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The average cost of assisted living in the county is $5,053 a month. This guide is a starting point covering the cost of assisted living care in the county, as well as financing options to pay for it. You'll find in-depth information on 5 assisted living facilities in Hendricks County and 30 in surrounding areas.
The Cost of Senior Care in Hendricks County, IN
Throughout Sugar Grove is country-style charm that radiates warmth and provides a setting that is spiritually and emotional stimulating for seniors who need supportive services.
For families seeking supportive care for their loved one, they can turn to the high quality assisted living and memory care services found at The Hearth at Prestwick.
Brownsburg Meadows offers seniors a full continuum of housing and healthcare solutions set within a close-knit community filled with friendly neighborhoods and dedicated caregivers.
An assisted living community that provides just the right amount of care and support to active seniors is Cumberland Trace. Once you enter our community you will feel warmth and care of a family and home.
Brownsburg Meadows was fine. I had a quick tour there. They had both assisted living and independent living. The staff gave me all the pamphlets I would need. They were friendly and nice. You can tell that the place is very new, clean, and beautiful. The rooms in the assisted living didn't have full kitchens, only kitc...Read more Brownsburg Meadows reviews
My mother is in assisted living at Brownsburg Meadows. She has her own bed, so the room is set up like an apartment. They also have another building for rehab and for long-term care. They have different areas. Everybody is very nice. They really don't have a lot of care; it is just that these are people who can't live ...Read more Brownsburg Meadows reviews
The Hearth at Prestwick looks nice. Unfortunately for my father, it has not turned out too well. He fell five times in less than a month. When we had any problem, we went to the staff, but it's as if you're talking to somebody who's not there. They have a calendar of activities but doing them is another story. He's in ...Read more The Hearth at Prestwick reviews
I visited The Hearth at Prestwick and it impressed me. Everything is as good as the other places I've visited. The staff I got to interact with I would rate a four. The dining area is very nice, clean, and the chef was really friendly and accommodating. My aunt has Celiac and they said they would accommodate her specia...Read more The Hearth at Prestwick reviews
Sugar Grove was very nice. I saw people moving around and walking around. Everybody seems to be doing great. It's in a really nice area. Everything looked clean and spic and span. The young woman who talked to me was very friendly and informative. I have nothing but great things to say about it. I would be happy if my ...Read more Sugar Grove reviews
My mother is moving into Sugar Grove. It's nice. The person who assisted me was Lindsey who is a rock star. She's awesome. They told us all the different things that they do. They have a nurse practitioner that's there two days a week, and on the other days they take trips on buses, they go out to eat, they may go to t...Read more Sugar Grove reviews
According to Genworth’s 2018 Cost of Care Survey, the average cost of assisted living in Hendricks County, Indiana, is $5,053, which makes it one of the most expensive areas in the state after Lafayette ($5,205). The capital region is moderately more expensive than Bloomington, Muncie and Evansville where monthly costs range from $4,483 to $4,800. Local assisted living costs are more than $1,000 above the national average of $4,000, and they’re 70% higher than Fort Wayne, which has the state’s lowest average rate at just $2,978 per month.
Note: Cost data wasn’t available for Hendricks County, so comparisons are based on survey responses from the Indianapolis-Carmel-Anderson metropolitan area.
The Cost of Assisted Living in Surrounding Areas
Hendricks County seniors who need part-time assistance or round-the-clock care will notice that the cost varies widely. Skilled nursing facilities are the most expensive option, but they provide a high level of care, including medical services.
On the other end of the spectrum, adult day health care programs provide limited weekday assistance in a community-based setting, but monthly rates are typically much lower. The cost of a home health aide or homemaker is somewhere in the middle depending on whether the person provides personal assistance or performs light housekeeping.
Another option is assisted living. Although it’s slightly more expensive than in-home care, it may offer a better value because the fee includes room and board, property maintenance and food in addition to personal assistance.
Senior Care Cost Comparison Chart
Indiana Medicaid is a state and federally funded health insurance program that offers essential services to children, senior citizens, disabled individuals and low-income adults in Hendricks County. It covers everything from preventive care and prescription drugs to hospital stays and nursing home services. In some cases, waiver programs also include the cost of personal assistance provided at home or in an assisted living facility. Medicaid encompasses several programs that serve different target populations and have separate eligibility requirements.
Hoosier Care Connect covers individuals who are aged, blind, disabled or receive Supplemental Security Income. It serves those who don’t qualify for Medicare. The income limit for this entitlement program is $1,041 per month for individuals or $1,409 for couples. The asset limit is $2,000 for individuals and $3,000 if both spouses apply.
Traditional Medicaid serves medically needy children and adults. It provides full health care coverage and an assortment of optional benefits to individuals who live in a nursing home or are eligible for home- and community-based waiver services. Dual Medicare/Medicaid qualification is permitted, but there are medical and financial eligibility requirements:
Hendricks County seniors can learn more online, in person or by phone. To begin the application process, they can visit the Family and Social Services Administration’s benefits portal, call the Division of Family Resources at (800) 403-0864 or stop by the Hendricks County DFR office on East Main Street in Plainfield.
Aged and Disabled Waiver
Federal regulations require states to offer Medicaid coverage to nursing home residents. Indiana’s Aged and Disabled waiver is open to seniors who qualify for traditional Medicaid but prefer to receive services outside a nursing home. In addition to financial requirements, applicants must need assistance with at least three activities of daily living as determined by an independent assessment. There’s a waiting list, but once approved, seniors may receive a full array of services, including the following:
The A&D waiver doesn’t cover room and board. Hendricks County seniors can apply for benefits or learn more about this program by contacting CICOA Aging & In-Home Solutions, Central Indiana’s Area Agency on Aging, at (317) 254-5465.
VA Pension Benefits
Veterans and surviving spouses who have substantial medical needs or require personal assistance on a daily basis may qualify for supplemental Aid and Attendance or Housebound benefits. Even individuals who don’t qualify for a military pension due to excess income can access benefits through one of these programs. These funds can be used to pay for assisted living fees, medical bills and other expenses.
For more details, seniors can contact the VA Indianapolis Regional Office by calling (800) 827-1000. Applications may also be mailed to the state’s Pension Management Center. Medical reports are required along with specific application forms.
Short-term bridge loans help to cover funding gaps of 12 months or less that occur when individuals transition into assisted living. These financial products are ideal for seniors who own their own home and need to access part of their equity to cover assisted living fees and move-in expenses. Bridge loans can also provide temporary funding while seniors apply for government benefits or submit an appeal.
Funds are typically available within 24 hours, so seniors don’t have to wait for their home to sell to access the cash. Elderlife accepts multiple cosigners, and funds are available as a lump sum or line of credit.
For more information, contact Elderlife Financial Services by calling (888) 228-4500.
Residential Care Assistance Program
Hendricks County residents who are aged, blind or disabled and qualify for Hoosier Care Connect may be eligible for additional benefits through Indiana’s Residential Care Assistance Program. SSI recipients may also qualify for benefits. Eligible individuals must live in a licensed residential care facility that has an active RCAP contract with the FSSA. The program provides a daily stipend directly to the assisted living facility. These funds offset the cost of room, board, laundry and care coordination. Indiana also offers a nominal personal needs allowance. Assisted living facilities are responsible for submitting benefit applications. Seniors can contact an RCAP-participating community for more information.
Senior centers organize social and recreational programs that help older residents live safely, happily and independently. Hendricks County Senior Services offers daily lunches, fitness classes and a full calendar of activities ranging from wood carving to free cholesterol screenings.
Hendricks County Senior Services
1201 Sycamore Ln., Danville, IN 46122
Agencies on Aging function as a single point of contact for a full range of senior services, including information, case management, insurance counseling and referrals. Organizations may provide transportation, delivered meals and in-home services as well as caregiver supports.
CICOA Aging & In-Home Solutions
8440 Woodfield Crossing Blvd., Suite 175, Indianapolis, IN 46240
Indiana Division of Aging
402 W. Washington St., Room W-454, Indianapolis, IN 46204
From Hendricks County, the nearest Social Security Administration office is located in Indianapolis. Local SSA agents handle benefits applications, process appeals, answer questions and complete administrative tasks such as representative payee designations.
Social Security Administration Office
6745 Network Pl., Indianapolis, IN 46278
Veterans in Hendricks County can access social, administrative and health care services through several local organizations. The Avon American Legion post hosts karaoke nights, raffles and cookouts. The Department of Veterans Affairs provides health care and handles applications and appeals.
Indiana Department of Veterans Affairs
402 W. Washington St., Indianapolis, IN 46204
Avon American Legion Post 145
4812 E. Main St., Avon, IN 46123
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