184 Assisted Living Communities in Baltimore, Maryland

The average cost of assisted living in the city is $4,250 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 184 Assisted Living Communities in Baltimore and several in surrounding areas. The Cost of Senior Care in Baltimore, MD

Assisted Living: $4,250
Nursing Home Care: $9,733
In-home Care: $4,004
Adult Day Health Services: $1,880

Assisted Living Facilities near Baltimore, Maryland

Our Family Advisors can help your family make a confident decision about senior living.

Reviews of Assisted Living Facilities in Baltimore

Brenda

3.0

October 18, 2019

I am a friend or relative of a current/past residentReview of Future Care Northpoint

Future Care Northpoint was understaffed, and the food was horrible. My husband got a hotdog and sauerkraut one time and a piece of cheese on two pieces of bread at another time. They did a lot of sandwich stuff, which was ridiculous. They kept saying he can wheel himself down to the cafeteria for better choices, but he can't even get himself to a wheelchair. The facility needed updating. It's very old, very small, and very cramped. His room was small and very dark. The rehab was very well, which is a 4 out of 5, but they're understaffed as well.

Sharon

5.0

June 30, 2018

I am a friend or relative of a current/past residentReview of Noble Senior Living at Baltimore

It is a nice and good place. My brother enjoys them. They make friends, play games, and go out. My brother says the food is OK. The dining room has tables and chairs, and a buffet. My brother has the room to himself.

Diane

5.0

November 16, 2017

I am a friend or relative of a current/past residentReview of KESWICK MULTI-CARE CENTER

We've placed my father at Keswick Multi-Care Center. It's only been a few days. They're wonderful and very accommodating. It's a very nice facility and it's spotless. They prepare the meals, but you can dine for breakfast and lunch.

Burned past resident

1.0

November 12, 2013

I Am A Current/Past ResidentReview of Phoenix Rising Llc

I wasn't expecting much for only $2,000 per month but a few nice employees hardly make up much for the sour ones. The meals were meager but sometimes good. The residents are nice and easy going. The place is clean. My only great complaint is that I was cheated out of $3,000. I had paid well in advance but my doctor said that I could return home early. The owner, Kwame Tanner, agrees that he owes me the refund but, after months of trying, he has yet to return my money.

Map of Baltimore, Maryland

Assisted Living Costs in Baltimore

The 2018 Genworth Cost of Care survey compiled senior care costs from across the nation. The survey shows a monthly rate of $4,250 for assisted living in Baltimore, which is $423 below the state median of $4,673, but $250 above the national average of $4,000. Seniors in Baltimore pay considerably less than those in California ($5,900), Salisbury ($5,315) and Hagerstown ($5,045). Assisted living in Baltimore is $800 more expensive than in Cumberland, which has the lowest average cost in Maryland at $3,650 per month.

The Cost of Assisted Living in Surrounding Areas

Baltimore Area

$4,250.00

National Average

$4,000.00

State Average

$4,673.00

California Area

$5,900.00

Salisbury

$5,315.00

Hagerstown Area

$5,045.00

Cumberland

$3,650.00

Care Cost Comparison

Senior care costs in the city of Baltimore vary widely from an average of just $1,880 per month for weekday-only adult day health services to $9,733 for round-the-clock skilled nursing home care. These drastic price differences are primarily related to the level of care provided. At $4,250, the monthly price of assisted living is on par with home health aide services ($4,242) and about $250 more than homemaker services. Seniors comparing their options should keep in mind that rates for in-home care are based on 44 service hours per week and don’t cover food and housing-related expenses. In contrast, the rate for assisted living includes room and board, which covers meals and accommodations.

Senior Care Cost Comparison Chart

Assisted Living

$4,250.00

Homemaker Services

$4,004.00

Home Health Aide

$4,242.00

Adult Day Health Services

$1,880.00

Nursing Home Care

$9,733.00

Financial Assistance for Assisted Living in Baltimore

Medicaid in Maryland

Close to a million Maryland residents receive free or low-cost health insurance coverage through Medicaid, the government-funded health care program for Americans who have limited income and resources. Of this number, one in five residents are elderly, blind or disabled.

The Maryland Department of Health administers the state Medicaid program known as Medical Assistance. The program provides a wide range of health care benefits to eligible Maryland residents of all ages, including children, pregnant women, disabled adults and seniors. Covered benefits include doctor visits, clinic and hospital services, prescriptions, home health care services and long-term care in a nursing facility.

Baltimore residents must be U.S. citizens or permanent legal residents and aged 65 or older or disabled to qualify for MA home and community-based long-term care coverage. Those approved for Supplemental Security Income benefits are enrolled in MA automatically. Others who apply must meet specific financial criteria of:

A maximum monthly income of $2,313 per person whether single or married
Up to $2,000 in total countable assets for single applicants
Up to $3,000 in combined countable assets for married co-applicants

All sources of income count toward the MA eligibility limits, along with assets, such as cash, bank account balances, stocks, bonds and investment real estate. Some assets are excluded, including one vehicle, personal belongings, an owner-occupied home valued up to $585,000 and household effects.

Community First Choice Services Program

Maryland’s MA program offers the Community First Choice Services program to give seniors the option of receiving long-term care support services in a community setting, such as an assisted living facility. To qualify, applicants must meet the eligibility requirements for MA coverage and need assistance with basic activities of daily living. The program’s goal is to help seniors avoid premature nursing home admission by providing a range of support services, such as:

Support planning
Personal care
Monitoring by a nurse
Personal emergency response systems
Assistive technology
Transition assistance to relocate from a nursing facility

Baltimore seniors can apply for MA coverage online or call (800) 332-6347. To learn more about the CFCS program or apply, seniors can contact the city’s Maryland Access Point helpline at (410) 396-2273.

Maryland Home and Community-Based Waiver Programs

Maryland currently offers two waiver programs to help seniors with MA long-term care coverage who are currently living in nursing homes transition back to a community setting, such as an assisted living facility. The Community Options and Increased Community Services waiver programs provide case management, transition assistance and a range of similar support services, such as personal care assistance, nutritionist services, assistive technologies, nurse monitoring and personal emergency response systems.

Each waiver program has financial requirements that must be met. The two programs have the same asset limit of $2,000 to $2,500, but different income limits:

With the Community Options program, individual applicants are limited to $2,313 per month.
With the Increased Community Services program, seniors must have an income less than the state rate for nursing home care, which is currently about $6,813 per month. However, they must contribute any income over $2,313 toward their care costs.

For more information on the CO waiver, seniors can contact Medicaid Long Term Care and Waiver Services at (410) 767-1739. To learn more about the ICS waiver, seniors can call the Baltimore MAP helpline at (410) 396-2273.

Other Financial Assistance Programs for Assisted Living

Optional State Supplementation

Baltimore seniors who receive SSI payments or meet the program’s eligibility requirements except for income may be eligible for a cash benefit through the Maryland Optional State Supplementation program. Seniors who live in care homes or assisted living facilities may qualify for up to $184 per month to help pay for room and board or other expenses.

To apply for Maryland OSS benefits, seniors can call the Social Security Administration at (800) 772-1213.

Senior Assisted Living Group Home Subsidy

The Maryland Senior Assisted Living Group Home subsidy is a state-funded program that provides up to $650 per month toward the cost of assisted living services to give eligible seniors an alternative to nursing home admission.

The program is open to frail Baltimore residents aged 62 or older who can’t live independently due to physical or mental impairment. Applicants must live in a small, licensed group home under contract with the city’s designated Area Agency on Aging and meet the program’s financial guidelines:

Single seniors are allowed a maximum income of $2,904 per month and assets of $11,000 or less
Couples applying together can have up to $3,797 in combined monthly income and assets worth up to $14,000

The program accepts a limited number of participants, so qualified seniors may be placed on a waiting list before receiving assistance.

To learn more or apply, seniors can contact the Baltimore Health Department’s Division of Aging and CARE Services at (410) 396-4932.

Assisted Living Resources in Baltimore

Senior Centers

Baltimore is home to 13 senior centers that offer a wide variety of programs, activities and services to help older adults stay active and engaged with their peers and the community.

Each center hosts the Eating Together in Baltimore congregate lunch program that provides nutritious weekday meals for those aged 60 and older. Other programs vary between centers but may include arts and crafts, exercise classes, bingo and other popular games, Bible studies and day trips. Most centers host health screenings, educational seminars, special social events and outreach services.

Aging Services Access Line

The Baltimore City Health Department’s Aging Services office operates the Maryland Access Point helpline to provide seniors and their families with a single gateway to aging-related resources. MAP and assistance specialists provide screening and referrals for vital programs and services, such as options counseling, loans of medical equipment, needs assessments, caregiver support, nutrition and transportation. MAP of Baltimore City
417 E. Fayette St., Sixth Fl., Baltimore MD, 21202
(410) 396-2273