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An explanation of retirement living costs. Visit to learn more about finding the right retirement community or to find a retirement community near you.

Discover the typical cost of living in a retirement community, what&#39;s included in the cost of a retirement communities and what to expect in various types of retirement communities.

The Cost of Living in a Retirement Community

An article defining Activities of Daily Living. Learn more about Senior Care by browsing our library of insightful articles or find senior care using our comprehensive directory.

Learn about activities of daily living, how ADLs are assessed and what the results can mean if you&#39;re considering long-term care for yourself or a loved one.

A Primer on the Activities of Daily Living (ADLs)

A brief overview of veterans benefits, what they offer, and how to learn more about them.

Some veteran benefits can help with assisted living costs. Discover which ones can, how to apply and how to find the ideal assisted living community for your loved one.

Veterans Benefits: A Brief Overview

Veterans Benefits

Learn more about the pros and cons of buying long-term insurance and how to use it to pay for senior care.

Learn about long-term care insurance for seniors, what services are covered, who is eligible, its benefits, how to sign up, and viable alternatives to this policy.

Long-Term Insurance: Planning for Your Future

Life insurance can be a powerful financial retirement tool if used properly. Learn how.

A life settlement from life insurance provides financial freedom for retirees. Discover how life settlements work, how much you&rsquo;ll get, eligibility requirements, and more.

Financing Your Retirement with Life Insurance

An article explaining what PACE Programs are. Learn more about PACE Programs or search our nationwide directory to find home care near you.

The Program of All-Inclusive Care for the Elderly (PACE) combines all the services offered by Medicare and Medicaid. Learn more about the program, eligibility, and how to apply for PACE.

PACE Programs: Programs of All-Inclusive Care for the Elderly

As the population ages and Baby Boomers face the realities of paying for care for their parents and for themselves, it becomes clear that the biggest hurdle to senior care is paying for it.

Learn about the cost of long-term care and ways you can pay for care, including Medicaid, VA benefits and the PACE program, in this guide for older adults.

Paying for Long-Term Care: How to Overcome this Costly Hurdle to Safeguard Your Future

Paying for Long-Term Care: An Overview

Learn about tips for senior downsizing, how to make the downsizing process as easy as possible, and senior downsizing options.

From saving money to avoiding household chores, there are dozens of great reasons to downsize. Read our free guide for tips on navigating the process.

Senior Downsizing Guide

Senior Downsizing Tips

memory-care

For seniors coping with dementia, one of the greatest frustrations is the inability to do those things they once loved. Activities and hobbies that used to be second nature might start to feel fuzzy or distant. This harsh reality can be discouraging for the person suffering from dementia, as well as the friend or loved one who is trying to engage them.

Learn about the benefits of activities for people with dementia and find a list of dementia-friendly things to do in this comprehensive guide.

Activities To Do With Seniors Who Have Dementia

12 Activities for People With Dementia

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Costs at North Oaks on Emerson

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According to the <a href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" rel="noopener noreferrer" target="_blank">Genworth 2018 Cost of Care Study</a>, the average monthly cost of assisted living in Minneapolis is the highest in Minnesota, where the average cost is $4,000. Minneapolis&rsquo; cost of assisted living is above the national average, which is $4,000 per month, as well. When compared to larger cities, like Duluth, assisted living costs in Minneapolis aren&rsquo;t too much higher, but when compared with smaller cities like Rochester ($3,770) and St. Cloud ($3,716), the difference is substantial.

Assisted Living Costs in Minneapolis

Cost of Assisted Living Comparison Chart

The average cost of care is determined mostly by the type of care required, and in Minneapolis, this is definitely the case. The average monthly cost of nursing home care in the city is more than $4,000 higher than the cost of assisted living. When compared with home care, assisted living is also less expensive, especially when additional expenses, such as rent, food and utilities, are taken into account. These costs are usually included in the cost of assisted living.&nbsp; Cost of Homemaker/Home Health Aide Comparison Chart 
<li>Assisted living: $4,425</li>
<li>Homemaker services: $5,529</li>
<li>Home health&nbsp;aide: $5,815</li>
<li>Adult day health: $1,798</li>
<li>Nursing home care (semiprivate room): $8,491</li>

Care Cost Comparison

Cost of Homemaker/Home Health Aide Comparison Chart

Financial Assistance for Assisted Living in Minneapolis

Minnesota&nbsp;Housing Support Program 
 
The&nbsp;<a href="https://mn.gov/disability-mn/a-z/?id=1095-289099" rel="noopener noreferrer" target="_blank">Housing Support</a> program is available to low-income seniors who reside in an approved and licensed long-term care facility. The program pays for the cost of room and board, which isn&rsquo;t generally covered by Medicaid or other state assistance plans. The maximum benefit from this program is $904 per month. 
 
To be eligible for this benefit, seniors must meet the financial requirements in place for Supplemental Security Income. This means that income must not exceed $750 per month for individual applicants or $1,125 for those applying as a couple. Additionally, applicants may not own assets valued at more than $2,000 for individuals or $3,000 for couples.&nbsp; 
 
Seniors can&nbsp;<a href="https://applymn.dhs.mn.gov/online-app-web/spring/public/process-login?execution=e1s1" rel="noopener noreferrer" target="_blank">apply online</a> or send a&nbsp;<a href="https://edocs.dhs.state.mn.us/lfserver/Public/DHS-5223-ENG" rel="noopener noreferrer" target="_blank">paper application</a> to their nearest <a href="https://edocs.dhs.state.mn.us/lfserver/Public/DHS-0005-ENG" rel="noopener noreferrer" target="_blank">county or tribal office</a>.&nbsp; 
 
Minnesota Supplemental Aid 
 
Some low-income seniors may be eligible for <a href="https://mn.gov/dhs/people-we-serve/adults/economic-assistance/income/programs-and-services/msa.jsp" rel="noopener noreferrer" target="_blank">Minnesota Supplemental Aid</a>, which is a cash benefit for those who need assistance with the cost of housing or health care. Although payments are typically issued monthly, the MSA&nbsp;sometimes provides special payments to those who require assistance with unexpected expenses such as conservator service fees, medically prescribed special diets or representative payee services.&nbsp; 
 
To be eligible for the program, seniors must be receiving federal Supplemental Security Income benefits or meet the same financial requirements&nbsp;as the state Medicaid program.&nbsp; 
 
Seniors can&nbsp;<a href="https://applymn.dhs.mn.gov/online-app-web/spring/public/process-login?execution=e1s1" rel="noopener noreferrer" target="_blank">apply online</a> for the MSA&nbsp;or contact the Hennepin&nbsp;County Human Services and Public Health Department at (612) 596-1300. 
 
Elderlife Bridge Loan 
 
<a href="https://elderlifefinancial.com/" rel="noopener noreferrer" target="_blank">Elderlife</a>&nbsp;Financial Services provides low-interest bridge loans to seniors who require some assistance with the cost of assisted living or other types of long-term care. Bridge loans are issued to the senior&rsquo;s&nbsp;residence and can be repaid in monthly installments. Eligibility is dependent on income and credit history. However, seniors who are unable to qualify for a loan on their own may include up to six cosigners on their application to increase their chances of approval and reduce monthly payments.&nbsp; 
 
Long-Term Care Insurance 
 
<a href="https://mn.gov/commerce/consumers/your-insurance/long-term-care/" rel="noopener noreferrer" target="_blank">Long-term care insurance</a>&nbsp;policies cover the cost of long-term care in licensed assisted living or nursing care facilities. Typically, the policyholder is required to pay an annual deductible before a claim is processed and paid to their place of residence.&nbsp; 
 
The specific terms of long-term care insurance policies vary depending on the provider and plan purchased, but generally, policies need to be bought while the policyholder is in reasonably good health, and premiums are calculated based on the policyholder&rsquo;s age and health history.&nbsp;

Other Financial Assistance Programs for Assisted Living

The average cost of assisted living in the city is $4,425 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on Assisted Living Community in Minneapolis and several in surrounding areas. <ul><li>Assisted living: $4,425</li><li>Nursing home semiprivate room: $8,491</li><li>In-home care: $5,529</li><li>Adult day health services: $1,79840</li></ul>

Assisted Living in Minneapolis, MN

Assisted Living Articles and Resources

Minnesota&rsquo;s Medicaid program is called <a href="https://mn.gov/dhs/people-we-serve/seniors/" rel="noopener noreferrer" target="_blank">Medical Assistance</a>. The state&rsquo;s various MA programs provide financial assistance and healthcare services to low-income individuals living in the state. In some cases, MA may pay for the cost of long-term care, prescription medications, home modifications or medical equipment. The program serves seniors as well as those who are disabled, ill, injured or pregnant.&nbsp; 
 
MA helps seniors in many ways, including providing help&nbsp;with the cost of assisted living and housing expenses to low-income seniors and disabled persons throughout Minnesota. While seniors can receive MA through the state&rsquo;s standard plan, several waiver programs provide benefits that are more specific to seniors who reside in assisted living facilities.&nbsp; 
 
Eligibility requirements for all waivers and the MA state plan stipulate that seniors must be assessed and require the level of care that&rsquo;s specific to the waiver or plan that they&rsquo;re applying for. Financially, the requirements are the same for all waivers and the state plan. Seniors may not earn more than $1,005 per month and may not own assets valued at more than $3,000 in total, excluding their home, which may not exceed a value of $572,000.&nbsp; 
 
To receive assistance with or to apply for the MA state plan or any of the waivers listed below, seniors can contact the Minnesota Health Care Programs Help Desk at (800) 657-3739. 
 
Elderly Waiver 
 
The MA <a href="https://mn.gov/dhs/people-we-serve/seniors/services/home-community/programs-and-services/elderly-waiver.jsp" rel="noopener noreferrer" target="_blank">Elderly Waiver </a>provides assistance to seniors who require a nursing level of care but wish to continue living at home or in an assisted living facility. It offers assistance with the cost of care and helps seniors to access a variety of services such as nurse visits, nonemergency transportation and adult companion services.&nbsp; 
 
Community Access for Disability Inclusion Waiver 
 
The&nbsp;<a href="https://mn.gov/dhs/people-we-serve/people-with-disabilities/services/home-community/programs-and-services/cadi-waiver.jsp" rel="noopener noreferrer" target="_blank">Community Access for Disability Inclusion Waiver</a>&nbsp;provides support and financial aid to those under the age of 65 who require nursing care or assisted living. However, those who are enrolled in the program prior to turning 65 years of age may continue to participate after their 65th birthday and receive financial assistance with the cost of assisted living or nursing home care.&nbsp;

Medicaid in Minnesota

Detailed profile of  Assisted Living Facility in Minneapolis, MN. Average cost is 4425 per month.  Reviews, ratings, costs, pictures, amenities, and more.

 Assisted Living Facility in Minneapolis, MN (with Reviews)

Nearby Assisted Living Facilities

Other Senior Living in Minneapolis, MN

Assisted Living Resources in Minneapolis

Area Agencies on Aging provide seniors with advocacy programs such as long-term care ombusmen and benefits assistance and mediation services. Additionally, they provide seniors with access to community programs and support groups when the need exists.

Area Agency on Aging

Seniors who have served in the military can usually access a broad range of benefits that are provided by Veterans Affairs (VA). Eligible seniors can also access medical care in VA clinics across the country. To learn about eligibility and available programs, seniors can visit their local Veterans Services office.&nbsp;

Veterans Affairs

Reviews of Minneapolis Assisted Living Facilities

2RNs Care Home is a welcoming assisted living residence located at 4201 N Morgan Ave in Minneapolis, Minnesota. Set within a quiet and safe residential neighborhood, the home offers a peaceful environment where residents can enjoy personalized care, comfort, and a strong sense of community. Its convenient location provides easy access to nearby bus routes and local attractions, including the scenic Camden Ponds, offering opportunities for outdoor relaxation and leisurely walks.

The community features an intimate, residential-style layout, designed to create a cozy and familiar atmosphere for residents. Private rooms are thoughtfully furnished for comfort and privacy, while shared common areas encourage social interaction and relaxation. Climate-controlled interiors ensure year-round comfort, and the smaller setting allows caregivers to provide attentive, individualized support tailored to each resident's needs.

Residents at 2RNs Care Home benefit from a comprehensive range of amenities and services that support both daily living and overall well-being. Nutritious, home-cooked meals are prepared daily with dietary accommodations available, along with snacks and hydration stations throughout the day. Housekeeping, laundry services, and transportation for medical appointments or outings are included, helping residents enjoy a worry-free lifestyle. Wi-Fi access and entertainment options are also available to keep residents connected and engaged.

A key highlight of the community is its nurse-led care model, with 24/7 support provided by experienced Registered Nurses. Personalized care plans are developed for each resident, including medication management, assistance with daily living activities, and ongoing wellness monitoring. The home is equipped with fall prevention systems and emergency response readiness to ensure safety and peace of mind. In addition, the community is experienced in supporting residents with a variety of needs, including mobility assistance, lift transfers, and specialized programs for CADI, TBI, elderly waiver participants, and private pay residents.

Residents are encouraged to stay active and engaged through a variety of activities and enrichment programs, including social gatherings, games, movie nights, and mentally stimulating activities. The proximity to Camden Ponds further enhances opportunities for outdoor enjoyment and connection with nature. Flexible visiting hours also allow family and friends to remain closely involved in residents' lives.

With its combination of compassionate, nurse-led care, comfortable living spaces, and a strong focus on safety and personalized support, 2RNs Care Home provides a nurturing and dependable environment where residents can feel at home while receiving the care they need to thrive.

 To learn more about this provider's license and review other available state reports, please visit: <a href="https://www.health.state.mn.us/facilities/regulation/directory/providerselect.html">Minnesota Health Care Provider Directory</a>

2RNs Care Home

At Covenant Living of Golden Valley, assisted living is designed to help residents with day-to-day activities, while promoting health and wellbeing. If youre like most people, you value your independence, but want the security of knowing that assistance is available in a private and comfortable setting. Our private assisted living residences will make you feel right at home with the assistance you need to live an active and independent lifestyle. Our customized personal assistance and supportive environment provide the foundation for independence.

Each member of Covenant Living of Golden Valleys memory care staff initiates interest-specific programs designed to help ease the challenges of memory loss including reminiscing, spiritual opportunities, life histories and moreall in a secure, comforting environment in the Minneapolis, Minnesota area.

Also, as part of the Covenant Living of Golden Valley continuing care community, you'll have access to campus resources not often found in freestanding Assisted Living residences. With our continuum of care, you'll have peace of mind knowing care resources are available should needs change over time.

Keep in mind, you do not have to be a current resident of our retirement community to benefit from our Assisted Living, Memory Care, Skilled Nursing or short-term Rehabilitation services, nor will you have to pay an entrance fee to enter one of the areas noted above. To learn more about this providers license and review other available state reports, please visit: <a href="https://www.health.state.mn.us/facilities/regulation/directory/providerselect.html">Minnesota Health Care Provider Directory</a>

Covenant Living of Golden Valley Assisted Living and Memory Care

Lush and tranquil surroundings, never far from the bustle of a major metropolitan citylife in Golden Valley, MN, comes with many perks. At home in our retirement community, youll enjoy a wooded, park-like campus adjacent to a creek and a nature preserve, just 10 minutes from downtown Minneapolis and its endless cultural arts, dining and shopping opportunities.

Covenant Living of Golden Valley offers an array of stunning and completely maintenance-free studio, one-bedroom, one plus den and two-bedroom apartment homes. Our peaceful, self-contained, and perfectly located retirement community offers the senior living advantages and value you wont find elsewhere.

With several entrance fee choices, including refundable options and a full continuum of care, were a Continuing Care Retirement Community (CCRC) that offers a wellness center and a range of health care options for a confident and secure future.

What else can you only find at Covenant Living of Golden Valley? The warmth and welcoming fellowship of our residents: retired professionals who are known for their on-the-go energy and their civic and spiritual values. To learn more about this providers license and review other available state reports, please visit: <a href="https://www.health.state.mn.us/facilities/regulation/directory/providerselect.html">Minnesota Health Care Provider Directory</a>

Covenant Living of Golden Valley

Suite Living of Crystal, located at 3501 Douglas Drive North in Ramsey (Crystal), Minnesota, is a welcoming assisted living and memory care community offering 32 private suites. Known for providing compassionate, faith‑filled care aimed at nurturing each resident's physical, emotional, and spiritual well‑being, the community reflects its mission through personalized attention in both assisted living and memory care programs.

Its small, intimate size creates a cozy, homelike atmosphere where staff truly get to know residents and their families.

Residents at Suite Living of Crystal enjoy a range of thoughtfully provided amenities designed to enhance daily living. On‑site salon and barber services, weekly housekeeping and laundry for both clothing and linens, and guest parking help residents and families feel comfortable and cared for. A secure facility with a security gate and garden and patio areas providesa safe outdoor space. The dining experience includes shared meals in a bright dining room with option for guests at mealtime, and many suites also feature in‑room kitchenettes for added independence. Scheduled activities include music sessions, games, yoga, gardening, and arts and crafts—nourishing mind, body, and spirit in a supportive setting.

What distinguishes Suite Living of Crystal is its deeply rooted mission: a faith‑centered, compassionate environment that supports residents at their highest level. The care team brings over 20 years of experience, with all staff hired and trained directly by Suite Living, ensuring consistent, dedicated caregiving. 

Safety measures include secure memory care areas, 24‑hour oversight, and a calming homelike setting. Conveniently located in Crystal—a suburb just five miles from downtown Minneapolis—it offers easy access to nearby parks, shopping, clinics, and community resources.

 To learn more about this provider's license and review other available state reports, please visit: <a href="https://www.health.state.mn.us/facilities/regulation/directory/providerselect.html">Minnesota Health Care Provider Directory</a>

Suite Living of Crystal

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North Oaks on Emerson - Minneapolis, Minnesota

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