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An explanation of retirement living costs. Visit to learn more about finding the right retirement community or to find a retirement community near you.

Discover the typical cost of living in a retirement community, what&#39;s included in the cost of a retirement communities and what to expect in various types of retirement communities.

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memory-care

For seniors coping with dementia, one of the greatest frustrations is the inability to do those things they once loved. Activities and hobbies that used to be second nature might start to feel fuzzy or distant. This harsh reality can be discouraging for the person suffering from dementia, as well as the friend or loved one who is trying to engage them.

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<a href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" target="_blank" data-mce-href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" rel="noopener noreferrer">Genworth’s 2018 Cost of Care</a>&nbsp;study researched senior care costs in cities throughout the country. The study shows that the average monthly cost of assisted living in Cathedral City is $3,500, which is $500 below the national and $1000 below the state averages. To the west, costs are notably higher in Los Angeles&nbsp;($4,500) and Oxnard ($4,575) as well as to the south in San Diego ($4,500).&nbsp; Overall, assisted living in California is more expensive than many other states. Statewide, prices start at $3,200 (Modesto) and go up to $5,595 (Santa Cruz).&nbsp; Note: Senior care cost data wasn’t available for Cathedral City, so data for the closest city, Riverside, was used.&nbsp;

Assisted Living Costs in Cathedral City

The Cost of Assisted Living in Surrounding Areas

Semiprivate nursing home care in Cathedral City costs $7,559 per month, which is more than twice the cost of assisted living. Although both services include room-and-board, the difference in price&nbsp;is based on the fact that nursing facilities provide around-the-clock medical care and are staffed by licensed medical professionals.&nbsp; In-home care options, such as homemaker or home health aid, are also more expensive than assisted living, and the prices don’t include meals, accommodations or variable costs, such as home repairs.&nbsp;

Care Cost Comparison

Senior Care Cost Comparison Chart

Financial Assistance for Assisted Living in Cathedral City

Optional State Supplementation Seniors eligible for&nbsp;<a href="https://www.ssa.gov/benefits/ssi/" target="_blank" data-mce-href="https://www.ssa.gov/benefits/ssi/" rel="noopener noreferrer">Supplemental Security Income</a>&nbsp;benefits&nbsp;can apply for additional&nbsp;state-sponsored funds through the&nbsp;<a href="https://www.ssa.gov/pubs/EN-05-11125.pdf" target="_blank" data-mce-href="https://www.ssa.gov/pubs/EN-05-11125.pdf" rel="noopener noreferrer">Optional State Supplementation</a>&nbsp;program.&nbsp; The OSS&nbsp;helps seniors aged 65&nbsp;or older pay for the room-and-board portion of their assisted living costs by topping up the monthly SSI payment. Single seniors may qualify for up to $1,194.37 a month in combined SSI/OSS&nbsp;benefits, and senior couples may receive up to $2,388.74.&nbsp; For more information, contact the&nbsp;<a href="https://www.ssa.gov/agency/contact/phone.html" target="_blank" data-mce-href="https://www.ssa.gov/agency/contact/phone.html" rel="noopener noreferrer">Social Security Administration</a>&nbsp;at (800) 772-1213.&nbsp; VA Aid and Attendance Housebound Veterans and survivors who are eligible for the regular VA pension and have either a permanent disability or chronic illness not related to service may qualify for a higher pension amount through the <a href="https://www.va.gov/pension/aid-attendance-housebound/" target="_blank" data-mce-href="https://www.va.gov/pension/aid-attendance-housebound/" rel="noopener noreferrer">VA Aid and Attendance Benefits and Housebound Allowance</a>. These two benefit programs provide additional cash that can be used towards the cost of assisted living care.&nbsp; Under Aid and Attendance, veterans without dependents may be eligible for a <a href="https://www.benefits.va.gov/pension/current_rates_veteran_pen.asp" target="_blank" data-mce-href="https://www.benefits.va.gov/pension/current_rates_veteran_pen.asp" rel="noopener noreferrer">maximum annual pension</a> of $22,577, and veterans with one dependent may receive up to $26,766. Survivors without dependents can qualify for a <a href="https://www.benefits.va.gov/pension/current_rates_survivor_pen.asp" target="_blank" data-mce-href="https://www.benefits.va.gov/pension/current_rates_survivor_pen.asp" rel="noopener noreferrer">maximum annual pension</a> of $14,509&nbsp;or $17,309 with one dependent. To qualify for Aid and Attendance, applicants must:&nbsp; 
<li>Have a severe visual impairment that limits corrected vision to 5/200 or lower, or</li>
<li>Be bedridden due to a chronic illness, or</li>
<li>Be a full-time resident of a nursing facility, or</li>
<li>Need daily assistance from a caregiver to get dressed, use the toilet, bathe, manage a prosthetic device, eat, and/or move around their home</li>
 For Housebound Allowance, veterans and survivors must have a permanent disability that limits their ability to leave their home.&nbsp; Under Housebound, veterans without dependents may receive a maximum annual pension of $16,540, and those with dependents may receive up to $20,731. Eligible survivors may receive up to $11,095 without dependents&nbsp;or $13,893 with one dependent.&nbsp; Note: Successful applicants can only collect benefits from either Aid and Attendance or Housebound.&nbsp; For more information and assistance with the application process, contact a veterans services officer at the&nbsp;<a href="https://veteranservices.co.riverside.ca.us/" target="_blank" data-mce-href="https://veteranservices.co.riverside.ca.us/" rel="noopener noreferrer">Riverside County Department of Veterans’ Services</a> by calling (951) 955-3060.&nbsp;

Other Financial Assistance Programs for Assisted Living

The average cost of assisted living in the city is $3,500 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 1 Assisted Living Community in Cathedral City and several in surrounding areas. The Cost of Senior Care in Cathedral City, CA<ul><li>Assisted Living: $3,500</li><li>Nursing Home Care: $7,559</li><li>In-home Care: $4,481</li><li>Adult Day Health Services: $1,668</li></ul>

Assisted Living in Cathedral City, CA

Assisted Living Articles and Resources

About&nbsp;<a href="http://files.kff.org/attachment/fact-sheet-medicaid-state-CA" target="_blank" data-mce-href="http://files.kff.org/attachment/fact-sheet-medicaid-state-CA" rel="noopener noreferrer">25% of California residents</a>&nbsp;have access to&nbsp;<a href="https://www.medicaid.gov/medicaid/benefits/list-of-benefits/index.html" target="_blank" data-mce-href="https://www.medicaid.gov/medicaid/benefits/list-of-benefits/index.html" rel="noopener noreferrer">basic health services</a>&nbsp;through&nbsp;<a href="https://www.medicaid.gov/" target="_blank" data-mce-href="https://www.medicaid.gov/" rel="noopener noreferrer">Medicaid</a>, such as inpatient and outpatient hospital care, primary physician services, transportation to medical services and long-term care in a nursing facility. Some states also offer optional benefits through state-specific waivers and programs, including speech and physical therapy, prescription drugs, prosthetics&nbsp;and vision and dental care.&nbsp; This federally mandated, government-funded health plan is available to individuals who have a low income and few countable assets. In California, a Medicaid-expansion state, the program is called&nbsp;<a href="https://www.coveredca.com/medi-cal/" target="_blank" data-mce-href="https://www.coveredca.com/medi-cal/" rel="noopener noreferrer">Medi-Cal</a>&nbsp;and administered through the Department of Health Care Services. Qualifying for Medi-Cal Seniors aged 65 and older who meet the following criteria may be eligible for free long-term Medi-Cal coverage, including access to special home and community-based waiver services, requirements include:&nbsp; <ul>
<li>A&nbsp;monthly income (including pension and alimony payments) up to $1,242 per month, or</li>
<li>A&nbsp;combined monthly income of up to $1,682 when applying for Medi-Cal with a spouse, and</li>
<li>$2,000 or less in countable assets, such as cash and investments, or</li>
<li>$3,000 or less in combined countable&nbsp;assets when applying for Medi-Cal with a spouse</li>
</ul> Some assets are exempt, including:&nbsp; <ul>
<li>One personal vehicle</li>
<li>Furniture and household goods</li>
<li>Clothing</li>
<li>A non-revocable, prepaid burial contract</li>
<li>Most life insurance policies worth $1,500 or less</li>
<li>A home in which the applicant and/or their spouse lives, regardless of the assessed value</li>
</ul> If only one spouse (known as the institutional spouse) needs long-term Medi-Cal benefits, special income and asset rules are in place to protect the non-applicant, called the community spouse, from impoverishment.&nbsp; The community spouse can keep up to 50%, a maximum value of $126,420,&nbsp; worth of the couple’s joint assets, and this amount may be increased through a court order. If the non-applicant is financially dependent on the institutional spouse,&nbsp;<a href="https://www.medicaid.gov/medicaid/eligibility/downloads/spousal-impoverishment/ssi-and-spousal-impoverishment-standards.pdf" target="_blank" data-mce-href="https://www.medicaid.gov/medicaid/eligibility/downloads/spousal-impoverishment/ssi-and-spousal-impoverishment-standards.pdf" rel="noopener noreferrer">up to $3,160.50 per month</a> can be paid to the community spouse by the applicant.&nbsp; Medi-Cal Share of Cost Seniors&nbsp;who are ineligible for Medi-Cal due to excess income may qualify for coverage on a&nbsp;<a href="https://files.medi-cal.ca.gov/pubsdoco/publications/masters-mtp/part1/share_z01.doc" target="_blank" data-mce-href="https://files.medi-cal.ca.gov/pubsdoco/publications/masters-mtp/part1/share_z01.doc" rel="noopener noreferrer">Share of Cost</a>&nbsp;basis if they have high, ongoing medical expenses.&nbsp; Also sometimes referred to as a Medicaid spend-down program, SOC provides participants with Medicaid benefits each month once they have spent a predetermined amount on approved medical expenses. Medicaid SOC enrollees&nbsp;aren’t eligible for Medicaid home and community-based waivers.&nbsp; To learn more about Medi-Cal enrollment&nbsp;and the SOC program, contact the <a href="http://dpss.co.riverside.ca.us/family-resource-centers/locations" target="_blank" data-mce-href="http://dpss.co.riverside.ca.us/family-resource-centers/locations" rel="noopener noreferrer">County of Riverside Department of Social Services</a>&nbsp;(Desert Hot Springs Family Resource Center) at (760) 288-3313 or the <a href="http://www.medi-cal.ca.gov/contact.asp" target="_blank" data-mce-href="http://www.medi-cal.ca.gov/contact.asp" rel="noopener noreferrer">Medi-Cal telephone service center</a>&nbsp;at (800) 541-5555.&nbsp; Assisted Living Home and Community-Based Waiver Seniors&nbsp;who qualify for full-scope, no-cost Medi-Cal coverage, meet the criteria for nursing facility care and would prefer to reside in and assisted living facility may be eligible for the&nbsp;<a href="https://www.dhcs.ca.gov/services/ltc/Pages/AssistedLivingWaiver.aspx" target="_blank" data-mce-href="https://www.dhcs.ca.gov/services/ltc/Pages/AssistedLivingWaiver.aspx" rel="noopener noreferrer">Assisted Living Waiver</a>. Seniors who are already in a Medicaid-funded nursing facility may also be eligible, and if accepted, they’re provided with transitional assistance.&nbsp; This Medicaid nursing home diversion program funds community-based services and supports that allow seniors to age in place in a noninstitutional setting. The ALW doesn’t cover the room-and-board portion of assisted living costs; it pays for care that’s not normally offered in an assisted living facility.&nbsp; In order to participate in the ALW seniors must be able to have their care needs met through the available services, such as:&nbsp; <ul>
<li>Housekeeping and laundry&nbsp;</li>
<li>Intermittent, skilled nursing&nbsp;</li>
<li>Adult day health&nbsp;</li>
<li>Transportation</li>
<li>Assistance with activities of daily living</li>
<li>Case management</li>
</ul> Seniors accepted into the ALW&nbsp;must reside in a participating facility, and waiting lists may be in effect.&nbsp; For more information on the ALW, contact <a href="https://www.dhcs.ca.gov/services/ltc/Documents/Care-Coordination-Agencies-2018.pdf" target="_blank" data-mce-href="https://www.dhcs.ca.gov/services/ltc/Documents/Care-Coordination-Agencies-2018.pdf" rel="noopener noreferrer">Archangel Home Health Inc.</a>, the ALW&nbsp;care coordinator&nbsp;agency for Riverside County at (562) 861-7047.&nbsp;

Medicaid in California

Detailed profile of 1 Assisted Living Facility in Cathedral City, CA.  Reviews, ratings, costs, pictures, amenities, and more.

1 Assisted Living Facility in Cathedral City, CA (with Reviews)

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Assisted Living Resources in Cathedral City

The Cathedral City Senior Center is a multipurpose community center designed to enhance the mental and physical health of area seniors. For a $25 annual membership fee, seniors can participate in over 45 weekly exercise classes, social clubs and wellness programs.&nbsp; The center also offers daily low-cost congregant lunches, free case management, a senior food pantry and regular health-screening clinics.&nbsp;

Senior Center

The County of Riverside Veterans’ Services provides veterans, dependents and survivors with up-to-date information on state and federal benefits, assistance with VA claims and help with VA medical services.&nbsp;

Veterans Services

We are a renowned residential care facility that offers unwavering support to elderly individuals, including those requiring dementia care, Alzheimer's care, and hospice care. Our dedicated team understands the distinct requirements of individuals in these specific areas and is committed to delivering a comprehensive array of services to cater to their unique needs.

Our facility is meticulously designed to foster a nurturing and supportive environment, where elderly individuals and hospice clients receive compassionate care, comfort, and uphold their dignity during this sensitive phase of life.

<h4>Services Offered:</h4>

<ol>
 <li>Round-the-Clock Care by Compassionate Caregivers: Our specially trained caregivers are available 24/7 to provide attentive support, ensuring the well-being of our elderly, dementia, Alzheimer's, and hospice clients at all times.</li>

<li>Nutritious, Home-Cooked Meals: We provide three delectable and nutritious home-cooked meals daily, tailored to meet the dietary requirements and preferences of our residents.</li>

<li>Medication Support: We offer assistance to clients with the self-administration of prescribed medications, ensuring they receive the necessary support and guidance.</li>

<li>Collaborative Doctor Coordination: Our team establishes close ties with healthcare providers to facilitate appointments and ensure seamless communication between clients, caregivers, and medical professionals.</li>

<li>Specialized Hospice Care Programs: Our specialized programs are meticulously crafted to provide comfort and dignity to elderly, dementia, Alzheimer's, and hospice care clients, fostering a supportive environment for both clients and their families.</li>
</ol>


<h4>Outstanding Job Duties:</h4>
<ol>
 <li>Personalized Activities and Recreation: We provide engaging activities and personalized recreation programs to keep our residents active, stimulated, and socially connected.</li>

<li>Continuous Monitoring and Care Plans: Our team develops individualized care plans, closely monitoring each resident's well-being and adjusting care as needed to ensure their comfort and safety.</li>

<li>Emotional and Spiritual Support: Our caregivers offer emotional support and assist residents in maintaining their spiritual well-being, nurturing their sense of purpose and connection.</li>

<li>Family Involvement and Support: We encourage family involvement and provide support to family members, fostering a collaborative approach to ensure the well-being of our residents.</li>

<li>Holistic Wellness Programs: We offer holistic wellness programs that encompass physical, mental, and emotional well-being, promoting a balanced and fulfilling lifestyle for our residents.</li>
</ol>



We cordially invite you to visit AMPM Comfort Care and discover how our compassionate and comprehensive care can complement the unwavering support we provide. To learn more about this providers license and review other available state reports, please visit: <a href="https://www.ccld.dss.ca.gov/carefacilitysearch/">California Department of Social Services Licensed Facility Search</a>

AM/PM Assured Care

Set in the beautiful Coachella Valley near golf courses and Agua Caliente Casino Resort Spa, Atria Rancho Mirage an Atria Senior Living community helps older people enjoy a simplified lifestyle.

This welcoming residence offers a selection of studio and one-bedroom apartments, most with a kitchenette. Just steps away are a variety of convenient amenities, including a heated pool and hot tub, salon and barber shop, and inviting outdoor spaces such as a designated space for dog walking and walking paths. A friendly, caring staff is available 24/7 to provide discreet support when needed.

For people living with Alzheimer's or other forms of dementia, Atria Rancho Mirage offers a forward-thinking approach to memory care. Residents enjoy exercise and social engagement in a secure, thoughtfully designed space with specially trained caregivers.

Every day is a new opportunity for connection, creativity and fun. With daily events and activities, residents can continue doing the things they love and discover new interests. From ice cream socials to happy hours, residents can be as active and involved as they like.

Atria Senior Living is a leading operator of independent living, assisted living, supportive living and memory care communities in more than 200 locations in 28 states and seven Canadian provinces. We are the residence of choice for more than 20,000 seniors, and the workplace of choice for more than 12,000 employees. We create vibrant communities where older adults can thrive and participate, know that their contributions are valued, and enjoy access to opportunities and support that help them keep making a positive difference in our world. To learn more about this providers license and review other available state reports, please visit: <a href="https://www.ccld.dss.ca.gov/carefacilitysearch/">California Department of Social Services Licensed Facility Search</a>

Atria Rancho Mirage

We look forward to caring for you or a loved one. Rest assured that every amenity we offer was created to meet your unique needs, whether they exist now or develop over time. Your peace of mind is our most important priority, and we endeavor to provide all the comforts of home for you or your loved one. We look forward to becoming an extension of your family.

We have 4 assisted living and 2 memory care cottages plus one community center cottage. We offer a wide variety of events including exercise, card games, and we have many clubs to be a part of. We offer transportation 5 days a week to various outings and doctor appointments.

Cottages at Palm Springs

Vista Cove at Rancho Mirage is a secure, welcoming memory-care community nestled at 70201 Mirage Cove Drive in serene Rancho Mirage, California. Founded in 2003 and locally owned, the community specializes exclusively in Alzheimer's and dementia care, including residential, respite, and an 8:30 am-4:30 pm licensed adult day program available seven days a week. Its "neighborhood" design groups 6-8 residents into home-like suites complete with bedrooms, private or companion bathrooms, a cozy living room, kitchen, dining area, and laundry -- a thoughtfully scaled environment that supports dignity, familiarity, and strong social connections. 

Residents enjoy a rich selection of amenities tailored to memory-care needs. Beyond daily house cleaning and laundry for both clothing and linens, services include scheduled transportation, secure gated access, and guest and resident parking. On-site beauty/barber services help foster a sense of normalcy, while lush patios and gardens offer peaceful outdoor living on the property's 2+ acres, with stunning mountain views and landscaped walking paths. The Life Enrichment Activity Program (LEAP) and Namaste Care offer person-centered engagement -- with music, games, book clubs, yoga, gardening, and arts and crafts -- all thoughtfully woven into daily life. Dining is warm and accommodating, featuring shared meals in a central dining room, room service, guest access, and support for special diets such as diabetic, kosher, and vegetarian.

What truly distinguishes Vista Cove is its exceptional care team, boasting one caregiver for every eight residents, led by licensed nurses and guided by a Medical Director. The community prides itself on high family satisfaction -- with a 2018 survey noting 100% of respondents would recommend it. 

Safety is paramount, with 24-hour supervised access, secure gating, and a reliable alert system. Just beyond its gates, residents and families can visit renowned local attractions: Sunnylands Center &amp; Gardens, Rancho Mirage Library &amp; Observatory, and a variety of championship golf courses -- plus trails like the nearby Bump &amp; Grind and Palm Canyon paths for gentle strolls or outings. 

This thoughtful integration of expert, compassionate care and vibrant community life makes Vista Cove a standout choice for families seeking specialized memory-care excellence.

 To learn more about this provider's license and review other available state reports, please visit: <a href="https://www.ccld.dss.ca.gov/carefacilitysearch/">California Department of Social Services Licensed Facility Search</a>

Vista Cove at Rancho Mirage

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