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independent-living

An explanation of retirement living costs. Visit to learn more about finding the right retirement community or to find a retirement community near you.

Discover the typical cost of living in a retirement community, what&#39;s included in the cost of a retirement communities and what to expect in various types of retirement communities.

The Cost of Living in a Retirement Community

An article defining Activities of Daily Living. Learn more about Senior Care by browsing our library of insightful articles or find senior care using our comprehensive directory.

Learn about activities of daily living, how ADLs are assessed and what the results can mean if you&#39;re considering long-term care for yourself or a loved one.

A Primer on the Activities of Daily Living (ADLs)

A brief overview of veterans benefits, what they offer, and how to learn more about them.

Some veteran benefits can help with assisted living costs. Discover which ones can, how to apply and how to find the ideal assisted living community for your loved one.

Veterans Benefits: A Brief Overview

Veterans Benefits

Learn more about the pros and cons of buying long-term insurance and how to use it to pay for senior care.

Learn about long-term care insurance for seniors, what services are covered, who is eligible, its benefits, how to sign up, and viable alternatives to this policy.

Long-Term Insurance: Planning for Your Future

Life insurance can be a powerful financial retirement tool if used properly. Learn how.

A life settlement from life insurance provides financial freedom for retirees. Discover how life settlements work, how much you&rsquo;ll get, eligibility requirements, and more.

Financing Your Retirement with Life Insurance

An article explaining what PACE Programs are. Learn more about PACE Programs or search our nationwide directory to find home care near you.

The Program of All-Inclusive Care for the Elderly (PACE) combines all the services offered by Medicare and Medicaid. Learn more about the program, eligibility, and how to apply for PACE.

PACE Programs: Programs of All-Inclusive Care for the Elderly

As the population ages and Baby Boomers face the realities of paying for care for their parents and for themselves, it becomes clear that the biggest hurdle to senior care is paying for it.

Learn about the cost of long-term care and ways you can pay for care, including Medicaid, VA benefits and the PACE program, in this guide for older adults.

Paying for Long-Term Care: How to Overcome this Costly Hurdle to Safeguard Your Future

Paying for Long-Term Care: An Overview

Learn about tips for senior downsizing, how to make the downsizing process as easy as possible, and senior downsizing options.

From saving money to avoiding household chores, there are dozens of great reasons to downsize. Read our free guide for tips on navigating the process.

Senior Downsizing Guide

Senior Downsizing Tips

memory-care

For seniors coping with dementia, one of the greatest frustrations is the inability to do those things they once loved. Activities and hobbies that used to be second nature might start to feel fuzzy or distant. This harsh reality can be discouraging for the person suffering from dementia, as well as the friend or loved one who is trying to engage them.

Learn about the benefits of activities for people with dementia and find a list of dementia-friendly things to do in this comprehensive guide.

Activities To Do With Seniors Who Have Dementia

12 Activities for People With Dementia

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Costs at Cedarwood Manor, Inc.

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<a href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" target="_blank" data-mce-href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" rel="noopener noreferrer">Genworth’s&nbsp;2018 Cost of Care</a>&nbsp;study shows that the average monthly cost of&nbsp;assisted living in&nbsp;Lake Charles, Louisiana ($3,125), is one of the lowest in the state next to Monroe’s average cost of $2,950, and it’s&nbsp;less expensive&nbsp;than&nbsp;those in larger cities, such as Shreveport ($3,393) and New Orleans ($3,610). The most expensive city is the state capital of Baton Rouge,&nbsp;where the cost&nbsp;is equal to the national average&nbsp;of $4,000.&nbsp;

Assisted Living Costs in Lake Charles

Cost of Assisted Living Comparison Chart

Depending on the level of care needed the monthly cost of assisted living in Lake Charles is&nbsp;comparable to that of home health care, which is higher than homemaker services ($2,955), although slightly lower than&nbsp;the average monthly cost of a home health aide ($3,241). However, additional costs of living at home, such as utilities, rent or mortgage payments, should be considered when comparing costs to those in an assisted living home, where these costs are typically included.&nbsp;If more intensive services are needed, nursing&nbsp;home care is&nbsp;over $2,000 more expensive per month than assisted living, with monthly costs averaging over $5,000 for both private and semiprivate rooms.&nbsp; Cost of Homemaker/Home Health Aide Comparison Chart 
<li>Assisted living: $3,125</li>
<li>Homemaker services: $2,955</li>
<li>Home health aide: $3,241</li>
<li>Adult day health: n/a</li>
<li>Nursing home care (semiprivate room): $5,171</li>

Care Cost Comparison

Cost of Homemaker/Home Health Aide Comparison Chart

Financial Assistance for Assisted Living in Lake Charles

Assisted Living Bridge Loans Seniors and their families in&nbsp;Lake Charles can apply for a line of credit to help pay for assisted living through Elderlife Financial bridge loans. Seniors can have as many as six people cosign on the loan, and funds generally become available quickly for those approved. The money can then be used in the short term (up to one year) to pay for rent or move-in fees&nbsp;at&nbsp;an assisted living home or home care agency.&nbsp; Because of the short-term nature of these loans, seniors and their families&nbsp;should have a plan for long-term care in place before applying. To determine eligibility, Elderlife&nbsp;Financial considers credit scores, income, home equity and liquid assets. Because multiple family members can apply together, one person’s low credit score may&nbsp;not lead to disqualification.&nbsp;To apply, complete an online form at <a href="https://elderlifefinancial.com/" target="_blank" data-mce-href="https://elderlifefinancial.com/" rel="noopener noreferrer">Elderlife&nbsp;Financial Services</a>&nbsp;or call (888) 228-4500. Veterans Aid and Attendance Veterans and their surviving spouses&nbsp;who are over the age of 65 and require assistance with activities of daily living can receive payments in addition to their pension through the&nbsp;<a href="https://www.benefits.va.gov/pension/aid_attendance_housebound.asp" target="_blank" data-mce-href="https://www.benefits.va.gov/pension/aid_attendance_housebound.asp" rel="noopener noreferrer">Veterans Aid and Attendance</a> program (A&amp;A). To Qualify for A&amp;A, veterans must meet one of the following conditions: 
<li>Require assistance from a person to perform&nbsp;ADLs, such as bathing, dressing,&nbsp;adjusting prosthetic devices and feeding&nbsp;</li>
<li>Be Bedridden</li>
<li>Live in a nursing home due to physical or mental inabilities</li>
<li>Be legally blind</li>
 Income&nbsp;limits include&nbsp;$22,577&nbsp;in annual income for a veteran with no dependents and $26,765 for a veteran with a spouse or child. To calculate income, the program allows applicants to deduct unreimbursed medical expenses.&nbsp;A net worth limit, which includes annual income but&nbsp;excludes the value of homes or vehicles, also exists of up to $126,000 for both single and married applicants.&nbsp; To apply, Lake Charles residents can write to their <a href="https://www.benefits.va.gov/PENSION/resources-contact.asp#mil" target="_blank" data-mce-href="https://www.benefits.va.gov/PENSION/resources-contact.asp#mil" rel="noopener noreferrer">regional pension management center</a>&nbsp;or visit their <a href="https://www.benefits.va.gov/benefits/offices.asp" target="_blank" data-mce-href="https://www.benefits.va.gov/benefits/offices.asp" rel="noopener noreferrer">local benefit office</a>.&nbsp;

Other Financial Assistance Programs for Assisted Living

The average cost of assisted living in the city is $3,125 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 1 Assisted Living Community in Lake Charles and several in surrounding areas. <ul><li>Assisted living: $3,125</li><li>Nursing home semiprivate room: $5,171</li><li>In-home care: $2,955</li><li>Adult day health services: n/a or $1,083 (Lafayette)</li></ul>

Assisted Living in Lake Charles, LA

Assisted Living Articles and Resources

In Louisiana, health care assistance is available to low-income&nbsp;individuals and&nbsp;those with disabilities through the&nbsp;statewide <a href="http://ldh.la.gov/index.cfm/page/220" target="_blank" data-mce-href="http://ldh.la.gov/index.cfm/page/220" rel="noopener noreferrer">Medicaid program</a>. While many care services focus on family planning and children, seniors can apply for a&nbsp;<a href="http://ldh.la.gov/index.cfm/page/234" target="_blank" data-mce-href="http://ldh.la.gov/index.cfm/page/234" rel="noopener noreferrer">long-term care&nbsp;assistance program </a>which provides&nbsp;support to those requiring&nbsp;help with activities of daily living (ADLs). Services include assistance with personal activities such as bathing, dressing, walking, laundry and&nbsp;transportation to medical appointments.&nbsp; To qualify for long-term care assistance, applicants must: <ul>
<li>Be over age 65 or disabled</li>
<li>Live (or plan to live) in a nursing facility, state development center or home for individuals with developmental disabilities&nbsp;</li>
<li>Receive&nbsp;SSI&nbsp;assistance</li>
<li>Reside in Louisiana</li>
<li>Be a U.S. citizen or a qualified alien with permanent residency</li>
<li>Have a valid Social Security number</li>
<li>Earn less than $2,200 in monthly income, and have no more than $2,000 in countable resources (individual)</li>
<li>Earn less than $4,399 in monthly income, and have no more than $3,000 in countable resources (couple)</li>
</ul> Those who make more than the income limits (but meet all other Medicaid requirements) may still be eligible for&nbsp;services&nbsp;through the <a href="http://ldh.la.gov/assets/medicaid/MedicaidEligibilityPolicy/H-1000.pdf" target="_blank" data-mce-href="http://ldh.la.gov/assets/medicaid/MedicaidEligibilityPolicy/H-1000.pdf" rel="noopener noreferrer">Medically Needy Spend-Down Program</a>. For more information, call (800) 230-0690. Also available to seniors with Medicaid is a&nbsp;<a href="http://ldh.la.gov/index.cfm/page/236" target="_blank" data-mce-href="http://ldh.la.gov/index.cfm/page/236" rel="noopener noreferrer">Medicare Savings Program</a>&nbsp;that may provide cost reductions, through Medicaid, to Medicare premiums and other health care costs. To be eligible as a Qualified Medicare Beneficiary (QMB),&nbsp;individuals must have&nbsp;a monthly income of no more than $1,061 and countable resources less than $7,700, and married couples must have no more than&nbsp;$1,430 in monthly income&nbsp;and less than $11,600 in countable resources.&nbsp;To apply,&nbsp;seniors should complete this&nbsp;<a href="http://ldh.la.gov/assets/medicaid/MedicaidEligibilityForms/MedicareSavingsProgram.pdf" target="_blank" data-mce-href="http://ldh.la.gov/assets/medicaid/MedicaidEligibilityForms/MedicareSavingsProgram.pdf" rel="noopener noreferrer">application</a> and submit it <a href="http://ldh.la.gov/index.cfm/subhome/1" target="_blank" data-mce-href="http://ldh.la.gov/index.cfm/subhome/1" rel="noopener noreferrer">online</a>&nbsp;or mail it to&nbsp;MSP Processing Office, P.O. Box 91278,&nbsp;Baton Rouge, LA 70821. Community Choices Waiver The&nbsp;<a href="http://ldh.la.gov/assets/docs/OAAS/publications/FactSheets/CCW-Fact-Sheet.pdf" target="_blank" data-mce-href="http://ldh.la.gov/assets/docs/OAAS/publications/FactSheets/CCW-Fact-Sheet.pdf" rel="noopener noreferrer">Community Choices Waiver</a>&nbsp;provides services to individuals in assisted living that otherwise may be an out-of-pocket expense. Although it doesn’t help with costs for room and board, it does offer personal assistance services for tasks such as eating, dressing and bathing as well as nursing services, assistive devices, medical supplies, adult day health care services, home delivered meals and housing transition and stabilization services. Qualifications for the Community Choices Waiver include an income limit&nbsp;of $2,313 for an individual ($2,000&nbsp;resource limit) and $4,626 for a couple ($3,000 resource limit) when both&nbsp;receive care. If only one member of a married couple requires long-term care, the couple’s resources can total up to $126,420. Because it’s not an entitlement, there is a wait list for&nbsp;those wishing to obtain these services. For more information about Louisiana Medicaid or the Community Choices Waiver registry, seniors&nbsp;can call (877) 456-1146.&nbsp;

Medicaid in Louisiana

Detailed profile of 1 Assisted Living Facility in Lake Charles, LA. Average cost is 3125 per month.  Reviews, ratings, costs, pictures, amenities, and more.

1 Assisted Living Facility in Lake Charles, LA (with Reviews)

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Other Senior Living in Lake Charles, LA

Assisted Living Resources in Lake Charles

Lake Charles&nbsp;is home to several senior centers and a parish Council on Aging that provide various resources and activities to help keep seniors engaged and a part of the community. Along with social gatherings and games, services&nbsp;for members can include health screenings, home delivered and congregate meals, transit services and ombudsman and prescription assistance&nbsp;programs.

Senior Centers and Assistance Programs in Lake Charles

Several resources are available to veterans in the Lake Charles area, including an outpatient clinic that provides mental health and dental services, an office of veterans affairs that assists veterans with obtaining their entitled benefits and a home&nbsp;where services include skilled nursing and&nbsp;long-term care.

Veteran’s Resources

Reviews of Lake Charles Assisted Living Facilities

The Guardian House is a small facility with private rooms that was completely renovated recently. We offer long-term care, skilled nursing services, rehab to home, hospice, respite, wound care, and IV therapy.  Our therapy gym is is state-of-the art and opens to a courtyard with a walking track.

The Guardian House

The Villages of Imperial Pointe is a premier Independent Living community in Lake Charles, Louisiana, serving Lake Charles and the surrounding regions. No matter where you've lived before, our healthy, active lifestyle community would be honored to have you call Imperial Pointe home.

The Imperial Pointe community is an innovative, new independent living community on a 75-acre Lake Charles, Louisiana campus with amenities tailored to individuals' intellectual, spiritual, social, and physical wellness. Our resort offers stunning living accommodations, and five-star quality dining experiences. 

The community also has a unique blend of hospitality services, including housekeeping, enriching programming, educational classes, entertaining events, and more. The Imperial Pointe staff always strives to create a supportive, engaging, and active environment. 

All meals are served in a restaurant-style dining atmosphere, providing residents with delicious and healthy meals. We can also accommodate for health-related or special dietary needs. 

 To learn more about this provider's license and review other available state reports, please visit: <a href="https://ldh.la.gov/index.cfm/directory/category/161">Louisiana Deparment of Health Adult Residential Care Directory</a>

The Villages of Imperial Pointe

We offer a home like setting and cheerful smiles from our professional staff who greet you every day. Our caring staff offers the assistance you need while respecting your independence.Our peaceful setting, restaurant style dining experience, activities and beautiful setting combine to create a wonderful living environment everyday. Our genuine caring staff, home style meals, daily activities add to our residents' experience.Through special events, activities, clubs and ongoing cultural enrichment programs, we offer unlimited opportunities for you to get to know other residents and us. Call to set up an appointment for a tour because we delight in showing you our home.<h5>Amenities and Services</h5><ul><li>Daily assistance with bathing and dressing</li><li>Medication management</li><li>Dining assistance and special diets</li><li>Assistance with reminders and redirection</li><li>Escorts and assistance with walking</li><li>Emergency response call system</li><li>Housekeeping</li><li>Laundry and linen service</li> </ul>*Rates subject to change at any time. Level of care not included. To learn more about this providers license and review other available state reports, please visit: <a href="https://ldh.la.gov/index.cfm/directory/category/161">Louisiana Deparment of Health Adult Residential Care Directory</a>

Brookdale Lake Charles

Louisiana-owned and operated, Sage Oak Assisted Living & Memory Care of Lake Charles was founded to fill a need in personal home care for seniors. Our boutique, luxury care homes are located on one campus at the corner of Ham Reid Rd and Weaver Rd, giving residents a home in a neighborhood, rather than in a facility disconnected from the outside world. With only 16 residents per care home, Sage Oak of Lake Charles feels like a home, not a hospital or an institution. This encourages better physical and mental health for our seniors.

A philosophy of caring guides us to provide outstanding service based on the belief that it is a community responsibility to preserve the health, safety, comfort, and general welfare of our seniors who may be suffering from loneliness and anxiety, and require special care. We are dedicated to meeting the daily needs of the seniors who need help with everyday activities that exceed what their loved ones can provide.

With a higher caregiver-to-resident ratio than a typical nursing home, we ensure attentive and specialized care to meet each resident's specific needs.

Seniors at Sage Oak of Lake Charles live in a clean and safe environment, and enjoy a familiar and comfortable homelike setting. Sage Oak of Lake Charles is a campus of five care homes located within a residential neighborhood. Our homes have been purpose-built to include numerous safety features and modern amenities that provide our residents with security and comfort.

Sage Oak of Lake Charles Assisted Living homes will be able to provide loving care to anyone who needs a little extra attention in their day-to-day life, including chef-inspired meals. Our memory care homes will be able to provide loving care to folks suffering from dementia, Parkinson's, Alzheimer's and many other forms of cognitive impairment.

Sage Oak Assisted Living and Memory Care of Lake Charles

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Cedarwood Manor, Inc. - Lake Charles, Louisiana

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