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independent-living

An explanation of retirement living costs. Visit to learn more about finding the right retirement community or to find a retirement community near you.

Discover the typical cost of living in a retirement community, what&#39;s included in the cost of a retirement communities and what to expect in various types of retirement communities.

The Cost of Living in a Retirement Community

An article defining Activities of Daily Living. Learn more about Senior Care by browsing our library of insightful articles or find senior care using our comprehensive directory.

Learn about activities of daily living, how ADLs are assessed and what the results can mean if you&#39;re considering long-term care for yourself or a loved one.

A Primer on the Activities of Daily Living (ADLs)

A brief overview of veterans benefits, what they offer, and how to learn more about them.

Some veteran benefits can help with assisted living costs. Discover which ones can, how to apply and how to find the ideal assisted living community for your loved one.

Veterans Benefits: A Brief Overview

Veterans Benefits

Learn more about the pros and cons of buying long-term insurance and how to use it to pay for senior care.

Learn about long-term care insurance for seniors, what services are covered, who is eligible, its benefits, how to sign up, and viable alternatives to this policy.

Long-Term Insurance: Planning for Your Future

Life insurance can be a powerful financial retirement tool if used properly. Learn how.

A life settlement from life insurance provides financial freedom for retirees. Discover how life settlements work, how much you&rsquo;ll get, eligibility requirements, and more.

Financing Your Retirement with Life Insurance

An article explaining what PACE Programs are. Learn more about PACE Programs or search our nationwide directory to find home care near you.

The Program of All-Inclusive Care for the Elderly (PACE) combines all the services offered by Medicare and Medicaid. Learn more about the program, eligibility, and how to apply for PACE.

PACE Programs: Programs of All-Inclusive Care for the Elderly

As the population ages and Baby Boomers face the realities of paying for care for their parents and for themselves, it becomes clear that the biggest hurdle to senior care is paying for it.

Learn about the cost of long-term care and ways you can pay for care, including Medicaid, VA benefits and the PACE program, in this guide for older adults.

Paying for Long-Term Care: How to Overcome this Costly Hurdle to Safeguard Your Future

Paying for Long-Term Care: An Overview

Learn about tips for senior downsizing, how to make the downsizing process as easy as possible, and senior downsizing options.

From saving money to avoiding household chores, there are dozens of great reasons to downsize. Read our free guide for tips on navigating the process.

Senior Downsizing Guide

Senior Downsizing Tips

memory-care

For seniors coping with dementia, one of the greatest frustrations is the inability to do those things they once loved. Activities and hobbies that used to be second nature might start to feel fuzzy or distant. This harsh reality can be discouraging for the person suffering from dementia, as well as the friend or loved one who is trying to engage them.

Learn about the benefits of activities for people with dementia and find a list of dementia-friendly things to do in this comprehensive guide.

Activities To Do With Seniors Who Have Dementia

12 Activities for People With Dementia

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Costs at Eden Supportive Living

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The average monthly cost of assisted living in Chicago is $4,794, which is significantly higher than the Illinois average of $4,030. It’s also much more expensive than the nationwide average of $4,000 per month. While Chicago offers the most expensive assisted living care in the state, Rockford is nearly as costly at $4,770. Other major metropolitan areas in Illinois are much more affordable than Chicago, including Peoria ($3,750), Decatur ($4,046) and Danville ($4,200).

Assisted Living Costs in Chicago

Cost of Assisted Living Comparison Chart

The average cost of senior care in Chicago varies greatly based on the type of care a senior needs. Seniors who need nursing home care pay, on average, over $2,500 more per month than those who need assisted living care. At $4,576 per month, homemaker services and home health aides are similarly priced to assisted living care. However, homeowners who opt for these in-home services should remember to consider the other costs that come with staying at home, such as rent and utilities. Adult day health care, the most inexpensive type of senior care in Chicago, costs about one-third the price of assisted living care. Cost of Homemaker/Home Health Aide Comparison Chart 
<li>Assisted living: $4,794</li>
<li>Homemaker services: $4,576</li>
<li>Home health aide: $4,576</li>
<li>Adult day health: $1,728</li>
<li>Nursing home care (semiprivate room): $7,330</li>

Care Cost Comparison

Cost of Homemaker/Home Health Aide Comparison Chart

Financial Assistance for Assisted Living in Chicago

Optional State Supplement 
 
Seniors who receive Supplemental Security Income (SSI) and live in an assisted living facility may be eligible to receive additional funding from the state of Illinois. This optional state supplement (OSS) is an additional payment on top of the senior&rsquo;s existing SSI benefit. The amount of this benefit in Illinois is, according to the <a href="https://www.ssa.gov/policy/docs/progdesc/ssi_st_asst/2011/il.html" rel="noopener noreferrer" target="_blank">Social Security Administration</a>, &ldquo;based on state-approved allowances given for individual needs.&rdquo; 
 
To receive the OSS, seniors must be eligible to receive SSI payments. Seniors may be <a href="https://www.ssa.gov/ssi/text-eligibility-ussi.htm" rel="noopener noreferrer" target="_blank">eligible for SSI</a> if they are 65 years and older and have a <a href="https://www.ssa.gov/ssi/text-income-ussi.htm" rel="noopener noreferrer" target="_blank">limited income</a> and limited resources. Because a senior&rsquo;s SSI benefit is determined by subtracting their countable income from the monthly maximum SSI payment ($750), seniors with more than $750 in countable income will not be eligible. Countable income includes many types of earned and unearned income, such as wages and Social Security benefits, but does not include need-based assistance from the government or other excluded income sources. Seniors must also have <a href="https://www.ssa.gov/ssi/text-resources-ussi.htm" rel="noopener noreferrer" target="_blank">limited resources</a> to be eligible. The resource limit for single seniors is $2,000, and for couples, it&rsquo;s $3,000. Resources include the value of some assets, including cash and stocks. 
 
Seniors who have questions about the OSS program or who want to apply can visit any of Chicago&rsquo;s 12 <a href="https://www.ssa.gov/chicago/illinois.html" rel="noopener noreferrer" target="_blank">Social Security offices</a>. They can also phone the Social Security Administration at (800) 772-1213. 
 
Assisted Living Bridge Loans 
 
Seniors who are in need of short-term funding for assisted living costs may be able to receive a <a href="https://elderlifefinancial.com/our-services/#BridgeLoanInfo" rel="noopener noreferrer" target="_blank">bridge loan</a>. These loans may be a good option for seniors who are waiting to receive long-term funding from benefits or the sale of their home. <a href="https://elderlifefinancial.com/faqs/" rel="noopener noreferrer" target="_blank">Bridge loans</a> are usually offered as a line of credit, and seniors can choose how much to withdraw each month. However, seniors who require a lump sum may be eligible for an amortizing loan. 
 
Seniors can apply for a bridge loan by filling out an <a href="https://elderlifefinancial.com/loc/" rel="noopener noreferrer" target="_blank">online application</a> with Elderlife Financial. Funding is often available quickly for seniors who are approved. The funds are sent directly to the assisted living facility where the senior resides.

Other Financial Assistance Programs for Assisted Living

The average cost of assisted living in the city is $4,794 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 13 Assisted Living Communities in Chicago and several in surrounding areas. <ul><li>Assisted living: $4,794</li><li>Nursing home semiprivate room: $7,330</li><li>In-home care: $4,576</li><li>Adult day health services: $1,728</li></ul>

Assisted Living in Chicago, IL

Assisted Living Articles and Resources

Medicaid is a government-funded health insurance program that provides health coverage to many groups of eligible Americans, including low-income adults, pregnant women, people with disabilities and senior citizens. Each state runs its own Medicaid program, so the services that are covered by Medicaid will vary depending on a senior&rsquo;s location. Iowa Medicaid covers a wide variety of <a href="https://getcovered.illinois.gov/Fact%20Sheets/16_GCI_Fact_Sheets_WhatDoesMedicaidMeanForMe.pdf" rel="noopener noreferrer" target="_blank">health care services</a>, including emergency services, doctor visits, vision care, physical therapy and medical equipment. 
 
Seniors in Chicago may be eligible for Illinois Medicaid if they are U.S. nationals, U.S. citizens or permanent residents. They must also meet the state&rsquo;s financial <a href="https://www.benefits.gov/benefit/1628" rel="noopener noreferrer" target="_blank">requirements</a>. Single seniors may be eligible for Medicaid if they have an annual pretax income of less than $16,643. For couples, the income limit is $22,411 per year. 
 
To apply for Medicaid coverage, seniors can visit Illinois&rsquo; <a href="https://abe.illinois.gov/abe/access/" rel="noopener noreferrer" target="_blank">Application for Benefits Eligibility</a> (ABE) website. They can also apply over the phone by calling the ABE Customer Call Center at (800) 843-6154. 
 
Seniors who earn more than the state&rsquo;s income limits for Medicaid coverage but have high medical bills may qualify for coverage through the <a href="https://www.illinois.gov/hfs/info/Brochures%20and%20Forms/Brochures/Pages/HFS591SP.aspx" rel="noopener noreferrer" target="_blank">Illinois Medicaid Spend-Down</a> program. Seniors pay for their own medical bills until they reach their spend-down amount; when they reach it, they become eligible for Medicaid coverage. Seniors who are enrolled in this program may also be permitted to pay their spend-down amount directly to Healthcare and Family Services (HFS). The spend-down amount is determined based on a senior&rsquo;s income and assets. To learn more about this program, seniors can call the HFS Health Benefits Hotline at (800) 226-0768. 
 
Seniors who need help paying for assisted living care in Chicago may be eligible for the <a href="https://www.illinois.gov/hfs/MedicalPrograms/slf/Pages/default.aspx" rel="noopener noreferrer" target="_blank">Illinois Supportive Living Program (SLP)</a>. This Medicaid waiver program doesn&rsquo;t cover the costs of room and board in assisted living facilities, but it may help seniors pay for the personal care services they receive in these facilities. The services that are covered by this waiver include intermittent nursing care, personal care, medication monitoring, housekeeping and laundry. 
 
This program is an entitlement, and it&rsquo;s open to anyone who meets the eligibility requirements. To be eligible for this <a href="https://www.illinois.gov/hfs/MedicalPrograms/slf/Pages/ResidentFactSheet.aspx" rel="noopener noreferrer" target="_blank">waiver program</a>, seniors must have a medical need for a nursing facility level of care. Medical need is determined based on a preadmission screening. Seniors&rsquo; income is required to be no less than the maximum allowable amount of Supplemental Security Income (SSI). This amount is currently $771 for a single senior and $1,157 for a couple. In addition, seniors who are currently participating in any other waiver programs are not eligible for the SLP. 
 
To apply for coverage through SLP&nbsp;or to learn more about the waiver program, seniors can contact the Department of Healthcare and Family Services at (217) 782-0545.

Medicaid in Illinois

 Detailed profiles of 13 Assisted Living Facilities in Chicago, IL. Average cost is 4794 per month.  Reviews, ratings, costs, pictures, amenities, and more.

 13 Assisted Living Facilities in Chicago, IL

Nearby Assisted Living Facilities

Other Senior Living in Chicago, IL

Assisted Living Resources in Chicago

The city&rsquo;s Senior Services Division acts as its Area Agency on Aging. This department provides information and resources to seniors. Local seniors can contact the AAA to learn about benefits and services that are available to them. The AAA also has resources for caregivers, including legal assistance.

Area Agency on Aging

There are six regional senior centers located throughout Chicago, as well as 10 satellite senior centers. Seniors can visit their&nbsp;<a href="https://www.chicago.gov/city/en/depts/fss/provdrs/senior/svcs/regional_senior_centers.html" rel="noopener noreferrer" target="_blank">closest senior center</a> to participate in scheduled activities, such as outings, life enrichment classes and fitness and wellness programs.&nbsp;For more information on these centers, call (312) 744-4016.

Senior Centers

Chicago is home to several resources for veterans and survivors. Seniors can contact the VA office to learn more about benefits and supports available to them. Eligible veterans may be able to receive medical treatment from the city&rsquo;s VA hospital or VA clinics.

Veterans Affairs

Reviews of Chicago Assisted Living Facilities

We invite our residents to enjoy an inviting environment, a vibrant atmosphere, and come to enjoy friendly people with similar likes and interests. Here at Selfhelp we offer assisted living and independent living.

 

<h2>Featured Amenities</h2>

We offer our residents an array of amenities such as a Solarium a penthouse with floor to ceiling windows that provide a panoramic view of the city,&nbsp;a roof garden a place to enjoy fresh air and a beautiful view of the city, a movie theater to enjoy whatever film in our plush and roomy seating, a wellness center to make sure our residents stay as healthy as possible, and a media room where our residents can grab a book and relax or just send an email to a friend or family member.

 

 

<h2>Available Services</h2>

We provide our residents with a wide range of services such as transportation to where our residents need to go, all utilities are included,&nbsp;we will provide escorts to meals and any activities, parking is provided for residents and their guest, and daily exercise classes are available.&nbsp;

At Selfhelp we want to make sure our residents are safe at all times, we provide all residents with an emergency call system and a 24-hour staff.

The Selfhelp Home

The Breakers at Edgewater Beach offers independent living in Chicago for seniors who are able and inclined to live independently, but crave the comfort, security and social opportunity a retirement community offers.
On-call assistance and maintenance-free living means you never need worry about anything but living life to the fullest! Just steps from your front door, you'll find easy access to a fitness center, media room and a wide assortment of activities, as well as special events and regularly scheduled outings into the community.
If you are looking for a vibrant, active place to call home during your retirement years, The Breakers at Edgewater Beach will fulfill your desires. Come visit us and see how great senior independent living can be.
<h4>Independent Living Amenities</h4>
 <ul>
 <li>All utilities included except telephone and cable</li>
 <li>Housekeeping and maintenance service</li>
 <li>Guest Suites</li>
 <li>Individually controlled heat and central air</li>
<li>Scheduled transportation to local shopping and medical appointments</li>
 <li>Safety features including smoke detectors and sprinklers</li>
<li>Award winning Wellness Everyday&trade; programs, provided 7 days a week</li>
 <li>Beauty and Barber Shop</li>
 <li>Fresh, seasonal cuisine prepared by the dining service team</li>
 <li>Dining for Wellness&trade; - educational and wellness program</li>
<li>Brain Health University&trade;</li>
 </ul>

The Breakers at Edgewater Beach

Welcome to The Hallmark, ideally situated at 2960 North Lake Shore Drive in Chicago's vibrant Lakeview neighborhood, offering both Assisted Living and Independent Living options to meet a variety of needs. As part of the Brookdale family, The Hallmark also accommodates short-term respite stays for added flexibility. 

Its location commands stunning views of Lake Michigan and easy access to the energy of the city, marrying retirement serenity with urban convenience. 

Inside, The Hallmark is designed to support an enriched, engaging lifestyle. Residents enjoy a full complement of amenities, including a beauty/barber shop, round-the-clock transportation, resident and guest parking, a casual café, and full housekeeping and linen laundry services. 

Our activity calendar sparkles with music programs, games, book clubs, fitness classes, gardening, arts &amp; crafts, and offsite excursions that tap into all Chicago has to offer. 

Dining is a highlight: apartments offer in-room kitchenettes, while restaurant-style common dining rooms serve shared meals, room service options, and menus accommodating special diets like diabetic, kosher, or vegetarian. Guests are welcome at mealtimes. 

What truly sets The Hallmark apart is its balance of professionalism and warmth. The staff is available 24/7 and trained to provide personalized care as needed while respecting resident independence. 

Safety is prioritized with emergency call systems, credentialed visitor management, and thoughtful design. 

Outside the community, residents are steps from Lincoln Park, Lake Michigan trails, cultural landmarks, and Chicago's renowned restaurants and museums—ideal destinations for enriching offsite outings.

 To learn more about this provider's license and review other available state reports, please visit: <a href="https://dph.illinois.gov/topics-services/health-care-regulation.html">Illinois Department of Public Health - Health Care Regulation</a>

The Hallmark

In a bustling, upscale neighborhood just north of downtown Chicago, Sunrise of Lincoln Park offers the excitement and amenities of urban living, just minutes from attractions like Wrigley Field, Lincoln Park Zoo and the Peggy Notebaert Nature Museum, as well as a large selection of casual and fine dining options. Our welcoming community provides superb assisted living and Alzheimer&#39;s care in the heart of it all.

Sunrise of Lincoln Park is part of Sunrise Senior Living. At Sunrise, we help seniors maintain independence and dignity by providing the best lifestyle and service options.

<h2>Featured Amenities</h2>

The spacious, beautifully appointed residences at Sunrise of Lincoln Park are available in a variety of floor plans. Units come complete with plush carpeting, ample closet space, large baths and kitchenettes. Some suites have stunning city views.

Residents freely enjoy our many comfortable, cheery common areas, which include an above-street level patio, bistro and library. The arts and crafts center and exercise room offer on-site recreational opportunities, and there are fun shops and cafés right outside our doorstep.

<h2>Available Services</h2>

At Sunrise of Lincoln Park, our capable staff takes pride in personalizing care to each individual resident. We readily assist with daily living tasks like bathing, dressing and medication intake. Residents can enjoy three delicious, well-balanced meals daily in our fine dining room, prepared with their unique dietary needs and preferences in mind. We offer a wide range of fitness, cultural and educational programs, as well as scheduled group outings and transportation to personal appointments and errands.

For our residents challenged by Alzheimer’s, our specialized, multi-tiered Reminiscence memory care program comprises stimulating activities that enhance their independence, provide daily structure and foster feelings of accomplishment. Based on the concept of creating “pleasant days,” residents regularly engage in life skills such as meal preparation, gardening and folding laundry.

As a senior community that honors choice and independence, Sunrise of Lincoln Park sets the standard for assisted living and Alzheimer&#39;s care.

Sunrise of Lincoln Park

Learn more about Eden Supportive Living and other Senior Living communities providing Eden Supportive Living services around Chicago, Illinois.&nbsp;See reviews, prices, photos, services, amenities and more...

Eden Supportive Living - Chicago, Illinois

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Eden Supportive Living Amenities

The best way to get to know a community is by scheduling a tour. See the facilities, meet the staff and residents, and get a feel firsthand what it&#39;s like to live at Eden Supportive Living.

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