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An explanation of retirement living costs. Visit to learn more about finding the right retirement community or to find a retirement community near you.

Discover the typical cost of living in a retirement community, what&#39;s included in the cost of a retirement communities and what to expect in various types of retirement communities.

The Cost of Living in a Retirement Community

An article defining Activities of Daily Living. Learn more about Senior Care by browsing our library of insightful articles or find senior care using our comprehensive directory.

Learn about activities of daily living, how ADLs are assessed and what the results can mean if you&#39;re considering long-term care for yourself or a loved one.

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A brief overview of veterans benefits, what they offer, and how to learn more about them.

Some veteran benefits can help with assisted living costs. Discover which ones can, how to apply and how to find the ideal assisted living community for your loved one.

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Veterans Benefits

Learn more about the pros and cons of buying long-term insurance and how to use it to pay for senior care.

Learn about long-term care insurance for seniors, what services are covered, who is eligible, its benefits, how to sign up, and viable alternatives to this policy.

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Life insurance can be a powerful financial retirement tool if used properly. Learn how.

A life settlement from life insurance provides financial freedom for retirees. Discover how life settlements work, how much you&rsquo;ll get, eligibility requirements, and more.

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An article explaining what PACE Programs are. Learn more about PACE Programs or search our nationwide directory to find home care near you.

The Program of All-Inclusive Care for the Elderly (PACE) combines all the services offered by Medicare and Medicaid. Learn more about the program, eligibility, and how to apply for PACE.

PACE Programs: Programs of All-Inclusive Care for the Elderly

As the population ages and Baby Boomers face the realities of paying for care for their parents and for themselves, it becomes clear that the biggest hurdle to senior care is paying for it.

Learn about the cost of long-term care and ways you can pay for care, including Medicaid, VA benefits and the PACE program, in this guide for older adults.

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memory-care

For seniors coping with dementia, one of the greatest frustrations is the inability to do those things they once loved. Activities and hobbies that used to be second nature might start to feel fuzzy or distant. This harsh reality can be discouraging for the person suffering from dementia, as well as the friend or loved one who is trying to engage them.

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Costs at Angel Works Management Llc

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<a href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" target="_blank" data-mce-href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" rel="noopener noreferrer">Genworth’s&nbsp;2018 Cost of Care</a>&nbsp;study shows that the average monthly price of assisted living in Cape Coral is $4,000, which is the same as the national average but&nbsp;$500 above the state average. To the north, prices are lower in Punta&nbsp;Gorda&nbsp;($3,400) and the North Port area ($3,874). Prices are higher south of Cape Coral in Naples ($5,448), the most expensive city in the state. Along the Atlantic coast, costs are $3,620 in Port St. Lucie&nbsp;and $3,350 in Miami.&nbsp;

Assisted Living Costs in Cape Coral

The Cost of Assisted Living in Surrounding Areas

Senior care costs are based on&nbsp;a number of factors, such as the location, the staff/senior ratio and most importantly, the level of care needed. In Cape Coral, a semiprivate room in a nursing facility costs more than twice&nbsp;the amount of&nbsp; assisted living because nursing&nbsp;facilities provide 24/7 medical care. By comparison, assisted living includes room and board, however, personal care is not included in the monthly price.&nbsp; Community-based care services&nbsp;received by a homemaker costs $3,909 per month, while a home health aide costs $4,385 per month based on 44 hours of weekly in-home service. These care costs are in addition to regular living expenses, such as rent or mortgage payments, groceries, utilities and home upkeep, which can make the true&nbsp;cost of staying at home significantly higher than assisted living.&nbsp;

Care Cost Comparison

Senior Care Cost Comparison Chart

Financial Assistance for Assisted Living in Cape Coral

Optional State Supplementation The&nbsp;Florida Department of Children and Families administers a state-funded&nbsp;<a href="https://www.ssa.gov/benefits/ssi/" target="_blank" data-mce-href="https://www.ssa.gov/benefits/ssi/" rel="noopener noreferrer">Supplemental Security Income</a> top-up program that provides financial assistance to low-income seniors in assisted living facilities&nbsp; The&nbsp;<a href="http://www.fdhc.state.fl.us/SCHS/ALWG/archived/docs/2011/2011-11-07_08/OSSFACT-102011.pdf" target="_blank" data-mce-href="http://www.fdhc.state.fl.us/SCHS/ALWG/archived/docs/2011/2011-11-07_08/OSSFACT-102011.pdf" rel="noopener noreferrer">Optional State Supplementation</a>&nbsp;program helps eligible seniors pay for the room-and-board portion of their assisted living costs.&nbsp; To qualify for OSS&nbsp;benefits, seniors must collect SSI&nbsp;and be unable to live independently due to illness, injury or age-related loss of function. If approved, seniors may receive a maximum of $78.40 per month ($156.80 per month for couples) in addition to their regular SSI&nbsp;benefit. For more information, contact&nbsp;<a href="https://www.myflfamilies.com/service-programs/access/" target="_blank" data-mce-href="https://www.myflfamilies.com/service-programs/access/" rel="noopener noreferrer">ACCESS Florida</a>&nbsp;at (866) 762-2237 or the Social Security Administration at (800) 772-1213.&nbsp; Veterans Aid and Attendance Benefits and Housebound Allowance The&nbsp;<a href="https://www.va.gov/pension/aid-attendance-housebound/" target="_blank" data-mce-href="https://www.va.gov/pension/aid-attendance-housebound/" rel="noopener noreferrer">VA Aid and Attendance Benefits and Housebound Allowance</a>&nbsp;are two enhanced monthly pension programs for eligible veterans and survivors. Applicants&nbsp;must be eligible for the regular VA pension and have a permanent disability or life-limiting condition. Claimants who meet the medical criteria but are ineligible for the basic pension due to excess income may also qualify as these programs provide increased pension benefits. Under Aid and Attendance, the&nbsp;<a href="https://www.benefits.va.gov/pension/current_rates_veteran_pen.asp" target="_blank" data-mce-href="https://www.benefits.va.gov/pension/current_rates_veteran_pen.asp" rel="noopener noreferrer">maximum annual pension</a>&nbsp;is $22,577 to single veterans and $26,766 for veterans with one dependent. Single survivors may receive a&nbsp;<a href="https://www.benefits.va.gov/pension/current_rates_survivor_pen.asp" target="_blank" data-mce-href="https://www.benefits.va.gov/pension/current_rates_survivor_pen.asp" rel="noopener noreferrer">maximum annual pension</a>&nbsp;of $14,509 and up to $17,309 with one dependent. Applicants may be eligible for Aid and Attendance if they are: 
<li>Legally blind</li>
<li>A resident of a nursing home&nbsp;</li>
<li>Bedridden due to chronic illness or disability</li>
<li>Dependent on a caregiver for help with activities of daily living, such as eating, getting dressed, toileting or navigating their home</li>
 Under&nbsp;Housebound, single veterans may receive a maximum annual pension of $16,540, and veterans with one dependent may receive up to $20,731. Single survivors may qualify for up to $11,095, and survivors with dependents may receive a maximum of $13,893 per year.&nbsp; Applicants may be eligible for Housebound if they have:&nbsp; 
<li>A&nbsp;100% disability rating for one disability, and that disability permanently confines them to their home, or</li>
<li>A 100% disability rating for one disability, and at least one additional disability rated at 60% of higher&nbsp;</li>
 For more information and help with the application process, contact&nbsp;<a href="http://www.leegov.com/dhs/veterans" target="_blank" data-mce-href="http://www.leegov.com/dhs/veterans" rel="noopener noreferrer">Lee County Veterans Services</a> at (239) 533-8381.&nbsp;

Other Financial Assistance Programs for Assisted Living

The average cost of assisted living in the city is $4,000 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 3 Assisted Living Communities in Cape Coral and several in surrounding areas. The Cost of Senior Care in Cape Coral, FL<ul><li>Assisted Living: $4,000</li><li>Nursing Home Care: $8,304</li><li>In-home Care: $3,909</li><li>Adult Day Health Services: $1,571</li></ul>

Assisted Living in Cape Coral, FL

Assisted Living Articles and Resources

<a href="https://www.medicaid.gov/" target="_blank" data-mce-href="https://www.medicaid.gov/" rel="noopener noreferrer">Medicaid</a>&nbsp;is the federally mandated, government-funded health program that gives low-income children, adults with disabilities&nbsp;and seniors access to essential health services. Each state administers its own Medicaid program, and by law, all Medicaid plans must provide these <a href="https://www.medicaid.gov/medicaid/benefits/list-of-benefits/index.html" target="_blank" data-mce-href="https://www.medicaid.gov/medicaid/benefits/list-of-benefits/index.html" rel="noopener noreferrer">mandatory benefits</a>:&nbsp;&nbsp; <ul>
<li>Doctor’s visits</li>
<li>X-rays and basic lab services</li>
<li>Long-term care&nbsp;</li>
<li>Emergency care</li>
<li>Inpatient and outpatient hospital services</li>
<li>Transportation to Medicaid-funded services</li>
<li>Home health services</li>
</ul> States can also offer state-specific optional Medicaid benefits through special programs and Medicaid waivers that may include: <ul>
<li>Case management</li>
<li>Prescription medications</li>
<li>Vision testing and eyeglasses</li>
<li>Dentures and dental services</li>
<li>Enhanced early screening and diagnostic services</li>
<li>Hospice care</li>
<li>Personal and attendant care</li>
<li>Prosthetics</li>
<li>Private duty nursing</li>
<li>Rehabilitation therapies</li>
</ul> In Florida, the Medicaid program is administered by the&nbsp;<a href="https://www.myflfamilies.com/service-programs/access/medicaid.shtml" target="_blank" data-mce-href="https://www.myflfamilies.com/service-programs/access/medicaid.shtml" rel="noopener noreferrer">Department of Children and Families</a>. Some long-term Medicaid services for seniors aged 65 and older are administered through the&nbsp;<a href="http://elderaffairs.state.fl.us/index.php" target="_blank" data-mce-href="http://elderaffairs.state.fl.us/index.php" rel="noopener noreferrer">Department of Elder Affairs</a>.&nbsp; Medicaid Income and Asset Limits Florida seniors who collect&nbsp;<a href="https://www.ssa.gov/onlineservices/" target="_blank" data-mce-href="https://www.ssa.gov/onlineservices/" rel="noopener noreferrer">Social Security Income</a>&nbsp;benefits are automatically provided with aged, blind and disabled&nbsp;<a href="https://www.myflfamilies.com/service-programs/access/medicaid.shtml" target="_blank" data-mce-href="https://www.myflfamilies.com/service-programs/access/medicaid.shtml" rel="noopener noreferrer">Medicaid</a>&nbsp;coverage. Additional screening is needed for SSI recipients who&nbsp;want to participate in Medicaid waiver programs.&nbsp; All other seniors who need institutional and home and community-based Medicaid services must meet the following eligibility criteria: <ul>
<li>Be a U.S. citizen or hold valid immigration status</li>
<li>Be a permanent resident&nbsp;of Florida</li>
<li>Have a valid Social&nbsp;Security number</li>
<li>Earn no more than $2,313 per month, or</li>
<li>Earn no more than $4,626 per month in joint income when applying with a spouse, and</li>
<li>Own no more than $2,000 in countable assets, or</li>
<li>Own no more than $3,000 in countable assets when applying with a spouse</li>
<li>Require the level of care normally provided in a nursing facility</li>
</ul> Countable assets include all cash and investments, such as stocks, bonds and vacation properties. The applicant’s primary home is exempt as long as it’s occupied by the applicant and/or their spouse and is valued at $585,000 or less.&nbsp; Minimum&nbsp;Monthly Needs Allowance&nbsp;Rule Under the community spouse resource allowance, a non-applicant spouse can keep half of the couple’s joint assets valued up to $126,420 in addition to any exempt assets.&nbsp; The community spouse isn’t expected to contribute to their spouse’s care costs. If the community spouse is financially&nbsp;dependent on the applicant, the applicant can transfer up to $3,161 per month to the community spouse under the minimum monthly needs allowance rule.&nbsp;&nbsp; Statewide Medicaid Managed Care Long-Term Care Program Seniors who qualify for institutional Medicaid coverage who can safely live in the community with additional services and supports may be eligible for the <a href="http://elderaffairs.state.fl.us/doea/smmcltc.php" target="_blank" data-mce-href="http://elderaffairs.state.fl.us/doea/smmcltc.php" rel="noopener noreferrer">Statewide Medicaid Managed Care Long-Term Care</a> program. SMMC LTC is a nursing home diversion program that funds long-term care services, such as personal care, skilled nursing, rehabilitation therapies and adult day health services. It also covers medical supplies and mobility aids, a medical alert system, nonemergency medical transportation and home-delivered meals. Services are assigned based on the needs of each participant.&nbsp;Enrollees can reside in a noninstitutional setting, such as an assisted living facility, however, the SMMC LTC doesn’t cover room-and-board costs.&nbsp; Eligible seniors need to complete the <a href="http://elderaffairs.state.fl.us/doea/cares.php" target="_blank" data-mce-href="http://elderaffairs.state.fl.us/doea/cares.php" rel="noopener noreferrer">Comprehensive Assessment and Review for Long-Term Care Services</a>. This federally mandated assessment looks at the current and projected care needs of each applicant. The assessor recommends the most appropriate placement based on the findings of the assessment, which may be enrollement into the SMMC LTC.&nbsp; For more information contact the <a href="https://aaaswfl.org/" target="_blank" data-mce-href="https://aaaswfl.org/" rel="noopener noreferrer">Area Agency on Aging for Southwest Florida</a>&nbsp;at (866) 413-5337.&nbsp;

Medicaid in Florida

 Detailed profiles of 3 Assisted Living Facilities in Cape Coral, FL. Average cost is 4000 per month.  Reviews, ratings, costs, pictures, amenities, and more.

 3 Assisted Living Facilities in Cape Coral, FL (with Reviews)

Nearby Assisted Living Facilities

Other Senior Living in Cape Coral, FL

Assisted Living Resources in Cape Coral

Cape Coral’s Parks and Recreation Department operates two community centers for seniors aged 50 and older. Members can enjoy a wide variety of classes, games and drop-in programs, such as bingo, quilting, line dancing and escorted day trips.&nbsp; Transportation and Nutrition Programs Seniors who need low-cost, door-to-door transportation to appointments and errands can register for the&nbsp;<a href="https://www.capecoral.net/department/parks_and_recreationhome/mini_bus_service.php" target="_blank" data-mce-href="https://www.capecoral.net/department/parks_and_recreationhome/mini_bus_service.php" rel="noopener noreferrer">Cape Coral Mini-Bus</a> program.&nbsp; The Friendship Center Dining Program provides seniors aged 60 and older with hot, nutritious lunches in a communal setting Monday-Friday. To register for the Mini-Bus or Dining Program, contact program staff at the Lake Kennedy Center or call (239) 574-0573.&nbsp;

Senior Recreation and Leisure Services

Seniors who need low-cost, door-to-door transportation to appointments and errands can register for the&nbsp;<a href="https://www.capecoral.net/department/parks_and_recreationhome/mini_bus_service.php" target="_blank" data-mce-href="https://www.capecoral.net/department/parks_and_recreationhome/mini_bus_service.php" rel="noopener noreferrer">Cape Coral Mini-Bus</a> program.&nbsp; The Friendship Center Dining Program provides seniors aged 60 and older with hot, nutritious lunches in a communal setting Monday-Friday. To register for the Mini-Bus or Dining Program, contact program staff at the Lake Kennedy Center or call (239) 574-0573.&nbsp;

Transportation and Nutrition Programs

Veterans, survivors and dependents who need information about VA benefits or need help completing claims applications and appeals can contact Lee County Veterans Services.&nbsp;

Veterans Services

Reviews of Cape Coral Assisted Living Facilities

With bright and open amenity spaces to warm and spacious residences, Atrium at Liberty Park offers its residents all the comforts of home with the ease of maintenance-free living.

Services
<ul>
<li>Social calendar focusing on mind, body and soul</li>
<li>Restaurant-style dining</li>
<li>Personalized care plans</li>
<li>24-hour nursing services</li>
<li>On-site therapy services</li>
<li>Assistance with daily living and medication management</li>
<li>State-of-the-art call and monitoring systems</li>
<li>Scheduled transportation to appointments and regular, recreational outings</li>
<li>Weekly housekeeping, laundry and linen services</li>
<li>Complimentary wireless internet and basic cable</li>
</ul>

 To learn more about this provider's license and review other available state reports, please visit: <a href="https://quality.healthfinder.fl.gov/">Florida Agency of Health Care Administration</a>

Atrium at Liberty Park

The sun-soaked town of Cape Coral is the perfect setting for Brookdale Cape Coral (formerly Sterling House of Cape Coral), where we offer personalized assisted living for seniors who need a little extra help yet still desire rich and full lives. Minutes from shopping, restaurants and Cape Coral Hospital, our inviting and cheerful community offers the best in both convenience and comfort.

Brookdale Cape Coral is proud to be a part of Brookdale. Since 1978, Brookdale has been dedicated to enriching the lives of seniors with compassion, respect and integrity.

<h2>Featured Amenities</h2>

Brookdale Cape Coral features attractive private or companion apartments that come in a variety of floor plans. Our spacious units include kitchenettes and private baths with step-in shower. We also warmly welcome small pets.

Our cozy community offers beautifully decorated common areas that are reminiscent of a private home. Residents can gather in our recreation and family rooms for community discussions and crafts, a fireside chat or a hand of bridge. Outside, they can tend to favorite plants in the garden. On cooler or rainy days, our sun room is a contemplative spot to relax with a book or entertain visitors.

<h2>Available Services</h2>

The staff at Brookdale Cape Coral partner with residents to design a personalized service plan that meets their changing needs. We assist residents with daily living activities such as bathing and dressing, all in the privacy of their apartments. Housekeeping and linen services are provided, as well as continuous health monitoring and a continence management program.

Our elegant dining room is the perfect setting for our enticing menu of superbly prepared meals, prepared three times daily by our master chef. Staff are on hand for dining assistance if needed.

We invite you to learn more about Brookdale Cape Coral, a quality assisted care community where we take pride in serving our residents with integrity and respect.

Brookdale Cape Coral

Brookdale Santa Barbara (formerly Clare Bridge of Cape Coral) is a caring senior community dedicated to serving the special care needs of individuals experiencing memory loss. We offer all the amenities of home - and more - with easy access to local services and Cape Coral Hospital. From our building design to our carefully selected staff and specialized programming, we focus on the individual needs of each resident and family we serve, and do so with kindness, understanding and compassion.

Brookdale Santa Barbara is a proud part of Brookdale. Since 1978, we have been dedicated to enriching the lives of seniors with compassion, respect and integrity.

<h2>Featured Amenities</h2>

Brookdale Santa Barbara offers a quiet, comfortable and secure setting. The community is specially designed to assist those who have experienced memory loss in smoothly navigating through their living spaces. Community interiors are homey and recreate environments that people have enjoyed throughout their lives. Our attractive common areas are bright and cheery, with large picture windows and skylights that bring in ample natural light.

Our furnished private and shared suites are attractive and spacious, and each includes a private bath, with step-in shower, safety bars and non-slip surfaces. Residents can decorate their suites with personal furnishings and mementos, and they&#39;ll feel right at home. We warmly welcome small pets into our homelike community.

<h2>Available Services</h2>

Maintaining familiar daily routines is important for our residents experiencing Alzheimer&#39;s or dementia, and the Clare Bridge Daily Path program offers a gentle daily structure that is specialized to the needs of individuals with memory loss. Our specialized programming provides mental stimulation, physical exercise and group activities that provide meaning and purpose to residents&#39; lives. Staff is available 24/7 to provide assistive services such as dressing, grooming and dining.

Each meal in our community is special. Catered by a team of chefs, residents are able to select individualized meals, and they may suggest favorite recipes for the dementia-friendly menu.

Brookdale Santa Barbara is a caring community where the necessary support is given to residents to help them feel comfortable and successful every day.

Brookdale Santa Barbara

As Cape Corals only rental retirement living community offering a continuum of care, we expertly encompass sophistication, safety and comfort for a more enjoyable, more affordable way of life. Modern and stylish interior design, ample opportunities for connection, an array of resort-style amenities ? each detail at Highpoint is fashioned to enrich your retirement living experience, all with an emphasis on safety and wellness.

Our beautifully landscaped community is conveniently located near shopping areas and restaurants, so you can venture out to explore nearby attractions before coming home to recharge in the serenity of your private residence.

Refreshingly carefree retirement living. 
Residents of Highpoint find they worry less and do more of what they love. With a wide range of opportunities to get involved and convenient access to so many amenities, residents can share in experiences and spend time with other seniors without feeling isolated. If youve imagined a close-knit community where staff treats residents like family, look no further than retirement living at Highpoint. To learn more about this providers license and review other available state reports, please visit: <a href="https://quality.healthfinder.fl.gov/">Florida Agency of Health Care Administration</a>

Highpoint at Cape Coral

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