. Specialists also advise seniors and their families on services available locally and can answer questions about Medicaid, the health insurance marketplace and long-term care needs.
Aging Ahead – Arnold
1695 Missouri State Road, Arnold, MO 63010
(636) 296-0475
Aging Ahead – DeSoto
13227 State Highway E, DeSoto, MO 63020
(636) 337-7578
Aging Ahead – House Springs
6180 Highway MM, House Springs, MO 63051
(636) 677-4578
Aging Ahead – Quad Cities
221 Bailey Road, Crystal City, MO 63019
(636) 937-8333
Each part of Missouri is served by its own Area Agency on Aging. In Jefferson County, the AAA is Aging Ahead, which also operates multiple senior centers. Seniors can benefit from regular activities such as light exercise, arts and crafts, guest presentations and general socialization. Specialists also advise seniors and their families on services available locally and can answer questions about Medicaid, the health insurance marketplace and long-term care needs. Aging Ahead – Arnold
1695 Missouri State Road, Arnold, MO 63010
(636) 296-0475 Aging Ahead – DeSoto
13227 State Highway E, DeSoto, MO 63020
(636) 337-7578 Aging Ahead – House Springs
6180 Highway MM, House Springs, MO 63051
(636) 677-4578 Aging Ahead – Quad Cities
221 Bailey Road, Crystal City, MO 63019
(636) 937-8333
Veterans in Jefferson County and their dependents should contact a VA benefits office to find out whether they’re eligible for any additional benefits or service, such as the Aid and Attendance program. Staff can assist with the application process for various VA services and help submit an appeal if the application is denied. The VA Hospital in St. Louis provides health care to veterans in the area.
St. Louis Regional VA Benefits Office
9700 Page Ave., St. Louis, MO 63132
(800) 827-1000
John Cochran Veterans Hospital
915 N. Grand Blvd., St. Louis, MO 63106
(314) 652-4100
Go a bit further out to explore pricing and amenities.
$1,300
$6,775
$2,819
$4,295
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