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An explanation of retirement living costs. Visit to learn more about finding the right retirement community or to find a retirement community near you.

Discover the typical cost of living in a retirement community, what&#39;s included in the cost of a retirement communities and what to expect in various types of retirement communities.

The Cost of Living in a Retirement Community

An article defining Activities of Daily Living. Learn more about Senior Care by browsing our library of insightful articles or find senior care using our comprehensive directory.

Learn about activities of daily living, how ADLs are assessed and what the results can mean if you&#39;re considering long-term care for yourself or a loved one.

A Primer on the Activities of Daily Living (ADLs)

A brief overview of veterans benefits, what they offer, and how to learn more about them.

Some veteran benefits can help with assisted living costs. Discover which ones can, how to apply and how to find the ideal assisted living community for your loved one.

Veterans Benefits: A Brief Overview

Veterans Benefits

Learn more about the pros and cons of buying long-term insurance and how to use it to pay for senior care.

Learn about long-term care insurance for seniors, what services are covered, who is eligible, its benefits, how to sign up, and viable alternatives to this policy.

Long-Term Insurance: Planning for Your Future

Life insurance can be a powerful financial retirement tool if used properly. Learn how.

A life settlement from life insurance provides financial freedom for retirees. Discover how life settlements work, how much you&rsquo;ll get, eligibility requirements, and more.

Financing Your Retirement with Life Insurance

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The Program of All-Inclusive Care for the Elderly (PACE) combines all the services offered by Medicare and Medicaid. Learn more about the program, eligibility, and how to apply for PACE.

PACE Programs: Programs of All-Inclusive Care for the Elderly

As the population ages and Baby Boomers face the realities of paying for care for their parents and for themselves, it becomes clear that the biggest hurdle to senior care is paying for it.

Learn about the cost of long-term care and ways you can pay for care, including Medicaid, VA benefits and the PACE program, in this guide for older adults.

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Paying for Long-Term Care: An Overview

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From saving money to avoiding household chores, there are dozens of great reasons to downsize. Read our free guide for tips on navigating the process.

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memory-care

For seniors coping with dementia, one of the greatest frustrations is the inability to do those things they once loved. Activities and hobbies that used to be second nature might start to feel fuzzy or distant. This harsh reality can be discouraging for the person suffering from dementia, as well as the friend or loved one who is trying to engage them.

Learn about the benefits of activities for people with dementia and find a list of dementia-friendly things to do in this comprehensive guide.

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Costs at Melba Cove Llc

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At an average monthly cost of $3,750, the price of assisted living in Palm Bay is $250&nbsp;above the state average and $250&nbsp;below the national average as reported in&nbsp;<a href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" target="_blank" data-mce-href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" rel="noopener noreferrer">Genworth’s&nbsp;2018 Cost of Care study.&nbsp;</a>Prices are slightly lower in nearby Sebastian ($3,524) and further south in Port St. Lucie ($3,620).&nbsp;Statewide, assisted living costs vary from $2,808 per month in Lakeland&nbsp;up to $5,448 in Naples along the Gulf Coast.&nbsp;

Assisted Living Costs in Palm Bay

The Cost of Assisted Living in Surrounding Areas

In Palm Bay, the most expensive senior care service is semiprivate nursing home care, which costs an average of $8,365 per month. By&nbsp;comparison, assisted living costs $3,750 per month, while 44 hours of in-home service from a homemaker or home health aide costs $3,813 per month.&nbsp; When evaluating the various senior care options it’s important to know that&nbsp;assisted living prices include rent, utilities, meals and home maintenance. This all-inclusive pricing makes the overall cost of assisted living significantly lower than using an in-home senior care service while continuing to pay for day-to-day living expenses.&nbsp;

Care Cost Comparison

Senior Care Cost Comparison Chart

Financial Assistance for Assisted Living in Palm Bay

Optional State Supplementation Supplemental Security Income recipients aged 65 and older who need to reside in an assisted living facility due to loss of physical and/or cognitive abilities&nbsp;can apply for state-sponsored&nbsp;SSI top-up benefits through the&nbsp;<a href="http://www.fdhc.state.fl.us/SCHS/ALWG/archived/docs/2011/2011-11-07_08/OSSFACT-102011.pdf" target="_blank" data-mce-href="http://www.fdhc.state.fl.us/SCHS/ALWG/archived/docs/2011/2011-11-07_08/OSSFACT-102011.pdf" rel="noopener noreferrer">Optional State Supplementation</a>&nbsp;program.&nbsp; The OSS&nbsp;program provides a maximum of $78.40&nbsp;per person ($156.80 per couple)&nbsp;to help seniors pay the room-and-board portion of their assisted living costs.&nbsp; To apply for OSS, contact&nbsp;<a href="407-317-7000" target="_blank" data-mce-href="407-317-7000" rel="noopener noreferrer">ACCESS Florida, Central Region</a> at 407-317-7000.&nbsp; Long-Term Care Insurance Seniors who have&nbsp;<a href="https://longtermcare.acl.gov/costs-how-to-pay/what-is-long-term-care-insurance/" target="_blank" data-mce-href="https://longtermcare.acl.gov/costs-how-to-pay/what-is-long-term-care-insurance/" rel="noopener noreferrer">long-term care </a>insurance&nbsp;through a private insurance policy may have benefits that include coverage for assisted living costs.&nbsp; In most cases, policies that include long-term care benefits must be purchased before&nbsp;the beneficiary reaches a certain age or requires senior care services. Benefits vary with each policy and most insurance providers require that policyholders complete a needs assessment performed by a designated assessor.&nbsp; For more information, seniors can contact their insurance broker or insurance company.&nbsp;

Other Financial Assistance Programs for Assisted Living

The average cost of assisted living in the city is $3,750 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 1 Assisted Living Community in Palm Bay and several in surrounding areas. The Cost of Senior Care in Palm Bay, FL<ul><li>Assisted Living: $3,750</li><li>Nursing Home Care: $8,365</li><li>In-home Care: $3,813</li><li>Adult Day Health Services: $1,408</li></ul>

Assisted Living in Palm Bay, FL

Assisted Living Articles and Resources

<a href="https://www.medicaid.gov/" target="_blank" data-mce-href="https://www.medicaid.gov/" rel="noopener noreferrer">Medicaid</a>&nbsp;is&nbsp;the federally mandated health plan for low-income individuals of all ages. It provides&nbsp;<a href="http://files.kff.org/attachment/fact-sheet-medicaid-state-FL" target="_blank" data-mce-href="http://files.kff.org/attachment/fact-sheet-medicaid-state-FL" rel="noopener noreferrer">16% of Florida residents</a>&nbsp;with access to basic health services, including emergency, primary and long-term care, hospital services, X-rays and lab testing, in accordance with federal law. Additional services, such as home and community-based care, may be offered by individual states.&nbsp; To enroll in Medicaid, applicants need to meet income and asset (resource) criteria.&nbsp;Florida seniors who already receive&nbsp;<a href="https://www.ssa.gov/onlineservices/" target="_blank" data-mce-href="https://www.ssa.gov/onlineservices/" rel="noopener noreferrer">Social Security Income</a>&nbsp;benefits are automatically eligible for&nbsp;<a href="https://www.myflfamilies.com/service-programs/access/medicaid.shtml" target="_blank" data-mce-href="https://www.myflfamilies.com/service-programs/access/medicaid.shtml" rel="noopener noreferrer">Medicaid</a>,&nbsp;and they only need to complete additional screening if they’re seeking long-term Medicaid services.&nbsp; All other seniors must earn no more than $2,313 per month ($4,626 per married couple) and own no more than $2,000 in countable assets ($3,000 per couple). Some items, such as personal clothing and jewellery, one vehicle and a&nbsp;home owned and occupied by the applicant and/or their spouse valued at no more than $585,000, are exempt from the Medicaid asset limits.&nbsp; Spousal Income and Asset Exemptions When only one spouse needs long-term Medicaid coverage, special rules regarding the income of the non-applicant (community) spouse and the couple’s joint assets apply.&nbsp; Under the minimum monthly maintenance needs allowance, the community spouse may collect up to $3,161 per month in income transferred&nbsp;from the applicant to pay for shelter costs, and this amount is deducted from the applicant’s declared income.&nbsp; The community spouse can also keep the lesser of half of the couple’s joint assets or $126,420 under the community spouse resource allowance.&nbsp; Comprehensive Assessment and Review for Long-Term Care Program In accordance with federal law Florida, seniors who qualify for long-term Medicaid and&nbsp;require the type of care normally provided in a nursing facility must be screened through the&nbsp;<a href="http://elderaffairs.state.fl.us/doea/cares.php" target="_blank" data-mce-href="http://elderaffairs.state.fl.us/doea/cares.php" rel="noopener noreferrer">Comprehensive Assessment and Review for Long-Term Care Program</a>&nbsp;before being provided with Medicaid-funded long-term services.&nbsp; A designated CARES assessor or registered nurse evaluates the current and projected care needs of each senior to determine the most-appropriate placement and Medicaid services.&nbsp; Statewide&nbsp;Medicaid Managed Care Long-Term Care Program A&nbsp;CARES assessment may recommend enrollment in the&nbsp;<a href="http://elderaffairs.state.fl.us/doea/smmcltc.php" target="_blank" data-mce-href="http://elderaffairs.state.fl.us/doea/smmcltc.php" rel="noopener noreferrer">Statewide&nbsp;Medicaid Managed Care Long-Term Care Program</a>, a nursing home diversion program that funds enhanced home and community-based services to let seniors age in place in an assisted living setting.&nbsp; SMMC LTC services are administered through a managed health care plan. In Brevard County, the <a href="https://ahca.myflorida.com/Medicaid/statewide_mc/pdf/LTC/SMMC_LTC_Snapshot.pdf" target="_blank" data-mce-href="https://ahca.myflorida.com/Medicaid/statewide_mc/pdf/LTC/SMMC_LTC_Snapshot.pdf" rel="noopener noreferrer">available LTC plans</a>&nbsp;include Aetna, Humana, Sunshine and United. Once participants select an LTC plan, they can change to another available plan within 90 days, after which time participants can switch plans after one year.&nbsp; Seniors who are enrolled in the&nbsp;SMMC&nbsp;LTC program&nbsp;are provided with services that are medically-necessary to prevent placement in a nursing home. These services may include:&nbsp; <ul>
<li>Skilled and intermittent nursing care</li>
<li>Homemaker services</li>
<li>Speech therapy</li>
<li>Medication administration&nbsp;</li>
<li>Personal care to assist with bathing, dressing and grooming</li>
<li>Transportation to medical appointments</li>
<li>A wearable medical alert device</li>
<li>Mobility equipment</li>
<li>Medical supplies</li>
<li>Adult day health care</li>
<li>Physical therapy</li>
</ul> Participants are also provided with&nbsp;<a href="https://ahca.myflorida.com/Medicaid/statewide_mc/pdf/LTC/SMMC_LTC_Snapshot.pdf" target="_blank" data-mce-href="https://ahca.myflorida.com/Medicaid/statewide_mc/pdf/LTC/SMMC_LTC_Snapshot.pdf" rel="noopener noreferrer">additional benefits</a> that aren’t normally covered under Medicaid, such as over-the-counter medications, dental and vision services, and help transitioning from a nursing facility into an assisted living community.&nbsp; For more information about Florida Medicaid and the&nbsp;SMMC&nbsp;LTC, contact the Brevard County Elder Helpline at (407) 514-0019 or ACCESS Florida&nbsp;at (866) 762-2237.&nbsp;

Medicaid in Florida

Detailed profile of 1 Assisted Living Facility in Palm Bay, FL. Average cost is 3750 per month.  Reviews, ratings, costs, pictures, amenities, and more.

1 Assisted Living Facility in Palm Bay, FL (with Reviews)

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Other Senior Living in Palm Bay, FL

Assisted Living Resources in Palm Bay

Seniors who need help completing their tax returns, require wheelchair transportation within the community or would like to participate in a local communal dining program can contact Aging Matters in Brevard. This not-for-profit agency&nbsp;provides seniors with information and referrals to a variety of area resources and services, such as a volunteer driver program, the Meals on Wheels program and a short-term homemaking program for seniors who are recovering from illness or injury.&nbsp;

Community Aid Agencies

Seniors aged 50 or older can purchase an annual $25 membership at the Greater Palm Bay Senior Center, a nonprofit community center that offers fitness classes, card games, social clubs and special events.&nbsp; Membership also includes a free consultation with a local attorney who specializes in trusts, wills and estate planning.

Senior Center

Veterans and their survivors living in Palm Bay can contact Brevard&nbsp;County Veteran’s Services for help with state and federal veterans benefits. Outpatient health care for veterans, including primary care, dentistry, optometry and radiology, is available at the Viera&nbsp;VA outpatient clinic, a community clinic&nbsp;of the <a href="https://www.orlando.va.gov/locations/viera.asp" target="_blank" data-mce-href="https://www.orlando.va.gov/locations/viera.asp" rel="noopener noreferrer">Orlando VA Medical Center</a>.&nbsp;

Veteran Centers and Clinics

Reviews of Palm Bay Assisted Living Facilities

At Palm Bay Memory Care, you will live life to the fullest with a dedicated team of memory care professionals.

Our engaging senior living community on the east central coast of Florida is conveniently located by the Saint Johns River, southeast of Orlando. Palm Bay Memory Care offers an assortment of daily activities and specialty programming to enrich the lives of residents every day.

As a small community, we value our residents as individuals and support their independence. Our staff takes a mind, body, and spirit approach to wellness, and makes every resident feel like family. Palm Bay Memory Care fosters independence and dignity in a memory care community built for safety, security, and stress-free living.

Enjoy memory-focused music classes, and restaurant-style meals, or spend time in our full-service salon and barbershop. Take advantage of our secure courtyard with manicured walking paths and raised garden beds with fresh herbs and fragrant flowers. Youll find what youre looking for at Palm Bay Memory Care, a place that is not just like home, it is home. Welcome to the family! To learn more about this providers license and review other available state reports, please visit: <a href="https://quality.healthfinder.fl.gov/">Florida Agency of Health Care Administration</a>

Palm Bay Memory Care

At Century Oaks we are staffed by dedicated employees committed to providing the best quality care through personal attention to details. Our staff is experienced and trained to provide an uplifting atmosphere for an active retirement community

We are located within a residential community close to shopping, dining, and entertainment.
An Active Senior Retirement Rental Community with Independent & Assisted Living and Bayberry House Memory Care. We feature Independent & Assisted Living in one or two-bedroom, spacious apartments within a 24 hour monitored, secure 2-story courtyard building. We also have a secure Memory Care accommodation for residents with Alzheimer's or other forms of dementia. Our amenities include meals, all utilities (except phone), scheduled transportation, cable TV, laundry facilities, weekly housekeeping and flat laundry service. Pets are welcome.

Featured Amenities<ul>
<li>Elegant Dining Room Serving
<li>Three Meals Monday thru Sat.
<li>Sunday Brunch Buffet and Dinner
<li>All Utilities (Except Telephone)
<li>Weekly Housekeeping
<li>Weekly Flat Laundry Service
<li>Cable TV
<li>Scheduled Transportation
<li>24-Hour Monitored Security
<li>Health & Safety Emergency Response System
<li>Convenient Laundry Facilities
<li>Swimming Pool
<li>Shuffleboard
<li>Nature Observation Area
<li>Exercise Room
<li>Card Room
<li>Billiard Room
<li>Arts & Crafts Room
<li>Library
<li>Social Entertainment Room</li>
</ul>

We also offer specialized Catered Services at an additional charge:
<ul>
<li>Beauty/Barber Shop
<li>Personal Valet Laundry Service
<li>Pets
<li>Respite care</li>
</ul>

Century Oaks

Welcome to Glenbrooke Senior Living, nestled within one of Central Florida's best-kept secrets, the beautiful City of Palm Bay. Anyone can see the benefits of good old-fashioned retirement living along the east coast shores of the sunshine state with mother nature and all its glory, the fantastic trails and nature preserves, caliber golf courses and scenic waterfront views. At Glenbrooke Senior Living, we offer a resort-style retirement unlike any other. Our maintenance-free, senior community provides you with the lifestyle you deserve at a price you can afford. With award-winning chef-prepared meals, daily events and activities scheduled, a friendly neighborhood community and gorgeous landscaping, Glenbrooke Senior Living shows you a new way to live your life at best.

Heated Pool:
Catch some sun, vitamin D, at our outdoor community pool. Access to our heated pool is available to residents year-round. Unwind and relax poolside or take an aqua aerobics class. Being an active senior resident does have its benefits!

Resort-Style Dining:
Experience exquisite dining options and exceptional customer service while dining at Glenbrooke Senior Living. Delicious, healthy foods and exciting menu options are prepared by our culinary and dining service team. Every meal is prepared with the freshest of ingredients by our Executive Chef.

Fitness &amp; Wellness Centers:
At Glenbrooke Senior Living, our onsite fitness center is available to residents desiring an enjoyable and active lifestyle. Physical activity is a perfect way to stay healthy and improve overall well-being-at any age. You can stay fit and healthy by using the exercise machines, free weights and mats available onsite.

Arts &amp; Crafts Rooms:
Are you crafty or would you like to learn a new craft? Our Arts &amp; Crafts room is the perfect escape for residents looking to explore their talents at their craft of choice. The Arts &amp; Crafts room is open to all residents for individual use as well as group craft activities. 

Independent Living:

Our goal at Glenbrooke Senior Living is to provide an easy living, independent lifestyle among a community of friends. In the quaint community of Palm Bay, you'll rediscover life's joys at Glenbrooke and liberate yourself from the demands of home ownership. It's time to experience Independent Senior Living at ease and leave the rest to us!

Assisted Living:

Glenbrooke Senior Living offers a fully licensed Assisted Living Community on-premises. We understand that each individual's needs are personal and unique. At Glenbrooke Senior Living, we strive to work with our residents on a personal basis to ensure specific needs are addressed and appropriately met. Residents of our Assisted Living Community are afforded as much independence as preferred with the comfort of knowing that personal care and support services are available on-site as needed.

 To learn more about this provider's license and review other available state reports, please visit: <a href="https://quality.healthfinder.fl.gov/">Florida Agency of Health Care Administration</a>

Glenbrooke Senior Living

We offer a home like setting and cheerful smiles from our professional staff who greet you every day. Our caring staff offers the assistance you need while respecting your independence.

Our peaceful setting, restaurant style dining experience, activities and beautiful setting combine to create a wonderful living environment everyday. Our genuine caring staff, home style meals, daily activities add to our residents' experience. .

Through special events, activities, clubs and ongoing cultural enrichment programs, we offer unlimited opportunities for you to get to know other residents and us. Call to set up an appointment for a tour because we delight in showing you our home.

<h5>Amenities and Services</h5>
<ul>
<li>Daily assistance with bathing and dressing</li>
<li>Medication management</li>
<li>Dining assistance and special diets</li>
<li>Assistance with reminders and redirection</li>
<li>Escorts and assistance with walking</li>
<li>Emergency response call system</li>
<li>Housekeeping</li>
<li>Laundry and linen service</li>
 </ul>
*Rates subject to change at any time. Level of care not included.Assisted Living Facility #9396 To learn more about this providers license and review other available state reports, please visit: <a href="https://quality.healthfinder.fl.gov/">Florida Agency of Health Care Administration</a>

Brookdale Melbourne

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