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The average cost of assisted living in the county is $5,940 a month. This guide is a starting point covering the cost of assisted living care in the county, as well as financing options to pay for it. You'll find in-depth information on 27 assisted living facilities in Fairfield County and 30 in surrounding areas.
The Cost of Senior Care in Fairfield County, CT
A newly constructed senior living community boasting elegant, modern décor, Maplewood at Strawberry Hill is proud to serve seniors in need of supportive care.
A brand-new community resembling a Newport Inn, Maplewood at Darien provides caring and compassionate assisted living and memory care services to Connecticut seniors.
Our lush surroundings, beautiful courtyards and elegant interiors provide the ideal setting for the resident-centered approach we take with assisted living at Sunrise of Stamford.
Opening Summer 2019 Leasing Gallery open 7 days a week. Now accepting reservations for residency. Visit us at 1720 Post Rd. Fairfield, CT. Maplewood at Southport boasts a full suite of amenities, open-air courtyards, indoor and outdoor fireplaces, 27 acres…
Brookdale Wilton provides our residents with lifestyles, housing, and services in comfortable surroundings combined with exceptional amenities, programs, and care. Through Brookdale's signature Personalized Assisted Living we customize our care offerings for the individual. This allows each assisted living and…
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Residents enjoy a variety of activities throughout the day and they receive the personal attention they need to live well and with dignity at Ridgefield Crossings.
The Village at Brookfield Common is a haven of tradition and elegance nestled within a community of shops, services, and amenities available to meet your every need.
_____________________________ Here at The Greens at Cannondale we have been providing our residents with care in an elegant and innovative environment for 15 years, we want to make sure that this facility is the right place for you or your…
Designed to evoke the intimate feel of a country inn, Maplewood at Danbury is one of the region’s most well-regarded assisted living and memory care communities.
Minutes from downtown, Brighton Gardens of Stamford is nestled on beautiful, pastoral grounds with lovely courtyards, caring staff and a variety of specialized programs.
Edgehill is the perfect blend of countryside beauty and rich cultural life. Our lush, park-like campus is located in the heart of Lower Fairfield Country, where you will enjoy elegant and Community maintenance-free retirement living while reveling in the Stamford/Greenwich…
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Now Pre-Leasing For more than 20 years, Atria Senior Living has offered Fairfield County families vibrant communities where opportunities to stay active, eat well, connect with neighbors and achieve personal goals are right outside one’s apartment door, every day. Now,…
Brookdale Wilton (formerly Brookdale Place of Wilton) provides a beautiful setting for the personalized assisted living and memory care services we provide. Nestled in the Norwalk River Valley in western Connecticut, Wilton is a beautiful residential area with open lands,…
Opening Late 2019 Nestled in a residential neighborhood of charming Fairfield County, Connecticut, Sunrise of Fairfield provides the very best in personalized care and services—including assisted living and memory care—to seniors in elegant surroundings. Our ideal location just 50 miles…
Benchmark Senior Living at Sturges Ridge of Fairfield in Fairfield, CT is an assisted living community choice for older adults who value their independence but need assistance with daily life activities. If you or your loved one needs help with…
Keystone Place at Wooster Heights is a beacon for an expression of retired living that retains the expression of unique lifestyles and personalities. As a result, our senior community has taken every opportunity to establish meaningful and memorable relationships with…
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Opening Summer 2019 Located in beautiful Newtown, our historic New England town Assisted Living and Memory Care location offers luxury retirement apartments and specializes in senior care. Church Hill Village is not only conveniently located within the commercial Village District,…
Our Wesley Heights community at our Wesley Village Campus offers both independent living cottages and assisted living options to provide multiple levels of service all in one location. Not ready to move into one of our other buildings on campus?…
Sunrise of Stamford is nicer and newer than the previous community I visited. Since it's right off Merritt Parkway it's in a great location. The staff was great, the person who gave me the tour was terrific, and the people that I met were very friendly. They have exercises, they have a large area where they have movies...Read more Sunrise of Stamford reviews
Mom lived at Middlebrook Farms for about a year. The building was well-kept, clean, the meals were good, and the staff had good attitudes. However, she had two falls while she was there. She was very unhappy, she stopped eating, and lost interest in everything. She just sat in her wheelchair, lost her ability to walk, ...Read more Middlebrook Farms at Trumbull reviews
Middlebrook Farms at Trumbull is older and more private and secluded because it is off the street. It has a small cafeteria, a small lunchroom, and a place where you can have haircuts. The staff was very helpful and showed me everything.Read more Middlebrook Farms at Trumbull reviews
I visited the independent living level of Spring Meadows Trumbull, it's a beautiful community. They're in the great location of Trumbull. They're a very active community and there are lots of activities for the residents. It's a very clean place, the people were very friendly, and the food looked great. Everything was ...Read more Spring Meadows Trumbull reviews
Building and grounds are well kept, free of debris and inviting. Greeted with a smile at the entrance, a quick walk through the common areas and dining room indicated high expectations of staff in housekeeping, décor and orderliness. Designed to be inviting and comfortable, many active and engaged clients were out and ...Read more Maplewood at Newtown reviews
Maplewood was very nice, very welcoming, and I loved it, but it was not what my relatives wanted. The people there were very friendly, they showed me everything, including all the different amenities. I liked that it was small, and that it felt like a home atmosphere. It was very colorful, very cheery, and inviting. Th...Read more Maplewood at Darien reviews
The 2018 Genworth Cost of Care study shows that Fairfield County has the highest monthly assisted living rate in Connecticut. At $5,940, the local price is almost 50% more expensive than the national average ($4,000), 17.5% higher than the state median of $4,700 and about 13% above the rate in Hartford ($5,250). The price of assisted living is more affordable in Norwich ($4,300) and dramatically less expensive in New Haven, where seniors pay the state’s lowest cost of $3,435 per month.
Note: Data for senior care costs in Fairfield County wasn’t available, so data for the city of Bridgeport was used instead.
The Cost of Assisted Living in Surrounding Areas
Costs for senior care options in Fairfield County differ by a staggering $13,000 depending on the type and extent of care required. Group adult day health services provided only on weekdays average just $1,993 per month, while 24/7 skilled care provided in nursing homes costs a whopping $15,011.
The rate for assisted living is $5,940 per month, whereas homemaker and home health aide services average $4,147 and $4,671, respectively. Although there appears to be a significant difference between the average rates, costs for these care options are much closer when everyday living expenses are taken into account, such as groceries, upkeep, utilities, taxes and insurance. These costs aren’t included in the rates for in-home care, but they’re covered by room and board in most assisted living facilities.
Senior Care Cost Comparison Chart
Medicaid is the nation’s largest health insurance provider, delivering vital services to more than 65 million low-income Americans. The program is regulated and jointly funded by the federal government and administered by each state to best meet the needs of its most vulnerable residents.
In Connecticut, the Medicaid program called HUSKY Health provides coverage for one-fifth of the state’s population, including pregnant women, families with young children, the elderly and disabled adults.
Qualifying for HUSKY Health
Eligible Fairfield County residents can receive numerous health care benefits, including inpatient and outpatient hospital care, emergency treatment, primary and specialist care, occupational and physical therapy, X-rays and diagnostic tests, prescriptions and long-term nursing home care.
Fairfield County residents who are American citizens or legal aliens and aged 65 or older — or aged 64 or younger if blind or disabled — can qualify for nursing home care through HUSKY Health if their monthly income is less than the established facility rate. Single applicants are limited to $1,600 in assets, and married spouses applying together may have $3,200 in combined assets.
All sources of income count toward the Medicaid limit, including pensions, wages, interest, stock dividends, Social Security and VA benefits. A number of assets are exempt, including personal belongings, one automobile, burial plots, prepaid funeral contracts, a primary home valued at $878,000 or less and household furnishings.
Exceptions to Income and Asset Limits
If only one spouse applies, they’re subject to the same income and asset limits as single people. The non-applicant may also receive up to $3,160.50 of their spouse’s income each month as well as $126,420 of the couple’s joint assets. These federally mandated spousal living and resource allowances may also reduce an applicant’s income and asset levels, so they’re able to qualify for HUSKY Health long-term care coverage.
Applicants with income over the limit may qualify for a spend-down that provides six months of coverage. Their exceeded amount of monthly income is multiplied by six to determine the spend-down figure, which must be used to pay allowable medical and care-related expenses to gain eligibility for coverage. These can include:
Fairfield County seniors can apply for HUSKY Health coverage online or call (877) 284-8759.
Connecticut Home Care Program for Elders
Seniors who meet the eligibility requirements for HUSKY Health coverage and have been assessed as needing long-term care may qualify for the CHCPE waiver if they have a monthly income of $2,313 or less. This home and community-based waiver offers a wide range of support and care services in a managed residential community setting. Program participants receive service coordination and additional supports based on their assessed needs, such as:
Depending on a participant’s income, they may receive waiver services at no cost or have to pay a 9% share of cost. Participants are responsible for paying their cost for room and board, which isn’t covered by the waiver. Those who are approved for the program may be placed on a waiting list to receive services due to enrollment caps.
For more information about the CHCPE waiver or to begin the application process, seniors in Fairfield County can contact the Connecticut Department of Health and Human Services at (800) 445-5394.
Connecticut State Supplement for the Aged, Blind and Disabled
Residents of Fairfield County aged 65 or older with limited income and assets may be eligible for a monthly payment through the CSSABD program. To qualify for this state-funded benefit, seniors must have a regular monthly income, such as Social Security, Supplemental Security Income or a VA pension that doesn’t exceed the Connecticut standard cost of living. Individuals are allowed $1,600 in assets (married couples $2,400).
For more information about the CSSABD program or to apply for assistance, Fairfield County residents can call the Connecticut Department of Social Services Benefit Center at (855) 626-6632.
Long-Term Care Insurance
Younger seniors who wish to plan ahead for future care costs may consider purchasing long-term care insurance. This type of health insurance may pay for nursing home, in-home or assisted living care and offers a range of extra coverage options. Additionally, Connecticut has partnered with private LTC insurers to offer Medicaid asset protection coverage. As with most health insurance providers, LTC insurers base acceptance and premiums on an applicant’s age and health status.
To learn more about LTC insurance, Fairfield County residents can contact the CT Partnership for Long-term Care at (860) 418-6318.
There are 20 senior centers in communities throughout Fairfield County that offer older residents a wealth of opportunities for socializing, staying active and accessing life-enriching activities and programs. The specific offerings differ between centers, but most offer a nutritious noon meal and a variety of card and board games, exercise classes, arts and crafts programs and special social events. Many provide educational classes and seminars, computer labs, health screenings, benefits counseling, group outings, escorted trips and transportation services.
The Connecticut Veterans Affairs Office of Advocacy and Assistance aids veterans, their spouses and dependents with applications and appeals for local, state and federal benefits. County veterans can enroll in the VA Connecticut Healthcare System and visit the outpatient clinic in Danbury or Stamford to access primary care, physical exams, laboratory tests, X-rays, pharmacy services and referrals for specialty care at the VA Medical Center in West Haven.
Connecticut VA Office of Advocacy and Assistance
752 E. Main St., Bridgeport, CT 06608
Danbury VA Primary Care Clinic
7 Germantown Rd., Ste. 2B, Danbury, CT 06810
Stamford VA Primary Care Clinic
1275 Summer St., Stamford, CT 06905
Connecticut Legal Services offers no-cost advocacy and assistance with civil legal matters for eligible Fairfield County seniors aged 60 and over. The nonprofit agency provides help with a range of issues, including government benefits, foreclosures and evictions, health care and senior exploitation and abuse.
Connecticut Legal Services
211 State St., Bridgeport, CT 06604
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