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5 Assisted Living Communities in Florence, Kentucky

The average cost of assisted living in the city is $4,998 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 5 Assisted Living Communities in Florence and several in surrounding areas. The Cost of Senior Care in Florence, KY

  • Assisted Living: $4,998
  • Nursing Home Care: $7,528
  • In-home Care: $4,195
  • Adult Day Health Services: $1,560

Assisted Living Facilities near Florence, Kentucky

Compare Costs, Photos, & Reviews of All Your Options Near Florence

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Reviews of Assisted Living Facilities in Florence

J.B.

5

October 21, 2020

I am a friend or relative of a current/past resident

My mother just moved in. That was the first place I went to, I was very impressed, and my mother liked it as well. I really didn't feel a need to go to any other place. The staff there was great, and I was ecstatic that it went as well, because my original intention was to visit every place and make a decision after seeing everything. The geographical location is very good for me, and the place itself is way beyond any expectations. I mean it wasn't like a nursing home, and it was very nice. I was there today, and today was the first day that they had lifted visiting restrictions, which was good timing. I was able to go into the room and everything, and it's really a wonderful place. The staff was very good, the marketing manager went above and beyond to help my mother unpack, set up the room, and it was just terrific. I couldn't recommend them more highly. The room is like a studio; it's called an alcove. They do have an activities director, they have a library, a movie theater, it looked as if today they were doing a chapel/Sunday church services; that's what it appeared to be. My mother highly recommends the food.

Joyce

4

October 6, 2020

I am a friend or relative of a current/past resident

I chose here for my friend. It's just very nice, it feels very comfortable when you go in, and the staff is nice and very attentive. I know they do some exercises like chair yoga, different activities, they have movies, and things like that. The dining area is nice and the food is good. The room is nice, it's a two-bedroom.

Terry

3

January 15, 2020

I am a friend or relative of a current/past resident

My mother is in here. Mealtimes are a little screwy because they open the cafeteria at 5:00, but everybody makes a mad dash down there at 4:00. Dinner is from 5:00 to 6:00, and if you go down at 5:30 you might get stuck with the leftovers. The staff was OK in the little interactions we had with them. They're supposed to be making her bed and doing her dishes, but they're not doing that. They will come on Thursday for the big cleanup, and I will see how that goes. The RAs check on her and make sure she's OK. It's a clean facility, and they keep it looking nice. They have a lot of activities, but we haven't taken part in any yet.

Catherine

5

December 2, 2019

I visited this facility

It was very nice. Everything was very clean and very pretty. It was absolutely gorgeous. My father has anxiety, and this place would've been nice because it was small and very intimate. They have the memory care there, so you have more of a security. People just can't come and go especially at a certain time. You have a card to get in and out and you pretty much know who's coming and going to visit, and I like that a lot. The staff during the tour was very knowledgeable. It was very homey.

Marilyn

5

July 9, 2018

I visited this facility

It is a great place, and I would definitely recommend it. They offered services that surprised me pleasantly. The people there seemed to be very friendly and approachable. Some of the amenities they have are the usual dining amenities, activities, and special care amenities. They accept pets, and they also offer to walk the dogs. I even saw one aide doing it.

Jerry

5

October 6, 2017

I visited this facility

Everything here seemed to be real good. We were happy with it. The lady there was very nice and even my son and daughter were all pleased with her. We just saw the room, and it was nice, clean, and neat. We were very satisfied with the tour.

Map of Florence, Kentucky

Assisted Living Costs in Florence

Genworth’s 2018 Cost of Care study collects senior care cost data nationwide. The study shows monthly assisted living prices in Florence are higher than the state ($3,520) and national ($4,000) averages. Prices are significantly more expensive in nearby cities, such as Lexington ($4,050), Elizabethtown ($2,800) and Louisville ($3,498), while to the southwest in Owensboro ($1,780), assisted living costs are less than half the cost in Florence. 

Note: Senior care cost data wasn’t available for Florence, so data for the closest city, Cincinnati, was used. 

The Cost of Assisted Living in Surrounding Areas

Florence/Cincinnati Area

$4,998

National Average

$4,000

State Average

$3,520

Bowling Green

$3,430

Lexington

$4,050

Louisville

$3,498

Owensboro

$1,780

Elizabethtown

$2,800

Care Cost Comparison

The wide range of senior care costs are due to significant differences in the type of care provided, the number of direct service hours each week, and, to a lesser extent, the location. In Florence, nursing home care ($7,528) is the most expensive option because it includes around-the-clock skilled nursing care in a state licensed facility along with room and board. Adult day health services ($1,560) are the least expensive option because this type of care is provided on weekdays in a communal setting.  Assisted living in Florence costs about $800 more per month than 44 hours weekly of in-home care, however, assisted living prices include accommodations, meals, utilities and home maintenance. 

 

Senior Care Cost Comparison Chart

Assisted Living

$4,998

Homemaker Services

$4,195

Home Health Aide

$4,195

Adult Day Health Services

$1,560

Nursing Home Care

$7,528

Financial Assistance for Assisted Living in Florence

Medicaid in Kentucky

Medicaid is the nationwide, government-funded health benefit program that provides basic health care for Americans who are unable to afford health insurance. In Kentucky, approximately 22% of residents are covered by Kentucky Medicaid, and about 53% of the state’s Medicaid expenditures go to support the elderly and disabled. 

To qualify for long-term care through Medicaid in Kentucky, seniors 65 and older must meet income and asset limits as well as specific needs-based criteria. Medicaid applicants can earn no more than 300% of the current Federal Benefit Rate, which is $2,313, and own no more than $2,000 in countable assets, such as cash, investment properties, stocks and bonds. 

Some assets are exempt, including the principal residence of the applicant valued up to $585,000, personal belongings, one vehicle and a non-revocable burial trust. 

As an income cap state, Kentucky doesn’t allow applicants to spend down their excess income on medical expenses in order to meet the Medicaid income limit.

Home and Community Based Waiver for the Aged

Medicaid-eligible seniors aged 65 and older and adults under 65 with a Social Security disability designation may qualify for services through the Home and Community Based Waiver for the Aged. This Medicaid waiver is designed to reduce nursing home placements by providing enrollees with services and supports needed to prevent their placement in a nursing home. 

To qualify, seniors and the disabled must meet the criteria for nursing home care and prefer to live in an assisted living facility or their own home. If approved, services provided through this waiver may include: 

  • Adult day health care
  • Personal and attendant care to help with activities of daily living
  • Homemaker services
  • Home meal delivery
  • Minor home modifications, such as installation of safety bars


For more information on Medicaid and the HCB waiver, contact Kentucky Medicaid at (855) 459-6328

Other Financial Assistance Programs for Assisted Living

Optional State Supplementation

Seniors 65 and older who receive federal Social Security Income payments and reside in an assisted living facility due to age-related deterioration or disability may qualify for SSI top-up funding through the Optional State Supplementation program. 

OSS money is designed to help seniors pay for the room and board portion of their monthly living costs. If approved, SSI recipients may receive a maximum combined federal and state SSI/OSS payment of $1,194.00. 

For more information, contact the Kentucky Department for Community Based Services at (855) 306-8959. 

Assisted Living Bridge Loans

Seniors who are selling their home to move into an assisted living facility and  need access to cash to fund their move may qualify for an assisted living bridge loan through Elderlife Financial

Structured as a 12-month line of credit with monthly interest-only payments, bridge loan applications can be made over the phone at no cost to the senior, and up to six people can be listed on the loan. Approvals generally take less than 24 hours, and borrowers can pay off the entire balance at any point without penalty. 

For more information contact Elderlife Financial Services at (888) 228-4500. 

Assisted Living Resources in Florence

Senior Centers

The Florence Senior Activity Center offers a wide range of free and low-cost activities for seniors 50 and older, including chair yoga and chair volleyball, weekly bingo and canasta games, line dancing lessons and sign language classes. Seniors can also participate in escorted day trips to local attractions and restaurants, take part in holiday events and join an art workshop. 

Florence Senior Activity Center
7431 U.S. 42, Florence, KY 41042
(859) 282-4061

Resources for Veterans

Outpatient VA health services are available at the Florence VA Clinic, which is affiliated with the Cincinnati VA Medical Center. Assistance with VA benefit applications and appeals is available by appointment through the Kentucky Department of Veterans Affairs, District 12. There is also an American Legion Post where veterans can participate in communal meals, socialize and learn about local resources.

Florence VA Clinic
7310 Turfway Road, Suite 510, Florence, KY 41042-1385
(859) 282-4480

Kentucky Department of Veterans Affairs – District 12
5409 Madison Pike, Independence, KY 41051
(859) 409-6551

American Legion – Florence Boone Post 4
8385 U.S. Highway 42, Florence, KY 41042
(859) 817-0924

Community Aid Agencies

The Northern Kentucky Area Agency on Aging provides area seniors with assistance navigating health coverage options, referrals to assisted living facilities and help accessing transportation to medical appointments.  Northern Kentucky Area Agency on Aging
22 Spiral Drive, Florence, KY 41042
(859) 283-1885

Nearby Assisted Living Communities

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Other Senior Living in Florence, KY

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  • Nursing Homes in Florence, KY

Assisted Living Articles and Resources

Compare Costs, Photos, & Reviews of All Your Options Near Florence

Who are you looking for?

Full Name

Phone

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By clicking "Get Costs" I am providing express written consent to receive calls including automated/pre-recorded calls and automated texts for which I may incur a cost, as well as emails from Caring and its partners. I understand I am not obligated to provide this consent to utilize Caring’s service(s). I acknowledge I was able to review the Agreement to be Contacted, Terms of Use, and Privacy Policy.

SeniorHomes.com

Those with certain disabilities or diseases have more obstacles to overcome when searching for a quality assisted living home. If you have questions, we are here to help provide the answers. Give our senior care advocates a call and read our guides for specific information and resources related to your or your loved one’s condition.

SeniorHomes.com

Those with certain disabilities or diseases have more obstacles to overcome when searching for a quality assisted living home. If you have questions, we are here to help provide the answers. Give our senior care advocates a call and read our guides for specific information and resources related to your or your loved one’s condition.

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