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independent-living

An explanation of retirement living costs. Visit to learn more about finding the right retirement community or to find a retirement community near you.

Discover the typical cost of living in a retirement community, what&#39;s included in the cost of a retirement communities and what to expect in various types of retirement communities.

The Cost of Living in a Retirement Community

An article defining Activities of Daily Living. Learn more about Senior Care by browsing our library of insightful articles or find senior care using our comprehensive directory.

Learn about activities of daily living, how ADLs are assessed and what the results can mean if you&#39;re considering long-term care for yourself or a loved one.

A Primer on the Activities of Daily Living (ADLs)

A brief overview of veterans benefits, what they offer, and how to learn more about them.

Some veteran benefits can help with assisted living costs. Discover which ones can, how to apply and how to find the ideal assisted living community for your loved one.

Veterans Benefits: A Brief Overview

Veterans Benefits

Learn more about the pros and cons of buying long-term insurance and how to use it to pay for senior care.

Learn about long-term care insurance for seniors, what services are covered, who is eligible, its benefits, how to sign up, and viable alternatives to this policy.

Long-Term Insurance: Planning for Your Future

Life insurance can be a powerful financial retirement tool if used properly. Learn how.

A life settlement from life insurance provides financial freedom for retirees. Discover how life settlements work, how much you&rsquo;ll get, eligibility requirements, and more.

Financing Your Retirement with Life Insurance

An article explaining what PACE Programs are. Learn more about PACE Programs or search our nationwide directory to find home care near you.

The Program of All-Inclusive Care for the Elderly (PACE) combines all the services offered by Medicare and Medicaid. Learn more about the program, eligibility, and how to apply for PACE.

PACE Programs: Programs of All-Inclusive Care for the Elderly

As the population ages and Baby Boomers face the realities of paying for care for their parents and for themselves, it becomes clear that the biggest hurdle to senior care is paying for it.

Learn about the cost of long-term care and ways you can pay for care, including Medicaid, VA benefits and the PACE program, in this guide for older adults.

Paying for Long-Term Care: How to Overcome this Costly Hurdle to Safeguard Your Future

Paying for Long-Term Care: An Overview

Learn about tips for senior downsizing, how to make the downsizing process as easy as possible, and senior downsizing options.

From saving money to avoiding household chores, there are dozens of great reasons to downsize. Read our free guide for tips on navigating the process.

Senior Downsizing Guide

Senior Downsizing Tips

memory-care

For seniors coping with dementia, one of the greatest frustrations is the inability to do those things they once loved. Activities and hobbies that used to be second nature might start to feel fuzzy or distant. This harsh reality can be discouraging for the person suffering from dementia, as well as the friend or loved one who is trying to engage them.

Learn about the benefits of activities for people with dementia and find a list of dementia-friendly things to do in this comprehensive guide.

Activities To Do With Seniors Who Have Dementia

12 Activities for People With Dementia

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Costs at The Blake at Viera

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<a href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" target="_blank" data-mce-href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" rel="noopener noreferrer">Genworth’s 2018 Cost of Care study</a>&nbsp;places Melbourne’s average monthly cost for assisted living slightly higher than the state’s average of $3,500 but significantly lower than the national average of $4,000. Melbourne is one of the costlier cities for assisted living on Florida’s Atlantic coast, averaging over $100 a month more than Port Saint Lucie ($3,620) and more than $200 a month more than cities in the nearby Sebastian area ($3,524). Assisted Living Cost Comparison Chart

Assisted Living Costs in Melbourne

<li>Melbourne: $3,750</li>
<li>National average: $4,000</li>
<li>State average: $3,500</li>
<li>Sebastian area: $3,524</li>
<li>Port Saint Lucie: $3,620</li>
<li>Orlando area: $3,275</li>
<li>Sebring $3,038</li>
<li>Lakeland area: $2,808</li>
<li>Tampa area: $3,250</li>

Assisted Living Cost Comparison Chart

Financial Assistance for Assisted Living in Melbourne

Statewide Medicaid Managed Care Long-Term Care Program Designed to support residents who require long-term care, the&nbsp;<a href="http://elderaffairs.state.fl.us/doea/smmcltc.php" target="_blank" data-mce-href="http://elderaffairs.state.fl.us/doea/smmcltc.php" rel="noopener noreferrer">Statewide Medicaid Managed Care Long-Term Care Program</a>&nbsp;(SMMC LTC) assists Medicaid-eligible Florida seniors with in-home assistance, community services and assisted living. Program participants work with case managers, who assess care needs to determine a plan to facilitate care in the least restrictive environment possible. Benefits are numerous and may include assisted living, adult foster care, assistive care services and home-delivered meals. To receive SMMC LTC services, individuals must be legal Florida residents at least 65 years old (or between 18 and 64 and designated as disabled), meet Florida Medicaid eligibility requirements and require a nursing facility level of care, which does not necessarily mean they require residence in a nursing home. An individual’s monthly income and assets cannot exceed a combined total of $2,313, while couples applying jointly cannot go over $4,626. Seniors interested in this program should call their local&nbsp;<a href="http://www.seniorresourcealliance.org/" target="_blank" data-mce-href="http://www.seniorresourcealliance.org/" rel="noopener noreferrer">Area Agency on Aging</a>&nbsp;or the Elder Helpline at 800-262-2243 and request a screening for home- and community-based services. A representative will schedule a screening interview with the primary caregiver, who will be asked to provide basic information, such as income and care needs. The Optional State Supplement (OSS) For low-income Florida seniors already in residential care facilities, such as assisted living,&nbsp;<a href="http://www.fdhc.state.fl.us/SCHS/ALWG/archived/docs/2011/2011-11-07_08/OSSFACT-102011.pdf" target="_blank" data-mce-href="http://www.fdhc.state.fl.us/SCHS/ALWG/archived/docs/2011/2011-11-07_08/OSSFACT-102011.pdf" rel="noopener noreferrer">The Optional State Supplement (OSS) grant</a>&nbsp;provides financial assistance that comes as a cash payment to be applied toward room and board. Payments vary depending on the facility, up to a maximum of $239 per month for individuals and $487 per month for couples. Residents must be 65 or older (unless disabled) and require placement in residential care, as determined by an assigned case manager. The monthly income limit for eligibility is $828.40 for individuals and $1,656.80 for couples in residential care. The income limits are slightly higher for individuals in mental health care facilities. Asset limits and rules are similar to those in place for Medicaid. To apply for this program, you can visit the<a href="http://www.myflfamilies.com/service-programs/access-florida-food-medical-assistance-cash" target="_blank" data-mce-href="http://www.myflfamilies.com/service-programs/access-florida-food-medical-assistance-cash" rel="noopener noreferrer">&nbsp;ACCESS Florida</a>&nbsp;website. VA Aid and Attendance Program For veterans or surviving spouses seeking help with assisted living costs, the&nbsp;<a href="https://www.va.gov/pension/aid-attendance-housebound/" target="_blank" data-mce-href="https://www.va.gov/pension/aid-attendance-housebound/" rel="noopener noreferrer">VA Aid and Attendance Program</a>&nbsp;provides additional funds beyond the basic VA pension to help offset costs of care. The VA Aid and Attendance Program is available to veterans aged 65 and over who require assistance with activities of daily living. As financial eligibility requirements for this program may be complex, it’s best to visit your local&nbsp;<a href="https://www.va.gov/find-locations/?facilityType=benefits" target="_blank" data-mce-href="https://www.va.gov/find-locations/?facilityType=benefits" rel="noopener noreferrer">VA benefits office.</a> Florida Project R.E.L.I.E.F. Individuals looking to stay in their homes may find assistance through Florida’s Project R.E.L.I.E.F. (Respite for Elders Living in Everyday Families). This free in-home program provides trained volunteers to relieve caregivers of Alzheimer’s patients and individuals with dementia, allowing families to better care for their loved ones at home. To qualify, individuals must be Florida residents 60 years of age or older, who are unable to care for themselves and cannot afford respite care. The program is managed by the&nbsp;<a href="http://elderaffairs.state.fl.us/doea/arc.php" target="_blank" data-mce-href="http://elderaffairs.state.fl.us/doea/arc.php" rel="noopener noreferrer">Florida Area Agencies on Aging</a>, with each local agency maintaining its own specific requirements. To learn more, you can also visit Florida’s&nbsp;<a href="http://elderaffairs.state.fl.us/doea/relief.php" target="_blank" data-mce-href="http://elderaffairs.state.fl.us/doea/relief.php" rel="noopener noreferrer">Department of Elder Affairs</a>. Community Care for the Elderly (CCE) Medicaid-ineligible Florida residents may qualify for the Community Care for the Elderly (CCE) program, which strives to enable seniors to receive care at home rather than in costly Medicaid-funded facilities. Available benefits may include non-medical transportation, adult day health care and other services that allow individuals to stay safely at home. Seniors can select and hire their own caregivers, including family members. Participants pay a co-pay for benefits, which is generally 1 to 3 percent of their income. Applicants must be Medicaid-ineligible Florida residents at least 60 years of age with a functional impairment for which they require assistance. There are no income limits. To learn more about the program or apply, contact one of the program’s<a href="http://elderaffairs.state.fl.us/doea/docs/CCE%20Lead%20Agency.pdf" target="_blank" data-mce-href="http://elderaffairs.state.fl.us/doea/docs/CCE%20Lead%20Agency.pdf" rel="noopener noreferrer">&nbsp;lead agencies</a>&nbsp;or call the Elder Helpline at 1-800-963-5337. Assisted Living and Eldercare Bridge Loans For individuals in need of immediate funds while awaiting benefits or selling a home or for families looking for a temporary solution until permanent funding can be secured, Elderlife Financial provides bridge loans. This line of credit has a fast approval process, sometimes within 24 hours of applying, and it allows multiple co-borrowers. Similar to traditional loans, eldercare bridge loan originators consider credit scores, although loans with multiple borrowers weight individual creditworthiness less. Lenders will also want to know where borrowers plan to secure long-term funding. As these loans are generally given to families, the age and the health of the person in need of care aren’t relevant to approval. For additional information on assisted living and eldercare bridge loans, you can contact&nbsp;<a href="https://elderlifefinancial.com/" target="_blank" data-mce-href="https://elderlifefinancial.com/" rel="noopener noreferrer">Elderlife Financial Services</a>.

Other Financial Assistance Programs for Assisted Living

The average cost of assisted living in the city is $3,750 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 20 Assisted Living Communities in Melbourne and several in surrounding areas.<ul><li>Assisted living: $3,750</li><li>Nursing home semiprivate room: $8,365</li><li>In-home care: $3,813</li><li>Adult day health services: $1,408</li></ul>

Assisted Living in Melbourne, FL

Assisted Living Articles and Resources

Florida Medicaid offers medical care assistance to residents who meet specific income and asset requirements, regardless of age. Qualified residents who enroll in the Managed Medical Assistance (MMA) program may choose from a selection of&nbsp;<a href="https://www.flmedicaidmanagedcare.com/" target="_blank" data-mce-href="https://www.flmedicaidmanagedcare.com/" rel="noopener noreferrer">managed care plans</a>&nbsp;and receive access to comprehensive services, including doctors, hospitals, home health care, nursing homes, hospice, prescription drugs, behavioral health and transportation to appointments. To apply for Medicaid, you can visit the&nbsp;<a href="http://www.myflorida.com/accessflorida/" target="_blank" data-mce-href="http://www.myflorida.com/accessflorida/" rel="noopener noreferrer">Florida Department of Children and Families</a>&nbsp;or call 866-762-2237. Seniors who currently receive Supplemental Security Income (SSI) should work directly with the&nbsp;<a href="https://www.ssa.gov/disabilityresearch/wi/medicaid.htm" target="_blank" data-mce-href="https://www.ssa.gov/disabilityresearch/wi/medicaid.htm" rel="noopener noreferrer">Social Security Administration</a>.

Medicaid in Florida

 Detailed profiles of 20 Assisted Living Facilities in Melbourne, FL. Average cost is 3500 per month.  Reviews, ratings, costs, pictures, amenities, and more.

 20 Assisted Living Facilities in Melbourne, FL (with Reviews)

Nearby Assisted Living Facilities

Other Senior Living in Melbourne, FL

Assisted Living Resources in Melbourne

Brevard County, where Melbourne is located, has the largest population of seniors in the state of Florida, with one in four residents a senior. Consequently, Melbourne is home to several senior centers and wellness programs dedicated to improving the quality of life for its elder population, offering educational and socialization opportunities.

Senior Centers and Wellness Programs

Eligible veterans can find counseling services, apply for benefits and receive employment referral at their local Veterans Affairs office. These centers are open during nontraditional hours to accommodate family needs.

Veterans Centers

Reviews of Melbourne Assisted Living Facilities

Palm Cottages is an assisted living and memory care community located just off I-95 in Rockledge, Florida. The beautiful five-acre campus has been carefully designed to enhance the natural beauty of the Florida landscape and to create an oasis for the residents to enjoy. Our community offers eight homelike cottages, each containing twelve private suites and baths. Each cottage includes a screened in front porch, its own dining area and living room. Our meals are homemade and served in a family-type gathering with fresh varieties offered daily. We also have a 5,000 sq. ft. clubhouse where residents can enjoy a full complement of programs. We offer a variety of activities and social gatherings such as live entertainment, parties, games, and much more.

Our community&#39;s unique design sets us apart from the competition. We don&#39;t have long mazes of hallways and giant dining rooms where residents just become another number. The cottage-style setup provides a more intimate, cozy setting. The food is made from scratch and you can smell it cooking throughout the day. When you live at Palm Cottages, you feel like you are staying at a bed and breakfast.

Palm Cottages

Nestled in the heart of Melbourne just minutes from shopping, parks, golf courses, hospitals, sandy beaches and the airport is a luxury retirement community offering a full range of senior living options. At Watersong, seniors enjoy retirement to its fullest, no matter where they are they on life&#39;s journey.

Watersong is owned and operated by Senior Living Communities, a company that has been a leader in the industry for more than 22 years. Based in Charlotte, North Carolina, Senior Living Communities manages several retirement properties throughout the Southeast and Midwest.

<h2>Featured Amenities</h2>

Residents at Watersong enjoy a selection of floor plans and may choose from charming, cottage-style homes as well as deluxe villa apartment suites. All of our residential units feature designer finishes, such as granite countertops and hardwood floors, full kitchens and in-unit washers and dryers.

In addition to our many on-site amenities, including a state-of-the-art Wellness Center, indoor and outdoor swimming pools, bar, lounge, salon and spa, our residents also enjoy membership at nearby The Duran Golf Club. The Club&#39;s facilities include both Championship and Par-3 golf courses, as well as a driving range, pitching green and putting green.

<h2>Available Services</h2>

To ensure that life at Watersong is hassle-free, we provide numerous services for the comfort and convenience of our residents. From doing the laundry and changing the linens to our scheduled transportation and concierge service, we do all we can to help our residents live life to the fullest.

For our seniors in need of extra care and support, our staff of professional caregivers are available 24/7 to provide assisted living and memory care under the supervision of a Registered Nurse.

At Watersong, it is our primary goal to help seniors live longer, healthier and happier lives.

The Brennity at Melbourne

<h4>Surround Yourself In Luxury, Resort-Style Living At Alura Senior Living.

Alura Senior Living is a luxury, resort-style, Independent Living, Assisted Living, and Memory Care community located in sunny Rockledge, Florida with convenient proximity to the Cocoa Beach and Merritt Island areas. Our newly constructed, state-of-the-art community opened its doors to our first residents in 2021. The moment you step into our grand lobby, you feel at home. Enveloped in luxury and design that flow through every aspect of our community. From the welcoming dining areas to the tropical patios, even the most discerning future resident will be impressed.

<h4>Independent Living:</h4>
Leave your cares and responsibilities behind and experience full-time, luxury, resort-style senior living at its finest.

<h4>Assisted Living:</h4>
Enjoy life to its fullest and take advantage of our daily activities. At Alura there's always a helping hand from our experienced caregivers.

<h4>Memory Care:</h4>
Keep your mind strong and your spirits high with exciting mind-building activities in a luxurious, enriching environment. To learn more about this providers license and review other available state reports, please visit: <a href="https://quality.healthfinder.fl.gov/">Florida Agency of Health Care Administration</a></h4>

Alura Senior Living

Our brand new all-inclusive 55 and over senior living community is home to those who relish living a luxurious lifestyle, complete with round-the-clock service, resort-style dining, and lavish accommodations.

We’ve thought of everything. The value and luxury built into our long list of amenities are what sets us apart.

Our month-to-month rent includes no hidden fees. With everything taken care of by our professional staff, you’ll have the time and freedom to enjoy all the amenities and services we have to offer!

<ul>
<li>Full Kitchens</li>
<li>Custom Cabinets</li>
<li>Designer Countertops</li>
<li>Spacious Walk-In Closets</li>
<li>Washer & Dryer Hook-Ups</li>
<li>Individual Climate Controls</li>
<li>Ceiling Fans</li>
<li>No Fee For Pets</li>
<li>Paid Utilities</li>
<li>Cable TV and Wi-Fi</li>
</ul>

Our signature Freedom Dining program is our most talked-about amenity among our residents. The program mimics the dining experience of a luxury resort. Professional chefs work hard to provide three wonderful, nutritious meals each day – meals that pair nicely with flexible hours, with snacks always available in between.

Shell Harbor Retirement 

Learn more about The Blake at Viera and other Senior Living communities providing The Blake at Viera services around Melbourne, Florida.&nbsp;See reviews, prices, photos, services, amenities and more...

The Blake at Viera - Melbourne, Florida

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The Blake at Viera Amenities

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