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An explanation of retirement living costs. Visit to learn more about finding the right retirement community or to find a retirement community near you.

Discover the typical cost of living in a retirement community, what&#39;s included in the cost of a retirement communities and what to expect in various types of retirement communities.

The Cost of Living in a Retirement Community

An article defining Activities of Daily Living. Learn more about Senior Care by browsing our library of insightful articles or find senior care using our comprehensive directory.

Learn about activities of daily living, how ADLs are assessed and what the results can mean if you&#39;re considering long-term care for yourself or a loved one.

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A brief overview of veterans benefits, what they offer, and how to learn more about them.

Some veteran benefits can help with assisted living costs. Discover which ones can, how to apply and how to find the ideal assisted living community for your loved one.

Veterans Benefits: A Brief Overview

Veterans Benefits

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Learn about long-term care insurance for seniors, what services are covered, who is eligible, its benefits, how to sign up, and viable alternatives to this policy.

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Life insurance can be a powerful financial retirement tool if used properly. Learn how.

A life settlement from life insurance provides financial freedom for retirees. Discover how life settlements work, how much you&rsquo;ll get, eligibility requirements, and more.

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An article explaining what PACE Programs are. Learn more about PACE Programs or search our nationwide directory to find home care near you.

The Program of All-Inclusive Care for the Elderly (PACE) combines all the services offered by Medicare and Medicaid. Learn more about the program, eligibility, and how to apply for PACE.

PACE Programs: Programs of All-Inclusive Care for the Elderly

As the population ages and Baby Boomers face the realities of paying for care for their parents and for themselves, it becomes clear that the biggest hurdle to senior care is paying for it.

Learn about the cost of long-term care and ways you can pay for care, including Medicaid, VA benefits and the PACE program, in this guide for older adults.

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memory-care

For seniors coping with dementia, one of the greatest frustrations is the inability to do those things they once loved. Activities and hobbies that used to be second nature might start to feel fuzzy or distant. This harsh reality can be discouraging for the person suffering from dementia, as well as the friend or loved one who is trying to engage them.

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Costs at Tradewinds Assisted Living

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In Lompoc, assisted living costs are on par with the California average of $4,500&nbsp;but somewhat higher than the national average of $4,000, according to the 2018&nbsp;<a href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" target="_blank" data-mce-href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" rel="noopener noreferrer">Genworth&nbsp;Cost of Care Study</a>. Assisted living costs are about the same&nbsp;in Oxnard ($4,575) but are around $1,000 lower in Riverside ($3,500) and El Centro&nbsp;($3,650). The cost of assisted living is much higher along the coast in cities&nbsp;such as San Luis Obispo&nbsp;($5,450) and San Francisco ($5,500).&nbsp; Note: Senior care cost data wasn’t available for Lompoc, so data for the closest city, Los&nbsp;Angeles, was used.

Assisted Living Costs in Lompoc

The Cost of Assisted Living in Surrounding Areas

The type of care required is usually the biggest factor in the cost of senior care, and&nbsp;Lompoc&nbsp;is no exception. Nursing home care in&nbsp;Lompoc&nbsp;is about $3,100&nbsp;higher than assisted living, with semiprivate rooms averaging&nbsp;$7,604 per month. Homemaker&nbsp;and home health aide services&nbsp;are both $267 more&nbsp;expensive than assisted living. When choosing between care types, consider the added expenses of utilities, rent, groceries and upkeep of your home.&nbsp;Remember that assisted living fees usually include&nbsp;these expenses.

Care Cost Comparison

Senior Care Cost Comparison Chart

Financial Assistance for Assisted Living in Lompoc

Long-Term Care Insurance Seniors&nbsp;with&nbsp;<a href="http://www.insurance.ca.gov/01-consumers/105-type/7-ltc/" target="_blank" data-mce-href="http://www.insurance.ca.gov/01-consumers/105-type/7-ltc/" rel="noopener noreferrer">long-term care insurance</a>&nbsp;have their annual care costs in assisted living and nursing care homes paid by their insurance providers. Typically,&nbsp;there’s a yearly deductible set up at the time the policy is purchased. Eligibility and policy terms vary&nbsp;across providers and depend on the&nbsp;plan chosen. However, most insurance companies don’t offer this insurance to seniors in poor health or who require daily care. The price of a long-term policy is primarily determined by&nbsp;the&nbsp;policyholder’s age and health history. Elderlife Bridge Loan Bridge loans can provide seniors&nbsp;with short-term&nbsp;funding to pay for assisted&nbsp;living care. Funds can be sent to the care facility directly and repaid in monthly installments. Elderlife&nbsp;Financial bridge loans offer low interest rates and flexible terms of up to 24 months. Eligibility is determined based on a number of factors, including credit history and income. Seniors can have up to six&nbsp;family members cosign&nbsp;their loan application to improve their chances of approval. Seniors can apply for a bridge loan by calling <a href="https://elderlifefinancial.com/loc/" target="_blank" data-mce-href="https://elderlifefinancial.com/loc/" rel="noopener noreferrer">Elderlife&nbsp;Financial Services&nbsp;</a>at (888) 228-4500. Optional State Supplement&nbsp; Federal Supplemental Security Income&nbsp;benefits&nbsp;are available to low-income seniors and disabled&nbsp;citizens who meet the program’s eligibility guidelines. California offers an additional supplemental payment to those who qualify for SSI through its&nbsp;<a href="https://secure.ssa.gov/poms.nsf/lnx/0501415140SF" target="_blank" data-mce-href="https://secure.ssa.gov/poms.nsf/lnx/0501415140SF" rel="noopener noreferrer">Optional State Supplement</a>&nbsp;program. The specific payment amount&nbsp;is based on an individual’s&nbsp;age, physical limitations, marital status and living arrangement.&nbsp; To apply for OSS in Lompoc, contact the<a href="https://secure.ssa.gov/apps6z/FOLO/fo001.jsp" target="_blank" data-mce-href="https://secure.ssa.gov/apps6z/FOLO/fo001.jsp" rel="noopener noreferrer">&nbsp;Social Security Administration office</a>&nbsp;at (800) 772-1213.

Other Financial Assistance Programs for Assisted Living

The average cost of assisted living in the city is $4,500 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 2 Assisted Living Communities in Lompoc and several in surrounding areas. The Cost of Senior Care in Lompoc, California<ul><li>Assisted Living: $4,500</li><li>Nursing Home Care: $7,604</li><li>In-home Care: $4,767</li><li>Adult Day Health Services: $1,565</li></ul>

Assisted Living in Lompoc, CA

Assisted Living Articles and Resources

California’s Medicaid plan is called&nbsp;<a href="https://www.dhcs.ca.gov/services/medi-cal/Pages/default.aspx" target="_blank" data-mce-href="https://www.dhcs.ca.gov/services/medi-cal/Pages/default.aspx" rel="noopener noreferrer">Medi-Cal.</a>&nbsp;The program helps low-income seniors and disabled&nbsp;citizens pay for&nbsp;nursing home care, doctor and dental care, prescription drugs, transportation, in-home care, adult day health care and personal care services. Medi-Cal may pay for some or all of the needed services depending on the&nbsp;applicant’s qualifications, which are based on the following general&nbsp;<a href="https://www.dhcs.ca.gov/formsandpubs/forms/Forms/MCED/Info_Notice/MC002_ENG_0907.pdf" target="_blank" data-mce-href="https://www.dhcs.ca.gov/formsandpubs/forms/Forms/MCED/Info_Notice/MC002_ENG_0907.pdf" rel="noopener noreferrer">criteria</a>: <ul>
<li>Aged 65 or older</li>
<li>Blind or disabled</li>
<li>Living in an&nbsp;intermediate care home or nursing home</li>
<li>Legal resident of California and the U.S.</li>
<li>Maximum income of 138 percent of the&nbsp;<a href="https://aspe.hhs.gov/2019-poverty-guidelines" target="_blank" data-mce-href="https://aspe.hhs.gov/2019-poverty-guidelines" rel="noopener noreferrer">federal poverty level</a>&nbsp;</li>
<li>Maximum countable assets of $2,000 per individual and $3,000 per couple, including bank accounts, cash, investments and real estate (excluding a home&nbsp;an applicant still resides in and one personal&nbsp;vehicle)</li>
</ul> Lompoc&nbsp;seniors can <a href="https://www.coveredca.com/" target="_blank" data-mce-href="https://www.coveredca.com/" rel="noopener noreferrer">apply for&nbsp;Medi-Cal online</a>, by visiting the local <a href="http://cosb.countyofsb.org/social_services/default_rt.aspx?id=46488&amp;id2=46490" target="_blank" data-mce-href="http://cosb.countyofsb.org/social_services/default_rt.aspx?id=46488&amp;id2=46490" rel="noopener noreferrer">social services office</a>&nbsp;at&nbsp;1100 W. Laurel Ave. or by calling (805) 737-7080. Full coverage for assisted living isn’t provided under&nbsp;Medi-Cal, but seniors can apply for a waiver to help pay for some&nbsp;services in this setting as an alternative to nursing home care. Medi-Cal Assisted Living Waiver Medi-Cal’s&nbsp;<a href="https://www.dhcs.ca.gov/services/ltc/Pages/Assisted-Living-Waiver%20Program---Medi-Cal%20Member%20Enrollment.aspx" target="_blank" data-mce-href="https://www.dhcs.ca.gov/services/ltc/Pages/Assisted-Living-Waiver%20Program---Medi-Cal%20Member%20Enrollment.aspx" rel="noopener noreferrer">Assisted Living waiver</a>&nbsp;doesn’t pay the room-and-board portion of assisted living fees, but it does cover&nbsp;<a href="https://www.dhcs.ca.gov/services/ltc/Documents/ALW_SERVICES.pdf" target="_blank" data-mce-href="https://www.dhcs.ca.gov/services/ltc/Documents/ALW_SERVICES.pdf" rel="noopener noreferrer">some provided services</a>&nbsp;such as meals, housekeeping, laundry, recreation, health and social services and transportation. The program also pays for care coordination and the cost of transitioning&nbsp;from a nursing facility if&nbsp;needed. To qualify for&nbsp;the waiver program, applicants must be enrolled in&nbsp;Medi-Cal and assessed and determined to require a nursing facility level of care.&nbsp;Unlike nursing home care, this&nbsp;program isn’t an entitlement, so qualified seniors may be placed on a waiting list due to enrollment caps. The&nbsp;ALW&nbsp;program isn’t available in Santa Barbara County. However,&nbsp;Lompoc&nbsp;seniors who relocate to one of the 15 participating counties statewide may be able to take advantage of the program.&nbsp;Lompoc&nbsp;seniors may find&nbsp;approved ALW&nbsp;facilities in nearby Santa Clara County. To apply, seniors or their caregivers should contact the nearest<a href="https://www.dhcs.ca.gov/services/ltc/Documents/Care-Coordination-Agencies-2018.pdf" target="_blank" data-mce-href="https://www.dhcs.ca.gov/services/ltc/Documents/Care-Coordination-Agencies-2018.pdf" rel="noopener noreferrer">&nbsp;Care Coordination Agency.</a>

Medicaid in California

 Detailed profiles of 2 Assisted Living Facilities in Lompoc, CA.  Reviews, ratings, costs, pictures, amenities, and more.

 2 Assisted Living Facilities in Lompoc, CA (with Reviews)

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Assisted Living Resources in Lompoc

The senior center in Lompoc&nbsp;offers a variety of activities, such as chair yoga,&nbsp;Laughter and Wellness and other programs. Participants can take art classes, practice tai&nbsp;chi or play bridge in a unique social setting.&nbsp;Computers are also available.

Senior Centers in Lompoc

Veterans eligible for medical care can visit the Santa Maria VA clinic to receive&nbsp;regular checkups&nbsp;and treatment by specialists, such as cardiologists, gynecologists and mental health providers.&nbsp;Eligible veterans&nbsp;can apply for assistance with the cost of prescriptions, medical equipment and prosthetics. The&nbsp;Santa Barbara County Veterans Affairs office offers&nbsp;information and help applying for benefits, pensions and other financial assistance a veteran may be eligible for.

Veterans Services

Santa Maria Terrace is centrally located in the charming City of Santa Maria, California. The Santa Maria Valley is nestled in the foothills of Santa Barbara County wine country. Located in the heart of California&#39;s Central Coast, here you will discover beautiful scenery, championship golf courses, national theater, bird watching, pristine beaches, performing arts, world famous barbecue, succulent strawberries, nearby missions, hiking, festivals, family events, and award winning wineries located along the Foxen Canyon Wine Trail.

<h2>Featured Amenities</h2>

At Santa Maria Terrace, we want each and every one of our residents to feel at home, which is why we offer private, cozy apartments in studio and one-bedroom floor plans. Each unit is furnished with an emergency call system and individually controlled heating and air conditioning. We also welcome residents to bring along their small pets as companions.

Residents dine on freshly-prepared, home-style meals served table side by professional wait staff. Taste and meal quality is never a concern, as our chefs are specially trained to cater to a variety of dietary needs. Family and other guests are always welcome to join us for meals and our private parlor is available for special events and private parties.

<h2>Available Services</h2>

The health and happiness of our residents is our top priority, which is why staff members are on site 24 hours a day. Our assisted living residents can choose from a wide range of personalized care services and assistance with activities of daily living such as ambulation, dressing, personal grooming and medication management.

Our central location in beautiful Santa Maria offers seniors easy access to diverse shopping and dining, peaceful parks and the lush beaches of Southern California. To make sure our residents reach their destination safely and conveniently, we offer our own private transportation service to and from medical appointments and shopping centers.

Santa Maria Terrace is a special place for seniors, offering some of the best independent and assisted living accommodations and services in Southern California.

Santa Maria Terrace

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Tradewinds Assisted Living - Lompoc, California

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